Ignoring the Obvious, the Road to More Rewarding Manufactured Housing Future

September 22nd, 2017 No comments

Several dozen manufactured housing industry professionals witnessed first-hand when Rick Robinson – Sr. VP and General Counsel to the Manufactured Housing Institute (MHI) – after his ‘Washington briefing,’ said “Tony, I will not be taking questions from the press.”

RickRobinsonJDMHISVP5StateConvention

Rick Robinson failed to mention to meeting attendees that then MHI Chairman and 21st Mortgage President and CEO, Tim Williams and Vanderbilt Mortgage – both Berkshire Hathaway Companies – would not release data to the FHFA/GSEs that the Enterprises said was needed for a clear understanding and a possibly more robust entry into the manufactured housing lending space. To learn more about that, click here.

StopConflictsofInterestCostManufacturedHousingBillionsMHProNews

Why would MHI’s Robinson avoid pro-industry media questions?

Why would Robinson take a question from the Washington Post, but not take one from MHProNews?

RickRobinsonMHIAttorneySVPWashingtonPostTrailerParkResidentsMHProNews

Sources tell MHProNews that while MHI attempts to avoid the perception that they are responding to questions from MHProNews, MHARR or others in the industry, they are in fact responding – only without admitting doing so.

This smells of what the Rev. Donald Tye, Jr. generically calls “two-faced,” and “dishonorable” behavior by those working on behalf of big, crony capitalist businesses against the interests of independent businesses – and how that impacts millions who are trapped in rentals and poverty as a result.

ItsAQuestionofHonorDailyBusinessNewsMHProNews

Note, we have not yet asked Rev Tye to comment publicly on MHI and the Buffett/Berkshire Hathaway questions and concerns, but do the principles in the article linked here apply?

FrankRolfeMHIHypocrisyQuote-MHProNews

See more, click the image above.

Is “Nice Guy” Robinson is Latest Example of MHI Game Playing?

Let’s be clear and balanced.  MHI has its defenders.  MHProNews gets off-the-record comments from those who are happy to defend MHI.  But to date, not one of them will debate the actual effectiveness of MHI on behalf of the industry it claims to represent.

RickRobinsonJDSVPGenCounselManufacturedHousingInstituteMHIlogoMastheadBlogDailyBusinessNewsMHProNews

In fact, many no longer want to be quoted on-the-record as defending MHI — or specific MHI personalities.

By contrast, there’s been a growing number of voices who have asked or directly accused MHI and/or key companies that dominate the association of:

monopolistic behavior, hypocrisy, racism, deceptive behavior towards the bulk of their own members, routinely failing to achieve what MHI says they want, which it is alleged that if they succeed or not, de facto benefits Berkshire Hathaway connected companies,

We sent the attached message via email as a follow up to Rick Robinson, and MHI’s top staff and some “key” members. We will advise the industry if they will provide a response, or if they will continue to duck the concerns, allegations, and failures by the Arlington, VA based trade organization.

SomePeopleArentLoyalToYouTheirLoyalToNeedOfYouOnceNeedChangesSoDoesTheirLoyalty-PinterestDailyBusinessNewsMHProNews

Closing Note – Reform or Replace MHI?

While MHProNews and/or MHLivingNews can directly and indirectly raise issues and concerns, ultimately the individual members of the industry need to either reform or replace MHI as the industry’s “umbrella” trade group.

KennyLipschutzPoorJobOfLobbyinginMHIndustry-postedMastheadCommentaryMHProNews-comMHARR may or may not act at their November meeting to expand their membership beyond their current independent HUD Code producer structure.   That trade group has called for years for the post-production sector of the industry to create an organization that will truly represent their interests.

IAmGratefulToThoseWhoBetrayedMeTheyThoughtTheyWereStabbingBackButTheyCutMeFreeFromPoisonousLifeSteveMaraboliDailyBusinessNewsMHProNews

Frank Rolfe, George Allen, Spencer Roane and others in the community sector have said in semi-private and public statements that MHI is failing in several respects.  While those professionals are not all friends, or see all things eye-to-eye, that unity of concern about MHI is noteworthy.

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNewMartyLavinLashesManufacturedHousingInstituteMHILogoLatestInitiativePostedDailyBusinessNewsMastheadBlogsMHProNews

At the same time, they and others have not yet proposed a public solution on how to either reform MHI, or to create an organization that will represent retailers, lenders, communities, and others.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

Our quoting Allen or anyone else isn’t meant to imply we agree with other things that a professional is saying.

There are many options.

But the bottom line is one that Ken Corbin de facto raised at the Deadwood event.  Some 10,000 independent retailers have vanished since the late 1990s.  Several independent producers have told MHProNews that one of the biggest slow-downs today for more sales growth is a lack of independent retailers.

While MHI is ‘ineffective,’ that is harming independent companies.

Meanwhile, MHI brags about how many emails they get to go to Congress?  Seriously?  Is that the best that Robinson, Gooch, or Jennison can point to – how many engage emails go to Congress?

Who wins, and who loses, because of MHI’s failure to achieve its stated goals?

TomFathGreatIndustryInDecayUnderAttackChangePerceptionFocusFactsTrueBenefits-TomFathNewDurhamEstates-MHProNews-e1474053015851

If MHI had a good answer to the industry’s concerns, wouldn’t they make it?

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews

Isn’t it obvious that they have no good answers, and thus will continue their duck, dodge, distract, detract and defame ways?

DougGormanHomeMartMHILogoAwardWinnerManufacturedHousingIndustryResearchDataReportsMHProNews

Is it like a long time MHI member told MHProNews –  ‘The big companies have figured out how to get the smaller companies to pay for what they want.’ – is that the reality of MHI?

This writer is willing to debate MHI publicly on such issues.

We Provide, You Decide.” © ## (Commentary, analysis, news.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--250x167

Photo taken while Tony was questioning regulators in NY.

By L. A. “Tony” Kovach.

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090
 


Cong Keith Ellison, Others Accuse Clayton Homes, Berkshire Hathaway Lenders, MHI of Monopolistic, Racism, Steering, Predatory Lending, and More

September 11th, 2017 No comments

When testifying in front of the House Financial Services Committee, Kevin Clayton, CEO of Maryville, Tenn.-based Clayton Homes and head of the Manufactured Housing Institute…” – HousingWire.

Mobile home [sic] loans and borrowers are different. Clayton Homes dominates the industry. Clayton charges borrowers of color a lot more. Clayton targets borrowers of color and steers them into…” National Consumer Law Center.

OpenMindCiteSourcesFromAcrossTheSpectrumMHProNews

American Banker, Seattle Times, BuzzFeed News

RacialJusticeEqualEconomicOpportunityProjectNationalConsumerLawCenterKeithEllisonD-MN5DanielWagnerBuzzfeedMikeBakerSeattleTimesDiscrminationMHProNews

Notice: Independent Thinkers can consider points and evidence from across the economic and political spectrum. To see the report this screen capture was taken from, click here or the image above.

…These are just some of the operations that have identified the third rail in the manufactured housing industry’s economic and political landscape.

ThirdRailPoliticsDefinedMHProNewsBerkshire Hathaway (BH) Owned Clayton Homes dominates the Manufactured Housing Institute (MHI). Isn’t that evident by…?

  • Third party media analysis (examples, from both right and left wing media)
  • The fact that 2 out of 4 of the MHI Executive Committee seats are held by Clayton Homes’ Tom Hodges and 21st Mortgage, Tim Williams,
  • The third seat is held by a former Clayton Homes division president, Joe Stegmayer, now Chairman of Cavco Industries, and
  • Howard Walker, ELS which uses BH lending and other BH connected products and services?
MHIannouncestheirnewExecutiveCommitteeboardmembersAward-WinnerscreditMHIlegal500mhpronewslinkedin-postedtoDailybusinessnews-

Some of the photos above are by MHI, or 21st, BH companies, and are provided under fair use guidelines.

Clayton Homes and its sister operations have been charged by several third parties with racism, steering, and predatory lending.

  • It’s 9.11. 9/11/2001 was like a wake-up call, but it also brought the nation together.
  • Texas and Louisiana have just endured Hurricane Harvey.
  • Florida, Georgia and the Carolinas have, are or soon will be feeling the impact of Irma.
  • We have a builder/businessman in the White House.
  • President Donald J. Trump has prefab housing interests.
  • Vice President Mike Pence understands and respects manufactured housing, perhaps better than any VP in history.
CampaignForAccountabiltyClaytonHomesLogoBerkshireHathawayVanderbiltMortgageRacismSteeringPredatoryLendingDailyBusinessNewsMHProNews720x403-575x322

Each of those lodging allegations discussion on this page are reported in the Daily Business News post, click image above.

The president’s agenda is pro-business, pro-growth, American Business and American Workers First.

IamGoingToLowerYourTaxesEliminateEveryUnnecessaryRegulationUNleashAmericanEnergyPlacingAmericanBusinessandWorkersFirstDonaldJTrumpNationalViewsMastheadMHProNews

The president has shown by his actions that he is implementing his campaign promises.  The DC Swamp is Fighting Back.

That Swamp is perhaps best defined as the intersection of Big Business, Big Lobby, and Big Government.

The Above Is Like an Executive Summary,

The Below are Some Details, Facts, Allegations, Concerns – What It Means to Manufactured Housing, and

Potential Next Steps

 

Superficiality is the curse of the modern world” – Matthew Kelly

Skim at your own risk.

Open your mind, and consider the following objectively, without passion, habit, or emotion.

While some of those claims by parties outside of manufactured housing could be nuanced, questioned or debunked, the persistence of the allegations above and below by third parties are significant. We’ll note right now that our raising this issue as a pro-industry trade publisher, and citing these topics from these sources, doesn’t mean we endorse everything these parties are stating or alleging.

Rather, we’re doing what every good trade media does in other industries. We report the good, the bad and the problematic.

There is no way to solve a problem if you don’t first identify it, analyze the options, and then begin to work to solve those identified issues.

TheSystemIsRiggedHUDRossKinzlerDonaldTyeJrFederalOfficialDailyBusinessNewsMHProNews

Thanks to our sponsors, team and supporters, we bring day-by-day the Manufactured Home Industry’s “News, Tips and Views that Pros Can Use.”  It’s all about team work.  While the commentary is that of our organization, we must in gratitude in turn thanks those:

  • Sources,
  • Supporters,
  • Sponsors,
  • Service users of our operation,
  • That make our work possible. We could not do this alone.  We don’t operate in a vacuum.

We salute those who support us, and our thousands of readers should use their products and services at every opportunity.

USRepMaxineWaterEmanuelCleaverKeithEllisonMikeCapuanoMastheadDailyBusinessNewsMHProNews

These Democratic lawmakers have raised the issue of racism with respect to the companies that dominate MHI. MHProNews is the first in the Industry to notify industry readers that the Center for Accountability, about two weeks ago, put out a press release that they are pursuing this racism, steering and predatory lending issue. MHProNews asked MHI’s leadership about this, asking them to reject racism. After several days, they have not yet done so. Now, MHI’s SVP Lesli Gooch admits that Rep. Ellison is opposing the MHI Preserving Access bill. Will any thinking person be surprised if Ellison, the CfA or others accuse MHI’s leadership of racism?

