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Anti-MH Industry MHAction Protesters Have Struck Manufactured Housing Again, and Again

May 12th, 2018 No comments

MHActionLogoAntiIndustryMHActionProtestorsSturkManufacturedHousingAgainMastheadCommentaryMHProNews

In the aftermath of last year’s Manufactured Housing Institute (MHI) annual meeting, an MHI advocate metaphorically taunted MHProNews for our reporting on looming protests of their meeting.

That skeptic isn’t doubting the forecast of MHAction protests any more.

MHAction initially targeted the MHI annual event in Orlando last year.  But a combination of disruptive factors – including a hurricane and MHProNews coverage of the predicted protests by the activist group -resulted in a change of the activist group’s plans.

Since then, as the Daily Business News has reported, MHAction has protested a Frank Rolfe event and HUD Secretary Ben Carson’s recent speech at the MHI Congress and Expo.

MHAction had only pivoted from Orlando.  There have been, and are, other MHAction efforts underway besides these two noted today.

There is a cost to getting people to a protest like these. That bus used by MHAction wasn’t free. There’s a price for MHAction’s staff.  There are expenses to organize friendly or receptive media outlets to provide coverage for their negative-coverage seeking behavior.

An MHI member told MHProNews after the attempts at disrupting Secretary Carson’s address at the Paris Hotel in Vegas that the protestors were “ineffective.”  “Secretary Carson easily turned them into a punch line,” that member told me.

While the come back from the stage by Dr. Carson was quick, the video below reveals that disruption at MHI’s event nevertheless took place.

It is one more example of a challenge that is bubbling up periodically, and which is drawing problematic media coverage for not just MHI, but for the industry they represent. The MHAction protest was mentioned by the Washington Post in their story about HUD.  This particular protest in Vegas last April at the MHI meeting has been mentioned or covered at some length by a number of progressive media outlets.

It is one more item that requires an effective response from MHI.  Even with the repeated forewarning MHProNews provided, which MHI never thanked us for, they seemed ill prepared to deal with MHAction at their Congress and Expo. You can see for yourself.

 

What will these media seeking MHAction protestors do next?

How will it impact the image of the vast majority of the industry’s ethical manufactured housing businesses?

Watch for an upcoming report on MHAction. To learn more about prior reports about this activist group, see those Related Reports linked below. To sign up for MHProNews’ industry-leading emailed headline news, click the link below.  It’s all part of the industry’s most popular, independent, and trusted trade media news.  MH Industry News, Tips, and Views Pros Can Use.” © ## (News, analysis and commentary.)

 

(Third party images are provided under fair use guidelines.)

Related Reports:

Frank Rolfe, MHU/RV Horizons Protest by MHAction; Nathan Smith/SSK/MHI Flashbacks?

Meet the Faces, Groups Behind Anti-MH Industry Activists, Protesters

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

 

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Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Clayton Homes, Manufactured Housing Industry News, Reality Check

April 4th, 2018 No comments

ClaytonHomesManufacturedHomeIndustryNewsRealityCheckMastheadCommentaryMHProNews

Clayton Homes made the news several times in recent days. As a heads up to readers, this mentions legislation, but that isn’t the headline topic. The example that follows exemplifies a reality check that will tee up an “Aha! Moment” for many.

The subjects Clayton Homes has been included in mainstream media reports included such topics as their support for the amendment proposed to S. 2155. That amendment is based upon the Mortgage Loan Originator (MLO) rule proposal found in the Preserving Access to Manufactured Housing Act. That’s fine.

The point? What’s the Reality Check? 

  • Clayton Homes,
  • Berkshire Hathaway,
  • Warren Buffett and his family like son Howard,
  • can get into the news virtually any time they want to do so.

That said, why doesn’t Clayton routinely go after each and every example of mistakes made in the mainstream media about manufactured homes?

2018-04-04_1725ClaytonHomesInManufacturedHousingIndustryNewsMastheadCommentaryDailyBusinessNewsMHProNewsLet’s rephrase for total clarity.

    Berkshire Hathaway owns a press release service.

   Berkshire Hathaway owns numerous media outlets.

   As one of the nation’s largest home builders, Clayton could correct each and every example of mistaken reports in the media.

   Clayton has their own communications and marketing people.

   The Manufactured Housing Institute (MHI) also have public relations (media) professionals.  For years, the MHI executive committee has included 2 of the 4 seats held by Berkshire Hathaway, plus years of Tim Williams, President and CEO of 21st Mortgage as MHI Chairman.  The other 2 of 4 the executive committee seats had ties to Berkshire Hathaway too.

Clayton, MHI and Berkshire Hathaway can comment on – or correct the record on – any misleading, mistaken, bad terminology – – anything! – – associated with the industry.

Will anyone seriously question that claim?   Please, send me a response that explains this topic in some other logical fashion.

Given that premise, that Clayton/MHI could correct any or every flawed media report, how about this question. Why don’t they do so?

For over a year, we’ve done a periodic test. It’s this.  We’ve contacted mainstream media about a problematic news report about manufactured housing that they ran. We ask, has Clayton, MHI or others in the industry contacted you about this? In essentially every case, the answer has been “no.” One example was in Clayton’s home state.  The routine answer was, no, they’ve not reached out at all. (The exception was the Urban Institute, where Clayton and MHI were promised anonymity, per informed sources at UI – see that, linked as a resource below.)

Why does Clayton and MHI allow poor terminology about manufactured homes to continue to go unaddressed? For example, why do they allow the media to call a manufactured home community a “trailer park?” [sic].  Why do they allow any bad information to go unaddressed?

TrailerParkGoogleNews442018ManufacturedHousingIndustryDailyBusinessNewsMHProNews

These are just some ‘trailer park’ [SIC} news stories this week. This happens week after week, year after year. Given that no one I’ve ever met aspired to be ‘trailer trash,’ can you see why this terrible terminology needs to be tackled? Where is Clayton and MHI on this or other negative media related issues?

 

In interview and discussions with home owners and professionals, concerns about being stigmatized by the term “trailer trash” ranks high. It’s a reason millennials have given for not even considering a “mobile homes” – manufactured homes – as an option (see related reports, linked below).

Image and misleading information directly or indirectly costs the industry hundreds of thousands of new home sales per year.  That’s billions in sales a year.

Why doesn’t Clayton and MHI go aggressively after that improper media reporting and terminology issue? Not with more lame advertorials, which industry statistics prove beyond a doubt failed to move the needle for the industry.

DarrenKrolewskiMHVillageDataComp=PostedMastheadBlogMHProNews

Darren Krolewski, Co-President at MHVillage, DataComp.

I asked Darren Krolewski during the Tunica Show why the millions who watch a classy Clayton video, or who visit Clayton’s or MH Village’s websites aren’t buying more homes?  Krolewski said publicly and privately, he doesn’t have a good answer.

We do. A big factor can be summed up with improper information and image. Pretty pictures and videos alone will not fix this. What will? We know this from experience in the field with clients.

Correcting the record, time after time, lifts the industry’s shoppers from interest to buyers.

Now I happen to believe that Warren Buffett, and Kevin Clayton are intelligent people. Tim Williams said it himself. There’s a good case to be made for correcting the record each and every time.

So why don’t they???

 

The 64 Billion Dollar Question

Sir Arthur Conan Doyle, famous for the Sherlock Holmes detective stories, famously observed that when you eliminate the possibilities, whatever remains must be the truth.

Kevin Clayton said over 6 years ago that they were “ready” then to do an image/public relations campaign.

They can get in the news when they want to do so. Why don’t they fix this?

As a state association executive told me today, MHI has a full time media person that could make that routine outreach whenever negative, inaccurate news hits. 

Then why don’t they do so?  Here’s the answer to that, the plausible premise…the Reality Check

  • Warren Buffett said he likes a bargain.
  • Buffett also commands his company presidents to expand their “moat” year after year.
  • By keeping the industry’s image problematic, it obviously keeps new manufactured home sales at a lower level than it would otherwise be
  • That in turn arguably hurts every other business of every size engaged in manufactured housing in America.  That means that other factories, retailers, etc. can be purchased cheaper than they otherwise would be.  
  • It also means that their market share can grow, until the day comes that they take their foot off the brake peddle.

Isn’t this stating the obvious? That’s the reality check. They can get in the news.  They can correct poor reporting, every time, if they wanted to do so.

Clayton and MHI are not responsible for every piece of bad news that hits the media each and every week. But they are 100 percent able – and thus, responsible – for not doing all that they can to fix bad reports when they occur.

Those MHI “image” videos and advertorials are clearly ineffective. The only thing those videos and advertorials do is give them a fig leaf when they are questioned about the topic of image, media engagement, marketing, public relations, and education.

ManufacturedHomeShipmentTrendsPercentageNewHomeStartsSkylineChampionPowerPointMastheadBlogDailyBusinessNewsMHProNews

The facts don’t lie. MHI has admitted at times that the industry is still performing at historically low levels. Why? Isn’t poor public perception, fueled by problematic and flawed media reports part of the problem? Then why doesn’t Clayton and MHI address each and every flawed report? Former MHI Chair Tim Williams admitted that it is a valid approach. Then whey not do it?

Their failure to do so is part of what keeps the industry suppressed. It logically keeps the prices paid for buying the factories and retail centers of others lower than they otherwise would be.

We can call this an allegation that manufactured housing is struggling due to the apparent failure of Clayton, Berkshire Hathaway and MHI to act.

Or we could say the obvious. They have the resources. They know the need. Tim Williams admitted the logic of correcting the record in writing to MHProNews.

The level of acceptance of manufactured housing is directly tied to this issue. Others like financing also have Clayton, Berkshire and MHI finger prints on them as to why they are unresolved (see related reports for details).

Don’t they obviously the MH Industry to remain small, until they’ve consolidated enough that they take their foot off the brake peddle? Isn’t that the reality check for today?  The truth that’s hiding in plain sight? “We Provide, You Decide.” (C) ## 

Related Comments, Quotes and Reports:

“Kevin…the Problem of Your Industry…”

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

Since these comments and others, 21st Mortgage has reportedly been paying Rolfe for promotions, and Rolfe has stopped making these kinds of public critiques of MHI, Berkshire Hathaway or Clayton Homes.  http://www.mhpronews.com/blogs/daily-business-news/frank-rolfe-blasts-mhi-for-poor-media-engagement-industry-reactions/

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Warren Buffett Success Secret$, Video Interview Including “The Moat”

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

(Third party images, cites are provided under fair use guidelines.)

