Archive for the ‘Inspirational’ Category

America – the Story of US – Declaration of Independence

July 2nd, 2019 No comments

Still from second video, below. Collage by MHProNews.

Millions of Americans were taught or acquired a sanitized or weaponized view of American history. Even those of us who focused on history in high school and at university were to varying degrees tainted by the perspective of instructors, pop culture, or textbooks.


All of human history, not just American history, can be oversimplified as a struggle for increased freedom by some against the efforts of conquest or oppression by others. That’s a tonyism you may not find anywhere else. Keep that in mind, test it, and see if it proves useful time and again in understanding the past or current events.

Some never ponder conquering or oppressing others, just as some have a hard time imagining how individuals who have options might opt for a life of crime. For those, the notion of con men or manipulative forces doesn’t come readily. Thus, it might need additional information and evidence for that reality to be accepted. Mindful of it, there are times regular and longtime readers know this writer has admittedly been surprised by the truth too.

Every person or generation that opts not to accept oppression has their own unique fights for liberty and freedom. 

It’s sad that millions of youth don’t fully appreciate, for example, how unique the American revolution, the abolition movement, and the Civil War were. True, other nations had their own struggles with slavery and indentured servitude. There are several other examples in world history of a dominated people of a country fighting off the occupation forces of others.

But the Declaration of Independence nevertheless stands apart from much of humanity’s story.

The first four-minute video helps sets the table for the Declaration. Thomas Jefferson and other founding fathers were well versed in history, literature, and matters of faith. None were perfect. So, it is no surprise that their declaration and the aftermath were imperfect too.



But from an objective view of history, perhaps the most famous part of the Declaration reflects a unique vision for humanity, and we should be mindful that the term ‘men’ could easily be construed in this context as humans both male and female.

We hold these truths to be self-evident. That all men are endowed by their Creator with certain inalienable rights. That among these are Life, Liberty and the Pursuit of Happiness.” The first draft read ‘life, liberty and property.’ The notion of privately-owned property was not new, nor were legal protections for property ownership novel. Those can be found in ancient biblical and other texts.

But stating them in such a political document as the premise for rebellion against the British monarch, that was notable. Enumerating the various ways that the English king violated those rights, that was meant to help rally support among the colonists for American Independence.

There is a stark contrast between using law as a means of safeguarding rights including property, vs creating laws that gave rulers rights and powers over the masses.

It is not a slam to say that America has never been perfect, that is just reality. 

But it is useful and inspiring to ponder that slow march and the uneven rise and retreats over the years for people striving for freedom and self-government. 

The history of America’s battle against not only British rule, but also against monopolistic power in the U.S. are useful to ponder for members of our industry. 

We never tire of celebrating the good already achieved, mindful of the traps and swindles that have also existed, past and present.  

Freedom is never free. It always comes at a price. It always requires effort and vigilance. But freedom is arguably worth the effort.

George Orwell had socialistic beliefs, so his insights were arguably somewhat flawed. But he nevertheless grasped that understanding history was important. Being detached from history makes the misinformed or the ignorant vulnerable.

Day by day we strive to authentically tell what’s occurring in manufactured housing from the perspective of industry professionals, investors and affordable housing advocates on MHProNews. On our sister site, MHLivingNews tells the tale of America’s most proven form of affordable homes in a way that makes sense for a broader audience.  

In both the public and professional instances, we are using information, evidence, and reason to combat misinformation. MHProNews | MHLivingNews are fights for economic, legal, evidence-based pride, and thus socially accepted independence.

The second video – which is a ballad – tells a tale that may technically not seem to be related to Independence Day, or is it? It has over 8.9 million views.




In a sense, independence day began on July 2, when the draft of the declaration was done.  But it was formalized on July 4, which is the official holiday.  The words on the Liberty Bell say, “Proclaim Liberty Throughout All the Land Unto All the Inhabitants Thereof.” (Lev 25:10).  Personal, economic, political, and religious freedom all go hand-in hand.  Happy Independence Day, an important part of the story of U.S.

We Provide, You Decide.” © ## (Industry news, commentary, fact-checks, and analysis.)

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LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for

Tony earned the Lottinville Award in history from the University of Oklahoma.  He has earned multiple awards in manufactured housing and in history. He’s a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

Office 863-213-4090 |Connect on LinkedIn:

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Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

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George Orwell, All Issues Are Political Issues, Manufactured Housing Challenges, and You

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Conquest Capitalism – Thoughts of Chairman Warren Buffett – Billionaires Campaign to Control Trillion Dollar Affordable Housing Market







Affordable Housing – Fleetwood, Champion, Clayton – Genius of the Christmas Story

December 22nd, 2018 No comments


Depending on who’s estimate we accept, there’s some 550,000 to 660,000 homeless in the richest nation on earth, the U.S.A. As rents rise, so does homelessness, says Zillow’s research, which supplied the higher homeless count. With some $22 trillion dollars spent on “Great Society” programs as of a 2014 Heritage Foundation report, one must ask – how much waste, fraud, corruption, and ineffectiveness is there at the federal level alone?


The U.S. homeownership rate doesn’t place us in the top 40 nations on earth, how is that possible?

And it’s almost Christmas.