Congressman Ellison and others pushing DOJ and CFPB Investigations

MHProNews documented in the reports linked that third parties are pushing the Department of Justice (DOJ) and/or the Consumer Financial Protection Bureau (CFPB) to release findings about Berkshire Hathaway operations on the issues of racism, steering and predatory lending.

What is not entirely clear is the degree to which anti-trust allegations may be part of DOJ or other investigations.

While we have sources in and close to Clayton Homes, 21st Mortgage, Vanderbilt, and the Manufactured Housing Institute (MHI).

Those sources state they are carefully monitoring all that we publish.

To our knowledge at this moment, MHI and the Berkshire Hathaway (BH) brands have not responded to these issues raised last month or previously.

Why not?

Allegations, Allegations – Facts, Figures and The Record

We’re told that MHI and the BH brands have attorneys that go over our articles and posts, looking for ways to shut MHProNews and MHLivingNews down.  Why? Are they trying to control the narrative? So that only their voice is left?

We have sources that have told us that they’ve directly and/or indirectly pressured our advertisers and sponsors.

We’ll layout those concerns and allegations above and below. “We Provide, You Decide.” ©

The Third Rail in Manufactured Housing

There is a reputed third rail in manufactured housing.

BH has so much influence – some believe – they industry professionals and companies are economically fearful of standing up to them.

But thanks to some courageous, wise, committed, sponsors and supporters – we’ve been able to carry on.

That should not be construed to mean that those sponsors agree with each and everything we do.  We don’t ask some’s permission to publish or produce. We have quiet advice from a variety of sources. But we make our own decisions, based upon the facts, input as we see them and experience.

We strive day-by-day to act in what we believe the facts and experience reveals are the root issues that hold manufactured housing back from doing 5 to 10 times more business annually than the industry currently does.

We’ve said for years.  If RVs are outselling Manufactured Housing by some 5 to 1, why can’t almost every honest retailer, every ethical community operator be selling about 5 or more times the number of homes that they do?  RVs are a luxury for most, while manufactured homes are one of the necessities of life.

 

TanstaflThereIsNoSuchThingAsAFreeLunchProtectLifeLibertyPropertyRevDonaldTyeJrLATonyKovach

Click the image above to read the post this joint statement of opportunity and hope that this graphic comes from.

MHI and Surrogates

Suzanne Felber and George Allen have and are said to be receiving promotional benefits from MHI, and/or certain forms of work from MHI and/or Berkshire Hathaway (BH) companies.

SuzanneFelberFrankRolfeRichardADickJennisonAmericanHousingAdvocatesManufacturedHousingIndustryDailyBuisnessNewsMHProNews600

Notice, we will be circling back this weekend to post missing links and additional information for this report.

Is it a coincidence that Felber’s site fawns over Jennison, HUD’s Pam Danner, Clayton Homes, and MHI?

Allen’s situation is perhaps more complex, as the emailed discussion linked here reflects.

GeorgeAllenDownBy100MHIFlyInDownby60ilyBusinessNewsMHProNews

Notice, we will be circling back this weekend to post missing links and additional information for this report.

What is clear is that Allen periodically lashes out via email and/via his blog, etc. against this writer and MHProNews with unsubstantiated claims, designed to dissuade his followers from putting stock in MHARR, this writer, or the MHProNews trade media.

Why?

Allen – by accident, design, hubris, envy or some combination – thus provides de facto ‘cover’ to MHI and the BH brands.

That cover comes from the one person – Allen – who made a serious claim at starting a post-production association. But after a number of years have gone by, his COBA7 is not a formal association at all. Emails between members of COBA7 provided to MHProNews by their own followers suggest they are unsure what to do about MHI or how to best advance the industry.

It wasn’t always so with Allen, as the screen captures and weekend email exchange attached reflects.

At a minimum, we’d allege that Allen’s not been consistent.

At a minimum, Allen’s failed to follow the logic of what the Manufactured Housing Association for Regulatory Reform (MHARR) and others have pointed out.  That doesn’t mean he should be condemned to perdition’s flames. I’ve said many times, if Allen’s followers didn’t see some value to his work, then he’d have no audience.

But is the main value Allen brings his networking meetings?  And given the steep decline in his meeting attendance since we were involved in cross-promotion with him, is Allen’s influence rising, or fading?

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

By citing Allen, Felber or whomever, that should not be construed as a blanket endorsement. We are pointing to specific facts, statements or claims made. Links will be added, likely this wekened. Please check back.

MHARR, MHI, and MHProNews

While MHARR and MHProNews have some overlapping interests, each organization is a distinct and independent operation.

Allen wrongfully conflates MHARR and MHI’s respective missions. We’ve covered that before, so won’t belabor that today.

For several years before MHARR used MHProNews for some modest ads, this writer was periodically taking MHARR positions at MHI meetings.  We as trade publishers did so when we felt MHARR was correct.  I personally did that privately and in public, both before and after my being elected by my peers as a board member of the MHI Suppliers Division.

MHI knew exactly who I was – a goal and solution oriented, pragmatic idealistic – because I don’t keep that secret. It’s part of every email MHProNews sends out.

obstacles-are-those-frightful-things-you-see-when-you-take-your-eyes-off-the-goal- henry-ford-inspiration-(c)lifestyle-factory-homes-llc-posted-mhpronews.

Whether you think you can or whether you think you can’t, you’re right.” – Henry Ford

A search of our articles going back in time will reflect the reality that we supported MHI on some topics, MHARR on others.

MHI's New CEO, Dick Jennison

This was one of the photos taken by MHProNews, a behind-the-camera, behind the scenes effort some years ago to get MHI and MHARR to work more closely together. Richard Dick Jennison, left, Mark Weiss, right. Weiss is now MHARR, President and CEO.

It should also be noted that at one point in time, perhaps naively believing that MHI and MHARR could be ‘reconciled,’ we attempted to do just that when Dick Jennison came on board as MHI’s president.  There are a number of industry pros, beyond

  • Dick Jennison,
  • Rick Robinson,
  • Mark Weiss,
  • Danny Ghorbani,
  • Joe Stegmayer,
  • Dennis Hill,

and numerous others who know this to be true.

It should be noted that MHProNews always took editorially the view our parent company’s management – Lifestyle Factory Homes, LLC – dba/MHProNews.com and MHLivingNews.com, et al – believed was in the best interest of the industry, based upon then available information.

 

They can’t have it both ways.

We Operate by the Same Principles Now as Then.

Some of those stands were controversial, as Financial Services Chairman Dick Ernst said in the video above.   But as he also said, it’s because of our desire to bring the industry together in a cohesive way.

Cohesion – peace and cooperation – are only possible among those of good will.

After years of efforts, often behind the scenes, we came to the painful conclusion that MHI staff did not want peace with MHARR.

We also came to the painful conclusion that MHI allegedly wanted to so dominate MHARR, and if possible,

  • buy out,
  • draw in as members of MHI, and/or
  • force out of business each MHARR member, and thus silence MHARR for good.

As new facts or insights emerged, we as trade publishers tried to adapt to those insights. We had inside and other sources at MHI that gave us some tips and insights as to what was coming. Some of those insights were about plans, months or years in advance of their being enacted.

Finance, Monopolistic Actions, and Duty to Serve (DTS)

It’s clear in hindsight that on a subject such as the Duty to Serve (DTS) manufactured housing lending by the GSEs, that my view previous view on accepting MHI’s stated support for the same was naive.

MonopoliesTrustsAntiCompetitiveMarketsCrashCourseDailyBusinessNewsMHProNewsLogo-575x333

Still from the video on the page linked above.

Naïve.

We have since carefully laid out our concerns and allegations that while

  • MHI staff stated their desire to want DTS to become reality, in fact,
  • Tim Williams/21st Mortgage,
  • as well as Vanderbilt Mortgage and Finance,

have practically foiled those efforts at a robust chattel DTS program or pilot.

How did they do it, one might ask?  A fair question.  Here’s how.

21st and VMF did so by not providing the data that the Government Sponsored Enterprises (GSEs or Enterprises) of Fannie Mae and Freddie Mac, as their sources say, needed to responsibly enter into the chattel market in a spirited fashion.

ElephantAssGSEFannieFreddieFHFAPostedDailyBusinessNewsMHProNews

Collage credit, MHProNews, logos are those of their respective organization, and are shown here under fair use guidelines.,/i>

There are other factors too, this document can’t be all encompassing.  But we previously documented with comments from experts such as Titus Dare, Marty Lavin and others.

Anyone can go to

  • Industry Voices,
  • the Daily Business News (DBN),
  • Industry in Focus Reports, prior
  • Masthead blog posts,
  • or previous featured articles and interviews,

and you’ll see that step-by-step, for years, we’ve laid the foundation for what we are stating today.

ThanksTonyDoWhatYouFeelIsRightBerkshireHathaway-F-ckEm-MHProNewsNMHOA and MHAction

We have often taken NMHOA or MHAction to task, and still do for supporting rent control or other efforts that are arguably harmful to their own claimed followers.

We think rent control may be well intentioned, but fails to accomplish the goal it desires.  We’ve cited

  • Paul Bradley of ROC USA,
  • Sam Landy, JD, of UMH Properties,
  • Sheila Dey, JD, of the WMA

and numerous others in pointing out the weakness of the concept of rent control. It harms business, affordable housing in general, and manufactured home communities and residents in particular.

But on the narrow subject of DTS and monopolistic practices by MHI and BH units, there may be common ground possible between industry professionals and those consumer-focused groups.

That said, we continue to call on NMHOA and MHAction to revisit and reject their own mistaken support for rent control, and other actions that harm the very people they claim to want to benefit.

We’ve invited public debates

  • with those ‘consumer groups,’
  • with MHI,
  • and MHI’s de facto surrogates to debate the issues by video.

While NMHOA has not yet accepted that invitation, to their credit, Isbhel Dickens at least acknowledged in writing their willingness to consider that kind of direct engagement.

By contrast, MHI and their surrogates have not accepted that offer on any level.

If they were right, why do they duck a public debate?

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews

Duck. Dodge. Distract. Detract. Delay. Deny. Demean. Defame. Destroy.

When you see an indirect, semi-public or no reply by MHI, BH and their surrogates, think about those 9 deadly Ds.

When you see or hear about efforts by MHI, BH, or their surrogates to

  • defame,
  • marginalize,
  • starve out,
  • or destroy MHProNews and MHLivingNews, you have to ask yourself, why?

Why has MHI not taken on the issues that we’ve raised, until the last few months, and then, only in an arguably weak or even counterproductive fashion?

When you see MHI, BH and their surrogates try to

  • buy out competitors,
  • harm competitors through heavy regulations,
  • feint an argument for X, when their powers that be are doing the opposite,

or try to pressure MHARR members into becoming MHI members, you have to ask yourself, why?

regulatory-compliance-costs-for-manufacturers-source-national-assoc-manufacturers-posted-masthead-mhpronews0-com-_001

MHI and MHARR Independent HUD Code Producers

In my enthusiasm to debunk the Atlantic and IBIS World, several years ago, I missed their powerful point that was hiding in plain sight.

