Archive

Posts Tagged ‘21st mortgage’

Profitably Defeating “the Long Knives” – 2019 New Year’s Resolution for MHVille

January 2nd, 2019 No comments

 

ProfitablyDefeatingLongKnives2019NewYearsResolutionMHVilleManufacturedHousingMHProNews600

“…Tony, these guys have long knives…” read part of a message from a former, high ranking, MHI member.

Here’s a longer quote from another company president.

“…See you in Louisville.  I just finished a book on [name of book withheld]. One of the sayings from that…comes to mind: “Don’t give up the ship!” Tony, You are so correct about this [Arlington-Knoxville-Omaha Axis].  I always knew you were gonna get attacked.  Don’t give up the ship! (or never quit-something like that)…”

 

Something Different in 2019 on MHProNews and for Manufactured Housing

We’re going to do something different in 2019, but never think for a moment that 2018 and the prior years weren’t necessary.

For those who look back, 4 years ago, we named no names of who were at the root of the industry’s internal problems, we simply pointed out the problems.  Later, we began naming the names, while also citing the evidence. IMHO, these predicate steps were essential as a foundation for what comes next.

Let’s start by setting tonight’s table, then we’ll lay out the logical next step.  By the way, we’ll use a phrase once this post and the content linked from this column cover for simplicity.  We believe that the evidence suggests that the manufactured housing market has been manipulated in a fashion that violates several state and federal laws.  We will say ‘alleged’ to cover this topic, so that any attorney for operations based in Arlington-Knoxville-Omaha, their surrogates and allies, won’t have anything they can use against us in court.

That said, use your common sense, look at the linked and provided evidence and here’s the view from the Masthead.

We became a Manufactured Housing Institute (MHI) member close to a decade ago, based on the advice and encouragement of Ken Rishel and George Allen. If we at MHProNews and our affiliated operations wanted to see the industry advances, Rishel and Allen said that joining MHI was how that could best be accomplished.

Perhaps Ken and George meant well.  Maybe they didn’t, I’m not going to belabor that either way.

TheMastheadEditorialCommentaryLATonyKovachMHProNewsWhat your Masthead writer slowly learned as an MHI member, then as an elected MHI board member for their Suppliers Division is this.  The powers that be at MHI picks winners and losers. Literally. That’s not just winners and losers for ‘contests.’ It is also for who they will support or undermine at MHI, and within the broader industry.

We believe in what we have provided evidence for these things.  So, in fairness to George we’ve often said that with him, one must separate wheat from chaff.  There are things that myself and every human does or has done that is chaff, and is best tossed out.  Some things you, I, or all mortals do are wheat.  Wheat properly prepared, for those whose diets permit it, is worthy of our tables.

The very people and/or organizations that we are exposing are some of the very ones that publicly praised us for some time.

Ken, George, Richard [the] ‘Dick’ Jennison, Jim Clayton, Tim Williams, Kevin Clayton, Darren Krolewski, and we could go down the list of those who publicly, on video, and/or in writing have praised our pro-industry, pro-growth work.

 

HowDoesMoatStrategyWorkOutInOpenGreatQuestionSmallBusinessesBusyTradeAssociationsMHI600x793Masthead

But even while some of those where praising our pro-growth efforts, there is evidence that at the same time, our operation – as a member – was being undermined by MHI, and by some of their members.  I frankly wasn’t seeing it at first.

Nor is ours the only such case, as we noted some time ago that George Allen discovered that after years of membership, MHI’s NCC division went into competition with him on several items that he had previously done, like his annual list of the largest community operators. Allen charges for that, MHI gives it away for free. Note too that MHI did so after negotiating with Allen about buying his assets and lists. They reportedly entered into a non-disclosure agreement (NDA), reviewed what Allen had, and ‘failing’ to come to terms, began to compete on some of those same ‘services’ that Allen rendered.

What message does that send to others in the industry, when the trade association you are a member of, suddenly becomes your competitor?

So it wasn’t that I didn’t have clues.  Another MHI board member told me that he didn’t trust the Dick Jennison from the first time he met him. Someone connected with the Louisville Show said the same thing to me, “Tony, I wouldn’t trust Dick Jennison any farther than I could throw him.”

KevinClaytonVideoInterviewHowDidWarrenLearnTheseMoatBuildingstrategiesMHIBehavioralExpertsMasthead

 

I was wrong about Jennison, they were right.

What the Arlington-Omaha-Knoxville (A-OK, but not okay) Axis do is a bunch of BS, and I’m not one to curse very often.  Tim at 21st attempted to deceive thousands of industry independents with that letter of his, posted below.

21stMortgageCorpLogoLetterheadJan302009TimWilliamsRetailersBrokersCutSpecifiedLendingMonopolisticConcernManufacturedHome

The letter was window dressing for a bold plot to put hundreds of retailers out of business.

HowDoesMoatStrategyWorkOutInOpenGreatQuestionSmallBusinessesBusyTradeAssociationsMHI_Masthead

Consider these satirical cartoons to be summaries of what you can in fact find comments on by Kevin Clayton in the video posted on this page. He stated it differently, but it points to these cartoon paraphrases. Those who’ve watched the full video after reading the direct quotes from 21st President Tim Williams, and Warren Buffet’s annual letter in Smoking Gun 3 say that the and report are eye opening.  It is arguably clear evidence of antitrust style action. Who says?  Some attorneys who have reviewed the 21st letter above, the video, and linked article above.

We’ve documented before at the links below the byline and notices that Warren Buffet, and later Kevin Clayton, each contradicted what Tim’s letter claims.  They – 21st – in fact had access to what Kevin said in the video was ‘plenty of money,’ which Kevin said they used to buy other lenders loans plus more industry acquisitions.

So it seems apparent that Berkshire Hathaway simply didn’t want to use those funds to support independents that didn’t buy Clayton products or sell 21st repos.

That’s a manipulation of the market. IMHO, since there were multiple parties involved, that’s collusion.

CollusionAntitrustLawWikiDailyBusinessNewsMHPronews

 

Collusion – per attorneys in or familiar with antitrust law – is one of the possible triggers for antitrust action.

 

KevinClaytonInterviewMHIPacDonationsEItherMajorPartyDailyBusinessNewsMHProNewsMasthead

 

We know for a fact that federal investigators are on these matters, because I’ve personally spoken with some of them.

So, we don’t need this mainstream news video below.  But for our growing number of new readers – that add to our already industry leading audience size – it’s a placeholder and reminder that Clayton’s Knoxville metro’s home town media has said some of the same things we’ve reported.  But mainstream media normally does a story like the video posted, and then they move on. Trade media – like ourselves – can spend more time to focus on such concerns.  Industry comments – like the on near the top – and third-party data tell us that our audience eats it up.

 

 

But the purpose for doing any report isn’t click-bait.  The goal or purpose is to get to the root of what holds manufactured housing back from achieving its true potential. This writer began in this industry in the early 1980s, and I’ve been a true believer ever since. That potential for manufactured homes is arguably in the hundreds of billions of dollars a year for several years. That’s why Warren Buffet and several tech giants are keenly into factory-built housing, and/or are exploring it.

Professionals want to know.  Professionals, investors, and those outside our industry who are researching manufactured homes or factory-built housing have asked me for years a variation of the following question.

 

 

With the value so high on a HUD Code manufactured home, why isn’t the industry doing much better?

 

 

It’s an obvious and logical question.

 

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryMashteadLATonyKovachMHproNEws-756x768

Both a plank in the Democratic Party’s ‘new deal’ plan and a draft by the Trump Administration for antitrust action – each on paper at this point – are in theory aimed at the problem of growing monopoly in America. #OpenMarkets. We plan in 2019 to press both Democrats and Republican leaders on this issue, especially as it relates to manufactured housing. Watch for it.

ClaytonHomesOakwoodHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2003MHanufacturedHousingIndust

Clayton Homes, 2003. After the Buffett Berkshire Buyout.

The answer, once one sees and ponders the evidence, becomes clear. Market manipulation. Or to borrow a phrase from the political left (Senator Bernie Sanders VT-I, who caucuses with Democrats) or the GOP’s President Donald J. Trump, it’s a “rigged system.”   The rest are details and commentary.

ClaytonHomesBerkshireHathawayMarketShareofManufacturedHousingEnd2017MHanufacturedHousingIndustryProNews

While several allegations of monopolistic practices have been made against Clayton Homes and Berkshire Hathaway, this website is the only one to date that is known to have produced evidence of how that was actually accomplished, and provided with that evidence, this kind of logic, and related data.

 

 

While we as an LLC are responsible for our own work product, nothing we’ve done in the past 3 years has been solo.  We’ve had thoughtful and tangible support from numerous industry professionals. The number of news tips from within Clayton, or from withing 21st, or MHI, et al are growing.