The genius of the Christmas story is so vast that it can’t be fully grasped in any one article, or book. It can be viewed in a variety of accurate ways. Suffice for now to note that Mary and Joseph were home-owners, not per se ‘homeless.’ Rather, they were traveling when the couple finally found shelter in a stable.

What sparked their journey, so late in Mary’s pregnancy? Because the Roman Emperor Caesar had mandated a census count for tax and other purposes. They had to travel to Bethlehem, because it was mandated by imperial decree – their law.

The carpenter and his family experienced what it was like to be homeless. For what Christians call the “Holy Family,” that stable they sheltered in for the Christ child’s birth may have been in a cave.  For thousands in towns like Los Angeles or San Francisco, it may be tents, a cardboard box, dumpster, or a sleeping bag. The ‘luckier’ homeless in the U.S. are living in vehicles, not designed for residential purposes.

Why is it so in the U.S., two thousand years after the birth of Jesus?

There are many causes, of course. Here on MHProNews we track, research, follow-the-money, and report our findings daily on certain aspects of news and view that routinely relate to the broader issue of affordable homes and public policies.

The Holy Family weren’t Democrats, Republicans, Libertarians, Green, Socialists, Communists, or any other political or special interest group – which isn’t a slur on any of the member of those groups, just a statement of fact.  But with so many who claim to be Christians, it’s no wonder each of those political groups’ leadership periodically gloms onto the moving Christmas tale, spinning or weaponizing what occurred for their own purposes.

Rather, the Jewish Joseph and Mary were faithful, non-partisan, working-class people.

For thousands of years, there’s been dictators like Caesar, or shrewd (unethical) business people who’ve rigged their scales to give less than what a buyer bargained for.

Before there was Clayton Homes in contemporary manufactured housing, there was what we should clearly state is the OLD Fleetwood Homes and PREVIOUS Champion Homes that were affordable manufactured home builders. The old Fleetwood and Champion of the 1990s were in a race to buy up chunks of the industry in their day.  The two firms often paid hefty premiums for retail locations, hoping thereby to increase their market shares, also thereby narrowing the distribution networks of competitors products.

As Warren Buffett observed in an annual letter to Berkshire Hathaway shareholders that in 1998 Fleetwood, Champion, and Oakwood – then the Big Three of manufactured housing – has some 44% of the market. According to data from the now defunct Manufactured Home Merchandiser Magazine, the top three that year – Champion, Fleetwood, and Oakwood – produced 172,723 of the 372,843 total HUD Code manufactured homes shipped that year, or 46.3 percent of the total.

By 2017, it was Berkshire owned Clayton Homes that had some 50 percent market share, although they claim in their annual report that it was ‘only’ 47.7%. Unlike the old Champion and prior Fleetwood, Buffett’s brand Clayton Homes didn’t overpay for retail outlets, factories, or anything else.  Rather, Berkshire’s subsidiaries bought locations, loans, and businesses at a discount – a ‘value’ – as investors understandably call it.

There are numerous questions that should arise from this outline.  For example, two decades ago – when it was Champion and Fleetwood that dominated the Manufactured Housing Institute (MHI) – how different was it from how the Berkshire brands in manufactured housing dominate MHI today?

Community owners didn’t feel well represented in the old MHI.  So, they forged the National Communities Council (NCC) side of MHI. There are MHI/NCC members – some from the large companies – that tell MHProNews that they still don’t feel well represented. Is it a surprise that a new national MH Communities association is coming to birth?

Among resident groups, there are squabbles and contests too. GSMOL, for example, wags a finger at MHAction, saying the later are taking credit for things that the GSMOL accomplished. On the professional side of MHVille, the independent producers’ Manufactured Housing Association for Regulatory Reform (MHARR) similarly asserts that MHI often takes credit for things that MHARR or others accomplished. Interesting, isn’t it?

Meanwhile, there are thousands of professionals – and millions of residents – all trying to earn an honest living. Their struggle is often more about battling systems that are often arguably “rigged” by the “big boys” against the smaller businesses and the masses of workers and retirees whom they seek to serve.

Then, millions more trapped in rentals that one protest leader said was “too damn high.”

But negative media like the problematic Netflix series the “Trailer Park Boys” fuels stereotypes that cause many to never consider what the GAO, NAR, Fannie Mae, Ford Foundation, HUD, and other third-party researchers called the most affordable, permanent, and safe – yes safe – new homes in America.

Inaccurate stereotypes, the propagation of misleading information, stigmas, and corrupted, rigged systems all are contributing factors to the tragedy of over a half-million homeless and relatively low rates of home ownership in the U.S.A. today.

Scales, information, and systems are usually rigged in order to cheat the many to benefit a few. It was so thousands of years ago, and it is similar so today.

But angels reportedly sang at the birth of the child Jesus whose birth into a sinful and corrupted world we celebrate on Christmas.  Wise men came from afar bearing gifts to curiously see first-hand what that star over Bethlehem was all about.

We are wise when we ponder the deeper meanings of the Christmas story too.

As we bring or open our gifts for each other, let’s remember that a greedy and power hungry few are working to manipulate scales, information, and the masses, for their own benefit. That’s arguably why there’s still so much poverty, and why millions in America are trapped in Mr. Potter’s rentals, and don’t own a home.