ThereAreOnly2WaysToLearnOwnOthersExperiencesLATonyKovachManufacturedHousingIndustryMHProNews-575x235By L. A. “Tony” Kovach,
award-winning consulting, publisher, web, video, recruiting, sales training, business development service provider.

MHLivingNews.com | MHProNews.com | Office 863-213-4090 |

Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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7 Things – > 300 Words – Every Manufactured Housing Industry Professional, Investor Should Know

November 4th, 2017 No comments
  1. Every professional should have a sense of the industry’s history; how manufactured housing evolved from trailer houses, to mobile homes, to modern manufactured homes. It’s proven profitable! You can begin that survey of manufactured home history, linked here.

7CoolThingsEveryIndsutryProsShouldKnow

  1. Every manufactured home pro should understand how to explain and defend the truth about the industry. You can begin with three-top rated, key-videos on MHLivingNews on windstorms linked here, an expert’s overview on how the affordable housing crisis solution is found in manufactured homes linked here, and an elected public official explains modern manufactured homes, linked here.

ItsUnbelievableHowMuchYouDontKnowAboutGameYouveBeenPlayingAllYourLifeMickeyMantleBaseballHallFameMastheadManufacturedHousingIndustryCommentaryMHProNews

  1. Every manufactured home pro should know key quotes and terminology, to support others better understand manufactured housing today. The top link will get you started, we’ll plan a quote collection soon. Terminology explanations, linked here.

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  1. Every manufactured home pro should understand why free enterprise is superior to other economic systems, vs. other nations’ sad history of broken promises. Start here.
  1. Every manufactured home pro should know why MHLivingNews and MHProNews have always been, and will always be pro-industry, as well as pro-consumer. Anyone who tells you something different is jealous, selling something, or distracting from the obvious truth of our 8+ year history as the industry leader in pro-industry “News, Tips and Views Pros Can Use.” ©.

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  1. Every manufactured home pro should know that readers are leaders. Today, viewers of the industry’s most followed and trusted news sources. To sign up for free emailed news updates, click here.

  1. To send news tips to MHProNews, click here, and to get professionals services or sponsor our profit-building, pro-sustainable growth work, click here. ##
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L. A. “Tony” Kovach presenting to a packed house.

By L. A. ‘Tony’ Kovach.    IReportMHNewsTips@MHMSM-comMHProNews (1)

MH Lending, FEMA and False Profits (and False Prophets)

October 7th, 2017 No comments

Question. Where the manufactured home industry’s profits in the mid-to-late1990s, false or real?

When money is earned, it can be spent. So it may seem odd to discuss profits as “false.” 

ManufacturedHomeLendingFEMAFalseProfits-AndFalseProphets

As anyone who’s watched the movie Scarface knows, crime is a business. It may be illegal, but it’s business.  The risk/reward equation for a criminal enterprise is different than for a legal business.

Back to the opening question. Where the manufactured home industry’s profits in the mid-to-late 1990s, false or real?

They may have seemed real at the time, but it was a reality built on quicksand. 

A sinkhole developed under that mountain of bad MH loans.

The new home shipment graphic below tells the tale. The MH Industry has not yet fully recovered, almost 20 years later. 

ManufacturedHousingIndustry30YearAnnualShipmentsCavcoMHIDailyBusinessNewsMHProNews

False profits? In Wisconsin, they might answer, “youbetcha.”

The FEMA Trap

In 2006 and 2007, after all those FEMA orders from the 2005 hurricane season, some where praying for more bad weather.

Duh. Short-term thinking has harmed the MH industry and image numerous times.

FEMA orders were similar to those bad MH loans from the 1990s. Those bad MH loans hurt our industry’s reputation. Once seemingly ‘profitable’ companies collapsed in the wake of the 1990s MH credit crash.

Another, smaller wave of companies failed as a result of the post-2005 FEMA housing rebound/impacts.  But it was already a smaller industry.

GusRodriguezTejasHomesBobCrawfordDickMooreHousingRossKinzlerRetiredWHA

We’ve had numerous comments from industry professionals who say that too many in manufactured housing have not learned the lessons from FEMA/Katrina.  That the industry is walking into a pit, let’s call it ‘the FEMA trap.’

The industry professional who sent this linked commentary was right, the federal government could do FEMA much better, and could save taxpayers in the process. 

Doing FEMA right – instead of wrong – would be better for those being served, the public in general, and could protect the industry’s independent businesses more too.

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Some will profit from FEMA going in, and will also make money on the flip side — when those homes flood (pardon the pun) ‘back onto the market’ – and get auctioned off. That’s free enterprise.

But it is also wasteful and harmful to taxpayers and to much of the industry and the public interest.

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The industry voices talking to MHProNews about FEMA and related challenges are often in unison on one point: there is a better way for taxpayers, the public, for the MH Image, and for many professionals in the industry at large.

It’s a fine line to speak of promoting the MH Industry and free enterprise, yet also to say that the industry ought to be wise enough to learn from the past.  We’re walking that line today.

WeEitherDefineOurSelvesOrOtherDefineUsToIndustrysHomeownersDetriment-MastheadBlogMHProNwes

This Masthead blogpost isn’t blasting those who profited off of FEMA. This Masthead is saying there are better ways for all involved.

 

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A “Masthead” can mean in publishing, the editorial page. A ship’s masthead is the highest perch on that vessel. “You can see farther from the vantage point of the Masthead.” – The Elk.

 

Then and Now

Today’s manufactured home lenders are arguably profitable and more financially responsible.  Lessons learned.

That doesn’t mean all is perfect.

The CFPB, however well intended, has created as much or more harm as good, and it has cost taxpayers tens of billions in the process. The cost of the CFPB has been much even more in terms of lost economic benefits, caused by that agency’s implementation of Dodd-Frank.

The industry hasn’t successfully addressed CFPB, nor has it fully learned and applied the lessons of FEMA and disaster relief. 

There’s no doubt, the federal and state governments are doing much better than it did with Katrina and Sandy.

But there is room to improve.

Those improvements would save taxpayers money.

Improving FEMA might cut the wild profits of a few – short term – but they would lead to more sustainable profits for the many that could endure for years to come. 

It’s the difference between false and real profits.

It’s the difference between sustainable, long-term thinking and short-term money.

We’ll talk about the false prophets another time. Let me close by sharing my personal thank to the hundreds who’ve sent kind 9th anniversary ‘kudos’ messages.  ## (Commentary, news, analysis.)

LATonyKovachMHLivingNewsMHProNewsManufacturedHomeIndustryPublisherMarketingSalesTrainerConsultant-

Socialists, Communists, Capitalists, Clarity, Smear, Truth, and “Kissing Ass”

September 27th, 2017 No comments

Stating the Obvious for clarity. It’s complex world, where the agendas are often hidden or disguised. It isn’t always easy to know the truth on a subject. In manufactured housing, that’s also the reality.  Knowing the truth can be challenging.

We’ll get to the he headline later, but for now, please let me note the following.

We love:

  • this industry,
  • family, faith, flag, and free enterprise (if my wife is reading this, not necessarily in that order of importance).

We are pro-success, done ethically. Because we believe in a Supreme Authority, our values ideally are guided and enlightened by those ultimate truths. Having laid out our principles in often detailed statements before, let’s jump beyond that to the topic for today.

DonkeyKissingAssSomePeopleWillDoAnythingForAFewExtraDollarsMastheadBlogPixabayMHProNew

Hey, there are some who just don’t have a free will choice, due to some circumstance. But others play the game because they think they benefit from it. The reality in manufactured housing is, exposing the game and playing it straight is more profitable than playing the game, or kissing someone’s donkey.

The Smear

One popular example from the left of “the smear” is to call whoever opposes them “a racist.” It’s been used for so long, it ought to be worn out by now.  The right can use Smear tactics too.

SnearMudThrowingTacticsUsedWorkToDuckDodgeDebatePixabayMastheadCommentaryMHPronews

The reason Smear Tactics can still be effective is because millions are too busy, to distracted by work, family, friends, sports, drink, drugs, sex, the tube, social media, or whatever else.

But today, there are other media options beyond the mainstream media.

This publication seeks to serves what is good and the truth as it is known and understood to be.

We have in the past given the benefit of the doubt to certain voices, until the doubt has been removed by a long preponderance of evidence carefully examined, and shared with you, the Industry’s:

  • Owners, executives, managers, and rising stars,
  • Investors,
  • Political operatives and elected officials,
  • Mainstream media,
  • Researchers, educators and political officials.

CartoonKissingAssSomePeopleWillDoAnythingForAFewExtraDollarsMastheadBlogPixabayMHProNew

Some in MHLand:

  • have egos the size of Texas,
  • blow with the wind,
  • will kiss any ugly -ss for a dollar,
  • just don’t know,
  • are into their habits so deeply, they don’t see reality, etc.

During the 2016 campaign, Warren Buffett said he supported what
Sec. Hillary Clinton
supported. That’s why he backed Clinton.
Sec. Clinton supported Dodd-Frank and the CFPB.
Do you see the disconnect
between MHI’s stated
position on CFPB and Preserving Access,
and what Warren Buffett said several times?

WarrenBuffettSupportedBarackObamaBuffettSupportedDoddFrankCFPBMastheadBlogMHProNews

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

The truth about MHI is in several ways hiding in plain sight. But the MHProNews exclusively obtained documents from Tim Williams speaks volumes. But only to those with an open mind to reality, vs. fantasy. Click here to see the brief, yet powerful, report.

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The slide is from then MHI Chairman, Tim Williams, president and CEO of Berkshire Hathaway owned 21st Mortgage Corp. Isn’t it obvious that what Williams was saying was the polar opposite of what Warren Buffett supported?  Are we to believe that MHI’s chair that worked for Buffett opposed Buffett’s positions?  Arrows and commentary in red from the Masthead blog, MHProNews.com.

But a number of others have no choice for economic reasons have to play the MHI game, but they don’t like what is going on, and help inform us all they can.

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MHProNews.com/Pixabay.