 

ConfidentialNewsTipsOKTipsIreportMHNews@MHMSM-comGraphic

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

The Long Knives…

So, while MHI, their surrogates and allies have tried to:

  • Chase off our advertisers,
  • Try to cast doubts or dispersions about my personal life, character, or work,
  • Try intimidation tactics, from more than one attorney/law firm,
  • Try using part-time surrogates – like George Allen, Suzanne Felber or others – to attack or undermine us,
  • What they didn’t do is try to refute a single allegation we’ve laid out.
  • George claims to be this big supporter of independent communities. Pardon me if I’m not buying his BS. If he cared about them as much as he cares about himself, he’d be working with us to expose this manipulators, rather than acting as their surrogate against us. Whatever MHI and the ‘powers that be’ are doing for Allen, I hope he enjoys it, because it arguably won’t last. Some of George’s followers are now also among those who send us tips.
  • If we were wrong about any of this, why don’t Kevin, Tim, Dick, Lesli, Rick Robinson, Joe Stegmayer, Nathan Smith, or any of the others in the mix take me up on the offer of discussing this live in Louisville or Tunica in 2019? Why not do a third-party moderated discussion on stage, in front of hundreds of industry professionals? Why not do so with their ability to call witnesses or experts, and our ability to do the same?  Why not video record the whole thing? Then, why not provide that video and its content to HUD, DOJ, SEC, FTC, the U.S. Postal Service and other federal or state agencies?  We’d of course post the video, so that MHPro readers from coast to coast and from Texas into Canada could watch it for themselves.

If they had the guts and the wisdom, they’d take me up on that often extended offer in a New York minute. But IMHO, these are white-collar con-artists, being called out publicly – with evidence being provided – for their confidence job.

DeceptiveTradepracticesDailyBusinessNewsMHPronewsMastheadTonyKovachcommentary

 

When Clayton team members start telling us some of what will come out in planned reports on MHProNews in the days ahead, you’ll see that a number of our readers are ‘getting it.’ Of course, others are still pondering the matter, while some naturally back MHI. That’s life.

When consumers find us on MHLivingNews and call to tell us their Clayton-21st-VMF ‘tale of woe,’ we listen.  It won’t be long before a report on MHLivingNews will be published, and that will further set the stage for the general public on Clayton’s business practices that we began laying out for the industry’s professionals. Of course, we’ll use all of the proper disclaimers.  Clayton won’t like it, but the law arguably is on our side.  If they try a legal maneuver to stop us, we’ll take it to mainstream media contacts we have already been cultivating.

 

Transparent vs. Opaque

We’ve been highly transparent, because it is the right thing to do.  A federal investigator told me that the A-OK Axis (he referred to “the Oracle of Omaha,” meaning Warren Buffett) is “trying to show you that if you investigate them, that they can investigate you.”

That Fed said it was a clear intimidation tactic.

I’ve looked in the eyes of independent community owners, retailers, producers, and others who lost their businesses, and/or others who Clayton tried to put out of business. That’s their “moat strategy” in action. To me, it smacks of RICO, and the reason it does is a former prosecutor who is an attorney advise us that it looks to him like RICO.

RICO-RacketeringInfluencedCorruptOrganizationsActRICOWikiDailyBUsinessNewsMastheadManufacuredHOusingINdustryProNews

If that former prosecuting attorney, and our suspicions, are correct, these are not only immoral practices by the A-OK Axis, they could be criminal practices.

I’ve spoken with attorneys in and out of MHI, and in and out of our industry. We have a working plan.  While we’ve been very transparent about many things, we will play a few cards later, and hold them closer to the vest.

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

There are several things needed for the industry to advance and for independent operations of all sizes to embrace for their own sake, if they care about the future value of their business.

1)    A new post-production association.  MHI is hopelessly corrupted, inept, lies, and has repeatedly failed our industry’s consumers and professional members.  See the graphic below as but one reason why no one should logically take them seriously.  Keep in mind that MHI’s own prior president, Chris Steinbert, used his exit message in the Journal to politely slap them for a string of misses and failures. So George, in saying what you have – you’re either ignoring reality – and/or you are showing your true colors.

2)    As part of the above Post Production association and/or a body that works with the above, there needs to be an ADL of manufactured housing. As part of that concept:

– Every time a city, county, state, or other group tries to block the placement of a HUD Code manufactured home from being properly installed on a home site, they would get contacted by an attorney representing that ‘ADL of MHVille.’

– Every time media, a researcher, or any other public figure misuses terminology or makes a claim in a manner that is inaccurate, they need to be called out first privately, and if needed, publicly by the ADL of MHVille.

– the NAACP and the ADL for years were successful with a similar approach, and that’s not a commentary for or against their organizations at present.  The point is our industry needs that in order to break through to our full potential.

– We’ve had some MHI semi-supporters say words to the effect, ‘Tony, MHI has tried a few similar things in recent months.’ Of course they have, but what more have you heard about it? That’s part of the MHI-MO. We published about a year or so ago that MHI didn’t meet with the new acting director of the CFPB.  What was the next thing they did?  Meet with the CFPB. MHARR or MHProNews calls them out on a topic, and in time, they put up a fig leaf as cover.  It’s part of the MHI con of their own members. We pushed them on image issues, what did they do?  Put up a series of videos.  A fig leaf that was so modest, that Frank Rolfe has videos that totally dwarf the number of views that MHI’s ‘promotional’ videos do. Something similar is true for Clayton Homes.

3)    We’d encourage more members for the Manufactured Housing Association for Regulatory Reform (MHARR). Yes, they advertise with us, but so have others, including MHI. That disclosure aside, even while I was an MHI member, there were numerous times I publicly took MHARR’s position on a given issue, because they were demonstrably correct.  For example, Kevin Clayton and others were in the MHI meeting room when I took MHARR’s position on the fire sprinkler issue. Dozens where in that room. Kevin just looked, as he has on numerous occasions at shows or whatever when our public position differed from his. I took MHARR’s side on the fire sprinkler topic, because they were correct.  By contrast, MHI’s proposed position was dumb on its face, unless you see that limiting the industry is part of the Buffett-Clayton moat. Something similar could be said about MHARR and MHI on the DOE proposals.  MHARR is consistently right, while MHI is often inept, deceptive, wrong, corrupt, or whatever you want to call them.

– As a footnote to the above, we at MHProNews have no animus towards the vast majority of MHI members, they are often very fine people.  There are some on MHI’s staff that would possibly be worth keeping, but some on the MHI staff are hopelessly corrupted. As with all things, Wheat and Chaff.  In my view, just as I was misled about MHI, many if not most of the current MHI members have been led down an errant path too.  We all catch on to something at a different pace, as I admitted about myself further above.

4)    Local market level marketing, and coaching in sales.  Call it a shameless plug, but we know things that Clayton Homes apparently doesn’t know, or can’t replicate successfully.  Clayton has purchased locations that we worked with on a consulting basis, that’s interesting, isn’t it?  On our consulting/business development side, we have a proven system that works on marketing and selling manufactured homes to those who are thinking about a site built housing. It is based on candor and surprising people with the truth.  It works, whenever it has been properly used.  When it is improperly used, it doesn’t work.  But duh, that’s true of anything else in life.

  • All sales are local.  All marketing in our industry ought to have a local focus.  Manufactured housing is not the RV or automotive industry.  When enough good local efforts are in motion, that will have an interstate reach.  That is how our industry will recover its greatness.  That is how manufactured homes could become a million unit a year industry, honestly and sustainably.
  • Don’t think for a second that Clayton has their own plans to accomplish, once they’ve captured enough of the market and they don’t think they can squeeze any more competitors out via their “Moat.”
  • But Clayton also has an inherent conflict of interest at MHI.  They are into site building. At present, Clayton wins no matter what happens on issues such as the enforcement of the HUD Code’s enhanced preemption, made law by the Manufactured Housing Improvement Act of 2000.

–      We do believe in being competitive, but we don’t believe in driving others out of business.  We’ll leave those underhanded tactics to George, MHI, the rest of the A-OK Axis and their surrogates.

A federal investigator told me we needed to notify local law enforcement about the issues we’ve been dealing with.

 

Words of Caution…

Some in MHVille say in their own words, Tony – don’t talk about the ways they have come after you, that plays into their fear tactics.’ Those voices may or may not be well meaning, but I respectfully disagree.  When we spotlight the A-OK Axis and their dirty tricks, they have often paused or backed off, at least on some of their tactics.

That’s not to say that the time won’t come when they will try to take us to court.  People can sue over almost anything in the U.S. We can’t stop them from that, but they know that as soon as they do, we’ll counter and seek discovery.  We get steady dribbles of information from news tips.  With discovery in litigation, there will be reems of material generated.  Even if they try to destroy some material, other material will out. There will also be witnesses that will be speaking via discovery about matters that they won’t speak about otherwise.

So, if they want that legal fray, so be it.  I’ve told their purported attorney – Graydon Law, that asked us to ‘cease and desist’ has been told just how we’ll deal with them and their ‘clients.’ Transparent.

 

 

Putting a Tail On Us?