AmericasFastestDyingBusinessMobileHomesManufacturedHomesAtlanticIBISWorldDailyBusinessNewsResearchDataReportsMHProNews

Their headline claimed that manufactured housing was a dying industry.  We strived to debunk that claim, and I’d stand by that to this day.

IBISWorldAtlanticManufacturedHousingIndustryDailyBusinessNewsResearchReportsMHProNews

But I missed the nuance necessary for the point they made about Clayton dominating MH retail.

MHProNews has had independent MHI and MHARR members alike tell me that while they may not officially be up for sale, for the right price and terms, they’d sell.

AnotherClaytonAquisitionLoomsManufacturedHousingIndustryDailyBusinessNewsReportsResearchMHProNews

Clayton logo is their property, and is shown here with a collage by MHProNews, under fair use guidelines.

MHProNews has had independent MHI and MHARR members alike tell me that the biggest thing that holds them back having enough independent retailers to distribute and sell their products.

MHProNews has had state association executives tell me that several of their independents are undercapitalized.

MHProNews has had independent community owners and retailers tell us that there’s just too many issues to navigate.

They sell out or close down.

Wasn’t The Atlantic was right about that point?

What the Atlantic and others may or may not understand is just how the industry got to this point.  That will be laid out in future reports, stay tuned.

We will also circle back, perhaps this weekend, and hot link the various bullets and allegations noted in this document.  Stay tuned.

A “Brilliant” BH Strategy to Dominate Manufactured Housing, While Avoiding the ?

Look carefully and objectively at what Cong. Ellison and his colleagues PowerPoint on racism, lending and monopolistic practices.

Look carefully at what we’ve been publishing on MHProNews for months and years.

While we’ve worked independently of each other, there are several points in common.  Coincidence?


BH’s Clayton’s willingness to buy from independents, or to use Triad Financial, or Credit Human (formerly San Antonio Credit Union) or other lending sources and suppliers, those were arguably shrewd moves in a strategic and tactical sense.

  • First, it undermined the claim of monopoly. After all, how can you be a monopoly if you are buying from a competitor? That gives them some cover with DOJ or the FTC.
  • Next, by failing to succeed at passing Preserving Access, or
  • Third, by failing to succeed at getting HUD, or DOE or others that could be cited to relent in some regulatory overreach, they were indirectly allowing pressure on the independent producers and the independent retailers. That too is useful to give them cover with DOJ or the FTC.
  • But one reason why – primarily, but not solely via MHI and their surrogates – by trying to marginalize, silence, buyout, or crush MHProNews and MHLivingNews – weren’t they trying to control the industry’s narrative?
  • To the degree that they control the industry’s narrative, aren’t they trying to create an information monopoly?
  • By controlling the information – the inner industry dialogue – aren’t they trying to avoid the very kind of analysis and fact checks that MHARR and MHProNews produce?

Why won’t MHI release their own bylaws?  We’re told that isn’t even legal, but they’ve still done it.

Why does MHI have inaccurate consumer information?  The last we checked, they’ve not corrected it.

DougGormanHomeMartMHILogoAwardWinnerManufacturedHousingIndustryResearchDataReportsMHProNews

Yes, the industry is growing, and we should be happy about it, but we should be unhappy with how low the total sales volume is at a retail center, a community and the industry at large. When you look at the bulk of the mainstream media accounts, isn’t Tom Fath correct? Isn’t the industry under attack? Where is MHI’s defense of the industry? 

Why did MHI try to keep us from doing certain interviews or attend certain public addresses by elected or appointed officials?  That – per attorneys we’ve spoken with – raise a variety of legal and constitutional issues.

Isn’t it arguable that these moves are designed to choke off competition, including competing news and commentary?

 

Isn’t the Truth Hiding in Plain Sight?

Isn’t Warren Buffett precisely what Tim Williams/21st/MHI Chair arguing against in this exclusive report?  Every slide was provided by Williams and/or a source at MHI.

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

The truth about MHI is in several ways hiding in plain sight. But the MHProNews exclusively obtained documents from Tim Williams speaks volumes. But only to those with an open mind to reality, vs. fantasy. Click here to see the brief, yet powerful, report.

Mighty MHARR?

MHARR has a tiny fraction of the MHI budget, but they are consistently correct on the issues.  Frankly, the only things they’ve missed, IMHO, are fairly nuanced areas, more a matter of style than substance.

If MHARR can be correct on issue after issue, why is MHI wrong so often?

If MHARR can be logical on so many issues, why is MHI so often double minded?

doubleminded man, is unstable in all his ways,” – James 1:8

Odds are excellent that one or more of the 9 D’s describes the motive for MHI, BH and their surrogates from not replying straight up, or debating straight up.

If they were in the correct, why not take a stage in a video debate of the issues?

Could it be that they are concerned that they would lose?

DebateMastheadblodTonyKovachMHProNews

We’d debate MHI, BH, NMHOA, MHAction using video on the issues that face the industry. MHProNews.com/Pixabay.

That’s not hubris, because frankly MHI and BH has attorneys who are trained in such matters such as debate.  Ishbel Dickens is an attorney, and she too is trained in debate. They have a training this writer doesn’t have. That’s not my area of expertise.

They have time, money and resources we don’t have.  Yet, they are the ones playing the 9D game.  Why?

Duck, Dodge, Distract, Detract, Delay, Deny, Demean, Destroy, Game.

 

Why an Independent-Focused Post-Production MH Association is Needed

News, education and even promotion can only do so much. We’re not lobbyists, but we can, have, and do support lobbying activity.

The industry needs someone with the mindset of President Trump’s and VP Mike Pence’s stated agenda to lobby for that to be applied in Washington, D.C.

MHARR has said as much in writing for years.

There is a real need for either a third association to represent the post-production sector, or for MHARR and/or NFIB to step up and expand their offerings to fill that role.

Frankly, in a perfect world, what I think should happen is that MHARR expand, and team carefully with NFIB.

MHI-MHARR-MHEC-DC-MHProNews-collage-copyright2016WeProvideYouDecide

Image credit – collage of Industry Association logos by
MHProNews, each logo is the property of their respective
organization, and is used here under Fair Use guidelines.

As an FYI to the detail minded, the last time MHProNews had an in-depth conversation with NFIB officials, they stated that their preference was to work with an existing association on specialized topics, while providing the added muscle on bigger issues such as tax reform, repealing and replacing ObamaCare, and the like.

That leaves it to MHARR to decide in their November conference call if they may want to expand to serve the broader manufactured housing industry, as opposed to just independent HUD Code manufactured housing producers and some state affiliated associations.

We have repeatedly offered MHI the opportunity to respond in writing to the issues and concerns we’ve raised. We also routinely cited MHI, or their surrogate’s own words in our reports. That’s how fact checks and balanced reporting works.

MHI Wants to “Stop the Leaks”

We are now being told that MHI is trying to ‘stop the leaks’ – which includes even their own publications to members!  Why?

Could it be, as we’ve alleged several times, that they want to control the industry’s narrative?

Could it be that they want to propagandize the industry, to the detriment of those being manipulated?

Where is MHI’s self-proclaimed clout?

Where’s Rick Robinson’s self-proclaimed MHI Zen?

Aren’t MHI, Allen, Felber and others guilty of the very things that they claim MHProNews does?

To rephrase, aren’t they projecting onto us, what they themselves are guilty of doing?

MHIGotCloutWheresTheBeefMHProNewsThat’s why, ICYMI, its necessary to engage with these parties, and to refute their spurious allegations, while challenging them to debate the issues or at least prove their claims.

They’ve always declined or bow outed, why?

If they were correct, and MHARR or MHProNews were so wrong, why would they not debate? Unless they lacked the confidence of the guts to stand up to closer public and industry scrutiny?

A Missed Opportunity to Deny, Decry and Denounce Racism

RevDonaldTyeJr.ManufacturedHousingNotT-railerNotNword_001We also offered MHI’s executive committee members, plus Clayton, VMF and 21st the softball opportunity to deny, decry and denounce racism and the monopolistic allegations against them.

Go back to the top.  See what Cong. Ellison said. If you happen to be right or centrist, don’t let Ellison’s positions keep you from looking at what has been presented.

Facts are facts, no matter who presents them.

The scriptures have said, separate the wheat from the chaff.  That applies to all, very much to me  and our work included.

President Trump Accepted that Opportunity from Media he Doesn’t Trust, Then Why Would MHI not do the Same?

In the MHI/BH wisdom, they did not accept that opportunity. Any excuse they use to their members will be convincing to those who blindly want to believe them.

We’ll begin to draw to a close this Masthead commentary and analysis with the following.

Smaller to mid-sized firms are de facto paying for what the larger ones want.

Smaller to mid-sized firms are arguably feeding the hand that bites them.

Those that sit on the sidelines are de facto supporting the powers that be.  Any excuse will do to sit on the sidelines.  You don’t like the color of my hair, I’m too tall, short, fat, skinny, the wrong gender, skin color, whatever excuse you want will do.  Ditto with respect to mighty MHARR.

The larger firms benefit from the lack of progress on a range of issues, which they claim to want to accomplish.  What team keeps hiring a coach and QB to keep failing to win?

There is no logic to saying – as MHI does – that HUD is overstepping their authority, while not at the same time asking for Pam Danner to step aside and be reassigned as director of the Manufactured Housing program.  Isn’t that only logical?

It is fishy at best that MHI’s VP Lois Starkey left MHI and now works at HUD. To my knowledge, MHI has yet to comment on that issue.  If they have nothing to hide, why does MHI hide on the Starkey and Danner and other issues?

LoisStarkeyRichardADickJennisonManufacturedHousingIndustryCommentaryTonyKovachMastheadBlogMHProNews

Why has MHI told some that replacing Pam Danner is a close subject?

Why has MHI allegedly prepared Lois Starkey to fill Danner’s spot, if Danner does step aside?

We’ve pointed to arguments made by Sam Zell, or Jenny Hodge, and drawn them to their logical conclusion.

We’ve pointed to the arguments made by MHI Chair, Tim Williams, and drawn them to the obvious open question.  How can Williams claim to be at odds with Warren Buffett?  Hasn’t Buffett openly supported Dodd-Frank, the CFPB, Secretary Clinton and Barack Obama?  Hasn’t Buffett and BH favored heavy taxes and regulations that they can better avoid?  That, by the way, is among the places where Cong. Ellison and I would part company.

Because we’ve been citing for years third-party research that has documented what common sense tells the objective thinker is true.  Heavier regulations harms independents more than big companies.

That’s why even U.S. Bank backed away from manufactured home chattel lending, even thought they had a success program.  That’s and low volume, which MHProNews raised that concern years ago, while I was elected by my peers to be on MHI’s Suppliers Division Board of Directors.

That’s why this quote from Dick Jennison, an unforced admission by him on video is so powerful.

 

MHProNews led the Independent’s Industry Charge for the Trump Admin

My wife and several industry pros were on the Trump train before this writer became convinced. I saw one decent Democratic candidate, Jim Webb, or dropped out early. Several of the GOPers were okay on paper.