Those later sources often provide priceless insights. Thank you, one and all.

IReportMHNewsTips@MHMSM-comMHProNews (1)

Got a tip?  Document of general interest?  Help us help the industry. iReportMHNewsTips@mhmsm.com

Then, there are straight up supporters or those who are allied through mostly common visions or interests.

TheyKillGoodTreesToPutOutBadNewspapersJamesGWattAZquotesMastheadBlogMHProNews

Quick History – Conspiracy Theories and Reality

James Watt was the Secretary of the Interior Department, under President Ronald Reagan.

He was known as a pithy comments and quote machine. He has several interesting insights you can find on those quotable quotes websites, or Wikipedia.

JamesGWattSecretaryInteriorWikipediaMastheadBlogDailyBusinessNews626

But the following quote of Watt’s I can’t find anywhere online, so I was not able to verify it precisely.  It goes something like this.

I don’t believe in what are commonly known as conspiracy theories. What I do believe in are people with common interests, acting in ways that benefit their common interests and that therefor look to be conspiratorial.’ – James Watt, former Secretary of the Interior.

That was so powerful, it has long stuck with me. Does it apply to manufactured housing? “We Provide, You Decide.” ©

LiberalsShiftedGovernmentpositionNuetralRightWrongConcentraitingPowerGovtChsleThreepillarssocietyFamilyWorkEthicFaithNotGoodForAmericaJamesGWattMHProNews

“Conspiracy” Hiding in Plain Sight?

Set against the James Watt point that people with common interest often behave in ways that align with those interests – thus appearing to be conspiratorial –  let’s note the following.

If you or I are accused or questioned about something that’s demonstrably not true,
the normal person simply disproves the allegation, and moves on.

Correct?

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNew

So, if the Manufactured Housing Institute (MHI) and the powers-that-be behind MHI can readily disprove the array of questions and concerns about their favoritism and performance, why don’t they do so?

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Isn’t it likely they are ducking out precisely because the accusations are true? Because they have no good come-back?

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Why didn’t MHI ask to use this image, or create one like it of their own? Could it be that that Berkshire Hathaway owned companies like Clayton, VMF or 21st would benefit, whether or not the Preserving Access to Manufactured Housing Act bill passed or not?  Sources tell MHProNews that the non-profits would have made a deal on the MLO rule, which would have benefited every MH Lender and every retailer, communities, and consumers.  Why didn’t MHI take that deal?  Why spend millions and fail? Or was that pro noted above correct, that BH profits either way, so why compromise at all?  Didn’t they win if it failed, or win if they succeeded?

The Truth is Hiding in Plain Sight

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Whatever MHI wants to say about trying to cut back on HUD overreaches, it is obvious that the easiest possible step is to ask the Trump Administration to have Pam Danner reassigned.  Why do they duck the obvious conflict between their words and deeds? Photo – Pam Danner, JD, addressing MHI members. Photo credit, MHProNews.

  • Pam Danner
  • Lois Starkey
  • Duty to Serve (DTS) (FHFA/GSEs)
  • CFPB and Preserving Access to Manufactured Housing Act – Opportunities Missed
  • Monopolistic Practices that use Heavy Regulations to Force more Consolidations
  • Manufactured Housing Improvement Act of 2000 (MHIA 2000) and enhanced preemption
  • Racism and Steering
  • Not Defending the Industry and its Image, etc., etc.

These are just some of the issues that have arisen or been spotlighted in roughly the last two two years.

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Some date back further, such as a column in 2014 that spotlighted the high cost – and risks to the industry – from low volumes of new home sales.  That risk to independents is hitting the industry again now, in the growing FEMA fiasco.

BerkshireHathawayClaytonHomesVanderbiltVMF21stMortgageManufacturedHomesLoansFEMA

Insider Sources

We have used a combination of inside voices off the record and visible professionals speaking on the record. While we often agree with MHARR, we are not joined at the hip.

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Perhaps the most compelling for thoughtful readers are the quotes from people in MHI, in their own words. Videos and their own written statements, carefully analyzed in the light of known facts.


From within the Berkshire Hathaway owned family of Clayton, Vanderbilt, 21st and other units;

From within MHI,

From state, professional, and third-party groups studying the industry – often with no axe to grind – MHProNews has provided a series of reports and exposes unlike anything that the industry has ever seen.

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MHI, Clayton, 21st and VMF have not engaged directly in public on these issues. But they have done so indirectly and often behind the scenes.  They don’t try to refute/disprove us, rather, they try other alleged tactics to undermine our efforts – which benefit the bulk of the industry’s professionals and investors.

Long term, our call to reform MHI and their alleged monopolistic masters would benefit them too.  Because monopoly inevitably leads to a break up, and it harms the market place, public and society.  That’s why there are laws against monopolies.

Thinkers simply have to wonder: why do the mega-rich take a public position that seems to contradict their own interests?  Isn’t the obvious answer from years of evidence that they posture one thing, do another, because it has worked for them time and again?

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Breaking Up is Hard to Do

We’ve taken our precautions.

We’ve called out the powers that be to debate, or discuss, or be interviewed on video, so all can see it.  They duck, dodge, detract, distract, delay, etc. If they were right, they’d simply publicly seek to prove me to be a fool. Why are they reluctant to stand up for their track record? Do they de facto admit that they lack success at their own stated goals?

MHIGotCloutWheresTheBeefMHProNews

The reason thousands come – including they and their allies daily – is because we say what’s real and support allegations with credible evidence.

HowardWalkerJDViceChairEquityLifestylePropELS-ManufacturedHousingInstituteLogoViceChair-postedMastheadManufacturedHomeIndustryResearcMHProNews

MHI Meetings, Networking and Events Can Be Replaced

The one thing that we hear that MHI ‘does okay with’ are their networking meetings.  That brings real value to some professionals.  But IMHO, they could be done better and for less.

We can’t say if MHARR will expand after their November 2017 meeting. But they have publicly supported the need for a third association that truly represents the “post-production” sector of MH – meaning others besides factory home builders.

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

There was some movement by a few groups to do a true association, they’ve never come to pass.

It would be very profitable for the industry to do so.  Ironically, it could benefit the big players over time too. Because monopolies tend historically to fail over time, and harm many along the way to failure.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

Note, quoting someone on a topic should not be construed to imply we agree on all topics. That said, the above by George Allen on his own blog was interesting.

The industry is growing faster beyond Clayton and Cavco, their own statistics prove it.

IndustryMarketShareClaytonCavco63ManufacturedHousingIndustryDataResearchMarketStockReportsDailyBusinessNewsMHProNews613

It’s time for the break up, since MHI has declined offers to reform itself.

Industry Pros Question the Effectiveness of National Association – Bob Crawford and Frank Rolfe from ManufacturedHome-ModularHomeNews on Vimeo.

 

NewManufacturedHousing1trillion9PercentNew1percentExistingHomeSales2016CreditManufacturedHousingIndustryMHProNewsFinally, we will continue to spotlight politics, because it routinely impacts our industry in clear or subtle ways. I know some question our support for the president and his agenda. We appreciate the candid feedback from those who see that topic differently.

While the GOP – as an independent, I’m not a member of that or any other political party – may be gripped by its identity crisis, the Trump wing is gaining ground.  As odd as it sounds, the victory of Roy Moore over Luther Strange in the Alabama Senate primary proves that to be true.

The RINOs – perhaps better known as the “Establishment” Republicans – will, if this pattern continues, fade from the scene over time.

Americans are seeking to take back their country.

Manufactured housing professionals want to take back their industry.

The two go hand in hand.  That’s why we supported Donald J. Trump when MHI put two pro-Clinton speakers on their stage just days before the election last November.

Manufactured Home Industry Leaders Praise MHLivingNews and MHProNews.

The hypocrisy and the game playing, the masks and deception are coming to an end.

When their allegedly manipulative music stops, watch a growing number of industry pros exit MHI.  They won’t want to be associated with that crew.

In the meantime, we’ll be spotlighting the issues that can help industry professionals and investors maximize their returns and success.

Read the news and commentary.  Consider what it means to you.  Then, think about how you and your location and organization can benefit by applying the insights you find here on MHProNews and/or on MHLivingNews.

You don’t have to spend a dime with us to do that, do you?

Of course, for those who see the value of what we do, it is common sense to support our efforts.  Because no other organization in the history of the industry has produced more pro-industry insights and defended the industry more than MHLivingNews and MHProNews.

We are only able to do so thanks to sponsors and client support.

Allegations, Reality and the Future

The powers that be have already lost, they may not realize it yet.  The momentum has shifted.

With the masks, and smoke screens falling and blowing away, the industry can grow at a pace it has only dreamed about for years.

We and select clients know how that is done.  Its profitable, and done at the local level.

Think about why MHI has turned us down time and again, and failed to respond time and again.  Think about why – on an issue as simple as Pam Danner being exited from her role in the manufactured housing program office at HUD – they won’t take a public stand for doing that, even when a growing number of their own members want that to take place.

Yes, we think the days of MHI and their masters as it has existed are about over.  Oh, they’ll continue on in some form or fashion, because Berkshire Hathaway and their allies need an organ like MHI.

But for the majority of members, aren’t you feeding the hand that bites yours?  ## (Commentary, analysis, news.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovachMHLivingNewsMHProNewsManufacturedHomeIndustryPublisherMarketingSalesTrainerConsultant-

By L. A. “Tony” Kovach.

 

 

 

Cong Keith Ellison, Others Accuse Clayton Homes, Berkshire Hathaway Lenders, MHI of Monopolistic, Racism, Steering, Predatory Lending, and More

September 11th, 2017 No comments

When testifying in front of the House Financial Services Committee, Kevin Clayton, CEO of Maryville, Tenn.-based Clayton Homes and head of the Manufactured Housing Institute…” – HousingWire.

Mobile home [sic] loans and borrowers are different. Clayton Homes dominates the industry. Clayton charges borrowers of color a lot more. Clayton targets borrowers of color and steers them into…” National Consumer Law Center.

OpenMindCiteSourcesFromAcrossTheSpectrumMHProNews

American Banker, Seattle Times, BuzzFeed News

RacialJusticeEqualEconomicOpportunityProjectNationalConsumerLawCenterKeithEllisonD-MN5DanielWagnerBuzzfeedMikeBakerSeattleTimesDiscrminationMHProNews

Notice: Independent Thinkers can consider points and evidence from across the economic and political spectrum. To see the report this screen capture was taken from, click here or the image above.