That said, and we still haven’t determined who this next person is, but law enforcement will figure it all out.  This person may or may not be connected to the A-OK axis.  The man in the car in the photo below (we’ve cropped off the face of the man and his license plate) was following my wife while she was biking.  A neighbor of ours spotted this “dude.” That neighbor is ex-military and has another resume point I won’t mention today.  But he has good vision, and will be a terrific witness if we need that someday.

 

PurportedStalkerFollowingSoheylaKovachLakelandFloridaMHProNews

We are covering this face, for that person’s privacy at this point in time. But we have that vehicles license plate and his face, thanks to the veteran – a neighbor – who contacted us about his concerns about this matter, see the narrative. Authorities will hopefully do their thing well. As this develops, what we learn, we will share as appropriate.

 

That veteran, still a younger man who is fit and has good vision, etc. told that “dude” following my better half that ‘Dude, if you know what was good you’ for him, ‘you’ll never show your face in this neighborhood or follow that woman [Soheyla Kovach] again.’

It wasn’t until the next day that that neighbor caught up with my wife, Soheyla, and we all three got together for a few minutes face-to-face.  That neighbor shared the photos he took of that ‘dude‘ and said he is happy to testify.

The two quotes from industry voices I opened with above – and others like it above – are right. The A-OK Axis have long knives. Some say they will stop and nothing, but why?

Because housing is more than a trillion dollar a year industry, and Amazon’s Alexa fund has said they see a $330 billion dollar a year market for affordable housing.

That kind of money is tempting to Buffet, Kevin, Tim, or anyone else.

But the irony is that in their greed, they’ve put what they’ve done at risk.  In their greed, they’ve forced perhaps thousands of independents out of business and/or caused them to sell out for less.  There has already been one lawsuit against Clayton on that kind of topic.  We’ll talk about that lawsuit another time.

 

Meeting at Louisville, Tunica…

We plan to meet with some select industry pros at Louisville, and against at Tunica.  We want that meeting to be transparent. We’ll post the details before they come out.

The thrust of the working plan is this. If the A-OK Axis won’t do a public discussion and/or debate, well then yours truly is happy to put on a live presentation with or without MHI, Clayton, 21st or whomever. Your Masthead writer is happy do a power point, lay out the evidence, the money trail, invite the media, and take questions live and answer them.

When we schedule and do that planned presentation, we’ll even invite MHI-Clayton-Berkshire brand surrogates or team members to come.  Why? Because nothing will be more powerful or transparent than to have them ask questions, and let me answer them live.  We can video record that entire presentation. We’ll post that for the industry at large.

Let’s be clear.  We are going to cover a full scope of topics that impact manufactured housing.  But Frank Rolfe, who has backed off public criticism of MHI and their puppet masters, was arguably right when he said that the greater threat is from within our industry.

Let’s also be clear on this.  I won’t stop, our family won’t stop until the last stich of this tragic rigging of manufactured housing has been fully explored, and resolved.  If I ever stop, you can bet that foul play was at work.  We’ve taken steps in that event too.

The greatest thing the industry’s members have to fear is NOT standing up to the A-OK axis.  The data in those graphics, illustrations and videos above clearly reflect the trend lines.

If they aren’t stopped, sooner or later, it will be you at some time down the road.  Why not stop them, now?

MHVille is Buffett’s buffet, and the Monopolistic Housing Institute is his buffet smorgasbord. We have, are, and will publicly call them out, supply the evidence, while others are supporting us in calling them out.

We are going to reclaim what’s right about manufactured housing, while rejecting all that is wrong.

That’s how we’re starting 2019.  That’s our new years resolution.  We are going to do our part to make manufactured housing great again, greater than ever before.

How about you?  Want to join us in Louisville or Tunica?  You can use the link above or below to contact me, and we’ll begin the planning and execution of the next steps. “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

Forbes Focus on Manufactured Home Communities, Spotlights Sam Zell’s Equity LifeStyle Properties (ELS), MHC Investing

2019 – ‘Don’t Tease?’ RV Horizons, MHI v CSPAN, HUD’s Brian Montgomery, Clayton – New Year’s Spotlights

 

Eye Opening – Manufactured Homes in National, Global Context

 

 

Truth, Trump, Tragedy, Triumph, Affordable Housing, and Manufactured Homes

October 9th, 2018 No comments

 

TruthTrumpTragedyTriumphAffordableHousingManufacuredHomesMastheadBlogMHProNewsLogo

 

Let’s stipulate that both President Donald J. Trump and his anti-Trump opponents at times error in various ways. No one is perfect.

 

Let’s note later why the bullets below matters for the cause of the economy, affordable housing in general, and manufactured homes in particular.

But we’ll do this systematically, by first laying out a series of bullets, to set the stage.

There are:

  • Muslims,
  • Jews,
  • Christians,
  • LGBTQs,
  • Blacks,
  • Hispanics,
  • Women,
  • Men,
  • Rich,
  • Poor,
  • Working Class,
  • Media,
  • Other groups and professions,

that appreciate, and respect the 45th President – Donald J. Trump’s – polices and accomplishments. Unlike many politicos, the 45th President of the United States (POTUS) is methodically doing what he said he would do.

Depending on what media sources you read, watch or prefer to listen to, you will either agree or perhaps strongly disagree with those bullets. But those points are nevertheless accurate and demonstrably true. More on that further below.

The president isn’t a choir boy, and never claimed to be. That’s not a defense, it’s a statement of reality. God bless his candor on that point.

Yet this non-choir boy president has tackled vexing domestic and foreign policy issues that faced the U.S. as recently as two years ago, which are already seeing significant improvement.

Jobs in:

  • manufacturing,
  • mining,
  • energy,
  • steel, and more are returning to America.
  • Recall that President Barack H. Obama said many of those are jobs that arenever coming back.” But under 45, they’re coming back.
  • Better trade deals are being struck by 45. Yet former President Obama said better trade deals would require a “magic wand.”
  • As a reminder, Secretary Hillary Clinton would have continued the policies of her predecessor in most cases, she said so.
  • Several of the policies of former Presidents George W. Bush and Obama led to massive deficits that roughly tripled the federal debt in 16 years.
  • So, this is not a simple GOP vs. Democratic policies issue.

Candidate Trump wasn’t the first to tap the agenda he did.  Others like Pat Buchanan, former Senator Rick Santorum, and former Gov. Mike Huckabee had similar planks and policies. But “The Donald” won.

 LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

 

Rephrased, the core beliefs of the Trump coalition were already found among:

  • blue dog Democrats,
  • The Tea Party,
  • Evangelicals,
  • Constitutionalists,
  • Free enterprise proponents, and others.

People ought to be honest enough to give the president the credit he is due.  Love or hate his style, jokes, or tweets, his policies are working.

By contrast, prior to the Trump era, the wealth of the oligarchic class grew rapidly during the prior 3 administrations. Democrat, Republican, it didn’t matter. That’s not a slam on capitalism or the 2 party system. It’s a slam on crony capitalism and a rigged political system.

 

The Problem of Monopoly and Oligopolies

The rigged system” is a common point between Bernie Sanders backers and the followers of Donald J. Trump.

Danny Glover is a fine actor. My citing the quote below, or any other quote from other persons or sources, doesn’t imply I think everything the quote source said or did is perfect. We use a wheat and chaff approach with everyone.

 

DannyGloverQuoteItsNotOnlyAMonopolyOfWealthItsAmonopolyofInformationasWellDailyBusinessNewsMHproNEws

 

That said, Mr. Glover was close to the mark with that statement above.  It is part of the powerful video found at the link below.

 

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

America has spent huge sums on education. “Total expenditures for public elementary and secondary schools in the United States in 2014–15 amounted to $668 billion, or $13,119 per public school student enrolled in the fall (in constant 2016–17 dollars),” per NCES.ED.gov.

MathReadingTop12CountriesBBCOECDDailyBusinessNewsMHProNews

How can it be that so much is spent, and we can’t even make the top nation’s of the world in educational outcomes? Anyone who thinks that big government is the solution has not looked at the facts.

ScienceRankingsBBCUSAnotOntop20ManufacturedHousingIndustryDailyBusinessNewsMHProNEws

There is a lot of reforming still needed, education is part of what must change in the U.S. The low to poor outcomes, in spite of huge sums spent, prove it.

Then why does the U.S. trail so many other nations globally in education? See the data above, per the BBC.

America has spent huge sums on poverty programs, which includes ‘affordable housing’ programs. Then why after spending north of $22 trillion dollars – per the Heritage Foundation in 2014 – does the U.S. trail so much of the world in home ownership rates?

Top50CountriesinWorldHomeOwnershipRatesWikipediaPostedDailyBusinessNewsMHProNews1878

Manufactured homes could be a big part of the solution for housing affordability. We know what is necessary. Enforce the two good laws that are already on the books.

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Or why does poverty programs enrich a few, while the poverty remains?  Let’s sum up the powerful video below with these words, poverty is business and politics for certain people.  ICYMI, or for later viewing, check out the multiple award winning video found in the linked post below.