Affordable Homes, Warren Buffett as Mr. Potter in Christmas Classic, “It’s a Wonderful Life”


May the inspiration of Mary, Joseph, and Jesus enlighten our minds, hearts, and hands to do whatever is just and good. Because the honest actions of the few – then and now – can uplift the many, inspire the wise, and bring out the good in others.  The honest truth always what sparks change for-the-better in our world.

Merry Christmas to all. ## (“We Provide, You Decide.” © ## – (News, Masthead commentary, and analysis.)

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Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

Office 863-213-4090 |Connect on LinkedIn:

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Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Where I Come From


Understanding the News as Business, and Manufactured Housing


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Back to Basics – What is Classical Liberalism, and What Can It Mean for Manufactured Housing Growth?




Hanukkah, Advent, Festivals of Light, and Celebrating Manufactured Housing Integrity

December 2nd, 2018 No comments



It is better to light one candle than to curse the darkness.”

– Motto of the Christophers.


Our friends, colleagues, clients, and readers in manufactured housing span the gamut of almost any groups or subgroups one cares to mention. While Muslims, New Age, Buddhists, atheists, agnostic, and other religious groups are among our readers, we’ll spend a few moments on the Jewish festival of Hanukkah, which begins at sunset tonight, and the Christian feast of Advent.




As an FYI, ICYMI, we have an article on MHLivingNews geared toward the public.  There are countless ways that our industry’s professionals can honorably – with integrity – reach out to connect with those looking for a better lifestyle that costs them the same or less as other options.


Festivals of Light – Hanukkah and Advent in Manufactured Home Land – a.k.a – MHVille


There are people of integrity to be found from sea to shining sea in our industry.

They may work for big companies, or a small organization.  They may install homes, repair them, sell them, manage a community, build factory-crafted homes, provide financial services, offer legal or other professional services, or engage in the scores of other activities our industry requires.



And while it may be politically incorrect these days to explicitly say so, those who are inspired by their faith to be their best are arguably part of the reason for that integrity.

So first, let’s celebrate those who celebrate these festivals of light.  Let’s note too that historically, and in our own time, people of conviction are often called upon to fight for worthwhile principles.  It’s a mistake to believe that good things just happen by thought alone.  Faith without good works is dead (ref: Jas 2:26b).



Does manufactured housing need its own Maccabean Revolt? We’d argue, that yes, there is a cleansing needed in our industry too, one based upon eternal principles. We can all profit honestly, let’s not allow some to defame our industry and profession with dishonorable practices.


Next, those same faith categories are found among our manufactured home industry’s residents and home owners too. Only, they far outnumber us professionals.

Those in or familiar with the manufactured home community sector know that Hanukkah menorahs are seen in the windows of some residences.

Others have more often seen the “Christmas lights” – which are more properly Advent lights – in the four weeks before Christmas.

Our industry needs light, as do all professions. Our industry needs the inspiration of people of good will.


From the Mail Room…

My wife and I have had a few smiles and a good laugh about some messages and calls that have come in during the last week, which we will explain how it relates to this in a moment.

From a non-MHARR sources, are these 2 quotes. The “You” below should be understood in both instances as a reference to our online trade publications.

You are prolific and you keep the headlines sexy,” and “You seem to have a conceptual IQ that is more important than spelling ability.”

Thanks so much. There is always more, but that fits.  Because a man has to know and admit his own limitations. By way of disclosure, for Soheyla, English is her third language.  For me, my English teachers were driven crazy by my typos and glitches. In fact, my typing teacher told me I was the first person in her 40 years of teaching that she asked to drop her class.  Ouch, but sorry, but I stuck with it. Plus in an era of autocorrections, sometimes what you think you wrote isn’t what in fact gets published, if you don’t proof carefully enough.  Somehow, the good grades still happened for both of us.

The moral is that perfection isn’t necessary for something to be worthwhile.

Light is shined into the darkness. Lighting a candle dispels darkness. In fairness to the darkness, God made both night and day for good reasons. Plant and human growth aren’t just something that occurs during the daylight hours.

But light is needed to accomplish a variety of things after dark. For that, there are candles and other  more modern forms of illumination.

Neither you nor we have to be perfect to do some things well enough to make a positive difference in our industry and nation. In the places where darkness has reigned for too long, we quote the Creator of all things, who said:

Let there be Light,”

“…and there was light.”
(Gen 1:3)

Let’s embrace and share that light, even though light is at times resisted. Because it is better to light that candle than to curse the darkness. That’s a look at “Innovation – Information – Inspiration for Industry Professionals,” where “We Provide, You, Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

AlanAmyRoyerMobileHOmesOpelousaLALATonyKovachMastheadBlogManufacturedHousingIndustryProNewsBy L.A. “Tony” Kovach – for

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

Office 863-213-4090 |Connect on LinkedIn:

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

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Related References:


Where I Come From

“Self-Evident Truths,” America, Investments, and Manufactured Housing

January 7th, 2018 No comments


Think about the following realities.

History is so important, that scores of ideologically bent individuals are willing to twist history, in order to influence you, and your fellow citizens.

As an analogy, if a corporation filed deliberately false data with the Securities and Exchange Commission (SEC), upon conviction, that crime can bring prison, and monetary penalties. 

Why don’t more draw a parallel to lying about publicly traded business facts – which are a kind of history – to lying about social, economic, spiritual, and political history? 

Millions today are influenced by propaganda, twisted facts.