…These are just some of the operations that have identified the third rail in the manufactured housing industry’s economic and political landscape.

ThirdRailPoliticsDefinedMHProNewsBerkshire Hathaway (BH) Owned Clayton Homes dominates the Manufactured Housing Institute (MHI). Isn’t that evident by…?

  • Third party media analysis (examples, from both right and left wing media)
  • The fact that 2 out of 4 of the MHI Executive Committee seats are held by Clayton Homes’ Tom Hodges and 21st Mortgage, Tim Williams,
  • The third seat is held by a former Clayton Homes division president, Joe Stegmayer, now Chairman of Cavco Industries, and
  • Howard Walker, ELS which uses BH lending and other BH connected products and services?
MHIannouncestheirnewExecutiveCommitteeboardmembersAward-WinnerscreditMHIlegal500mhpronewslinkedin-postedtoDailybusinessnews-

Some of the photos above are by MHI, or 21st, BH companies, and are provided under fair use guidelines.

Clayton Homes and its sister operations have been charged by several third parties with racism, steering, and predatory lending.

  • It’s 9.11. 9/11/2001 was like a wake-up call, but it also brought the nation together.
  • Texas and Louisiana have just endured Hurricane Harvey.
  • Florida, Georgia and the Carolinas have, are or soon will be feeling the impact of Irma.
  • We have a builder/businessman in the White House.
  • President Donald J. Trump has prefab housing interests.
  • Vice President Mike Pence understands and respects manufactured housing, perhaps better than any VP in history.
CampaignForAccountabiltyClaytonHomesLogoBerkshireHathawayVanderbiltMortgageRacismSteeringPredatoryLendingDailyBusinessNewsMHProNews720x403-575x322

Each of those lodging allegations discussion on this page are reported in the Daily Business News post, click image above.

The president’s agenda is pro-business, pro-growth, American Business and American Workers First.

IamGoingToLowerYourTaxesEliminateEveryUnnecessaryRegulationUNleashAmericanEnergyPlacingAmericanBusinessandWorkersFirstDonaldJTrumpNationalViewsMastheadMHProNews

The president has shown by his actions that he is implementing his campaign promises.  The DC Swamp is Fighting Back.

That Swamp is perhaps best defined as the intersection of Big Business, Big Lobby, and Big Government.

The Above Is Like an Executive Summary,

The Below are Some Details, Facts, Allegations, Concerns – What It Means to Manufactured Housing, and

Potential Next Steps

 

Superficiality is the curse of the modern world” – Matthew Kelly

Skim at your own risk.

Open your mind, and consider the following objectively, without passion, habit, or emotion.

While some of those claims by parties outside of manufactured housing could be nuanced, questioned or debunked, the persistence of the allegations above and below by third parties are significant. We’ll note right now that our raising this issue as a pro-industry trade publisher, and citing these topics from these sources, doesn’t mean we endorse everything these parties are stating or alleging.

Rather, we’re doing what every good trade media does in other industries. We report the good, the bad and the problematic.

There is no way to solve a problem if you don’t first identify it, analyze the options, and then begin to work to solve those identified issues.

TheSystemIsRiggedHUDRossKinzlerDonaldTyeJrFederalOfficialDailyBusinessNewsMHProNews

Thanks to our sponsors, team and supporters, we bring day-by-day the Manufactured Home Industry’s “News, Tips and Views that Pros Can Use.”  It’s all about team work.  While the commentary is that of our organization, we must in gratitude in turn thanks those:

  • Sources,
  • Supporters,
  • Sponsors,
  • Service users of our operation,
  • That make our work possible. We could not do this alone.  We don’t operate in a vacuum.

We salute those who support us, and our thousands of readers should use their products and services at every opportunity.

USRepMaxineWaterEmanuelCleaverKeithEllisonMikeCapuanoMastheadDailyBusinessNewsMHProNews

These Democratic lawmakers have raised the issue of racism with respect to the companies that dominate MHI. MHProNews is the first in the Industry to notify industry readers that the Center for Accountability, about two weeks ago, put out a press release that they are pursuing this racism, steering and predatory lending issue. MHProNews asked MHI’s leadership about this, asking them to reject racism. After several days, they have not yet done so. Now, MHI’s SVP Lesli Gooch admits that Rep. Ellison is opposing the MHI Preserving Access bill. Will any thinking person be surprised if Ellison, the CfA or others accuse MHI’s leadership of racism?

Congressman Ellison and others pushing DOJ and CFPB Investigations

MHProNews documented in the reports linked that third parties are pushing the Department of Justice (DOJ) and/or the Consumer Financial Protection Bureau (CFPB) to release findings about Berkshire Hathaway operations on the issues of racism, steering and predatory lending.

What is not entirely clear is the degree to which anti-trust allegations may be part of DOJ or other investigations.

While we have sources in and close to Clayton Homes, 21st Mortgage, Vanderbilt, and the Manufactured Housing Institute (MHI).

Those sources state they are carefully monitoring all that we publish.

To our knowledge at this moment, MHI and the Berkshire Hathaway (BH) brands have not responded to these issues raised last month or previously.

Why not?

Allegations, Allegations – Facts, Figures and The Record

We’re told that MHI and the BH brands have attorneys that go over our articles and posts, looking for ways to shut MHProNews and MHLivingNews down.  Why? Are they trying to control the narrative? So that only their voice is left?

We have sources that have told us that they’ve directly and/or indirectly pressured our advertisers and sponsors.

We’ll layout those concerns and allegations above and below. “We Provide, You Decide.” ©

The Third Rail in Manufactured Housing

There is a reputed third rail in manufactured housing.

BH has so much influence – some believe – they industry professionals and companies are economically fearful of standing up to them.

But thanks to some courageous, wise, committed, sponsors and supporters – we’ve been able to carry on.

That should not be construed to mean that those sponsors agree with each and everything we do.  We don’t ask some’s permission to publish or produce. We have quiet advice from a variety of sources. But we make our own decisions, based upon the facts, input as we see them and experience.

We strive day-by-day to act in what we believe the facts and experience reveals are the root issues that hold manufactured housing back from doing 5 to 10 times more business annually than the industry currently does.

We’ve said for years.  If RVs are outselling Manufactured Housing by some 5 to 1, why can’t almost every honest retailer, every ethical community operator be selling about 5 or more times the number of homes that they do?  RVs are a luxury for most, while manufactured homes are one of the necessities of life.

 

TanstaflThereIsNoSuchThingAsAFreeLunchProtectLifeLibertyPropertyRevDonaldTyeJrLATonyKovach

Click the image above to read the post this joint statement of opportunity and hope that this graphic comes from.

MHI and Surrogates

Suzanne Felber and George Allen have and are said to be receiving promotional benefits from MHI, and/or certain forms of work from MHI and/or Berkshire Hathaway (BH) companies.

SuzanneFelberFrankRolfeRichardADickJennisonAmericanHousingAdvocatesManufacturedHousingIndustryDailyBuisnessNewsMHProNews600

Notice, we will be circling back this weekend to post missing links and additional information for this report.

Is it a coincidence that Felber’s site fawns over Jennison, HUD’s Pam Danner, Clayton Homes, and MHI?

Allen’s situation is perhaps more complex, as the emailed discussion linked here reflects.

GeorgeAllenDownBy100MHIFlyInDownby60ilyBusinessNewsMHProNews

Notice, we will be circling back this weekend to post missing links and additional information for this report.

What is clear is that Allen periodically lashes out via email and/via his blog, etc. against this writer and MHProNews with unsubstantiated claims, designed to dissuade his followers from putting stock in MHARR, this writer, or the MHProNews trade media.

Why?

Allen – by accident, design, hubris, envy or some combination – thus provides de facto ‘cover’ to MHI and the BH brands.

That cover comes from the one person – Allen – who made a serious claim at starting a post-production association. But after a number of years have gone by, his COBA7 is not a formal association at all. Emails between members of COBA7 provided to MHProNews by their own followers suggest they are unsure what to do about MHI or how to best advance the industry.

It wasn’t always so with Allen, as the screen captures and weekend email exchange attached reflects.

At a minimum, we’d allege that Allen’s not been consistent.

At a minimum, Allen’s failed to follow the logic of what the Manufactured Housing Association for Regulatory Reform (MHARR) and others have pointed out.  That doesn’t mean he should be condemned to perdition’s flames. I’ve said many times, if Allen’s followers didn’t see some value to his work, then he’d have no audience.

But is the main value Allen brings his networking meetings?  And given the steep decline in his meeting attendance since we were involved in cross-promotion with him, is Allen’s influence rising, or fading?

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

By citing Allen, Felber or whomever, that should not be construed as a blanket endorsement. We are pointing to specific facts, statements or claims made. Links will be added, likely this wekened. Please check back.

MHARR, MHI, and MHProNews

While MHARR and MHProNews have some overlapping interests, each organization is a distinct and independent operation.

Allen wrongfully conflates MHARR and MHI’s respective missions. We’ve covered that before, so won’t belabor that today.

For several years before MHARR used MHProNews for some modest ads, this writer was periodically taking MHARR positions at MHI meetings.  We as trade publishers did so when we felt MHARR was correct.  I personally did that privately and in public, both before and after my being elected by my peers as a board member of the MHI Suppliers Division.

MHI knew exactly who I was – a goal and solution oriented, pragmatic idealistic – because I don’t keep that secret. It’s part of every email MHProNews sends out.

obstacles-are-those-frightful-things-you-see-when-you-take-your-eyes-off-the-goal- henry-ford-inspiration-(c)lifestyle-factory-homes-llc-posted-mhpronews.

Whether you think you can or whether you think you can’t, you’re right.” – Henry Ford

A search of our articles going back in time will reflect the reality that we supported MHI on some topics, MHARR on others.

MHI's New CEO, Dick Jennison

This was one of the photos taken by MHProNews, a behind-the-camera, behind the scenes effort some years ago to get MHI and MHARR to work more closely together. Richard Dick Jennison, left, Mark Weiss, right. Weiss is now MHARR, President and CEO.