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

Why is much of the mainstream media so dead set against President Trump? Think about what Mr. Glover above, and others in quotes below, said on this issue of news as a business.

 

ThomasSowellQuoteIfPeopleInMediaCannotDecideWhetherTheyAreInNewsReportingbusinessorManufacturingPropagandaMoreImportantForPub

 

A well informed manufactured home industry executive told me recently, ‘Tony, a lot of what you guys [MHProNews] write about I already knew.’ No doubt. There are numbers of industry pros who knew all of the above, long before we published the data. But what about the thousands who don’t know?  How do you educate and inform them, without articles like this that lay out the facts and evidence?

 

DeepaKumarQuoteGiantMediaCorpLikeTimWarnerandNewsCoprDisneySoForthTheyGetToDecidWhatIsNews

Warren Buffett can get on TV almost any time he wants to. Berkshire Hathaway owns at this time some 31 newspapers. Why don’t they educate the public about manufactured homes? What are they waiting for, and why?

 

But there are thousands in our industry that didn’t know, until they read this, or until they read articles we did previously over the years on the Daily Business News, on MHLivingNews, or here on the Masthead.

 

HumanitiesValueBuisnessCriticismDissentWhenGoingAlongGetAlongWhereWhistleblowersDiscouragedBadThingsHappenBusinssesImplodeMar

 

There’s power in greater numbers understanding the truth.

 

TheFunctionofEducationIsTeachOnThinkIntensivelyThinkCriticallyIntelligencePlusCharaterThatstheGoalofTrueEudcationMartinLutherKingJrMHProNEws

Facts, evidence, morality, and common-sense ought to rule, not blind passion or emotionally manipulated people of any persuasion.

 

 

Threats, Bullying and Intimidation Tactics

Yet, there are rent-a-rioter protesting and/or leading protests.

Who says?

ABC News.

 

CNN.  They call themselves antifascist – or AntiFa. But in fact, they are using violent tactics much like the brownshirts in 1930s Germany.  They take on their opponents “by any means necessary.”  They talk about opposing “white nationalists,” but very few white nationalists ever show up to their own events. So, clearly, AntiFa has a different agenda.

 

 

Note that in the video above, one planner said that they’ve been doing such organizing for years.  It is only more noticeable now. He admits the masks are to make it harder to identify and arrest lawbreakers.

Do we want a society where bullying, violence, and intimidation tactics rules?  “Organized descent,” is what a woman in this video says.  Senator Elizabeth Warren (MA-D) is prominent in this.

 

Odds are good you’ve seen Representative Maxine Waters (CA-D) tell a group to “push back on them” any time you see a Trump administration member in public.  What’s that?  Is that love, that they often claim, or is it hate?

 

The Manufactured Housing Connections

We spotlighted on MHLivingNews just one of several possible looks on why more manufactured homes aren’t already being sold.

Manufactured Homes Could Help Solve the Affordable Housing Crisis, So, Why Aren’t More Manufactured Homes Being Sold?

 

MHI recently came out in apparent support of a bill by Senator Warren that arguably would be harmful to the interests of thousands of manufactured housing professionals, and based upon decades of history, would hurt the interests of millions of affordable housing seekers.

 

Facts & Analysis – Senator Elizabeth Warren re: Manufactured Housing Institute Memo to MHI Members, 10-3-2018

 

Don’t think that protestors are irrelevant to manufactured housing professionals. MHAction disrputed the MHI meeting when HUD Secretary Carson spoke.

MHAction’s own video reflects them targeting industry professionals like Frank Rolfe or the Blackstone Group.  In the MHAction video below, our commentary is on the left, but it is their video on the right.

 

 

If it happens to others, isn’t it reasonable to think that it can happen to you?

If there isn’t a line in the sand now, then when?

 

Why Isn’t Manufactured Housing Doing Better?

For years, MHProNews and MHLivingNews has spotlighted issues in depth, and laced with facts that others with bigger budgets ignore. Why?

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

Ignorance is Costly, Accurate Understanding Followed by Sound Action Pays

We spend time spotlighting issues regarding Berkshire Hathaway, which has drawn coverage from left and right-of-center mainstream media.

 

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

 

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

 

But almost no one in MHVille media – outside of MHProNews, and/or MHARR on specific topics – has called Berkshire Hathaway out by name, and then provided the facts and evidence as to why they were being called out.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

Clayton Homes Consumer Complaints Saga Continues, Mold and More

 

MHARR and MHProNews have led the charge for spotlighting the various ways that has sold out the interests of the independents in the industry.

Two state association broke away from MHI precisely because MHI failed to represent their interests.

 

State Associations, Companies Quit Membership in Manufactured Housing Institute, (MHI), One Explains in Writing, ‘Why?’

 

We could go on and on with examples of how MHI has protected big money billionaires, or people like Nathan Smith, who is highly connected in the Democratic party.

 

Nathan Smith, From Mobile Home Resident to SSK Communities Owner and President Barack Obama Connection

 

Democrats and the GOP – Republicans – both needed reforms. President Trump is fundamentally changing some parts of Republican politics on issues like the border, trade, and tariffs.

As a political independent, it must be said that President Trump is making the GOP into a pro-worker, pro-business – notably small business – party.  That’s why MHARR praised President Trump. That’s why the NFIB sings his policies praises too.

 

MHI postures being for less regulation, but they have time and again failed the independents of the industry.  Frank Rolfe may have gone silent, but he was right when he said that the problems the industry faces are internal.  Rolfe named MHI as part of the problem.

 

Marty Lavin was a long-time MHI member.  He won one of their highest awards.  He said that they work for the interests of the big boys, not the independents.

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustrysMartyLavinMHIAwardWinnerQuoteMHProNe

It’s sad that so few will speak out publicly, but it is because they are:

  • afraid, as people that work for Clayton and intendents have told us.
  • Still don’t understand, because they can’t get passed a good time(s) they’ve had at an MHI meeting, or with Clayton or 21st, etc. But how many felt that before they were forced out of business by 21st and or Clayton after 2009?
  • If the ‘big boys’ did it to the industry before, can’t they do it again? Did you know some believe that is what MHI/Clayton/21st/VMF have been doing with the GSEs?

 

GSEs’ “Duty To Serve Underserved Markets” Plans

 

There is no lack of evidence to what’s happening to our nation, and to our industry.  MHI has purportedly sold our industry’s independents out many times. We share some MHARR links just to mix it up, but we’ve covered these topics several times.

 

MHARR to DOE: Only Three Choices for MH Energy Rule – Abandon, Complete Start-Over, Or Face Legal Action

 

Next Steps for Independents, and Free Enterprise Supporters

Job One is to support pro-Trump candidates. They must expand their hold of Congress.  We’ve shown just how that can happen in 2018, in spite of what the pollsters say. Recall, those same pollsters said Trump couldn’t win in 2016.  Vote and get others lined up to do the same.

What some call “RINO” Republicans – more aptly, squishy on the Trump-agenda – politicos like Jeff Flake are stepping down.  Pro-Trump candidates are stepping up in their place.

Who is MHI supporting with their PAC? Flake’s Democratic opponent, and in Indiana, the anti-Trump Joe Donnelly (D).  There are more examples, but let’s just let those two sink in.

Facts are facts.  The Trump track record is very different than some elements of the media portray. POTUS Trump is not a typical Republican from the 10 or 20 years ago.  That’s not saying the GOP was bad then, it is only to say that President Trump has taken elements of Republican thinking, brought in some blue-collar elements from the Democratic thinking, and blended it together.

MHI postures being for everyone, but they have time and again failing independents.  Former MHI chairman, and MHI PAC Chairman Nathan Smith said as much on a video.


The outcome is consolidation. Smith laughs about it, but that’s the game.  The more a few control businesses, including manufactured housing, the worse it is for consumers.

Manufactured housing is poised for historic growth.  But the foot purportedly has been kept on the metaphorical brakes. The time to expose the rigged system, in all its elements is now.  The need to continue to expose it won’t end until the vast majority of Americans realize just how failed and corrupted the system has become.

American workers, American consumers, and independent American businesses first. Its common sense.  There is an opportunity to take the evidence that the Trump Administration is producing and use it to show how it can turn years of tragedy into triumph.

The good results speak for themselves.  More is needed, specifically in our industry, which is why the Omaha, Knoxville, Arlington triangle must be arguably be exposed and broken up.  Antitrust laws could be useful in MHVille and beyond.  The Trump administration has already signaled that antitrust – anti-monopolistic actions – is coming, perhaps soon after the midterms.