Millions are born or led into various beliefs that rely on twisted history.

History is the dramatic, inspiring, and true story of the struggle for freedom. 

That struggle for freedom isn’t just from a foreign power.

Freedom is often a struggle against forces within one’s own country. Or within one’s own profession.


Pick almost any issue you’d like, which is highly polarized, like guns (or Manufactured Housing). With 20,000 gun laws on the books, some of the worst violence is found in cities with the most gun control. On any issue, including those that impact our industry – “Do unto others, what you’d want others to do unto you” is far more reasonable, isn’t it? Photo credits WSJ, Bing.

Education – The Road Less Traveled for Taking Back Your Industry, and the America Dream

Step back in time to what Christmas reminded us of, the birth of the Jewish baby, Jesus ‘the Christ.’

Jesus’ words and deeds were so potent, that His followers eventually upended the powerful Roman Empire, and changed the entire course of human history.

Previously, the course of history routinely tended toward slavery. Jewish history reflects that struggle.

So it’s fitting that the Jewish Jesus bent that trend-line away from slavery towards authentic human freedom. Properly understood, every vice or sin is a form of slavery, and every virtue is a form of freedom.

The freedom Jesus offered is all encompassing.

That freedom included spiritual, social, and property rights, which also means economic rights

Rights are interwoven. Truth is all-encompassing. Truth includes business, science, all forms of reason, learning, and faith.

America’s founders – for whatever flaws they had, and we all share their weaknesses too – understood that reality.


Auguste Rodin’s “The Thinker,” foreground.

The founders knew the lesson of history that morality, law, and justice had to be undergirded by the ethics born of faith.

Secular humanism, ‘political correctness,’ and socialism are not the same things.  But they have this in common. They deny or disparage certain truths.  Many truths are grounded in or are interwoven with a spiritual truth.

When someone has been brow beaten by a secularized society into silence or submission, that’s a warning sign.

When an eternal truth is silenced in favor of a false claim or tenant of secular humanism, political correctness,’ or socialism – it’s time to ask – what’s going on?

Jesus wasn’t politically correct. Jesus was merciful to sinners, but publicly rebuked those who led others into sin and error.

Jesus wasn’t a socialist. Jesus’ apostles and disciples allowed possessions to be freely given, but no one was forced to give anything (Acts 5:1-11).

Robbed of the Best of our Common Heritage

All are given equal rights by God. But equal rights aren’t an equality of gifts, nor equal outcomes.

America’s Declaration of Independence specifically cited God.

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.”

Jefferson was influenced by John Locke, who wrote that governments are instituted to secure people’s rights to life, liberty, and property.’

The Declaration was idealistic on many levels, because governments are usually institutions of power over their own citizens.

America uniquely embraced a Constitutional concept of defining, and thus limiting, the power of government.

By limiting governmental power to specific areas, that protects citizens’ maximum freedom.

There’s always been tension between people, and governments. That tension is the mighty attempting to lord over the weak.

If someone takes your property, opportunities, or rights by force, deception, or threat, that’s a crime.

What several thinkers came to realize before and after America’s founding is that if governments wrongfully deprive people of rights and property, that’s immoral.

To restore our industry and America, one must first understand what made our society – not perfect, but better – than almost anything before it in history.

That restoration of the American Dream would never have occurred by following deceptive Hillary Clinton, and the power hungry who knowingly supported her.

Millions were manipulated into thinking Clinton was some heroic figure. Nonsense! Pure propaganda.

But we don’t fault the manipulated. Rather, we should all point the finger of accountability to those who knew how they manipulated millions of our fellow Americans.  None of the candidates was or ever will be perfect; but arguably Donald Trump was far more self-revealing, and he’s delivering on his campaign promises, one-step-at-a-time.

Our industry has been throttled by misinformation, and manipulated by governmental entities. 

Correcting the record on manufactured homes is an educational matter.

Education may appear at times to look like marketing, and might work something like – or better than – marketing.

Any educational effort must extend to what led to our profession’s currently low state of affairs. That’s a matter of understanding – and sharing – authentic history.

You, myself, and all those alive today share this in common. We’ve been correct on certain things, but wrong about others.

Wisdom and humility suggest that once an error has been discovered, that the falsehood be dispelled.

Faith, freedom, and education are interwoven. Do you want the land of opportunity to thrive, an live up to its potential? Then all truths – including historic, economic, spiritual, and political must be embraced. We must stand up for the legitimate rights of others, and in historic America – we can do so.  ‘He lives twice who benefits from both the past, and the present.’ ## (Historic reflections, news analysis, commentary.)

More links for references may be added, later, but this one is a good place to start.

Ladies – Love, Lunacy, Leadership, and those “Laddies”


Warren Buffett, “the Moat,” Manufactured Housing, Berkshire Hathaway, Clayton Homes, 21st Mortgage, Vanderbilt, Wells Fargo, NAI…

Terry Decio, Skyline Homes, “The Secret” – The Rest of the Story


We agree with Warren Buffett on the value of the lessons of history, reading and research. Without those deep insights, the wool can be pulled over other people’s eyes. We respectfully disagree with Mr. Buffett’s politics.

By L. A. “Tony” Kovach.

Kovach is the award-winning managing-member of LifeStyle Factory Homes, LLC,
parent to MHProNews, and
Both are #1 in their categories.