It should also be noted that at one point in time, perhaps naively believing that MHI and MHARR could be ‘reconciled,’ we attempted to do just that when Dick Jennison came on board as MHI’s president.  There are a number of industry pros, beyond

  • Dick Jennison,
  • Rick Robinson,
  • Mark Weiss,
  • Danny Ghorbani,
  • Joe Stegmayer,
  • Dennis Hill,

and numerous others who know this to be true.

It should be noted that MHProNews always took editorially the view our parent company’s management – Lifestyle Factory Homes, LLC – dba/MHProNews.com and MHLivingNews.com, et al – believed was in the best interest of the industry, based upon then available information.

 

They can’t have it both ways.

We Operate by the Same Principles Now as Then.

Some of those stands were controversial, as Financial Services Chairman Dick Ernst said in the video above.   But as he also said, it’s because of our desire to bring the industry together in a cohesive way.

Cohesion – peace and cooperation – are only possible among those of good will.

After years of efforts, often behind the scenes, we came to the painful conclusion that MHI staff did not want peace with MHARR.

We also came to the painful conclusion that MHI allegedly wanted to so dominate MHARR, and if possible,

  • buy out,
  • draw in as members of MHI, and/or
  • force out of business each MHARR member, and thus silence MHARR for good.

As new facts or insights emerged, we as trade publishers tried to adapt to those insights. We had inside and other sources at MHI that gave us some tips and insights as to what was coming. Some of those insights were about plans, months or years in advance of their being enacted.

Finance, Monopolistic Actions, and Duty to Serve (DTS)

It’s clear in hindsight that on a subject such as the Duty to Serve (DTS) manufactured housing lending by the GSEs, that my view previous view on accepting MHI’s stated support for the same was naive.

MonopoliesTrustsAntiCompetitiveMarketsCrashCourseDailyBusinessNewsMHProNewsLogo-575x333

Still from the video on the page linked above.

Naïve.

We have since carefully laid out our concerns and allegations that while

  • MHI staff stated their desire to want DTS to become reality, in fact,
  • Tim Williams/21st Mortgage,
  • as well as Vanderbilt Mortgage and Finance,

have practically foiled those efforts at a robust chattel DTS program or pilot.

How did they do it, one might ask?  A fair question.  Here’s how.

21st and VMF did so by not providing the data that the Government Sponsored Enterprises (GSEs or Enterprises) of Fannie Mae and Freddie Mac, as their sources say, needed to responsibly enter into the chattel market in a spirited fashion.

ElephantAssGSEFannieFreddieFHFAPostedDailyBusinessNewsMHProNews

Collage credit, MHProNews, logos are those of their respective organization, and are shown here under fair use guidelines.,/i>

There are other factors too, this document can’t be all encompassing.  But we previously documented with comments from experts such as Titus Dare, Marty Lavin and others.

Anyone can go to

  • Industry Voices,
  • the Daily Business News (DBN),
  • Industry in Focus Reports, prior
  • Masthead blog posts,
  • or previous featured articles and interviews,

and you’ll see that step-by-step, for years, we’ve laid the foundation for what we are stating today.

ThanksTonyDoWhatYouFeelIsRightBerkshireHathaway-F-ckEm-MHProNewsNMHOA and MHAction

We have often taken NMHOA or MHAction to task, and still do for supporting rent control or other efforts that are arguably harmful to their own claimed followers.

We think rent control may be well intentioned, but fails to accomplish the goal it desires.  We’ve cited

  • Paul Bradley of ROC USA,
  • Sam Landy, JD, of UMH Properties,
  • Sheila Dey, JD, of the WMA

and numerous others in pointing out the weakness of the concept of rent control. It harms business, affordable housing in general, and manufactured home communities and residents in particular.

But on the narrow subject of DTS and monopolistic practices by MHI and BH units, there may be common ground possible between industry professionals and those consumer-focused groups.

That said, we continue to call on NMHOA and MHAction to revisit and reject their own mistaken support for rent control, and other actions that harm the very people they claim to want to benefit.

We’ve invited public debates

  • with those ‘consumer groups,’
  • with MHI,
  • and MHI’s de facto surrogates to debate the issues by video.

While NMHOA has not yet accepted that invitation, to their credit, Isbhel Dickens at least acknowledged in writing their willingness to consider that kind of direct engagement.

By contrast, MHI and their surrogates have not accepted that offer on any level.

If they were right, why do they duck a public debate?

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews

Duck. Dodge. Distract. Detract. Delay. Deny. Demean. Defame. Destroy.

When you see an indirect, semi-public or no reply by MHI, BH and their surrogates, think about those 9 deadly Ds.

When you see or hear about efforts by MHI, BH, or their surrogates to

  • defame,
  • marginalize,
  • starve out,
  • or destroy MHProNews and MHLivingNews, you have to ask yourself, why?

Why has MHI not taken on the issues that we’ve raised, until the last few months, and then, only in an arguably weak or even counterproductive fashion?

When you see MHI, BH and their surrogates try to

  • buy out competitors,
  • harm competitors through heavy regulations,
  • feint an argument for X, when their powers that be are doing the opposite,

or try to pressure MHARR members into becoming MHI members, you have to ask yourself, why?

regulatory-compliance-costs-for-manufacturers-source-national-assoc-manufacturers-posted-masthead-mhpronews0-com-_001

MHI and MHARR Independent HUD Code Producers

In my enthusiasm to debunk the Atlantic and IBIS World, several years ago, I missed their powerful point that was hiding in plain sight.

AmericasFastestDyingBusinessMobileHomesManufacturedHomesAtlanticIBISWorldDailyBusinessNewsResearchDataReportsMHProNews

Their headline claimed that manufactured housing was a dying industry.  We strived to debunk that claim, and I’d stand by that to this day.

IBISWorldAtlanticManufacturedHousingIndustryDailyBusinessNewsResearchReportsMHProNews

But I missed the nuance necessary for the point they made about Clayton dominating MH retail.

MHProNews has had independent MHI and MHARR members alike tell me that while they may not officially be up for sale, for the right price and terms, they’d sell.

AnotherClaytonAquisitionLoomsManufacturedHousingIndustryDailyBusinessNewsReportsResearchMHProNews

Clayton logo is their property, and is shown here with a collage by MHProNews, under fair use guidelines.

MHProNews has had independent MHI and MHARR members alike tell me that the biggest thing that holds them back having enough independent retailers to distribute and sell their products.

MHProNews has had state association executives tell me that several of their independents are undercapitalized.

MHProNews has had independent community owners and retailers tell us that there’s just too many issues to navigate.

They sell out or close down.

Wasn’t The Atlantic was right about that point?

What the Atlantic and others may or may not understand is just how the industry got to this point.  That will be laid out in future reports, stay tuned.

We will also circle back, perhaps this weekend, and hot link the various bullets and allegations noted in this document.  Stay tuned.

A “Brilliant” BH Strategy to Dominate Manufactured Housing, While Avoiding the ?

Look carefully and objectively at what Cong. Ellison and his colleagues PowerPoint on racism, lending and monopolistic practices.

Look carefully at what we’ve been publishing on MHProNews for months and years.

While we’ve worked independently of each other, there are several points in common.  Coincidence?


BH’s Clayton’s willingness to buy from independents, or to use Triad Financial, or Credit Human (formerly San Antonio Credit Union) or other lending sources and suppliers, those were arguably shrewd moves in a strategic and tactical sense.

  • First, it undermined the claim of monopoly. After all, how can you be a monopoly if you are buying from a competitor? That gives them some cover with DOJ or the FTC.
  • Next, by failing to succeed at passing Preserving Access, or
  • Third, by failing to succeed at getting HUD, or DOE or others that could be cited to relent in some regulatory overreach, they were indirectly allowing pressure on the independent producers and the independent retailers. That too is useful to give them cover with DOJ or the FTC.
  • But one reason why – primarily, but not solely via MHI and their surrogates – by trying to marginalize, silence, buyout, or crush MHProNews and MHLivingNews – weren’t they trying to control the industry’s narrative?
  • To the degree that they control the industry’s narrative, aren’t they trying to create an information monopoly?
  • By controlling the information – the inner industry dialogue – aren’t they trying to avoid the very kind of analysis and fact checks that MHARR and MHProNews produce?

Why won’t MHI release their own bylaws?  We’re told that isn’t even legal, but they’ve still done it.

Why does MHI have inaccurate consumer information?  The last we checked, they’ve not corrected it.

DougGormanHomeMartMHILogoAwardWinnerManufacturedHousingIndustryResearchDataReportsMHProNews

Yes, the industry is growing, and we should be happy about it, but we should be unhappy with how low the total sales volume is at a retail center, a community and the industry at large. When you look at the bulk of the mainstream media accounts, isn’t Tom Fath correct? Isn’t the industry under attack? Where is MHI’s defense of the industry? 

Why did MHI try to keep us from doing certain interviews or attend certain public addresses by elected or appointed officials?  That – per attorneys we’ve spoken with – raise a variety of legal and constitutional issues.

Isn’t it arguable that these moves are designed to choke off competition, including competing news and commentary?

 

Isn’t the Truth Hiding in Plain Sight?

Isn’t Warren Buffett precisely what Tim Williams/21st/MHI Chair arguing against in this exclusive report?  Every slide was provided by Williams and/or a source at MHI.

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

The truth about MHI is in several ways hiding in plain sight. But the MHProNews exclusively obtained documents from Tim Williams speaks volumes. But only to those with an open mind to reality, vs. fantasy. Click here to see the brief, yet powerful, report.

Mighty MHARR?

MHARR has a tiny fraction of the MHI budget, but they are consistently correct on the issues.  Frankly, the only things they’ve missed, IMHO, are fairly nuanced areas, more a matter of style than substance.

If MHARR can be correct on issue after issue, why is MHI wrong so often?

If MHARR can be logical on so many issues, why is MHI so often double minded?

doubleminded man, is unstable in all his ways,” – James 1:8

Odds are excellent that one or more of the 9 D’s describes the motive for MHI, BH and their surrogates from not replying straight up, or debating straight up.

If they were in the correct, why not take a stage in a video debate of the issues?

Could it be that they are concerned that they would lose?

DebateMastheadblodTonyKovachMHProNews

We’d debate MHI, BH, NMHOA, MHAction using video on the issues that face the industry. MHProNews.com/Pixabay.