I for one can’t wait. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhotoBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

NBC Video – Federal Authorities Investigating Clayton Homes, Maxine Waters Denounces Lending “Discrimination” Against Minorities

President Donald J. Trump Visit to Manufactured Home Community, Video, Hurricane Florence Update

 

Clayton Homes Consumer Complaints Saga Continues, Mold and More

Only 3 Options – the Elephant in the Room

June 19th, 2018 No comments

Only3OptionsTheElephantIntheRoomManufacturedHousingIndustryDailyBusinessNewsMHProNews

A) In manufactured housing production, the elephant in the room is Clayton Homes. They are owned by Berkshire Hathaway, which also owns the 2 largest industry lenders, 21st Mortgage and Vanderbilt Mortgage and Finance (VMF). Berkshire also owns a large stake in the industry’s third largest single family manufactured home loan lender, Wells Fargo.

There are only three (3) options on the following topic. The Berkshire owned manufactured housing brands either:

1)     know very specifically what must happen to grow manufactured housing sales up to the industry’s sustainable potential, which some estimate to be between half a million and a million HUD Code manufactured homes (MH) annually.

2)     The Berkshire brands in MH don’t know what must occur to grow the industry to reach its potential.

3)     Some point on the spectrum between numbers 1 and 2 above.

That’s about 150 words. The rest are details and commentary.

 

B) Arguably, any of the 3 positions above ought to be alarming to the vast majority of the industry’s independents. Why?

The case has be made by voices inside and outside of MHVille, that the Warren Buffett led Berkshire brands in MHVille dominate the Manufactured Housing Institute (MHI).

While he’s been silent in recent months, MH Communities pro Frank Rolfe was among the industry’s professionals who blasted MHI and their “hypocrisy” and failed “leadership” in defense or promotion of the MHIndustry.

Marty Lavin, a MHI award-winner, said on-the-record that MHI only works for the interests of the big boys.” Lavin added that MHI only work for the interests of smaller companies if they happen to align with the interests of “the big boys.”

The Manufactured Housing Association for Regulatory Reform (MHARR) was cited by the Washington Post (WaPo) as having been the driving force for the removal of Pam Danner at HUD. MHI‘s EVP Lesli Gooch specifically told WaPo they took no part in removing Danner. Why not?

We could outline other examples, on the Duty to Serve (DTS), DOE and the energy rule, or how Pam Danner got her job in the first place. MHI has been on the wrong side of numerous issues, plus the execution on other important issues.

The bottom line is that MHI’s track record are seen by several professionals as problematic, save for the consolidation of smaller companies into the hands of larger ones. That’s about 275 words. The rest are details and commentary.

 

C) So in about 400 words above, a case has been outlined. Logic and evidence-based concerns, plus common-sense reveals why the Berkshire brands and MHI arguably should not be trusted by the vast majority of MHVille independents. The rest are details and commentary.  We’ll invite them again to debate this publicly via video.  If we were wrong, why don’t they take us up on that invite and prove us wrong?

 

D) State communities associations have broken away from MHI. They are in the process of formalizing the launch of an independent manufactured home national communities association.

Those MH Communities have split because they lost confidence in MHI representing their interests. The rest are details and commentary.

 

E) Smoking Gun 3 documented and outlined how 21st Mortgage questionably pulled-back on lending to MH Independents in 2009. Hundreds of retailers folded afterwards.

As a result, a number of HUD Code manufactured home producers either failed, or were absorbed by Clayton.  Some where absorbed by Cavco, which is led by a former Clayton division president. Skyline Champion recently combined. Now 80 percent of the industry’s production is in the hands of those three vertically integrated firms.

The rest are details and commentary.

 

F) Manufactured housing is increasingly being recognized as the affordable housing solution that is hiding in plain sight. MHLivingNews touted that theme years ago. Others in media have been picking up on that very theme. Coincidence?

There is a need for 8.3 million affordable housing units in America today. It can only be provided cost-effectively by some form of factory building. HUD Code manufactured homes are the most affordable solution today.

 

G) Even though Clayton and MHI each have marketing and PR people, they have routinely allowed bad news stories that unjustly harm the industry’s image to go unaddressed. They have done so for years. 21st Mortgage CEO Tim Williams, the prior MHI Chairman, admitted on-the-record that the case could be made that every unfair story about MH should get addressed. Frank Rolfe has said similarly.

The above is about 700 words total to say that MHI and Berkshire may not cause every bad news story in MHVille, but they fail to address the majority of them.

The upshot? Limited new home sales and more Consolidation. See what award-winning Alan Amy said about that in the video.

 

H) The MH Communities sector recognized their need for independent representation. Retailers and others in the post production sector arguably need representation do too. MHARR is clearly representing the interests of the industry’s independent producers, as WaPo, the SBA, George Washington University and other third-party sources reflect.

 

I) Is there any reason why the Berkshire brands couldn’t repeat what they did in 2009? Shouldn’t every independent operator realize that they have a symbolic target on their head?

The rest are details and commentary.

 

J) Thanks to our supporters, we planned ahead years ago by creating the industry’s first and premier pro-industry educational platform with MHLivingNews.com.

MHProNews was a key part of the rebirth of the Louisville Show, as everyone in show management at the time said on camera and/or in writing.

We’ve proven our ability to get into mainstream media, such as Washington D.C.’s The Hill. Or consider often-referenced by others in media, Value Penguin, which ranks among the top 2 percent of all websites in America. Value Penguin dwarfs anything in MHVille for traffic.

 

K) We and those that support our efforts know what must be done to remove the shackles that have hobbled manufactured housing for years. Information and understanding are the First Phase.

Armed with evidence and reason, we are at the cusp of starting Phase 2.

The details and next steps will follow in the days ahead. Stay tuned, and sign up for our industry leading emailed headline news updates. From the biggest names in MHVille, to the mom-and pops, and thousands in between, we continue to lead the industry in readership. The reasons include insights like those above.

How do you eat an elephant? One bite at a time. ## (News, analysis and commentary.)

(Third party images, and content are provided under fair use guidelines.)

Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

NorthStar and Manufactured Housing Radix

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

l-a-tony-kovach-mhlivingnews-mhpronews-latonykovach-com-

Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

Terry Decio, Skyline Homes, “The Secret” – The Rest of the Story

January 2nd, 2018 No comments

TerryDecioTimeMagazineCoverTheSecretTopSecretManufacturedHousingIndustryMastheadMHProNews575

I’m tired of being the best kept secret. I’m ready to help house America.” – Terry Decio, Skyline Homes, to MHProNews.

What happened?

The Rest of the Story, 1…

Several of the brands that the industry knows today are not the same brand as they were a decade or more ago.

Palm Harbor. Fleetwood. Champion. The prior versions all went into bankruptcy, and later were reborn under a different structure.

But they are far from alone.

Literally thousands of manufactured home operations, including, but not limited to:

  • Retailers (dealers),
  • Land lease Communities (a.k.a manufactured home communities, “parks”)
  • Producers (builders of federally regulated HUD Code manufactured homes, some build modular, park model, or other products too),
  • Lenders/Financial Services, and
  • a variety of other products, service, and component providers

have either gone out of business, or sold out to a larger/deeper pockets operation.

What happened?

 

Business Cycle, or…

Businesses start and fail every year. That happens for a range of reasons.

The question in manufactured housing ought to be this. Did numbers of the wave of thousands of failures/consolidations get an unethical/illegal shove to help them exit?

If so, how was that done?

 

The Rest of the Story, 2…

MHI’s SVP and General Counsel Rick Robinson publicly, and MHI in writing, have referred to our manufactured housing trade publications as news sources.

TonyIWillNotBeTakingQuestionsFromThePressRickRobinsonMHISVPGeneralCounselMastheadMHProNews

Trade media, as with all of the mainstream press, can include News, Analysis, and Commentary. On this Masthead, publisher’s blog, you find all three.

Claims, controversies, and allegations ought to be tested by reason and known facts.

We don’t publish capriciously, knowing that an error could be embarrassing. Still, readers should question, us and those we publish about.

Ask questions. Seek the truth. Such issues impact your business and bottom line.

We’re not a court of law, but fully expect to be called to testify under oath to a variety of matters that impact the manufactured home industry.

LegalGavelLawMastheadBlogManufacturedHousingIndustryMHProNews

While courts won’t compel testimony about confidential, protected sources, they can ask about the reports themselves. The day is coming, we believe, when that takes place.

There will no doubt be lists.

Who did what?  Who supported, or opposed, what? Why?

Where laws broken?

Were steps taken that create legal exposure or liability:

  • for the national association (MHI),
  • its members,
  • or those who control it?

 

What Happened to Manufactured Housing?

While there are a range of factors, we believe in what’s obvious. What facts and common-sense reveal. There’s no need for a complex conspiracy theory.

Warren Buffett’s Berkshire Hathaway took over Clayton Homes, Oakwood Homes, related lending, retail, and later other production, service, supplier businesses too.

Mr. Buffett’s a self-proclaimed, long-term thinker, and he likes “moats.”  Just consider what Buffett said, in his own words, and line that up with what’s happened in manufactured housing.