  • But Donald Trump had deep pockets,
  • the street fighting, counterpunching skills,
  • and the name recognition that made him a viable candidate.

12ReasonsEducatedIranianAmericanWomanSupportsDonaldTrumpPostedMastheadBlogMHProNews954x846

Fault him for this or that tweet, but I think the man is a genius. POTUS Trump isn’t perfect, but neither are you or I.  Trump is a genius. I’ve followed him for years off and on.  He was right about trade when conservative icon Ronald Reagan might have done better, by listening to Trump.

Can You Spell, Phony?  Hypocrisy? Con Job?

We remind readers that while MHI took no public position on the last election, just days before the election, they had not one but two pro-Secretary Hillary Clinton speakers on their stage in Chicago.

They did not lift a finger to help pro-business, pro-worker Donald Trump become president.

buffett-obama-mhmsm

Warren Buffett, left. President Barack Obama, right. Credit, Wikipedia. Why didn’t Buffett and Obama work to fix Dodd-Frank, if Berkshire Hathaway controlled MHI is serious about it?  Has Preserving Access been a delusion?  A multi-million dollar head fake?  Hubris by MHI for not making a deal on the MLO rule, which alone might have kept U.S. Bank involved in MH lending?  Why does MHI not answer such questions?  Could it be that the answer is an embarrassment to them, no matter what they say?

No two people agree on everything.

My 80 percent friend is not my 20 percent enemy.

My80%FriendIsNotMy20%EnemyRonaldReagan-postedMHProNews-com

We’ve worked with those from every racial, ethnic, religious, economic or any other group you care to mention.  We are realistic idealists. We are optimistic pragmatists.  We know that only some will come together to advance the industry, not all.

For approaching 9 years since we began publishing, thanks to those that we work with and who sponsor us, we’ve created a site that reports best practices, covers news that often no one else in MH does, and identifies issues that hold the industry back.

Frank Rolfe and I would not agree on everything, as he’d be the first to say.  But he’s right when he said that it is the industry itself that has held manufactured housing back from achieving its full potential.

TitusDareEagleOneFinancialPostedManufacturedHousingIndustryProNews

Titus Dare and I would not agree on everything either, as he’d be the first to say.  But he’s right that MHI has used problematic messaging that opens the Arlington, VA based association – and by extension, those that mimic MHI.

GuaranteeingAppreciationQuickSureWayToGiantLawsuitTitusDareEagleOneFinancialIndustryVoicesDailyBusinessNewsManufacturedHousingIndustryMHProNews595

Dare’s comments were in reference to an MHI advertorial quoting Dick Jennison. Links will be added in the days ahead, but you can use Yahoo, Bing or Google to find this with a  good search query. MHI’s advertorials have been a mix of useful and problematic information. Some of their statements have drawn harsh criticism, like the example by Titus Dare, above.

We could go through that same litany over and again.  Some of our strongest supporters don’t agree with every specific thing we do.  There are some that think, for example, that it is a waste of time to reach out to MHI, Allen, etc.  There are reasons that we do so. For example, recently an industry pro we respect tried to privately get Allen and I to bridge the gap.

My take is that Allen is not willing to do so.  But that’s not the biggest thing on the radar.

That biggest thing is the threat from within the industry posed by MHI and BH.

That biggest threat can be overcome, through a wise use of facts, history, common sense, critical analysis and reason.

BH dominated MHI has not defended the industry when it could.

BH dominated MHI has not succeed at getting Preserving Access passed, when numerous sources told us that MHI could have had the MLO rule by agreement with the non-profits.

That would have benefited Triad and Credit Human, along with every other MH lender.

 


Why didn’t Tim Williams and VMF agree to that half-a-loaf is better than none deal?

Do you see how there is a consistent pattern of failure by MHI to succeed in areas that they could do much better at than they currently are?

Are they incompetent?

Ill-informed?

Too arrogant?

Or is clever, head fakes and cunning?

Whether they succeed or fail at Preserving Access, or other issues, several industry voices have told us that BH benefits.

 


The MH Alliance

Freedom isn’t free.

Easy doesn’t pay well.” – John Bostick

unzipped-green-eye-black-background-collage-manufactured-housing-professionals-mhpronews-com-704x872pic-framed--347x430

Principles and integrity alone will produce long term success for manufactured housing.

IMHO, without a moral, ethical faith-based foundation, our industry and our nation will continue to struggle.

easydoesntpaywelljohnbosticksunshinehomesredbayalmanufacturedhomes-com-mhpronews-com

Everyone with a belief that they contradict in word or deed is a hypocrite. This writer claims no perfection, my wife can correct anyone who mistakenly thinks otherwise.  We have for years and years said that all that we do is a result of team work.  All success is team work.

But every team can use a coach, guide, and cheerleader.

We know what works.  MHI – even while I was an active, board member – would not help promote any of the solutions that we provided.

Even when those solutions advanced what they claimed they wanted done, they didn’t use it or provide it to others.  Why?

How else to explain it than?

  • Are they incompetent?
  • Ill-informed?
  • Too arrogant?
  • Or is clever, head fakes and cunning?
  • Do the powers that be win, whether or not MHI succeeds at what they claim to want do accomplish?

 

MHI Literally Picks Winners and Losers

After a few appearances on MHI’s stage, while still an MHI member, not long after Dick Jennison came in as president, and while he and I were supposedly still on good terms, they stopped allowing me or others we believe in any time on an MHI stage.  Why?

LisaTylerPhDBethelUnivEvidenceDisprovedMisconneptionNegativeStereotypesContinueLocalGovernments-postedMastheadBlogMHProNews-

To download Examining Community Attitudes by Dr. Tyler, click here or the graphic above.

For example, we promoted Lisa Tyler, Ph.D.  Dr. Tyler is a terrific believer in manufactured housing.  She’s reportedly the first person to get a Ph.D. in perhaps 20 years with a specific manufactured housing focus.

Why did they give Dr. Tyler no time on stage?  Dr. Tyler, to my knowledge, had no beef with BH.  Still, she was given no stage time.  Why not?

nadeen-green-mhpronews-com

For years, Nadeen Green, JD, did Fair Housing articles for MHProNews.  Some state associations would promote her writing, but not MHI.  Why not?

 

At no cost to MHI, about 4 years ago, this writer promoted a concept at the Suppliers Division that would have made us not a dime.  But it could have made the industry’s independents billions of dollars by getting to the root issues that keep tens of millions from taking manufactured housing seriously.

Lois Starkey was the point coordinator for MHI on that issue.  We were told that Dick Jennison opposed that effort, if so, why?  That was true even during the time that we were supposedly working to promote Preserving Access together.

Why did Jennison oppose what would have been a super low cost, easy win for MHI to promote the entire industry?

Why didn’t Starkey ever advance the concept to completion?

Dozens of Supplier Divisions members know exactly what I’m talking about, because the above was not a secret. Hundreds if not thousands of MHProNews readers would read a periodic notice about that, and may have wondered, what ever happened to that infotainment initiative?

Perhaps it would have been too useful to smaller and mid-sized companies, and not useful enough to larger firms?

Allen criticized me privately and publicly for taking quotes out of context or not dating quotes.  Sorry, George, but you and I both know that isn’t accurate. We provide more context than almost anyone in media.  Some think we provide TOO much detail, and this post will be an example of that claim.

The reality is that you just can’t please everyone, and you just can’t please some people, period.

But the videos on this page are all part of the picture of what has held our industry up, and how this industry advances.  By choking off growth, people like Nathan Smith and other larger, connected players benefited at the expense of the smaller independents, isn’t that a fair reading of what happened?

Isn’t that what Smith is laughing about in this video?

 


A New Source for Pro-Industry Events

A non-MHARR source has touched base with us more than once on the idea of doing events independent of MHI.  We commend the initiative, should it advance.  Frankly, we’ve considered doing the same thing.

One of the few things that MHI does that has value for many are networking and educational events.  Not only this writer, but many – including MHI members – have told us that MHI charges way too much for their events.

That can be all be changed for the better.

We’ve said for months, MHI needs to be reformed or supplanted.

We’ve said for years, that the state associations are routinely far more effective than MHI is at getting their stated agendas done.

MHProNews and MHLivingNews are proof that there is no third rail in the MH industry.

 

ThirdRailPoliticsDefinedMHProNews

 

No one has killed me.

No one has beat me up.

We have spoken with legal counsel about MHI – and by extension BH? – efforts to marginalize, and if possible starve us of advertisers and sponsors.

We will do whatever we think is best, honorable, honest, and should we do so, we’ll do that with the least cost to us, and the most impact on them.

ExtortionRICOAlelgedlyIllegalDirtySideofManufacturedHousingExposedDailyBusienssNewsMHProNews

Links will be added, or you can go to the Daily Business News and use the search tool. To see the article, click the image above or click here.

While MHI has had some success at scaring off some sponsors, we still have enough to sustain our needs, thanks be to God and those who support our work.

The point is,

  • these allegedly monopolistic forces can be beaten, even though they are far better funded.
  • They make mistakes. Look at BH/Clayton’s iHouse.  How did that work for them?  Did they ever figure out why that failed?
  • Those mistakes are revealed through fact checks, history and their own statements!

The irony is that I’m not opposed to big business, but we editorially are opposed to monopolistic practices.

There are good reasons why anti-trust – anti-monopoly – laws exist. It is harmful to the public and to small business, which creates the most jobs.

Could I be wrong on President Trump? About VP Mike Pence? Perhaps, but I don’t think so.

I think Mark Weiss and Danny Ghorbani are right.  If the industry fails to advance in Washington under the Trump Administration, shame on the majority for not acting while we have the chance!

 

Historic

In our industry and in America, there has historically been three types of groups and people.

1)    Those who take one side,

2)    those who take the other.

3)    Those who sit in the middle, trying to figure out who to support.

The American revolutionaries had the odds against them. The British had historically won war after war before the Revolution of 1776.  The American insurgents rallied enough of the people to beat the English. Yet the Brits at the time was the world’s only super power.

David beat Goliath.

leaders-grasp-nettles-david-ogilvy-credit-izquotes-posted-CuttingEdgeBlog-MHProNews-com575x271

Nettles, thorns…you get the idea, right? Of course…

If we take all of the independents in MH combined, they actually outnumber MHI’s giants.  Nor do we need them all, but we do need enough people and companies of integrity to step up and be goal and solution oriented.

I’m not going to say it is easy.  Easy doesn’t pay well.

But what we want to do is doable. It’s been successful.

We think BH’s monopolistic control over MHI and several state associations needs to end.

 

We think if MHI fails to reform itself, then those professionals of good will need to do a post-production association ourselves.

freedoms_-_lincolnCreditPoliticalVelCraftMHProNews

Image credit, Political Vel Craft.

Those who think that manufactured housing can’t be change are right, and wrong.  They forget that 20 years ago, it was Fleetwood and Champion who competed for being number one and two.

Whether you think you can or whether you think you can’t, you’re right.” – Henry Ford

While the industry is advancing, third generation professional – millennial Tom Fath – has said is manufactured housing is in decay and under assault.  He’s growing, and he’s right.