Kovach is one of the most endorsed and recommended MH industry professionals in all of manufactured housing.

Benefits from “Living Twice,” Plus the Source of All Truth

December 24th, 2017 No comments

He lives twice, who enjoys both the past, and the present.” – Marcus Aurelius.

It was a saying on one of those wooden blocks we’ve all seen in a hundred stores that sell such items. My mom gave it to me when I was still a kid, and the Lord only knows where it might be today. But it presents a powerful lesson, as do so many other pithy quotes.

In researching this column, I didn’t find that exact quote, so perhaps whoever made that quote/block years ago was paraphrasing.  But what follows came up among the searches under Marcus Aurelius’ quotable quotes.


Remember that man lives only in the present, in this fleeting instant; all the rest of his life is either past and gone, or not yet revealed.” – Marcus Aurelius.

It may seem odd to be quoting Aurelius, on the eve of the birth of Jesus Christ.

MarcusAureliusFactsQuotesWikipediaManufacturedHousingIndustryDaliyBusinessNewsMHProNews568x1045Here’s why the quote – “He lives twice, who enjoys both the past, and the present.” – can be life changing for those who are able and willing to grasp it.

It’s a Fact

All human knowledge is obtained from experience. That experience is either your own, or that of someone else. Think about it. There are no exceptions.

This moment in time is fleeting, and we move toward the future that we don’t clearly know, or look to the past, which is far more knowable.

If you are in management, or have ever applied or taken an application or resume for a job, you know that a work and educational history are included.

That resume is a snapshot of the past from that person.  Many today look at someone’s social media posts – a window into the past – which provides clues as to what that person thinks like and believes; or at least, what they want social media readers to believe.

While this writer disagrees with Warren Buffett’s politics and some of his business practices, Mr. Buffett is 100 percent correct in stressing the value of the reading and studying the past as a reasonably reliable way to get a clear understanding of the future.

Everyone who buys a property or business wants some history on that, all these are examples of ‘living twice,’ – the wisdom and insight found in history.  History isn’t boring, its priceless.

Business, political, professional, science, and faith – all knowledge is a part of the whole.  We segment it, out of modern habits.  But all truth simply is.  History, His Story, its a key to unlocking the mystery that is Christmas.

The Birth of Jesus

People don’t doubt that Julius Caesar, or Cleopatra lived.  Why do some doubt the birth, life, death, and resurrection of Jesus of Nazareth?  Jesus is far more attested to by both followers and skeptics than any other person in the ancient world.

The reason we celebrate Christmas is – as the name itself implies – because for centuries, people have celebrated Jesus.  The Christ boldly claimed to be both God and Man, come into the world to redeem us from the slavery of our sins.

Anyone reading this has one thing in common with this writer, we are all sinners. It’s not as popular to admit that today as it was 50 or 100 years ago.  But Aurelius is correct on this, that it’s not the shifting opinions of the masses that matter, it’s the truth that matters.  That truth is knowable. 

Ladies – Love, Lunacy, Leadership, and those “Laddies”

Soheyla’s Christmas column was far cooler than this one, and is rightly already drawing praise (thanks to all who have sent that in).  Her points on political correctness, of how messy life can be, how leadership, and faith are intertwined reflect a lady’s touch. ICYMI, it’s linked above.

We learn a step at a time.  We make mistakes, some of those are simple errors, others are sin – which is different than breaking a human law, which may or may not be grounded in true justice.

Just consider the moral decay of the last 50 years. When the “politically correct” ignore that decay, we personally and society suffer the consequences.  The fact that we have a drug epidemic is just one of numerous signs of how bad the moral decay has become.

There are not enough cops, courts and cells in the world to force a person to be good. We must want to be good. We must personally see the wisdom and value of doing and following what is true.  After decades of trying to sideline God, secular humanism, and trillions blown by big brother government, have proven they don’t work in the place of God.


That sin exists is evident on any newscast. Be it sexual harassment (per news editors and producers, the top story of the year), corruption, crime, or any moral/legal shortcoming, sin and its effects surround us.

When we are honest, sin’s effects are also found within us.

When people live the Ten Commandments, or lived the Two Greatest Commandments that Jesus gave – Love God, Love Your Neighbor (everyone) – they commit no crime.

Secular humanism, socialism, “big brother government,” and “political correctness” have demonstrably failed.  What has always succeeded when tried is the blessings of living a life of faith. Those blessings extend to business. A big operation’s sales manager told me that he was oversimplifying, but he believed that most that he knew where either hooked on drinking, drugs, some other addiction – or they are hooked on God.

That’s what the Jewish infant Jesus the Christ came to bring all of humanity.  Freedom.

Who says?  History does.  We live twice – literally and figuratively – when we seek and strive day-by-day to live the historic truth Jesus taught by word and deed.

Words and their meaning are important, and ought to be carefully chosen.  The name “Israel” means “one who wrestles with God.”  We all wrestle with God.  We all struggle with what is right and wrong.

I’m not a Muslim, but I’ve studied the Quran (Koran, etc.) some, Mohammed, and their faith’s history. The truth is tucked away there in an interesting way. The Quran tells the story of Jesus, who as a baby, miraculously speaks.  (Quran: Surah 19:29-31 and 3:46).  The Quran honors Mary, Jesus’ mother, more than any other woman.  Interesting, isn’t it?