Warren Buffett, “the Moat,” Manufactured Housing, Berkshire Hathaway, Clayton Homes, 21st Mortgage, Vanderbilt, Wells Fargo, NAI…

 

“Perverse”–Warren Buffett-Dodd-Frank, CFPB, Manufactured Housing, Loans, Independent Businesses Fact Check$

The executive committee and dues structures of the Manufactured Housing Institute (MHI) make it clear that Berkshire Hathaway owned units exercise great influence at MHI. That control is widely known, in and out of our industry.  It’s just that few in manufactured housing (MH) dare say plainly and publicly that MHI is Berkshire Hathaway’s mouthpiece.

MHI, on issue after issue, has led the industry into dead ends, or avoidable, and even problematic places.

Who says?

  • Their former chairman, Nathan Smith, in a video that’s been hiding in plain sight. He voluntarily said that MHI had failed in the past at being pro-active.  The beginning and end of this video that follows are perhaps the key takeaways from 2:16 seconds.

 

  • Their former Government Relations Vice President (Later SVP), in an on-the-record statement he sent to MHProNews.

Manufactured Housing Institute VP Revealed Important Truths on MHI’s Lobbying, Agenda

  • Their former president, before exiting, in a written statement that may be more interesting today then the day it was first published in the Journal.
    ChrisStinebertManufacturedHousingInstituteMHIPresidentCreditTheJournalManufacturedHomeProfessionalNewsMHProNews

    While what Stinebert said is interesting, what may be more interesting is that he waited to exit MHI before he provided this list of concerns. Isn’t that a de facto admission that these issues – lending, image, education, etc. – are those that MHI failed to properly address? Click to download.

Then, there’s a range of comments by MHI members, researchers, attorneys, and others. Those statements, published on or off our sites, speak for themselves.

 

The Latest

MHProNews has learned from an informed source that MHI has executed non-disclosure agreements (NDA), allegedly with several MHI staffers.

What is MHI hiding?

Who are they hiding that information from?

MHI members?

MH Industry at large?

Public officials?

Are they trying to hide something that is scandal related, and/or something else?

Sexual Harassment-Not Just Hollywood, Media, Politicos-Manufactured Housing Workplace Claims, High Profile MH Cases Too?

Keep in mind, that MHI refused to release to this publication even items that sources tell us they are legally obligated to do so.  Items like their current and previous bylaws.

Why hide that, someone might ask?

With their bylaws in hand, one might be able to understand revealing issues.  For example, have their been prohibited conflicts of interest – that may have harmed other MHI members, and/or the industry at large?

Millions have been spent and years wasted pursuing the Preserving Access to Manufactured Housing Act.

In hindsight, isn’t it obvious that it would never pass while Barack Obama was president? Didn’t MHI’s own VP said as much, years in advance? Again, see the link to MHI GR VP, Jason Boehlert, above.

We have documents from 21st Mortgage, signed by Tim Williams.  Mr. Williams was MHI’s chairman for years.

Killing Off 100s of Independent Manufactured Home Retailers, Production Companies – Tim Williams/21st Mortgage “Smoking Gun” Document 2

No one has claimed these 21st documents aren’t authentic.

In fact, we have dozens within Berkshire Hathaway owned units – including their top people – who we are reliably told have carefully reviewed those report, and the others in our periodic series of reports on MHI and Berkshire Hathaway.

We’ve given

  • MHI,
  • their executive committee,
  • and top people at Berkshire Hathaway owned brands the
  • chance to rebut, clarify, or refute our reports and analysis.  We’ve invited them to share statements on these issues that we’d publish.

Field Reports – Clayton to Continue Push for Industry Dominance

After years of MHI publishing or commenting with us, about a year ago, they largely stopped even answering questions.  Why?  Is it because their own words have so often pointed a finger against their own actions?

“Accurate, but Misleading” MHI Preserving Access to Manufactured Housing Act Alert – ‘Weaponized New$,’ Fact Check$

Don’t be surprised if they publicly push back in 2018.

At some point, don’t they have to, to keep their consolidations going?

NewManufacturedHousing1trillion9PercentNew1percentExistingHomeSales2016CreditManufacturedHousingIndustryMHProNews

For the 400 word executive summary, click the above.

MHI et al have already pushed back privately to our allegations and reports, in a variety of ways that we have documented for the appropriate time.

AllTruthPassesThrough3StagesRidiculedViolentlyOpposedAcceptsSelfEvidentArthurSchopenhauerQuoteGalleryMastheadBlogManufacturedHousingIndustryMHProNews

EveryoneIsEntitledTotheirOwnOpinionsButtheyAreNotEntitledTotheirOwnFactsDanielPatrickMoynihanMHLivingNews

What Happened, Part Three

We rely on industry inputs and insights. So, we don’t write or do videos out of thin air. We’re followed by businesses and professionals across the size and political spectrums, in part because we’ve got the “street cred,” as one executive put it.

MHI has significant influence over state associations.

So, MHI “housing alerts” or “MHI News” they send to their own members are also arguably “weaponized” to reflect whatever the insider groups want, and reach well beyond their own membership.

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

As an MHI connected source told us last year the following bombshell. The big companies have figured out how to get what they want, by using MHI – and the smaller companies are helping pay for what the big firms desire.

We’ve observed that previously, ‘Feeding the hand that bites yours,’ but to hear it as an admission from an insider, that’s telling.

There are two prime sources of in manufactured housing that have proven willing to push back publicly on MHI and their methods.

  • MHARR, and
  • LifeStyle Factory Homes, LLC (MHProNews.com/MHLivingNews.com) trade media.

MHARR vs. MHI on DOE Energy Rule, Pushback Pay$ Off?

MHARR and we are independent of one another.  That’s healthy and good.  We’ve at times taken editorial positions that were contrary to MHARR’s view.

Frankly, at times, we later discovered that MHARR was correct.

DutyToServeManufacturedHousingMMarkWeissJDPresidentMHARR-MHProNews-

There’s an affordable housing crisis that is raging, and growing.

NAR’s Yun – No Quick Fixes Spell$ Manufactured Housing Opportunitie$

It has often tragic, real world, consequences.

NLIHC CEO Responds on HUD’s Worst Case Housing Needs Report, MH Leader Reacts

Homelessness in America, and Factory-Built Housing

Manufactured housing has enhanced preemption, under federal law.

titleVI-manufactured-housing-improvement-act-2000-mhia-2000graphic-posted-daily-business-news-mhpronews-

http://www.mhpronews.com/blogs/daily-business-news/wp-content/uploads/2014/12/Manufactured-Housing-Improvement-Act-of-2000-posted-Daily-Business-News-MHProNews-com-.pdf

That enhanced preemption could allow manufactured home retailers to ease the affordable home crisis for potentially millions of Americans, without taxpayer dollars being needed.

Harper – Thank You Rev Donald Tye, Fighting for Enhanced Preemption of Manufactured Homes

Yet, MHI has often failed to push HUD on a variety of issues.  MHI’s been forced to pivot on a range of issues.

HUDCodeManufacturedHomeProgramShakeupDrainTheHUDSwampManufacturedHousingIndustryDailyBusinessNewsMHProNews525

You can fool some of the people some of the time

MartyLavinHUDCodeDeadlyDiscriminationCode-IndustryVoicesMHProNews-e1472170900504

Warren Buffett said it in his own words.  Mr. Buffett doesn’t expect people to learn the lessons of history.  He expects to build his moat.

WarrenBuffettQuotesPeverseEasyThingsDifficultChainsHabitLearnFromHistoryPeopleDontLearnFromHistoryManufacturedHousingMHI-MHProNews

He even publicly supported the candidates that gave the industry the very thing that Tim Williams, then MHI chairman, said they were working to undo.

Documented Conflict Between 21st Mortgage CEO Tim Williams, MHI Chair, and Warren Buffett, Chairman of Berkshire Hathaway

What Happened?

Isn’t the truth hiding in plain sight?

Frank Rolfe is like the rest of humanity, right on some things, wrong on others.  One can safely bet that he’s 100 percent in favor of whatever he believes his and his partners interests to be.

Frank Rolfe Blasts MHI for Poor Media Engagement, Industry Reactions

Rolfe criticized several MHI initiatives and what he said where their failures to act.  Recently, Rolfe want silent.  Isn’t 21st Mortgage – owned by Berkshire Hathaway – one of the companies that advertise on his website.  Coincidence?

Frank Rolfe: Pressured into Silence? Manufactured Housing Industry, and Journalism

If every person we’ve accurately quoted suddenly changed their tune, one would have to ask the questions a journalist does, starting with, Why?  

There will be lists.

People will follow the money, and analyze it – within and outside of MH.

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNew

MHProNews and others are and will be taking names, and organizations.

Maxine Waters Statement, Preserving Access Manufactured Housing Act 2017, Warren Buffett, Clayton Homes

With the Trump Administration signaling anti-trust (anti-monopoly) actions in the future, and with Democrats also pushing the anti-monopoly theme, will it be a surprise if hearings are held about manufactured housing?

President Raises the M-Word, “Monopoly,” Plus Manufactured Housing Industry Market Update$

Warren Buffett, per third parties, has a big concern once he passes; the break up of his empire.