PEP-P.E.P.-Protect-Educate-Promote-mhassociationmantra-postedmastheadblog-MHProNews

The MH Alliance was started to advance the MHLivingNews, MHProNews and related efforts, It works for those who actively participate. It only needs to be scaled by more forward looking, goal and solution oriented industry professionals and companies.

The MH Alliance – P.E.P. The ADL and NAACP of Manufactured Housing

My father was a philosopher. He taught us kids that you can’t give what you don’t have. MHI can’t give what it doesn’t have.

For whatever reason MHI has not defended the industry nor itself.

That’s a hard to dispute fact, but we’ll call it an allegation, while we challenge them to debate in public and prove me wrong.

The industry must do what the ADL and NAACP did for their respective groups.

Tye quote

Now is the Time for All Good People to Come to the Aid of their Country.

Now is the Time for All Good People to Come to the Aid of their Business and Industry.

If not now, while the industry is somewhat recovering, when? If not now, when the nation is facing perhaps the greatest affordable housing crisis, when?

Summary

Doing and fighting for what’s right is profitable. But regardless, it is always the right thing to do what’s right.

MHLivingNews and MHProNews are prepared to support intelligent efforts to supplant what MHI does.

Why not let the big companies keep their big boys club?

Why not let there be an association that works on behalf of everyone else?

Feedback on this is welcome.  “We Provide, You Decide.” © ## (Fisking, Analysis, News, and MH Industry Commentary.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovachMHProNewsMHLivingNews5StateConventionMastheadBlogMHProNews

Click on the graphic above to learn more about the rapidly approaching 5 State event.

L. A. “Tony” Kovach is the managing member of  LifeStyle Factory Homes, LLC.  The Mastheadblog represents that editorial perspective, and may or may not represent the views of sponsors or others.

MHProNews is open to a diversity of professional viewpoints.  We routinely seek, get, and publish feedback from industry professionals that represents a range of diverse views and backgrounds.

MHI is once more invited to publicly debate via video, available both live and for later playback, their track record on protecting and promoting the manufactured home industry.

Because MHI directly and through surrogates has postured legal action and other similar threats, we are going to use the word alleged for the above, and encourage thoughtful readers to dig into the facts for themselves.  “We Provide, You Decide.” ©

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090
 


The Three Letters that Unlocks Manufactured Housing’s Answers

September 4th, 2017 No comments

Whoever you are.

Whatever you do.

Whatever brought you here.

Whatever your political, economic, religious, ethnic, or other perspectives happen to be.

Three letters turn a key that unlocks the answers for manufactured housing investors and professionals.

Conceal, Reveal and ‘the Deal…’

Understanding the facts and opportunities unlocked by those three letters could lead to robust new HUD Code manufactured home sales growth.

That growth would positively impact retailers, communities, producers, lenders, suppliers, and all others who serve the public in manufactured housing.  What are those three letters?

WhyManufacturedHousingIndustryCommentaryMastheadBlogResearchReportsDataMHProNews

Why? Credits, MHProNews/Pixabay.

Why?

When there are millions of Americans who need affordable housing, why did manufactured housing finish 2016 with only some “81,169” new HUD Code manufactured homes shipped?

HUD2017WorstCaseHousingNeeds2017ReportCongressGrowingDailyBusinessNewsMHProNews

HUD’s 2017 Worst Case Housing report points to nearly as many housing units needed today as the total number of pre-HUD Code mobile homes and post HUD Code manufactured homes in existence today. Those 8.3 million don’t count the millions more renting, 85 percent of whom want to own and could qualify for a residential style manufactured home.

When real estate agents can’t keep enough affordable housing in stock, why did manufactured housing grow at only 15% 2016 compared to 2015?

The Manufactured Housing Industry (MHI) has touted the fact that the manufactured housing industry for many years was about 21 percent of all new single family housing starts. Hmmm, okay. So, Why does MHI accept being at only some 9 percent of single family housing starts today?

Why did Richard A “Dick” Jennison – President and CEO of the MHI – say in reply to a softball question in the video below that “I don’t think that we [manufactured housing industry] should grow too fast,’ so that it gets…out of control” – out of who’s control? Who or which operation(s) benefit from slow industry growth?

When there are MILLIONS of affordable housing units needed, Why should the industry settle for less than 100,000 new homes, and modest growth?

  • Why not half-a-million new manufactured homes annually, or more?
  • Why should RVs – an optional purchase – outsell manufactured homes by some 5 to 1, when homes are a necessity?
  • Why did Jennison get his contract extended by MHI after he made this straight-faced statement on the video above? What would happen to an National Association of Realtors (NAR) or National Association of Home Builders (NAHB) president if they would have said something similar?
RichardCordrayCFPB-ManufacturedHousingRegulationsCSPANstill-InsideMHvideoPostedMHProNews-com-

These are quotes or close paraphrases of statements made by Richard Cordray, CFPB’s director. They would have been helpful for MHI to make their case to get Preserving Access passed. MHProNews created the graphic above to support the effort. Why didn’t MHI ever use it? Why didn’t MHI make a similar graphic or similar arguments? Why don’t they want to debate their own effectiveness? Could it be that they don’t want to have to answer serious, reasonable questions? Why not debate their wisdom and effectiveness?

If they really want to see the Preserving Access to Manufactured Housing Act passed, Why hasn’t Lesli Gooch, Ph.D. – MHI SVP for Government Affairs & Chief Lobbyist – or anyone at MHI gotten permission to use the graphic above, or create a properly attributed one of their own like it?

Why not use Richard Cordray’s own talking points to advance the Preserving Access bill they claim to want enacted into law? (See quotes/graphic above.)

Why won’t MHI release their bylaws, which an MHI board member told MHProNews is required by law?

Why won’t MHI discuss the alleged conflict of interest for the largest lenders in the industry setting the agenda that most favors their own company?

If they are confident, why won’t MHI agree to publicly debate via video their performance and success, on their own claimed agenda?

DebateMastheadblodTonyKovachMHProNews

Why won’t MHI debate their effectiveness?  MHProNews.com/Pixabay.

When Lesli Gooch and the MHI leadership know that Keith Ellison plans to lead a charge against Preserving Access – as her own written statement below makes clear – why didn’t MHI denounce racism?  Why isn’t MHI being pro-active instead of reactive?  Why not -when as prior chairman, Nathan Smith said in a video statement – that MHI must make being proactive part of their standard?

CampaignForAccountabiltyClaytonHomesLogoBerkshireHathawayVanderbiltMortgageRacismSteeringPredatoryLendingDailyBusinessNewsMHProNews720x403-575x322

Each of those lodging allegations discussion on this page are reported in the Daily Business News post, click image above.

Smith’s point is interesting. Especially given MHI’s history of being reactive, per prior chair Smith, why did Gooch and MHI’s leadership fail to condemn racism? Especially Why – given the fact that Ellison, and 3 other Democratic Congressional leaders – have signed onto a letter to the CFPB and the Department of Justice that alleges racism on the part of MHI’s dominant companies (Berkshire Hathaway units Clayton Homes, Vanderbilt Mortgage and Finance, 21st Mortgage Corp)?  Why don’t see that opponents of MHI’s bill may again use racism as a charge against them, as they did in the 2015 congressional session?

USRepMaxineWaterEmanuelCleaverKeithEllisonMikeCapuanoMastheadDailyBusinessNewsMHProNews

These Democratic lawmakers have raised the issue of racism with respect to the companies that dominate MHI. MHProNews is the first in the Industry to notify industry readers that the Center for Accountability, about two weeks ago, put out a press release that they are pursuing this racism, steering and predactory lending issue. MHProNews asked MHI’s leadership about this, asking them to reject racism. After several days, they have not yet done so. Now, MHI’s SVP Lesli Gooch admits that Rep. Ellison is opposing the MHI Preserving Access bill. Will any thinking person be surprised if Ellison, the CfA or others accuse MHI’s leadership of racism?  Why would MHI hesitate a second to reject racism?

Why didn’t Lesli Gooch’s letter to State Association Executives (shown below), include a reference to the various groups – including, but not limited to, the three below – which are targeting their bill, with allegations of racism, and more?

  • Consumer Financial Protection Bureau CFPB
  • Democratic lawmakers
  • Center for Accountability (CfA)

The first three hot links were added by MHProNews and where made bold, so that those who want to dig deeper can quickly access more information.  but all of the text below is by Gooch to state association executives…who, by the way, are NOT “MHI State Executive Directors.”

LesliGoochManufacturedHousingInstituteCongressMHIlogoSrVPGovtAffairsSeniorLobbyistRepKeithEllisonMHProNewscollage

Is there much doubt that many state associations are dominated by the same forces that dominate MHI? That said, state associations do not belong to MHI. They are not technically MHI state association executives, as Gooch opened her letter. Some executives resent that kind of address of MHI to them, as independent organizations.

From: Lesli Gooch [mailto:LGooch@mfghome.org] Sent: Thursday, August 31, 2017 11:48 AM
To: Lesli Gooch <LGooch@mfghome.org>
Cc: Rick Robinson <rrobinson@mfghome.org>
Subject: Federal Legislative Update

Hi MHI State Executive Directors,

I wanted to update you about some upcoming action in the House of Representatives on the two issues that we focused on during the MHI legislative fly-in. In June, MHI members went to the Hill to: (1) support H.R. 1699, the Preserving Access to Manufactured Housing Act and (2) Stop HUD’s expansion of the regulation of manufactured housing beyond, and often contradictory to, the statute – on issues like garages, carports, frost free foundation requirements, and on-site completion of construction. Attached is our “asks” document from the fly-in.

As soon as next week, we expect both of these issues to come up on the House floor when the Fiscal Year 2018 appropriations package (H.R. 3354 – The Make America Secure and Prosperous Appropriations Act) is considered. We will know more about timing next Tuesday – while it was scheduled to come up next week we anticipate the Hurricane will likely push the timing back.

First, the language of the Preserving Access to Manufactured Housing Act is included in the underlying appropriations text that is being brought to the House floor. Rep. Ellison (D-MN) has filed an amendment with the Rules Committee to strike this language from the bill. We are advocating with the Rules Committee to decline his request to offer the amendment during House debate on the bill – as they did when he tried to strike our language out of Chairman Hensarling’s Financial CHOICE Act (H.R. 10).

Second, Rep. Barr has filed an amendment with the Rules Committee regarding HUD’s expansion of regulations on garages/carports; frost-free foundations; and on-site completion of construction. Here is the link to the amendment: http://amendments-rules.house.gov/amendments/barr824171353405340.pdf. These issues were raised in a bipartisan letter to HUD Secretary Ben Carson (see attached). We are working to ensure the House Rules Committee agrees to allow the amendment to be offered during House debate on the bill.

We will keep you posted as things move forward. We plan to send out a grassroots call to action when we have a better sense of timing.

Thanks,

Lesli

Lesli Gooch, Ph.D.