That’s not hubris, because frankly MHI and BH has attorneys who are trained in such matters such as debate.  Ishbel Dickens is an attorney, and she too is trained in debate. They have a training this writer doesn’t have. That’s not my area of expertise.

They have time, money and resources we don’t have.  Yet, they are the ones playing the 9D game.  Why?

Duck, Dodge, Distract, Detract, Delay, Deny, Demean, Destroy, Game.

 

Why an Independent-Focused Post-Production MH Association is Needed

News, education and even promotion can only do so much. We’re not lobbyists, but we can, have, and do support lobbying activity.

The industry needs someone with the mindset of President Trump’s and VP Mike Pence’s stated agenda to lobby for that to be applied in Washington, D.C.

MHARR has said as much in writing for years.

There is a real need for either a third association to represent the post-production sector, or for MHARR and/or NFIB to step up and expand their offerings to fill that role.

Frankly, in a perfect world, what I think should happen is that MHARR expand, and team carefully with NFIB.

MHI-MHARR-MHEC-DC-MHProNews-collage-copyright2016WeProvideYouDecide

Image credit – collage of Industry Association logos by
MHProNews, each logo is the property of their respective
organization, and is used here under Fair Use guidelines.

As an FYI to the detail minded, the last time MHProNews had an in-depth conversation with NFIB officials, they stated that their preference was to work with an existing association on specialized topics, while providing the added muscle on bigger issues such as tax reform, repealing and replacing ObamaCare, and the like.

That leaves it to MHARR to decide in their November conference call if they may want to expand to serve the broader manufactured housing industry, as opposed to just independent HUD Code manufactured housing producers and some state affiliated associations.

We have repeatedly offered MHI the opportunity to respond in writing to the issues and concerns we’ve raised. We also routinely cited MHI, or their surrogate’s own words in our reports. That’s how fact checks and balanced reporting works.

MHI Wants to “Stop the Leaks”

We are now being told that MHI is trying to ‘stop the leaks’ – which includes even their own publications to members!  Why?

Could it be, as we’ve alleged several times, that they want to control the industry’s narrative?

Could it be that they want to propagandize the industry, to the detriment of those being manipulated?

Where is MHI’s self-proclaimed clout?

Where’s Rick Robinson’s self-proclaimed MHI Zen?

Aren’t MHI, Allen, Felber and others guilty of the very things that they claim MHProNews does?

To rephrase, aren’t they projecting onto us, what they themselves are guilty of doing?

MHIGotCloutWheresTheBeefMHProNewsThat’s why, ICYMI, its necessary to engage with these parties, and to refute their spurious allegations, while challenging them to debate the issues or at least prove their claims.

They’ve always declined or bow outed, why?

If they were correct, and MHARR or MHProNews were so wrong, why would they not debate? Unless they lacked the confidence of the guts to stand up to closer public and industry scrutiny?

A Missed Opportunity to Deny, Decry and Denounce Racism

RevDonaldTyeJr.ManufacturedHousingNotT-railerNotNword_001We also offered MHI’s executive committee members, plus Clayton, VMF and 21st the softball opportunity to deny, decry and denounce racism and the monopolistic allegations against them.

Go back to the top.  See what Cong. Ellison said. If you happen to be right or centrist, don’t let Ellison’s positions keep you from looking at what has been presented.

Facts are facts, no matter who presents them.

The scriptures have said, separate the wheat from the chaff.  That applies to all, very much to me  and our work included.

President Trump Accepted that Opportunity from Media he Doesn’t Trust, Then Why Would MHI not do the Same?

In the MHI/BH wisdom, they did not accept that opportunity. Any excuse they use to their members will be convincing to those who blindly want to believe them.

We’ll begin to draw to a close this Masthead commentary and analysis with the following.

Smaller to mid-sized firms are de facto paying for what the larger ones want.

Smaller to mid-sized firms are arguably feeding the hand that bites them.

Those that sit on the sidelines are de facto supporting the powers that be.  Any excuse will do to sit on the sidelines.  You don’t like the color of my hair, I’m too tall, short, fat, skinny, the wrong gender, skin color, whatever excuse you want will do.  Ditto with respect to mighty MHARR.

The larger firms benefit from the lack of progress on a range of issues, which they claim to want to accomplish.  What team keeps hiring a coach and QB to keep failing to win?

There is no logic to saying – as MHI does – that HUD is overstepping their authority, while not at the same time asking for Pam Danner to step aside and be reassigned as director of the Manufactured Housing program.  Isn’t that only logical?

It is fishy at best that MHI’s VP Lois Starkey left MHI and now works at HUD. To my knowledge, MHI has yet to comment on that issue.  If they have nothing to hide, why does MHI hide on the Starkey and Danner and other issues?

LoisStarkeyRichardADickJennisonManufacturedHousingIndustryCommentaryTonyKovachMastheadBlogMHProNews

Why has MHI told some that replacing Pam Danner is a close subject?

Why has MHI allegedly prepared Lois Starkey to fill Danner’s spot, if Danner does step aside?

We’ve pointed to arguments made by Sam Zell, or Jenny Hodge, and drawn them to their logical conclusion.

We’ve pointed to the arguments made by MHI Chair, Tim Williams, and drawn them to the obvious open question.  How can Williams claim to be at odds with Warren Buffett?  Hasn’t Buffett openly supported Dodd-Frank, the CFPB, Secretary Clinton and Barack Obama?  Hasn’t Buffett and BH favored heavy taxes and regulations that they can better avoid?  That, by the way, is among the places where Cong. Ellison and I would part company.

Because we’ve been citing for years third-party research that has documented what common sense tells the objective thinker is true.  Heavier regulations harms independents more than big companies.

That’s why even U.S. Bank backed away from manufactured home chattel lending, even thought they had a success program.  That’s and low volume, which MHProNews raised that concern years ago, while I was elected by my peers to be on MHI’s Suppliers Division Board of Directors.

That’s why this quote from Dick Jennison, an unforced admission by him on video is so powerful.

 

MHProNews led the Independent’s Industry Charge for the Trump Admin

My wife and several industry pros were on the Trump train before this writer became convinced. I saw one decent Democratic candidate, Jim Webb, or dropped out early. Several of the GOPers were okay on paper.

  • But Donald Trump had deep pockets,
  • the street fighting, counterpunching skills,
  • and the name recognition that made him a viable candidate.

12ReasonsEducatedIranianAmericanWomanSupportsDonaldTrumpPostedMastheadBlogMHProNews954x846

Fault him for this or that tweet, but I think the man is a genius. POTUS Trump isn’t perfect, but neither are you or I.  Trump is a genius. I’ve followed him for years off and on.  He was right about trade when conservative icon Ronald Reagan might have done better, by listening to Trump.

Can You Spell, Phony?  Hypocrisy? Con Job?

We remind readers that while MHI took no public position on the last election, just days before the election, they had not one but two pro-Secretary Hillary Clinton speakers on their stage in Chicago.

They did not lift a finger to help pro-business, pro-worker Donald Trump become president.

buffett-obama-mhmsm

Warren Buffett, left. President Barack Obama, right. Credit, Wikipedia. Why didn’t Buffett and Obama work to fix Dodd-Frank, if Berkshire Hathaway controlled MHI is serious about it?  Has Preserving Access been a delusion?  A multi-million dollar head fake?  Hubris by MHI for not making a deal on the MLO rule, which alone might have kept U.S. Bank involved in MH lending?  Why does MHI not answer such questions?  Could it be that the answer is an embarrassment to them, no matter what they say?

No two people agree on everything.

My 80 percent friend is not my 20 percent enemy.

My80%FriendIsNotMy20%EnemyRonaldReagan-postedMHProNews-com

We’ve worked with those from every racial, ethnic, religious, economic or any other group you care to mention.  We are realistic idealists. We are optimistic pragmatists.  We know that only some will come together to advance the industry, not all.

For approaching 9 years since we began publishing, thanks to those that we work with and who sponsor us, we’ve created a site that reports best practices, covers news that often no one else in MH does, and identifies issues that hold the industry back.

Frank Rolfe and I would not agree on everything, as he’d be the first to say.  But he’s right when he said that it is the industry itself that has held manufactured housing back from achieving its full potential.

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Titus Dare and I would not agree on everything either, as he’d be the first to say.  But he’s right that MHI has used problematic messaging that opens the Arlington, VA based association – and by extension, those that mimic MHI.

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Dare’s comments were in reference to an MHI advertorial quoting Dick Jennison. Links will be added in the days ahead, but you can use Yahoo, Bing or Google to find this with a  good search query. MHI’s advertorials have been a mix of useful and problematic information. Some of their statements have drawn harsh criticism, like the example by Titus Dare, above.

We could go through that same litany over and again.  Some of our strongest supporters don’t agree with every specific thing we do.  There are some that think, for example, that it is a waste of time to reach out to MHI, Allen, etc.  There are reasons that we do so. For example, recently an industry pro we respect tried to privately get Allen and I to bridge the gap.

My take is that Allen is not willing to do so.  But that’s not the biggest thing on the radar.

That biggest thing is the threat from within the industry posed by MHI and BH.

That biggest threat can be overcome, through a wise use of facts, history, common sense, critical analysis and reason.

BH dominated MHI has not defended the industry when it could.

BH dominated MHI has not succeed at getting Preserving Access passed, when numerous sources told us that MHI could have had the MLO rule by agreement with the non-profits.

That would have benefited Triad and Credit Human, along with every other MH lender.

 


Why didn’t Tim Williams and VMF agree to that half-a-loaf is better than none deal?

Do you see how there is a consistent pattern of failure by MHI to succeed in areas that they could do much better at than they currently are?

Are they incompetent?

Ill-informed?

Too arrogant?

Or is clever, head fakes and cunning?

Whether they succeed or fail at Preserving Access, or other issues, several industry voices have told us that BH benefits.

 


The MH Alliance

Freedom isn’t free.

Easy doesn’t pay well.” – John Bostick

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Principles and integrity alone will produce long term success for manufactured housing.

IMHO, without a moral, ethical faith-based foundation, our industry and our nation will continue to struggle.