Who Will Replace Warren Buffett at Berkshire Hathaway? Expert Insights, Video & Manufactured Home Industry Outlook

You’re one of the best things we have going [in manufactured housing.]” – Terry Decio, to MHProNews/MHLivingNews.

There are those who realize that we’ve worked for years to get the truth out about the glories of manufactured housing, which includes the realities that there are millions of happy home owners.

Manufactured Home Owners – Satisfaction Survey Redux

But those positive efforts have occurred while MHI has either sat on its hands – or arguably worse – tried to undermine the very pro-industry growth steps we’ve spotlighted?

Extortion? RICO? Allegedly Illegal, and Dirty Side of Manufactured Housing, Exposed

Some love the meetings, and the MHI comradery at MHI meetings.  I enjoy those social and networking things too, so I get it.  But to some, they can’t get passed the  fact that they like certain people, and they therefor can’t imagine someone with ill intent taking advantage of them.

 

To those, let me suggest the lesson of detective character, Sherlock Holmes, that may help make sense of how the apparent outrages alleged are possible.

Give us a logical,  alternative explanation.  Do it on-the-record, please. Let’s debate MHI effectiveness and their behaviors in recent years, on the record via video for all to see, please.

WhenYouHaveEliminatedTheImpossibleWhateverRemainsHoweverImprobableMustBeTheTruthSHerlockHolmesDailyBusinessNewsMHProNews

you-can-fool-all-the-people-some-of-the-time-and-some-of-the-people-all-the-time-but-you-cannot-abraham-lincoln-quoteDailyBus

Did BH use MHI – past and present – and the power or regulatory burdens throttle an industry that was poised for serious growth?

ELS’ Sam Zell – Compliance Costs Destroys Smaller Businesses = Consolidation

Didn’t MHI have the ability to end some of that burden by negotiation, and fail to take that option?  Why?

MultipleReasonsExpectManufacturedHousingDoBetterThanSiteBuiltHousingEricBelskyEecDirJointCenterHousingStudiesHarvardUnivDailyBusinessNewsMHProNews

How could Harvard have missed their projection for manufactured housing domination?

Are stressed, busy MH Professionals missing the truth hiding in plain sight of how MHI shifted since Berkshire Hathaway took control of their organization?

Appealing Manufactured Housing Institute (MHI) Marketing, Finance Booklet Reviewed

Could that shift have been through a Buffett-style moat-plan?

Alan Amy isn’t alone in this observation stated in this focused video.

The day will come when the constraints on manufactured housing could be lifted.  When enhanced preemption will be enforced.  When that day comes, what will be left among the manufactured housing independents that existed a decade ago?

AmericasFastestDyingBusinessMobileHomesManufacturedHomesAtlanticIBISWorldDailyBusinessNewsResearchDataReportsMHProNews

IBISWorldAtlanticManufacturedHousingIndustryDailyBusinessNewsResearchReportsMHProNews

Manufactured homes were predicted by a Harvard researcher to dominate by the end of the first decade of the 21st century. What happened? Accident? Or a moat like plan, hiding in plain sight, executed by MHI?

Did they get an unethical, liable, or illegal push?

The Decio family had Art featured on the cover of Time Magazine decades ago, what happened since then?

We Provide, You Decide.” ©

Keep in mind, while there are several sources for information, there are to my knowledge only – broadly speaking, two – which have been willing to seriously take on BH and MHI.

MHARR and ourselves.

Rep. Mark Meadows (R-NC) Finds Manufactured Home Industry Support for Reform bill

MHI took themselves out of the picture of routinely communicating with us, about a year ago, after an initial series of exposes and analysis we published on them.  Coincidence?

Why is it that state associations, or MHARR, are often more successful than MHI?

McCrory Lawsuit – “Significant Victory Against Zoning Discrimination” – Manufactured Homes

Associations are supposed to be a tool for businesses to work together to impact regulatory and other issues.

What would do you do when you discover that your national association has been working the interests of the majority of the industry’s independents?

Do you keep feeding the hand that bites yours?

In my days as a manufactured home retailer, we used to advertise on a station as the sponsor of famous Paul Harvey’s, “The Rest of the Story.”

You don’t know all of it, but do you have more than enough linked above to reveal the truth that is hiding in plain sight?

2018 will be a year to watch.

Expect some more revelations, that you may only find published here on MHProNews. ## (News in review, commentary, analysis).

Related Topical Update:

SkylineChampionHomeBuildersMergerPlanAnnouncedDailyBusinessNewsMastheadManufacturedHousingINdustryMHProNews

http://www.mhpronews.com/blogs/daily-business-news/skyline-homes-and-champion-home-builders-to-merge/

 

TwitterFacebookLinkedInNew Year’s Resolution: On this 9th day of Christmas, a request.  This writer already has one of the largest LinkedIn followings in the manufactured home industry. But we’ve frankly not asked for Twitter, or Facebook followers. That changes, starting today. If you want to keep up with posts relevant to the industry, you can connect via the links below.

https://www.linkedin.com/in/latonykovach/

https://twitter.com/LATonyKovach @LATonyKovach
https://www.facebook.com/tony.kovach.71

 

StayProfitablyInformedManufacturedHousingHeadlineNews633x1037

Click the image above to sign up for the MH Industry’s #1 Emailed Headline News Updates. Click only the stories YOU want to read.

Note 1: Thousands do it. You, your team, and industry colleagues can sign up to the MH Industry leading headline news/updates – typically sent twice weekly – please click here to sign up in just seconds.

Note 2: For media, business development, training, or other professional services, click here. The more pros like you that use our services over any others, the more we can protect, educate, and promote the Manufactured Housing Revolution.

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

ThereAreOnly2WaysToLearnOwnOthersExperiencesLATonyKovachManufacturedHousingIndustryMHProNews

We agree with Warren Buffett on the value of the lessons of history, reading and research. Without those deep insights, the wool can be pulled over other people’s eyes.

By L. A. “Tony” Kovach.

Kovach is the award-winning managing-member of LifeStyle Factory Homes, LLC,
parent to MHProNews, and MHLivingNews.com.
Both are #1 in their categories.

Kovach is one of the most endorsed and recommended MH industry professionals in all of manufactured housing.

Socialists, Communists, Capitalists, Clarity, Smear, Truth, and “Kissing Ass”

September 27th, 2017 No comments

Stating the Obvious for clarity. It’s complex world, where the agendas are often hidden or disguised. It isn’t always easy to know the truth on a subject. In manufactured housing, that’s also the reality.  Knowing the truth can be challenging.

We’ll get to the he headline later, but for now, please let me note the following.

We love:

  • this industry,
  • family, faith, flag, and free enterprise (if my wife is reading this, not necessarily in that order of importance).

We are pro-success, done ethically. Because we believe in a Supreme Authority, our values ideally are guided and enlightened by those ultimate truths. Having laid out our principles in often detailed statements before, let’s jump beyond that to the topic for today.

DonkeyKissingAssSomePeopleWillDoAnythingForAFewExtraDollarsMastheadBlogPixabayMHProNew

Hey, there are some who just don’t have a free will choice, due to some circumstance. But others play the game because they think they benefit from it. The reality in manufactured housing is, exposing the game and playing it straight is more profitable than playing the game, or kissing someone’s donkey.

The Smear

One popular example from the left of “the smear” is to call whoever opposes them “a racist.” It’s been used for so long, it ought to be worn out by now.  The right can use Smear tactics too.

SnearMudThrowingTacticsUsedWorkToDuckDodgeDebatePixabayMastheadCommentaryMHPronews

The reason Smear Tactics can still be effective is because millions are too busy, to distracted by work, family, friends, sports, drink, drugs, sex, the tube, social media, or whatever else.

But today, there are other media options beyond the mainstream media.

This publication seeks to serves what is good and the truth as it is known and understood to be.

We have in the past given the benefit of the doubt to certain voices, until the doubt has been removed by a long preponderance of evidence carefully examined, and shared with you, the Industry’s:

  • Owners, executives, managers, and rising stars,
  • Investors,
  • Political operatives and elected officials,
  • Mainstream media,
  • Researchers, educators and political officials.

CartoonKissingAssSomePeopleWillDoAnythingForAFewExtraDollarsMastheadBlogPixabayMHProNew

Some in MHLand:

  • have egos the size of Texas,
  • blow with the wind,
  • will kiss any ugly -ss for a dollar,
  • just don’t know,
  • are into their habits so deeply, they don’t see reality, etc.

During the 2016 campaign, Warren Buffett said he supported what
Sec. Hillary Clinton
supported. That’s why he backed Clinton.
Sec. Clinton supported Dodd-Frank and the CFPB.
Do you see the disconnect
between MHI’s stated
position on CFPB and Preserving Access,
and what Warren Buffett said several times?