Senior Vice President for Government Affairs & Chief Lobbyist

1655 Fort Myer Drive, Suite 200, Arlington, VA 22209

whats-wrong-is-that-we-dont-ask-whats-right-g-k-chesterton-posted-inspiration-blog-mhpronews-com-

What’s Wrong is that We Don’t Ask What’s Right

In the video collage below, is a brief clip of ROC USA president Paul Bradley explaining “cohesion,” a point that MHI Financial Services Committee chairman Dick Ernst speaks about cohesion in the same video, noting its importance.

Bradley’s point is akin to Marty Lavin’s argument that notes the manufactured housing industry’s “other image campaign.”  Lavin’s meaning is that the negative news that is so common from the mainstream media – which Lavin has explained must be dealt with.  When the national association for years has not refuted the negatives that manufactured housing industry is often hit with, why would savvy home buyers invest?

TheManufacturedHousingInsittuteLogoManufacturedHomeIndustryOtherImageCampaignMartyLavinMHILogoMHProNews

To see what some other industry professionals have said about the pending MHI image campaign, click the image above.

Yet as Frank Rolfe and others have blasted MHI for their poor communications in defending the industry, or even promoting the industry.

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

Why should MHI and their dominant companies be in charge of a planned industry image campaign? Why – or how could they possibly lead – when MHI’s own president has advocated publicly – more than once – that growth should be slow?  See Jennison’s statement in the roughly 20 second video above.

When Clayton and Cavco’s own published numbers indicate that they are growing at a pace somewhat slower than the industry at large, why should they call the shots for everyone else?

IndustryMarketShareClaytonCavco63ManufacturedHousingIndustryDataResearchMarketStockReportsDailyBusinessNewsMHProNews613

Using MHI’s numbers, Cavco stated the above. Per MHI, the industry grew 15% 2016 over 2015. What that means is that Clayton and Cavco are growing at a somewhat slower pace in sales than the industry at large. Based upon those facts, why should those two companies dictate the course of MHI’s future, or their planned image campaign?

Why doesn’t MHI address the concerns, such as the allegation by a long-time member that – “the big companies [that dominate MHI] have figured out how to get the smaller and mid-sized companies [members of MHI] to pay for what they [the big companies] want” – why won’t MHI answer that or other legitimate questions and concerns?

We could go on and on with questions like the ones above.

MonopolyGameHasbroMastheadBlogManufacturedHousingIndustryMHProNews

For a story on Google and other monopoly concerns, and their impact on manufactured housing, click here or the image above. Photo by MHProNews, of the classic Monopoly game.  The longtime Parker Bros game product is now produced by Hasbro.

But let’s draw to a close today by saying, that after years of failures and disconnects, Why should MHI be trusted by anyone not a part of their inner circle?

MHARR is exploring expanding their membership.

Other company leaders have touched-based with MHProNews, saying they are exploring doing the

  • networking meetings,
  • trade shows,
  • promotion,
  • education,
  • post-production lobbying,
  • instead of MHI.

There are estimates that for less money than MHI spends, more could be done – and done more effectively – to Protect, Educate and Promote (PEP) the industry.

PEP-P.E.P.-Protect-Educate-Promote-mhassociationmantra-postedmastheadblog-MHProNews

A leading MH state association exec’s mantra we love to share.

MHLivingNews and MHProNews are prepared to support intelligent efforts to supplant what MHI does.

Why not let the big companies keep their big boys club?

Why not let there be an association that works on behalf of everyone else?

Feedback on this is welcome.  “We Provide, You Decide.” © ##

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovachMHProNewsMHLivingNews5StateConventionMastheadBlogMHProNews

Click on the graphic above to learn more about the rapidly approaching 5 State event.

L. A. “Tony” Kovach is the managing member of  LifeStyle Factory Homes, LLC.  The Masthead blog represents that editorial perspective, and may or may not represent the views of sponsors or others.

MHProNews is open to a diversity of professional viewpoints.  We routinely seek, get, and publish feedback from industry professionals that represents a range of diverse views and backgrounds.

 

MHI is once more invited to publicly debate via video, available both live and for later playback, their track record on protecting and promoting the manufactured home industry.

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090
 


MHI Executive Committee Member Emails MHProNews, Sam Zell’s Comment$

August 26th, 2017 No comments

A few days ago, an MHI Executive Committee member sent an email, which he asked that it be treated as not for publication. We respect the request, replied late yesterday afternoon, and made a like request about our message to them.

The Masthead blog on MHProNews makes no predictions about this. Just an FYI to the MH Industry.

#War #Peace #AmericanEagle

The seal of the United States bears the image of an eagle. One talon grasps arrows, the other an olive branch.  That speaks volumes.

GreatSealofUnitedStatesOfficialWikipediaMastheadManufacturedHousingIndustryMHProNews

War? Peace? “Don’t Tread On Me.” “From the Many, One.” These are just some of the lessons of America’s historic success, part of the American Way.

That’s the real American Way.

For the believers in the audience, recall that Jesus overturned the tables of the money changers.  Why?  Because those leaders were “thieves” who were cheating and misleading the people.

We won’t rehash the numerous quotes from MH Industry pros – several of whom are MHI members – published two days ago. It’s ‘read hot.’

SamZellManufacturedHousingIndustryManufacturedHomeCommunitiesMastheadIndustryCommentaryMHProNews

Instead, we will remind readers about what other Industry pros said on the record, in the captioned images in today’s Masthead blog commentary.  “We Provide, You Decide © if the commentary and quotes all fit, and make sense to you.

KennyLipschutzPoorJobOfLobbyinginMHIndustry-postedMastheadCommentaryMHProNews-com

On the record quote to MHProNews. Graphic by MHProNews.  It should be noted that the quotes by third parties, like the one shown above, were not provided with this specific Masthead post in mind.  Readers will need to discern for themselves if the statements shown fit the facts, allegations, and concerns about MHI.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

We Provide, You Decide.” © is one of MHProNews’ long standing slogans.

Texas Hurricane Tragedy

There are not enough words to capture what millions will be going through in the next few days.

Our thoughts and prayers are with all those whose lives are impacted.  Especially so, with the forgotten and marginalized.

Manufactured Home Necessity, Potential

Why won’t MHI admit the obvious disconnect between what Chairman Tim Williams (21st Mortgage) accurately said, and what Warren Buffett has said – which are polar opposites?

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

The truth about MHI is in several ways hiding in plain sight. But the MHProNews exclusively obtained document from Tim Williams speaks volumes. Click here to see the brief, yet powerful, report.

LATonyKovachMHLivingNewsMHProNewsManufacturedHomeIndustryPublisherMarketingSalesTrainerConsultant-

L. A. “Tony” Kovach is one of the most popular speakers in the manufactured home industry, yet MHI – sometimes through surrogates or by applying pressure on others – has systematically, allegedly, attempted to keep Kovach from addressing the industry’s members. That said, they can’t silence the industry’s leading trade publication, which you are reading.

At MHProNews and MHLivingNews, we have a unique vantage point because:

  • we hear from MH Industry members across the spectrum,
  • we work with industry pros across the spectrum,
  • we speak and listen to the public,
  • we communicate with investors – foreign and domestic,
  • we engage with media,
  • engage with experts,
  • engage with advocates,
  • engage with public officials and politicos,
  • we research, and
  • we fact check.

The industry has its biggest opportunities ever. The need in America for manufactured housing has never been greater. As Daily Business News readers know, in Australia, manufactured homes are in some ways advancing better there than here, yet this is an American invention.  There would be widespread agreement on these points.

So where has “MHI’s leadership” been during this time of a growing affordable housing crisis?

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

Isn’t there an obvious conflict of interest between 21st Mortgage and Vanderbilt Mortgage (both Warren Buffett, Berkshire Hathaway companies) not providing data to the GSEs, and yet MHI claiming that they want the GSEs to do chattel loans?

FrankRolfeMHIHypocrisyQuote-MHProNews

Why won’t MHI publicly say what’s going on with moves like Lois Starkey leaving MHI, and ending up at HUD?

TomFathGreatIndustryInDecayUnderAttackChangePerceptionFocusFactsTrueBenefits-TomFathNewDurhamEstates-MHProNews-e1474053015851

Yes, the industry is growing, and we should be happy about it, but we should be unhappy with how low the total sales volume is at a retail center, a community and the industry at large. When you look at the bulk of the mainstream media accounts, isn’t Tom Fath correct? Isn’t the industry under attack? Where is MHI’s defense of the industry?

Why won’t MHI call for Pam Danner’s removal from the HUD Code Manufactured Housing Program office? Isn’t it a farce to say they want HUD to back off on regulatory overreaching, when they won’t call for Danner – who approves those moves – to leave the HUD MH program Office?

HUDPamDannerFederalDataProvesManufacturedHousingIndustryQualityITBusNetMastheadManufacturedHomeIndustryResearchReportsDataMHProNews-com

This image above appeared on the business website shown, and was modified to fit this page. When HUD’s own data proves that manufactured homes have their best quality ever, why is Danner pushing for more and costlier regulations? Why isn’t MHI calling for Danner’s replacement, asap? Click above for more details.

If MHI were right on the issues, why won’t they answer questions on the record?  With us?  With mainstream media?

DougGormanHomeMartMHILogoAwardWinnerManufacturedHousingIndustryResearchDataReportsMHProNews

Doug Gorman’s location was bought out by Clayton Homes, so can we still expect the multiple MHI award winner to speak out against MHI’s failure about asking for the replacement of Pam Danner?

We’ve challenged MHI senior staffers to a public, via video debate. Aren’t they confident enough to do so? What are they afraid of admitting publicly anyway?

We routinely give MHI a chance to comment, they hide behind no comment.  How can they claim to be ready to promote the industry, when they won’t defend it when wrongfully attacked?

GuaranteeingAppreciationQuickSureWayToGiantLawsuitTitusDareEagleOneFinancialIndustryVoicesDailyBusinessNewsManufacturedHousingIndustryMHProNews595

MHI’s advertorials – often issued under Richard A. “Dick” Jennison’s name – have been a mix of useful and problematic claims. Some of their statements have drawn harsh criticism, like the example by Titus Dare, above.

Why does the inner circle there act, as an MHI board member told us, like a “secret society” – with only a few “in the loop,” and the rest of their members expected to go along?

Ross Kinzler was right, Washington D.C. picks winners and losers.

TheSystemIsRiggedHUDRossKinzlerDonaldTyeJrFederalOfficialDailyBusinessNewsMHProNews

See Ross Kinzler, Donald Tye Jr., and other professional’s  comments in the story linked above.

But let’s ask a question.  Doesn’t MHI literally and figuratively do the same?

Photo credit, Marty Lavin. The use of these quotes here does not imply that the quote was requested for this specific commentary. Industry readers will have to judge if the quotes selected make sense in the context that this is being presented in.

 

After years of the same, why should the industry trust MHI?

What did they do for North Carolina when local media body slammed them with a pair of digital cheap shots?

PBSNPRNewsObserverFakeNewsLogoDailyBusinessNewsManufacturedHousingIndustryDailyBusinessNewsResearchDataReportsProNews

They sent Rick Robinson to testify in Ohio, and loaned them ‘engage,’ both of which were token efforts. Losing the Ohio Manufactured Home Commission battle wasn’t a mere local issue.  IMHO, it was a significant setback for the industry. MHI failed to do whatever it takes to back up OMHA’s Tim Williams, when the state association and their state consumer group were officially on the same page.