Mary in Islam

Mary (Arabic: مريم‎, translit. Maryam), the mother of Jesus (Isa), holds a singularly exalted place in Islam as the only woman named in the Qur’an, which refers to her seventy times and explicitly identifies her as the greatest of all women, stating, with reference to the angelic salutation during the annunciation, “O Mary, God has chosen you, and purified you; He has chosen you above all the women of creation,” says Wikipedia.

Christianity is sadly divided, but if you go back to the first Protestant, Martin Luther, he said very similar things about Mary as the Quran does.

“[Mary is the] highest woman and the noblest gem in Christianity after Christ… She is nobility, wisdom, and holiness personified. We can never honor her enough. Still honor and praise must be given to her in such a way as to injure neither Christ nor the Scriptures.” (source, ChurchPop). It’s interesting to note that Luther believed Mary, the mother of Jesus to be a perpetual virgin, which is the only thing that makes sense when the Greek text is carefully analyzed.  John Calvin said similar things.

The truth is knowable. But we must be willing to have our personal beliefs and biases challenged.

Today, we hope you’ll celebrate the historic truth of what Jesus came to earth to accomplish.  Our industry, our nation, needs His saving truth – and the grace that with understanding makes us able to live that truth, now, and eternity.

Every woman who conceives and bears a child was at some point in time, a virgin.


The only logical meaning to the prophecy of Isaiah dovetails with what Luther, Mohamed, Calvin or millions before and since them believed about Mary. She was ever-virgin. That’s the miracle. That’s the sign that this Jesus is Emmanuel, “God is with us.”

Understanding sin, isn’t about condemnation. It’s about discerning why it’s wrong, starting anew and making amends.

God Himself doesn’t force belief on His creation. But the clues are all around us, for those with the eyes to see.

That’s living not once, not twice, but living three times.  Past, present, and the eternal future.

Our gift to God is the one that the Little Drummer Boy gave, playing our best for Him.

From our family to yours, Merry Christmas! ## (Christmas reflection.)


L. A. ‘Tony’ Kovach caricature.

Darkness and Light; Faith, Freedom, and Manufactured Housing

December 20th, 2017 No comments

It’s Advent for Christians, and Hanukkah for Jews. At the “darkest” time of the year, when the days are the shortest, believers in America and around the world are celebrating – light.



Hanukkah is a Jewish holiday commemorating the rededication of the Holy Temple in Jerusalem at the time of the Maccabean Revolt against the Seleucid Empire,” says Wikipedia. It’s a reminder that political, economic, and religious oppression have long been part of the human experience.

Hanukkah is also a reminder that such oppression can be overthrown.

The weeks of Advent are a reminder that the celebrated Nativity of Jesus Christ is approaching.

Dec. 12, 2017 and continues through Wednesday, December 20, 2017. Chanukah is the Jewish eight-day, wintertime “festival of lights,” celebrated with a nightly menorah lighting, special prayers and fried foods,” says Chabad.

Not being a member of his Willow Creek church, nevertheless the author of the book that the Netflix movie, The Case for Christ was based upon tells an interesting story. It made me think of the one-time skeptic, author C.S. Lewis, who said that Jesus is not just some good Jewish rabbi; rather, Jesus is either Lord, liar, or lunatic.

The Rev. Donald Tyr Jr. and we have a similar yet differing understanding on maters of faith. But we have enough in common to have created the joint statement, linked below. People of good will can work through differences.

Patience, mutual respect, and sufficient time/energy can accomplish amazing things.

Some will celebrate this holiday season in great wealth. Others will be in great poverty. Yet ours is a world filled with the raw materials needed for the masses to prosper too. If we lack something, it is the need to return to realities. To basics truths, so that we are not deceived, nor deluded, into doing or ignoring something ignoble.

Darkness&LightMastheadBlogDailyBusinessNewsMHProNewsAll honest work has dignity, said Dr. Martin Luther King, Jr. 

King was right. But if he was living today, would King be thrown under the bus for sexual harassment? King was an amazingly dedicated, accomplished, and yet imperfect man. Do we now throw out the wheat with the chaff?  Does the contemporary baby get tossed with the dirty bathwater?


My parents were Kennedy Democrats and Reagan Republicans. Each of those presidents cut taxes, and spurred economic growth. Each president is celebrated by many, yet each of those leaders had their own scandals.

We are all mortals, living in a mixture of darkness and light.

We all have several things about ourselves that we wouldn’t want on the front page of the New York Times, or as the top story on Fox News. Duh. Myself, and all others, are imperfect. But we have to a degree collectively allowed standards by which leaders are measured to be subject to agenda-media spin, or manipulation by powerful forces.

 Controversial Jesus

 Jesus, for those who’ve never dug deeply into the matter, was a controversial figure. His birth, life and death are better attested to than Julius Caesar, Cleopatra, Plato, Aristotle, or any other figure from the ancient world.


For those two plus billion who believe Jesus came as the saving “light of the world,” His land and His fellow Jewish people were then subjects of Imperial Rome. Jesus raised no sword. But Jesus overturned the tables of the money changers. He did so with a whip made of chords, as the Bible tells us.  He called out Jewish and Gentile leaders for their hypocrisy.  They put him to a horrible death, hoping to end their fears and concerns over this itinerant Jewish preacher. 