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Everyone with a belief that they contradict in word or deed is a hypocrite. This writer claims no perfection, my wife can correct anyone who mistakenly thinks otherwise.  We have for years and years said that all that we do is a result of team work.  All success is team work.

But every team can use a coach, guide, and cheerleader.

We know what works.  MHI – even while I was an active, board member – would not help promote any of the solutions that we provided.

Even when those solutions advanced what they claimed they wanted done, they didn’t use it or provide it to others.  Why?

How else to explain it than?

  • Are they incompetent?
  • Ill-informed?
  • Too arrogant?
  • Or is clever, head fakes and cunning?
  • Do the powers that be win, whether or not MHI succeeds at what they claim to want do accomplish?

 

MHI Literally Picks Winners and Losers

After a few appearances on MHI’s stage, while still an MHI member, not long after Dick Jennison came in as president, and while he and I were supposedly still on good terms, they stopped allowing me or others we believe in any time on an MHI stage.  Why?

LisaTylerPhDBethelUnivEvidenceDisprovedMisconneptionNegativeStereotypesContinueLocalGovernments-postedMastheadBlogMHProNews-

To download Examining Community Attitudes by Dr. Tyler, click here or the graphic above.

For example, we promoted Lisa Tyler, Ph.D.  Dr. Tyler is a terrific believer in manufactured housing.  She’s reportedly the first person to get a Ph.D. in perhaps 20 years with a specific manufactured housing focus.

Why did they give Dr. Tyler no time on stage?  Dr. Tyler, to my knowledge, had no beef with BH.  Still, she was given no stage time.  Why not?

nadeen-green-mhpronews-com

For years, Nadeen Green, JD, did Fair Housing articles for MHProNews.  Some state associations would promote her writing, but not MHI.  Why not?

 

At no cost to MHI, about 4 years ago, this writer promoted a concept at the Suppliers Division that would have made us not a dime.  But it could have made the industry’s independents billions of dollars by getting to the root issues that keep tens of millions from taking manufactured housing seriously.

Lois Starkey was the point coordinator for MHI on that issue.  We were told that Dick Jennison opposed that effort, if so, why?  That was true even during the time that we were supposedly working to promote Preserving Access together.

Why did Jennison oppose what would have been a super low cost, easy win for MHI to promote the entire industry?

Why didn’t Starkey ever advance the concept to completion?

Dozens of Supplier Divisions members know exactly what I’m talking about, because the above was not a secret. Hundreds if not thousands of MHProNews readers would read a periodic notice about that, and may have wondered, what ever happened to that infotainment initiative?

Perhaps it would have been too useful to smaller and mid-sized companies, and not useful enough to larger firms?

Allen criticized me privately and publicly for taking quotes out of context or not dating quotes.  Sorry, George, but you and I both know that isn’t accurate. We provide more context than almost anyone in media.  Some think we provide TOO much detail, and this post will be an example of that claim.

The reality is that you just can’t please everyone, and you just can’t please some people, period.

But the videos on this page are all part of the picture of what has held our industry up, and how this industry advances.  By choking off growth, people like Nathan Smith and other larger, connected players benefited at the expense of the smaller independents, isn’t that a fair reading of what happened?

Isn’t that what Smith is laughing about in this video?

 


A New Source for Pro-Industry Events

A non-MHARR source has touched base with us more than once on the idea of doing events independent of MHI.  We commend the initiative, should it advance.  Frankly, we’ve considered doing the same thing.

One of the few things that MHI does that has value for many are networking and educational events.  Not only this writer, but many – including MHI members – have told us that MHI charges way too much for their events.

That can be all be changed for the better.

We’ve said for months, MHI needs to be reformed or supplanted.

We’ve said for years, that the state associations are routinely far more effective than MHI is at getting their stated agendas done.

MHProNews and MHLivingNews are proof that there is no third rail in the MH industry.

 

ThirdRailPoliticsDefinedMHProNews

 

No one has killed me.

No one has beat me up.

We have spoken with legal counsel about MHI – and by extension BH? – efforts to marginalize, and if possible starve us of advertisers and sponsors.

We will do whatever we think is best, honorable, honest, and should we do so, we’ll do that with the least cost to us, and the most impact on them.

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Links will be added, or you can go to the Daily Business News and use the search tool. To see the article, click the image above or click here.

While MHI has had some success at scaring off some sponsors, we still have enough to sustain our needs, thanks be to God and those who support our work.

The point is,

  • these allegedly monopolistic forces can be beaten, even though they are far better funded.
  • They make mistakes. Look at BH/Clayton’s iHouse.  How did that work for them?  Did they ever figure out why that failed?
  • Those mistakes are revealed through fact checks, history and their own statements!

The irony is that I’m not opposed to big business, but we editorially are opposed to monopolistic practices.

There are good reasons why anti-trust – anti-monopoly – laws exist. It is harmful to the public and to small business, which creates the most jobs.

Could I be wrong on President Trump? About VP Mike Pence? Perhaps, but I don’t think so.

I think Mark Weiss and Danny Ghorbani are right.  If the industry fails to advance in Washington under the Trump Administration, shame on the majority for not acting while we have the chance!

 

Historic

In our industry and in America, there has historically been three types of groups and people.

1)    Those who take one side,

2)    those who take the other.

3)    Those who sit in the middle, trying to figure out who to support.

The American revolutionaries had the odds against them. The British had historically won war after war before the Revolution of 1776.  The American insurgents rallied enough of the people to beat the English. Yet the Brits at the time was the world’s only super power.

David beat Goliath.

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Nettles, thorns…you get the idea, right? Of course…

If we take all of the independents in MH combined, they actually outnumber MHI’s giants.  Nor do we need them all, but we do need enough people and companies of integrity to step up and be goal and solution oriented.

I’m not going to say it is easy.  Easy doesn’t pay well.

But what we want to do is doable. It’s been successful.

We think BH’s monopolistic control over MHI and several state associations needs to end.

 

We think if MHI fails to reform itself, then those professionals of good will need to do a post-production association ourselves.

freedoms_-_lincolnCreditPoliticalVelCraftMHProNews

Image credit, Political Vel Craft.

Those who think that manufactured housing can’t be change are right, and wrong.  They forget that 20 years ago, it was Fleetwood and Champion who competed for being number one and two.

Whether you think you can or whether you think you can’t, you’re right.” – Henry Ford

While the industry is advancing, third generation professional – millennial Tom Fath – has said is manufactured housing is in decay and under assault.  He’s growing, and he’s right.

PEP-P.E.P.-Protect-Educate-Promote-mhassociationmantra-postedmastheadblog-MHProNews

The MH Alliance was started to advance the MHLivingNews, MHProNews and related efforts, It works for those who actively participate. It only needs to be scaled by more forward looking, goal and solution oriented industry professionals and companies.

The MH Alliance – P.E.P. The ADL and NAACP of Manufactured Housing

My father was a philosopher. He taught us kids that you can’t give what you don’t have. MHI can’t give what it doesn’t have.

For whatever reason MHI has not defended the industry nor itself.

That’s a hard to dispute fact, but we’ll call it an allegation, while we challenge them to debate in public and prove me wrong.

The industry must do what the ADL and NAACP did for their respective groups.

Tye quote

Now is the Time for All Good People to Come to the Aid of their Country.

Now is the Time for All Good People to Come to the Aid of their Business and Industry.

If not now, while the industry is somewhat recovering, when? If not now, when the nation is facing perhaps the greatest affordable housing crisis, when?

Summary

Doing and fighting for what’s right is profitable. But regardless, it is always the right thing to do what’s right.

MHLivingNews and MHProNews are prepared to support intelligent efforts to supplant what MHI does.

Why not let the big companies keep their big boys club?

Why not let there be an association that works on behalf of everyone else?

Feedback on this is welcome.  “We Provide, You Decide.” © ## (Fisking, Analysis, News, and MH Industry Commentary.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

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Click on the graphic above to learn more about the rapidly approaching 5 State event.

L. A. “Tony” Kovach is the managing member of  LifeStyle Factory Homes, LLC.  The Mastheadblog represents that editorial perspective, and may or may not represent the views of sponsors or others.

MHProNews is open to a diversity of professional viewpoints.  We routinely seek, get, and publish feedback from industry professionals that represents a range of diverse views and backgrounds.

MHI is once more invited to publicly debate via video, available both live and for later playback, their track record on protecting and promoting the manufactured home industry.

Because MHI directly and through surrogates has postured legal action and other similar threats, we are going to use the word alleged for the above, and encourage thoughtful readers to dig into the facts for themselves.  “We Provide, You Decide.” ©

The Three Letters that Unlocks Manufactured Housing’s Answers

September 4th, 2017 No comments

Whoever you are.

Whatever you do.

Whatever brought you here.

Whatever your political, economic, religious, ethnic, or other perspectives happen to be.

Three letters turn a key that unlocks the answers for manufactured housing investors and professionals.

Conceal, Reveal and ‘the Deal…’

Understanding the facts and opportunities unlocked by those three letters could lead to robust new HUD Code manufactured home sales growth.

That growth would positively impact retailers, communities, producers, lenders, suppliers, and all others who serve the public in manufactured housing.  What are those three letters?

WhyManufacturedHousingIndustryCommentaryMastheadBlogResearchReportsDataMHProNews

Why? Credits, MHProNews/Pixabay.

Why?

When there are millions of Americans who need affordable housing, why did manufactured housing finish 2016 with only some “81,169” new HUD Code manufactured homes shipped?

HUD2017WorstCaseHousingNeeds2017ReportCongressGrowingDailyBusinessNewsMHProNews

HUD’s 2017 Worst Case Housing report points to nearly as many housing units needed today as the total number of pre-HUD Code mobile homes and post HUD Code manufactured homes in existence today. Those 8.3 million don’t count the millions more renting, 85 percent of whom want to own and could qualify for a residential style manufactured home.

When real estate agents can’t keep enough affordable housing in stock, why did manufactured housing grow at only 15% 2016 compared to 2015?

The Manufactured Housing Industry (MHI) has touted the fact that the manufactured housing industry for many years was about 21 percent of all new single family housing starts. Hmmm, okay. So, Why does MHI accept being at only some 9 percent of single family housing starts today?

Why did Richard A “Dick” Jennison – President and CEO of the MHI – say in reply to a softball question in the video below that “I don’t think that we [manufactured housing industry] should grow too fast,’ so that it gets…out of control” – out of who’s control? Who or which operation(s) benefit from slow industry growth?