How could MHI let that happen?

MastheadEditorialCommentaryMHProNews

Editorial comments should not be construed as representing the views of parties that may be named. For example, OMHA’s Tim Williams specifically thanked MHI for their help. That said, your Masthead blogger asks – why didn’t MHI do whatever was necessary to win such an important fight?

But aren’t those just 2 of numerous examples of MHI doing little or nothing? What about

The list could go on and on. MHI can say whatever they like about their plans for an image campaign. Lavin’s points on that speak volumes.

TheManufacturedHousingInsittuteLogoManufacturedHomeIndustryOtherImageCampaignMartyLavinMHILogoMHProNews

Consider what an MHI veteran said to MHProNews, that “the big companies have figured out how to get the little companies to pay for what they want.”

Ouch. Lavin’s point on follow the money and pay attention to what people do more than what they say ought to be shining in bright lights.

WeaponizedFakeNewsDailyBusinessNewsMHProNews

Dick Jennison, Lesli Gooch and others at MHI have made repeated, unforced errors – and aren’t  they routinely harmful to the industry? Yes, their allies don’t like the analysis, but if they could defend it, why don’t they?

Goal and Solution Orientation

There are individual players who have reached out to us to explore replacing MHI and those in league with them.

Specifically, we’ve been asked about organizing:

  • trade shows – that would be both wholesale and public events,
  • networking events,
  • educational meetings, and
  • industry advocacy.

We are interested in learning more about their efforts and ideas and are open to supporting them, but have not yet made a commitment. Note MHARR is considering expanding, but no decisions there have been made.

Stating the obvious. There’s no good reason the Masthead on MHProNews can see for supporting or keeping MHI. Let the big boys have their club.

Why not let all the others have their own association, one that fights for their interests? One that promotes the industry, instead of silently undermining it?

MessageInBottleSunsetSunriseBottlePixabayMHProNews

Have you seen any clue that MHI is willing to reform?  While I’m happy to be wrong, and would gladly admit it, I’m not holding my breath over the message exchange noted at the top.

Somebody, please, show me something MHI does that isn’t or couldn’t be done better by others??

MHI has their stated and secret plans. Do you think their plans include you and your organization’s winning?

Why feed the hands that bites or fails yours?

IReportMHNewsTips@MHMSM-comMHProNews (1)

Watch for a report – the next fact check/expose – coming soon.

In the meantime, tips and comments are welcome (click graphic above). Want to sign up for our read hot emailed headline news? Click here. ## (Analysis, commentary.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--250x167

L. A. “Tony” Kovach fights for the industry’s advancement, day by day. Photo taken while Tony was questioning regulators in NY.

L. A. “Tony” Kovach’s Masthead blog commentary represents the views of LifeStyle Factory Homes, LLC, and may or may not represent the views of sponsors or others.  MHProNews is open to a diversity of viewpoints, and we routinely get, ask for, and publish feedback from industry professionals that represents a range of diverse views and backgrounds.  MHI is once more invited to publicly debate via video, available both live and for later playback, their track record on protecting and promoting the manufactured home industry.

 

 

 

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090
 


Awful, Awesome August 2017 in MHVille

August 18th, 2017 No comments

Birth is a messy, painful process.

In order for the joy of new life to occur, there is first blood, sweat, and tears.

The same is true for our nation, and for the rebirth of our manufactured home industry.

AwfulAwesomeAugust2017inMHVille

New life doesn’t come without breaking shells. MHProNews/Pixabay.

Billionaires and millionaires own and love their manufactured homes.

  • From those of modest means,
  • to the middle class,
  • to frugal millionaires and billionaires,

this is the form of housing that has, can, and will transform lives for the better.

NewBirthManufacturedHousingIndustryCommentaryMastheadTonyKovachMHProNews

New Life! Sacrifice. Pain. Cost. Beautiful results.

That said, there are various forces at work that would love to abort or slow walk manufactured housing. If they can’t achieve that, they would like to restrict the industry in as many ways as possible.

  • Ignorance,
  • Apathy,
  • Greed,
  • History,
  • Prejudice,
  • Monopolists…

…there are a variety of forces inside and outside of our great industry that are at work.

BirthMessyGraphicStockMastheadBlogMHProNews

Birth and rebirth are both messy, yet beautiful. One should not expect it to be otherwise. Progress and life both comes at a cost.

MHProNews – plus our MHLivingNews.com sister site – launched with a simple idea.

Via communications and best practices

  • of facts,
  • news, analysis,
  • and a proper understanding of the industry
  • concern for home owners, prospects and professionals

integrity and the truth could transform the industry for the good of the millions.

BabyBornMastheadBlogMHProNews

We all bleed red. There is far more that unites us than divides us. Yet, division exists. Part of the solution is to share reality with as much clarity and charity as possible. The truth sets us free, which means falsehood and half-truths keep us captive. Through the clash of candidly shared ideas, the truth will often be revealed, to those who objectively think matters through.

Thousands upon thousands of industry pros would profit, honestly.

This month’s featured articles are below. Dig into them, devour their relevance.

Join the thousands who have made it a minimum 15 minute a day habit to invest time in MHProNews.com.

shutterstock-ipadcredit-daily-business-news-mhpronews-com-774x466-a

Thousands a day are doing this! 15 Minutes a Day on both MHProNews and MHLivingNews.com – free resources for the Public and Professionals –  that provide resources for industry image, education, and thus growth.

Read on MHLivingNews.com a minimum of 15 minutes a day, and then share those links with others.

Do that daily, and your career, location and our industry will be transformed for the better.

With no further adieu, here are this months featured articles and reports. May this birthing be as easy as possible. But most important, may the new life inspired by these twin pro-industry trade media make your life and that of millions of more Americans, ever sweeter.

We thank our sponsors and clients, and of course welcome others to support and benefit from our work and services to the industry that makes this platform #1 and possible. ##

 

Drama! Analysis! Action! Results! Manufactured Housing, Controversy is Inevitable
by Soheyla Kovach

SoheylaKovach-WebsiteDevelopment+SupportServices-MHProNews-com-photo83degreesmediaJulieBranaman-posted-MHProNews-com-50x50-We’re living in a time that’s aptly described by people across the spectrum as a massive cultural and political clash. Read more …

 

Make Manufactured Housing Great Again, Achieve 400% Sustainable Growth Via Best Practices, Barry Noffsinger, Credit Human Federal Credit Union
by Soheyla Kovach

SoheylaKovach-WebsiteDevelopment+SupportServices-MHProNews-com-photo83degreesmediaJulieBranaman-posted-MHProNews-com-50x50-In a roughly 15-minute PowerPoint seminar with Barry Noffsinger of Credit Human (formerly San Antonio Credit Union), the award-winning veteran lays out a thoughtful case for a sustainable return to the kinds of new manufactured home shipments not seen by the industry in decades.  Read more …

 

Fake News Targets Manufactured Housing, What’s Their Agenda? – Manufactured, Modular Housing Review – Recap 4
by MHProNews Team

MHProNewsLogosRecap 4. Are you taking these recaps 1 through 4 in sequence?  We hope so.  Read more …

 

Will Buffett Buy This REIT? – Manufactured, Modular Housing Review – Recap 3
by MHProNews Team

MHProNewsLogosRecap 3. Staying informed yields advantages to any professional. Read more …

 

Game On – Manufactured, Modular Housing Review – Recap 2
by MHProNews Team

MHProNewsLogosRecap 2. Staying informed yields advantages to any professional. Read more …

 

Manufactured, Modular Housing Review – Recap 1
by MHProNews Team

MHProNewsLogosRecap 1. Staying informed yields advantages to any professional. Read more …

 

IASM – Vision, Understanding, Belief, Confidence, and Manufactured Housing Professional Success
by L. A. “Tony” Kovach

l-a-tony-kovach-mhlivingnews-mhpronews-latonykovach-com-

This month, Tim Connor has an excellent article on the stages of learning. Highly recommended. Read more …

The State Of Housing After 6 Months Under President Donald Trump
by Julia Granowicz

JuliaGranowiczManufacturedHomeLivingNewsMHProNews-comSince the election on November 8, 2016 the market has seen a relatively steady increase as one-in-four days the stock market has been open ending with record highs. Read more …

 

New Manufactured Housing Shipments Report, HUD Code Data
by Soheyla Kovach

SoheylaKovach-WebsiteDevelopment+SupportServices-MHProNews-com-photo83degreesmediaJulieBranaman-posted-MHProNews-com-50x50-Washington, D.C., August 3, 2017 – The Manufactured Housing Association for Regulatory Reform (MHARR) reports that according to official statistics compiled on behalf of the U.S. Department of Housing and Urban Development (HUD), year-over-year manufactured housing industry production increased during June 2017,” the association told MHProNews. Read more …

 

Treat Google, Facebook Like Monopolies, Says White House Strategist
by Julia Granowicz

JuliaGranowiczManufacturedHomeLivingNewsMHProNews-comGoogle has been online for almost 19 years now. Read more …

 

1 Million New Jobs, Record Markets and Sabotage, Says U.S.Senator
by Soheyla Kovach

SoheylaKovach-WebsiteDevelopment+SupportServices-MHProNews-com-photo83degreesmediaJulieBranaman-posted-MHProNews-com-50x50-I think there has been a concerted effort to sabotage this administration since day one on the part of many in the media and of course our Democrat colleagues in the House and Senate,” Sen. Ron Johnson (R-Wis.) said to Newsmax TVRead more …

 

Over-Priced Housing? Blomquist Report Reveals MH Opportunities
by Julia Granowicz

JuliaGranowiczManufacturedHomeLivingNewsMHProNews-comPotential home sellers in today’s market are caught in a Catch-22. While it’s the most profitable time to sell in a decade, it’s also extremely difficult to find another home to purchase, which is helping to keep homeowners in their homes longer before selling,” said Daren Blomquist, Senior Vice- President at ATTOM Data Solutions. Read more …

 

Economic Dislocation, AI, Robots and You – Ross Kinzler Examines Threat
by Julia Granowicz

JuliaGranowiczManufacturedHomeLivingNewsMHProNews-comThere are more than 6 million unfilled jobs in the U.S.  Many of the unemployed lack skills for those jobs.  Why?” Read more …

 

About the 41st Anniversary of the Start of Manufactured Housing
by Mark Weiss, JD

M-MarkWeiss-MHARRPresident-ManufacturedHousingAssociationRegulatoryReform-posted-MHProNews-com-50x50-

The establishment of the HUD Code was — and is — an important milestone for both the industry and consumers.  Read more …

 

A New Manufactured Home Community Brings Excitement
by Deanna Fields

deanna-fields-50How exciting it is that we are having a new community being built in Oklahoma!   We have existing communities that have expanded their communities, but it’s been over 30 years since a community of this scale has broken ground for a MHC in the state, let alone Oklahoma County. Read more …

 