Jesus’ opponents failed.

But In fairness, how would you or I have responded back then to the wild-looking, controversial personality of Jesus?

In time, those early followers of Jesus watched as the Roman Empire collapsed. His followers remade Europe in a more Christian image. But the ancient and medieval followers – not unlike King, Kennedy, or Reagan – were all imperfect. Broadly united for centuries, Christians began to split – and divided over and over again – beginning 500 years ago at the time of Martin Luther.

Flash Forward

It is ignorant to judge the past by the present.

It makes no sense to curse ones ancestors.

We are all struggling with darkness and light. The meaning of the name Israel is revealing, “one who wrestles with God” = Israel. Don’t we all wrestle with God?

Only the truth sets us free. That means that lies, and half-truths, are enslaving.

The sincere, honest professional – or journalist – spotlights the truth as he or she understands it at the time.

As understanding grows for a person – experience and wisdom hopefully matures – and one improves at their trade.

America was never perfect, but the founders had a good vision.  This Christmas, we celebrate at a time of growing prosperity.  We look to the south, and see Venezuelans sadly struggling for basics like food, after only a decade under socialism. Socialism and communism have always been deceptive half-truths, that lured millions into a kind of economic and political slavery.  Those who peddle it are ignorant, or have an agenda.

Neither Christians or Jews were anti-private property.

Christians, Jews, Muslims, and several other groups all agree that theft is a crime.

But theft – the taking of property or life by force, threat, deception, or any other injustice – can sadly be done by individuals, groups, or governments.

America will be free only to the degree that we realize the capital “T” Truth, and are willing to sacrifice and struggle for it. Since the Garden of Eden, freedom has never been free.

This Christmas – my hope, prayer, and gift to you, such as it is – would be that more people seek the truth, and attempt as best they can to live it. Who is this Jesus whose birth we celebrate almost 2000 years later? 

Who Rules?

For centuries, God’s ancient people had no king, God periodically selected leaders. In the Book of Samuel, from BibleHub, we read:

When Samuel grew old, he appointed his sons as Israel’s leaders… (1 Sam 8)…3 But his sons did not follow his ways. They turned aside after dishonest gain and accepted bribes and perverted justice. 4 So all the elders of Israel gathered together and came to Samuel at Ramah. 5 They said to him, “You are old, and your sons do not follow your ways; now appoint a king to lead us, such as all the other nations have.”

But when they said, “Give us a king to lead us,” this displeased Samuel; so he prayed to the Lord. 7 And the Lord told him: “Listen to all that the people are saying to you; it is not you they have rejected, but they have rejected me as their king. 8 As they have done from the day I brought them up out of Egypt until this day, forsaking me and serving other gods, so they are doing to you. 9 Now listen to them; but warn them solemnly and let them know what the king who will reign over them will claim as his rights.”

There was a litany of abuses and crimes that the prophet told the people would follow, if they chose a human king. Warned, the people still insisted. God respects our free will, so He gave them what they wanted.

On Christmas, we celebrate a new kind of king.  An infant King born in a stable, not a palace. One that the rulers tried to kill as a child.


Christmas Star over Bethlehem – birth of Christ, credit Biblical World blog spot.

God does what humans believe to be unlikely. Principles, not posturing.

God gave us freedom. We can put freedom to work, or we can abuse our freedom. We can protect, or neglect our freedom.

There are many forms of slavery; drugs, alcohol, certain forms of “entertainment,” or anything taken to excess that is not light. Sin is real, and it is the darkness of sin that harms and divides people. We all need salvation. Light and truth are for a time, resisted. We all wrestle with God. Thankfully, the Creator is merciful. Maybe we all should be more patient and merciful too?


Manufactured Housing is a noble, but widely misunderstood profession. There are reasons why the industry’s acceptance has declined instead of advanced. A wise professional told me decades ago, that this is the time of year that professionals ought to ponder, study, and reflect.

Part of our solution – as a professional, business, industry, or as a nation – must be to rely upon and apply eternal truths.

Truth is as controversial today as it was 2000 years ago.

Study. Analyze. Ask questions. Seek the truth with an open mind.  Don’t prejudge, as you don’t want your profession or our homes to be misjudged either. “Do unto others, as you would have others do unto you,” said the infant king, after he grew to maturity. That humble king built homes, so perhaps we should look to him more for examples of what we too must do.


Tony took the photo at the right.

Merry Christmas to you and your loved ones. May the coming New Year be merrier and brighter.

Christmas UPDATE:

Ladies – Love, Lunacy, Leadership, and those “Laddies”

(Inspirational, commentary, Merry Christmas.)

la-tony-kovach-latonykovach-com-By L. A. “Tony” Kovach.

Freedom and Tensions, Millennials and Socialsm

December 6th, 2017 No comments

There is Value to Understanding News from Manufactured Housing Industry Perspectives.

There is also value to taking a long-term, principle-based educational perspective.


There are Tensions today between the notions of Freedom and Boundaries 

None are more hopelessly enslaved than those who falsely believe they are free.” – Johann Wolfgang von Goethe.

We’ll return Goethe’s pithy pensée later.

Words, and laws have meaning and value to the precise degree that they are accurate, just, clearly understood, and equally applied, without favoritism.