When there are MILLIONS of affordable housing units needed, Why should the industry settle for less than 100,000 new homes, and modest growth?

  • Why not half-a-million new manufactured homes annually, or more?
  • Why should RVs – an optional purchase – outsell manufactured homes by some 5 to 1, when homes are a necessity?
  • Why did Jennison get his contract extended by MHI after he made this straight-faced statement on the video above? What would happen to an National Association of Realtors (NAR) or National Association of Home Builders (NAHB) president if they would have said something similar?
RichardCordrayCFPB-ManufacturedHousingRegulationsCSPANstill-InsideMHvideoPostedMHProNews-com-

These are quotes or close paraphrases of statements made by Richard Cordray, CFPB’s director. They would have been helpful for MHI to make their case to get Preserving Access passed. MHProNews created the graphic above to support the effort. Why didn’t MHI ever use it? Why didn’t MHI make a similar graphic or similar arguments? Why don’t they want to debate their own effectiveness? Could it be that they don’t want to have to answer serious, reasonable questions? Why not debate their wisdom and effectiveness?

If they really want to see the Preserving Access to Manufactured Housing Act passed, Why hasn’t Lesli Gooch, Ph.D. – MHI SVP for Government Affairs & Chief Lobbyist – or anyone at MHI gotten permission to use the graphic above, or create a properly attributed one of their own like it?

Why not use Richard Cordray’s own talking points to advance the Preserving Access bill they claim to want enacted into law? (See quotes/graphic above.)

Why won’t MHI release their bylaws, which an MHI board member told MHProNews is required by law?

Why won’t MHI discuss the alleged conflict of interest for the largest lenders in the industry setting the agenda that most favors their own company?

If they are confident, why won’t MHI agree to publicly debate via video their performance and success, on their own claimed agenda?

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Why won’t MHI debate their effectiveness?  MHProNews.com/Pixabay.

When Lesli Gooch and the MHI leadership know that Keith Ellison plans to lead a charge against Preserving Access – as her own written statement below makes clear – why didn’t MHI denounce racism?  Why isn’t MHI being pro-active instead of reactive?  Why not -when as prior chairman, Nathan Smith said in a video statement – that MHI must make being proactive part of their standard?

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Each of those lodging allegations discussion on this page are reported in the Daily Business News post, click image above.

Smith’s point is interesting. Especially given MHI’s history of being reactive, per prior chair Smith, why did Gooch and MHI’s leadership fail to condemn racism? Especially Why – given the fact that Ellison, and 3 other Democratic Congressional leaders – have signed onto a letter to the CFPB and the Department of Justice that alleges racism on the part of MHI’s dominant companies (Berkshire Hathaway units Clayton Homes, Vanderbilt Mortgage and Finance, 21st Mortgage Corp)?  Why don’t see that opponents of MHI’s bill may again use racism as a charge against them, as they did in the 2015 congressional session?

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These Democratic lawmakers have raised the issue of racism with respect to the companies that dominate MHI. MHProNews is the first in the Industry to notify industry readers that the Center for Accountability, about two weeks ago, put out a press release that they are pursuing this racism, steering and predactory lending issue. MHProNews asked MHI’s leadership about this, asking them to reject racism. After several days, they have not yet done so. Now, MHI’s SVP Lesli Gooch admits that Rep. Ellison is opposing the MHI Preserving Access bill. Will any thinking person be surprised if Ellison, the CfA or others accuse MHI’s leadership of racism?  Why would MHI hesitate a second to reject racism?

Why didn’t Lesli Gooch’s letter to State Association Executives (shown below), include a reference to the various groups – including, but not limited to, the three below – which are targeting their bill, with allegations of racism, and more?

  • Consumer Financial Protection Bureau CFPB
  • Democratic lawmakers
  • Center for Accountability (CfA)

The first three hot links were added by MHProNews and where made bold, so that those who want to dig deeper can quickly access more information.  but all of the text below is by Gooch to state association executives…who, by the way, are NOT “MHI State Executive Directors.”

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Is there much doubt that many state associations are dominated by the same forces that dominate MHI? That said, state associations do not belong to MHI. They are not technically MHI state association executives, as Gooch opened her letter. Some executives resent that kind of address of MHI to them, as independent organizations.

From: Lesli Gooch [mailto:LGooch@mfghome.org] Sent: Thursday, August 31, 2017 11:48 AM
To: Lesli Gooch <LGooch@mfghome.org>
Cc: Rick Robinson <rrobinson@mfghome.org>
Subject: Federal Legislative Update

Hi MHI State Executive Directors,

I wanted to update you about some upcoming action in the House of Representatives on the two issues that we focused on during the MHI legislative fly-in. In June, MHI members went to the Hill to: (1) support H.R. 1699, the Preserving Access to Manufactured Housing Act and (2) Stop HUD’s expansion of the regulation of manufactured housing beyond, and often contradictory to, the statute – on issues like garages, carports, frost free foundation requirements, and on-site completion of construction. Attached is our “asks” document from the fly-in.

As soon as next week, we expect both of these issues to come up on the House floor when the Fiscal Year 2018 appropriations package (H.R. 3354 – The Make America Secure and Prosperous Appropriations Act) is considered. We will know more about timing next Tuesday – while it was scheduled to come up next week we anticipate the Hurricane will likely push the timing back.

First, the language of the Preserving Access to Manufactured Housing Act is included in the underlying appropriations text that is being brought to the House floor. Rep. Ellison (D-MN) has filed an amendment with the Rules Committee to strike this language from the bill. We are advocating with the Rules Committee to decline his request to offer the amendment during House debate on the bill – as they did when he tried to strike our language out of Chairman Hensarling’s Financial CHOICE Act (H.R. 10).

Second, Rep. Barr has filed an amendment with the Rules Committee regarding HUD’s expansion of regulations on garages/carports; frost-free foundations; and on-site completion of construction. Here is the link to the amendment: http://amendments-rules.house.gov/amendments/barr824171353405340.pdf. These issues were raised in a bipartisan letter to HUD Secretary Ben Carson (see attached). We are working to ensure the House Rules Committee agrees to allow the amendment to be offered during House debate on the bill.

We will keep you posted as things move forward. We plan to send out a grassroots call to action when we have a better sense of timing.

Thanks,

Lesli

Lesli Gooch, Ph.D.

Senior Vice President for Government Affairs & Chief Lobbyist

1655 Fort Myer Drive, Suite 200, Arlington, VA 22209

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What’s Wrong is that We Don’t Ask What’s Right

In the video collage below, is a brief clip of ROC USA president Paul Bradley explaining “cohesion,” a point that MHI Financial Services Committee chairman Dick Ernst speaks about cohesion in the same video, noting its importance.

Bradley’s point is akin to Marty Lavin’s argument that notes the manufactured housing industry’s “other image campaign.”  Lavin’s meaning is that the negative news that is so common from the mainstream media – which Lavin has explained must be dealt with.  When the national association for years has not refuted the negatives that manufactured housing industry is often hit with, why would savvy home buyers invest?

TheManufacturedHousingInsittuteLogoManufacturedHomeIndustryOtherImageCampaignMartyLavinMHILogoMHProNews

To see what some other industry professionals have said about the pending MHI image campaign, click the image above.

Yet as Frank Rolfe and others have blasted MHI for their poor communications in defending the industry, or even promoting the industry.

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

Why should MHI and their dominant companies be in charge of a planned industry image campaign? Why – or how could they possibly lead – when MHI’s own president has advocated publicly – more than once – that growth should be slow?  See Jennison’s statement in the roughly 20 second video above.

When Clayton and Cavco’s own published numbers indicate that they are growing at a pace somewhat slower than the industry at large, why should they call the shots for everyone else?

IndustryMarketShareClaytonCavco63ManufacturedHousingIndustryDataResearchMarketStockReportsDailyBusinessNewsMHProNews613

Using MHI’s numbers, Cavco stated the above. Per MHI, the industry grew 15% 2016 over 2015. What that means is that Clayton and Cavco are growing at a somewhat slower pace in sales than the industry at large. Based upon those facts, why should those two companies dictate the course of MHI’s future, or their planned image campaign?

Why doesn’t MHI address the concerns, such as the allegation by a long-time member that – “the big companies [that dominate MHI] have figured out how to get the smaller and mid-sized companies [members of MHI] to pay for what they [the big companies] want” – why won’t MHI answer that or other legitimate questions and concerns?

We could go on and on with questions like the ones above.

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For a story on Google and other monopoly concerns, and their impact on manufactured housing, click here or the image above. Photo by MHProNews, of the classic Monopoly game.  The longtime Parker Bros game product is now produced by Hasbro.

But let’s draw to a close today by saying, that after years of failures and disconnects, Why should MHI be trusted by anyone not a part of their inner circle?

MHARR is exploring expanding their membership.

Other company leaders have touched-based with MHProNews, saying they are exploring doing the

  • networking meetings,
  • trade shows,
  • promotion,
  • education,
  • post-production lobbying,
  • instead of MHI.

There are estimates that for less money than MHI spends, more could be done – and done more effectively – to Protect, Educate and Promote (PEP) the industry.

PEP-P.E.P.-Protect-Educate-Promote-mhassociationmantra-postedmastheadblog-MHProNews

A leading MH state association exec’s mantra we love to share.

MHLivingNews and MHProNews are prepared to support intelligent efforts to supplant what MHI does.

Why not let the big companies keep their big boys club?

Why not let there be an association that works on behalf of everyone else?

Feedback on this is welcome.  “We Provide, You Decide.” © ##

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovachMHProNewsMHLivingNews5StateConventionMastheadBlogMHProNews

Click on the graphic above to learn more about the rapidly approaching 5 State event.

L. A. “Tony” Kovach is the managing member of  LifeStyle Factory Homes, LLC.  The Masthead blog represents that editorial perspective, and may or may not represent the views of sponsors or others.

MHProNews is open to a diversity of professional viewpoints.  We routinely seek, get, and publish feedback from industry professionals that represents a range of diverse views and backgrounds.

 

MHI is once more invited to publicly debate via video, available both live and for later playback, their track record on protecting and promoting the manufactured home industry.