“Fake News, PR and Distractions as the Industry’s Window of Opportunity Narrows”
by Mark Weiss

M-MarkWeiss-MHARRPresident-ManufacturedHousingAssociationRegulatoryReform-posted-MHProNews-com-50x50-

The Italian philosopher, Niccolo Machiavelli, famously wrote in his political masterpiece, “The Prince” that “he who studies what ought to be done rather than what is done, will learn the way to his downfall rather than to his preservation. Read more …

 

Actions and Abuses Of The Current HUD Manufactured Housing Program Administrator That Warrant Her Reassignment and Replacement
by Mark Weiss

M-MarkWeiss-MHARRPresident-ManufacturedHousingAssociationRegulatoryReform-posted-MHProNews-com-50x50-

The current HUD manufactured housing program administrator, Pamela Danner – “parachuted” into that position on a career basis in violation of section 620(a)(1)(C) of the Manufactured Housing Improvement Act of 2000 Read more …

 

Thank You Rev Donald Tye, Fighting for Enhanced Preemption of Manufactured Homes
by J.D. Harper

JDHarpercreditLinkedIn-postedMastheadMHProNews-

Tony, I’ve been meaning to take a moment for a couple of weeks now, to send you this message. I apologize for mixing subjects, but – in the end – I believe you’ll find that all these topics relate to one another. Read more …

 

BACK TO CORNFIELDS? Part One: The Decline of Communities
by Marty Lavin, JD

marty-lavin-jd-manufacturedhomefinanceexpert-DailyBusinessNews-mhpronewsThe news – A keen eyed observer who watches the Manufactured Home (MH) news scene might have noticed recently a move towards defining land lease communities (LLCs) as the holy grail of affordable housing by governmental entities. Read more …

 

Every year organizations waste time, money and resources on employee development. Why?
tim-connor-mhmsm-comby Tim Connor, CSP

Most employee training & development that doesn’t last more than a few days or weeks. Read more …

 

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090
 


Where I Come From

August 8th, 2017 No comments
WhereIComeFromMastheadBlogManufacturedHousingIndustryCommentaryMHProNews

Collage credit, Masthead Blog, MHProNews.

Where I come from –  kids are taught 10 Commandments, and respect.

Where I come from – faith, flag, and freedom aren’t words twisted to elect.

 

Where I come from – a gentleman opens a lady’s door.

Where I come from – dishonesty is something to abhor.

 

Where I come from – people try their best, seeking better day-by-day.

Where I come from – mediocre doesn’t cut it, nor do good folks do their worst, hoping with it to get away.

 

Where I come from – liars, cheats, and thieves are avoided, reformed, or jailed.

Where I come from – money is honestly earned, and is not greenmailed.

 

Where I come from – mistakes occasion learning, humility, and more.

Where I come from – money comes in handy, but the Lord alone we adore.

 

Where I come from – a man’s word is his bond.

Where I come from – serenity is a prayer, not some phony golden pond.

 

Where I come from – when you mistakenly step on someone’s toes, you say “pardon me.”

Where I come from – “golly, gee” is not a mere line from ‘Gomer Pile, USMC.’

 

Where I come from – robots are science fiction for movies, TV, or books.

Where I come from – people matter more than automation of someone’s jobs which gadgets took.

 

Where I come from – you teach a woman or man to fish, so you feed them for a lifetime.

Where I come from – you don’t hook souls on drugs or drink, and drain the social lifeline.

 

Where I come from – songs inspire hearts, minds, and souls.

Where I come from – songs aren’t meant to cause crime, jail time, and paroles.

 

Where I come from – people know freedom isn’t free.

Where I come from – folks celebrate liberty, and opportunity.

 

Where I come from – telling it like it is gains respect, but doing what’s right is even better.

Where I come from – manipulating people, markets or votes are an offense against God’s Letter.

 

Where I come from – the bad guys get arrested, and imprisoned for their crimes.

Where I come from – good guys protect what’s right, and curse to hell ‘politically correct’ ideas, plans, and rhymes.

 

Where I come from – swindles are exposed, while truth and goodness sets us free, my friend. 

Where I come from – we sing God Bless America, may the truth and the good for all prosper once again.  ##

 NewSerenityPrayerMastheadBlogLATonyKovachMHProNews

The Revised Serenity Prayer

Oh God, please grant me the serenity to accept the things that can’t be changed,

The courage to change the things I can, 

And the wisdom that know the difference,

Without making wisdom an excuse to sit idly by 

while others nobly try. 

Amen. ###

SoheylaTamasTonyKovachFamily-MastheadMHProNews-com-

Team Kovach, (l-r) Soheyla (prounounced “So Hey La”), Tamas (pronounced “Tah Mash”) and Tony Kovach (prounounced “Co-Vatch” like a “Watch with a V”). The Kovach family, along with Matthew Silver, RC Williams – plus many volunters and sponsors – who join together daily to bring you the MH “Industry News, Tips and Views Pros Can Use.” © Photo above, from 83 Degress Media.

By L. A. “Tony” Kovach. 

 

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090
 


Howard Walker, ELS Vice Chair, MHI Executive Committee, and Multi-Billion Dollar Industry Questions

July 31st, 2017 No comments

Subsidized housing is a way of tipping the scales against the free-market solution offered by HUD Code manufactured homes.

Not enforcing enhanced preemption established by law under the Manufactured Housing Improvement Act of 2000 (MHIA 2000) is clear evidence of HUD failing to do its lawful duty. It’s one of several clear reasons to immediately replace Pam Danner, JD, as head of the HUD Code manufactured housing program.

HUDPamDannerFederalDataProvesManufacturedHousingIndustryQualityITBusNetMastheadManufacturedHomeIndustryResearchReportsDataMHProNews-com

This image above appeared on the business website shown, and was modified to fit this page. When HUD’s own data proves that manufactured homes have their best quality ever, why is Danner pushing for more and costlier regulations? Click above for more details.

Any industry professional, company, or association that fails to support:

•      a change away from Pam Danner as head of the HUD Code manufactured housing program, or

•     who don’t want to investigate why Lois Starkey separated from the Manufactured Housing Institute (MHI), and now is at HUD’s MH Program office,

is logically either: 

•     apathetic,

•     misinformed,

•     naïve,

DougGormanHomeMartMHILogoAwardWinnerManufacturedHousingIndustryResearchDataReportsMHProNews

Click the collage graphic above to see Doug Gorman’s reasons for saying that Pam Danner, a personal friend of his, ought to be moved out of her current role at HUD.

•     or is hiding something.

 

The topic for today was specifically requested by an active and ranking MHI member.  That person and others in or out of that group’s body have requested something similar. A number of the questions/allegations/points of concern listed were made by MHI members.

HowardWalkerJDViceChairEquityLifestylePropELS-ManufacturedHousingInstituteLogoViceChair-postedMastheadManufacturedHomeIndustryResearcMHProNews600

Questioning the organization and its impact on the industry – for good or ill – should not be construed as attacking individual member companies, or people.

Before diving into questions/concerns to ask yourself about MHI, let’s state a pair of fair and balanced facts.

A)      The vast majority of the people and operations involved in MHI are good folks, fine operations.

B) Industry gatherings, meetings and events are routinely pleasant, and offer various networking benefits.

BarryColePastChairRVMHHallofFamePraisingMHProNewsMastheadManufacturedHomeIndustryCommentaryAnalysisReports

In the real world, things are rarely all darkness or light. Thus, the biblical admonition to separate ‘wheat from chaff.’

Discerning professionals, researchers, media, and investors must separate those A-B positive truths, from the questions below.

Note too that it’s possible to accomplish the A-B value noted above within MHI, or outside of it.

JoeKellyIowaManufacturedHousingAssocPraisingMHProNewsMastheadManufacturedHomeIndustryCommentaryAnalysisReports

Discernment – Ask Yourself These Questions About Allegations and Concerns Regarding MHI

In no particular order of importance:

1) Why hasn’t MHI informed its members on its position about Pam Danner, JD, and what’s behind the separation of Lois Starkey and Ton Heinemann?

2) Isn’t it obvious that if MHI wanted to see Danner removed, they would have already publicly come out and said so?

HowardWalkerJDViceChairEquityLifestylePropELS-ManufacturedHousingInstituteLogoViceChair-postedMastheadManufacturedHomeIndustryResearcMHProNews 

3) Why does MHI not defend the industry against false claims made by the mainstream media, or by activist anti-MH business groups?

4) Why didn’t Warren Buffett call then President Barack Obama, and ask him to have Richard Cordray support the changes sought in Preserving Access to Manufactured Housing? Wouldn’t that have saved MHI and the industry millions of dollars and untold hours of failed lobbying efforts?

LoisStarkeyTomHeinemannManufacturedHousingInstituteMHIDismissedDailyBusinessNewsMHProNews260

Several media outlets picked up on the story first broken on MHProNews about the dismissal of Vice Presidents Lois Starkey Tom Heinemann Manufactured Housing Institute MHI Dismissed

5) Why did key MHI member/companies de facto derail the Duty to Serve (DTS) process with FHFA and the GSEs, while the association claimed to be working for its robust enactment?

6) Why didn’t MHI ask FHFA or the GSEs to release the minutes of private meetings? What are they hiding?

7) Why did MHI first support the business and job killing positions it initially took on DOE regulations? Why did it only change positions after months of third party pressure on the DOE proposal they supported?

AnotherMHIFlipFlopManufacturedHousingInstituteMHI-DOELogosManufacturedHomeEnergyRuleDailyBusinessNewsReportsReseardhDataMHProNews-575x414

8) Why has MHI allegedly misinformed its own members on a variety of issues?

9) Why won’t MHI release its own bylaws to its own members, or prospective members? Where’s the logic? What are they hiding?

10) Sam Zell is one of many who has noted that big companies are better able to sustain heavy regulations than smaller firms. Then isn’t it reasonable to presume that if MHI fails to get regulatory relief – for whatever reasons – that the end result is more smaller companies will be “consolidated” into larger ones?

11) Why has MHI not warned its members about the possible protests by anti-industry activist groups – that may disrupt the MHI annual meeting?

MeethTheFacesGroupsBehindAntiManufacturedHousingMHIndustryActivistsProtests

12) Is your company feeding a hand that undermines your firm’s and the public’s best interests?

We Provide, You Decide.” © ##

(Note: Listen to what MHI member Dick Ernst says about controversy and MHProNews.com. Those principles Ersnt mentioned about digging into the issues that will head the industry in the right direction, applied then and now.)

 

MHProNews56342Magazines32PagesEach2MillionPageViewsMastheadMHProNews

LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--250x167

Photo taken while L. A. “Tony” Kovach was questioning MH regulators in NY.

(Image credits are as shown, and when they are from third parties, they are provided under fair use guidelines.)

By L. A. ‘Tony’ Kovach.

 

 

 

L.A. 'Tony' Kovach, MHM - Publisher, Marketing Director and Industry Consultant
http://www.linkedin.com/in/latonykovach
Manufactured Home Marketing Sales Management trade journal
www.MHMarketingSalesManagement.com aka MHMSM.com aka MHProNews.com
tony@mhmsm.com
863-213-4090