Government, people, and power in all human forms requires boundaries.

You may wish to be a bird, but you aren’t one. It may not be hip among some, but boundaries of identity – as determined by reality – are what defines something. 

Troubling Trends

The study we reported below tells us that Millennials today are a more prone to support socialism than the free enterprise system.

Influencing the Socialists in Your Office, the Best Way Out of Poverty

If true, that means they don’t know history well, because socialism has always failed, while free enterprise has lifted millions out of poverty.

When one person seeks to take from another by force, threat, or deception what another has lawfully, honestly gained – then that wronged person, and that society, suffer.

Law alone can never limit bad behavior. It’s said that America has a million total laws on the books at the state, local, or the federal levels. Are we crime free as a result of all those regulations and laws? Clearly, not.

Words are the new weapons. Satellites the new artillery.” – is a line from a James Bond, 007 movie, Tomorrow Never Dies.   Elliot Carver is the archenemy of Bond in the tale. Carver is a media mogul who manipulates the news, and governments, through his considerable wealth to his advantage.  Consider that bit of social commentary, 2 decades ahead of our time.

Then consider the top ten American corporations, and how several of them are using their wealth and power to manipulate news, information (internet/education), and governments to their advantage. Are they a threat to your freedom? Your business?  Your fellow workers, home owners, and prospects?

The Top 10 American Corporations, Manufactured Homes, and PreFab Housing


Dodd-Frank made by an unjust decree ‘illegal’ what previously was free speech.  It did so in the form of the so-called MLO rule. The MLO rule muzzled sales people from discussing credit and credit terms. What a realtor or car dealer could do, a manufactured home pro no longer could?  How was that fair or just?

Perhaps in hindsight, the MH industry’s lenders, retailers, and communities should have sued immediately. The MLO rule was a clear violation of free speech. I said as much in an MHI Financial Services Committee meeting, several years ago.  The reply from the then chairman to me and the room? You are right, but we will pursue this current course of action first.

Years later, Preserving Access is still being pursued. And it was later learned that the MLO rule, which harmed everyone, including consumers could have been ended by agreement between the so-called nonprofits in a deal with the CFPB, in the exchange for MHI not to chasing the points and fees rule modification.

That’s another story, for another time.  But the fact that lawsuits can change unjust laws, click the article linked below.

“Mobile Home Ban” Suit Win, “Equal Justice Under Law,” Manufactured Home Owners, Buyers, Industry

What’s Wrong is that We Don’t Ask What’s Right.” – G.K. Chesterton.



Image by

However well intended, the foundational problems with Dodd-Frank or ObamaCare were that they violated constitutional principles. Neither massive program worked as promised. Isn’t that a lesson in itself?  A giant takeaway for our industry, and the nation too?

Socialism and secular humanism have repeatedly failed. What big government program can you point to that is a roaring success? Where can you find a program that doesn’t have waste, fraud, abuse, or corruption? 

“Fiscal Carnage,” “Calamitous Economic Hole”  Decried by Citizens Advocacy Group

We can’t make governments our gods. Those governments are made up of fallible people.  Let God be our God, because humans or AI/robotic intelligence would screw it up every time. 


Credits WikiCommons and MHProNews.

Government isn’t necessarily evil, but it must be controlled.  That’s what history teaches us. That’s why the founders, imperfect as they were, limited the scope and power of government.


The founders weren’t perfect either, but their genius was a clearer sense of history, morality, God and reason.

That’s why the limits the founders wanted for government are every bit as important now, as then.


Our tax and regulatory systems today have become terribly corrupted. That corruption and waste have limited our opportunities, and freedom.


That reads 4 Trillion dollars cost to our economy, and frankly it isn’t just a Democraticly caused problem, because the Bush Administration also created plenty of costly regulations too.

Democratic President John F. Kennedy supported tax cuts. So did Republican President Ronald Reagan. Both successfully worked to spur the economy, and create jobs. After an initial dip, more federal revenue came in.  Its common sense. People respond to rewards.  People and organizations also respond to punishments and penalties, often by dodging them.

America, over the course of more than a century, has slowly allowed the federal government to slip its constitutionally defined limits.  Its happened slowly, over time.  Like a pot of water, here the temperature is being slowly heated, it may not be noticeable at the moment.  It is only through hindsight that we see the trends. We must be people of principle, willing to learn, work, struggle, and fight for what’s right day-by-day. 

Much of that struggle is simply education. 

Monday Morning Sales Meeting, What Warren Buffett & President Donald Trump Profitably Agree On

Don’t wait for someone else to do it. You must be part of the change, or else you are part of the problem. 

Reach out to that misinformed person in your office, and step by step, help them see the light.  We have the articles and vidoes that help you do just that, but you must get that ball started. 

That’s the value of MH “Industry News, Tips, and Views That Pros Can Use.” © That’s the value of news told through the perspective of the manufactured home industry professional. 

From the giants to the mid-sized and the mom-and-pop shops, thousands do the following. To get others on our industry- leading headline news/updates – typically sent twice weekly – please click here to sign up in just seconds. ## (Commentary, analysis, events.)



L. A. “Tony” Kovach presenting to a packed house.

L. A. “Tony” Kovach |
Office 863-213-4090 |
“Whether you think you can or whether you think you can’t, you’re right.
– Henry Ford