WarrenBuffettSupportedBarackObamaBuffettSupportedDoddFrankCFPBMastheadBlogMHProNews

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

The truth about MHI is in several ways hiding in plain sight. But the MHProNews exclusively obtained documents from Tim Williams speaks volumes. But only to those with an open mind to reality, vs. fantasy. Click here to see the brief, yet powerful, report.

TimWilliams-21stMortgage=graphiccredit-text=MastheadBlog-MHProNews-com-

The slide is from then MHI Chairman, Tim Williams, president and CEO of Berkshire Hathaway owned 21st Mortgage Corp. Isn’t it obvious that what Williams was saying was the polar opposite of what Warren Buffett supported?  Are we to believe that MHI’s chair that worked for Buffett opposed Buffett’s positions?  Arrows and commentary in red from the Masthead blog, MHProNews.com.

But a number of others have no choice for economic reasons have to play the MHI game, but they don’t like what is going on, and help inform us all they can.

ClassifiedTopSecretPixabayDailyBusinessNewsMHProNews

MHProNews.com/Pixabay.

Those later sources often provide priceless insights. Thank you, one and all.

IReportMHNewsTips@MHMSM-comMHProNews (1)

Got a tip?  Document of general interest?  Help us help the industry. iReportMHNewsTips@mhmsm.com

Then, there are straight up supporters or those who are allied through mostly common visions or interests.

TheyKillGoodTreesToPutOutBadNewspapersJamesGWattAZquotesMastheadBlogMHProNews

Quick History – Conspiracy Theories and Reality

James Watt was the Secretary of the Interior Department, under President Ronald Reagan.

He was known as a pithy comments and quote machine. He has several interesting insights you can find on those quotable quotes websites, or Wikipedia.

JamesGWattSecretaryInteriorWikipediaMastheadBlogDailyBusinessNews626

But the following quote of Watt’s I can’t find anywhere online, so I was not able to verify it precisely.  It goes something like this.

I don’t believe in what are commonly known as conspiracy theories. What I do believe in are people with common interests, acting in ways that benefit their common interests and that therefor look to be conspiratorial.’ – James Watt, former Secretary of the Interior.

That was so powerful, it has long stuck with me. Does it apply to manufactured housing? “We Provide, You Decide.” ©

LiberalsShiftedGovernmentpositionNuetralRightWrongConcentraitingPowerGovtChsleThreepillarssocietyFamilyWorkEthicFaithNotGoodForAmericaJamesGWattMHProNews

“Conspiracy” Hiding in Plain Sight?

Set against the James Watt point that people with common interest often behave in ways that align with those interests – thus appearing to be conspiratorial –  let’s note the following.

If you or I are accused or questioned about something that’s demonstrably not true,
the normal person simply disproves the allegation, and moves on.

Correct?

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNew

So, if the Manufactured Housing Institute (MHI) and the powers-that-be behind MHI can readily disprove the array of questions and concerns about their favoritism and performance, why don’t they do so?

MHISrVPRickRobinsonManufacturedHousingInstituteLogoGenCounselMHProNews657

Isn’t it likely they are ducking out precisely because the accusations are true? Because they have no good come-back?

RichardCordrayCFPB-ManufacturedHousingRegulationsCSPANstill-InsideMHvideoPostedMHProNews-com-

Why didn’t MHI ask to use this image, or create one like it of their own? Could it be that that Berkshire Hathaway owned companies like Clayton, VMF or 21st would benefit, whether or not the Preserving Access to Manufactured Housing Act bill passed or not?  Sources tell MHProNews that the non-profits would have made a deal on the MLO rule, which would have benefited every MH Lender and every retailer, communities, and consumers.  Why didn’t MHI take that deal?  Why spend millions and fail? Or was that pro noted above correct, that BH profits either way, so why compromise at all?  Didn’t they win if it failed, or win if they succeeded?

The Truth is Hiding in Plain Sight

pam-danner-hud-code-manufactured-housing-program-administrator-mhi-2014-summer-meeting-indianapolis-in-alexander-hotel-c2014-mhpronews-com--575x430

Whatever MHI wants to say about trying to cut back on HUD overreaches, it is obvious that the easiest possible step is to ask the Trump Administration to have Pam Danner reassigned.  Why do they duck the obvious conflict between their words and deeds? Photo – Pam Danner, JD, addressing MHI members. Photo credit, MHProNews.

  • Pam Danner
  • Lois Starkey
  • Duty to Serve (DTS) (FHFA/GSEs)
  • CFPB and Preserving Access to Manufactured Housing Act – Opportunities Missed
  • Monopolistic Practices that use Heavy Regulations to Force more Consolidations
  • Manufactured Housing Improvement Act of 2000 (MHIA 2000) and enhanced preemption
  • Racism and Steering
  • Not Defending the Industry and its Image, etc., etc.

These are just some of the issues that have arisen or been spotlighted in roughly the last two two years.

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews

Some date back further, such as a column in 2014 that spotlighted the high cost – and risks to the industry – from low volumes of new home sales.  That risk to independents is hitting the industry again now, in the growing FEMA fiasco.

BerkshireHathawayClaytonHomesVanderbiltVMF21stMortgageManufacturedHomesLoansFEMA

Insider Sources

We have used a combination of inside voices off the record and visible professionals speaking on the record. While we often agree with MHARR, we are not joined at the hip.

SamZellManufacturedHousingIndustryManufacturedHomeCommunitiesMastheadIndustryCommentaryMHProNews

Perhaps the most compelling for thoughtful readers are the quotes from people in MHI, in their own words. Videos and their own written statements, carefully analyzed in the light of known facts.


From within the Berkshire Hathaway owned family of Clayton, Vanderbilt, 21st and other units;

From within MHI,

From state, professional, and third-party groups studying the industry – often with no axe to grind – MHProNews has provided a series of reports and exposes unlike anything that the industry has ever seen.

nGlissonTriadFinancial-DarrenKrolweskiDataCompMHVillage-6thAnniversaryMHProNews-com-

MHI, Clayton, 21st and VMF have not engaged directly in public on these issues. But they have done so indirectly and often behind the scenes.  They don’t try to refute/disprove us, rather, they try other alleged tactics to undermine our efforts – which benefit the bulk of the industry’s professionals and investors.

Long term, our call to reform MHI and their alleged monopolistic masters would benefit them too.  Because monopoly inevitably leads to a break up, and it harms the market place, public and society.  That’s why there are laws against monopolies.

Thinkers simply have to wonder: why do the mega-rich take a public position that seems to contradict their own interests?  Isn’t the obvious answer from years of evidence that they posture one thing, do another, because it has worked for them time and again?

TimWilliams21stMortgageCEOPresident-currentMHIChairman-onValueMHProNews-MHLivingNews-

Breaking Up is Hard to Do

We’ve taken our precautions.

We’ve called out the powers that be to debate, or discuss, or be interviewed on video, so all can see it.  They duck, dodge, detract, distract, delay, etc. If they were right, they’d simply publicly seek to prove me to be a fool. Why are they reluctant to stand up for their track record? Do they de facto admit that they lack success at their own stated goals?

MHIGotCloutWheresTheBeefMHProNews

The reason thousands come – including they and their allies daily – is because we say what’s real and support allegations with credible evidence.

HowardWalkerJDViceChairEquityLifestylePropELS-ManufacturedHousingInstituteLogoViceChair-postedMastheadManufacturedHomeIndustryResearcMHProNews

MHI Meetings, Networking and Events Can Be Replaced

The one thing that we hear that MHI ‘does okay with’ are their networking meetings.  That brings real value to some professionals.  But IMHO, they could be done better and for less.

We can’t say if MHARR will expand after their November 2017 meeting. But they have publicly supported the need for a third association that truly represents the “post-production” sector of MH – meaning others besides factory home builders.

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

There was some movement by a few groups to do a true association, they’ve never come to pass.

It would be very profitable for the industry to do so.  Ironically, it could benefit the big players over time too. Because monopolies tend historically to fail over time, and harm many along the way to failure.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

Note, quoting someone on a topic should not be construed to imply we agree on all topics. That said, the above by George Allen on his own blog was interesting.

The industry is growing faster beyond Clayton and Cavco, their own statistics prove it.

IndustryMarketShareClaytonCavco63ManufacturedHousingIndustryDataResearchMarketStockReportsDailyBusinessNewsMHProNews613

It’s time for the break up, since MHI has declined offers to reform itself.

Industry Pros Question the Effectiveness of National Association – Bob Crawford and Frank Rolfe from ManufacturedHome-ModularHomeNews on Vimeo.

 

NewManufacturedHousing1trillion9PercentNew1percentExistingHomeSales2016CreditManufacturedHousingIndustryMHProNewsFinally, we will continue to spotlight politics, because it routinely impacts our industry in clear or subtle ways. I know some question our support for the president and his agenda. We appreciate the candid feedback from those who see that topic differently.

While the GOP – as an independent, I’m not a member of that or any other political party – may be gripped by its identity crisis, the Trump wing is gaining ground.  As odd as it sounds, the victory of Roy Moore over Luther Strange in the Alabama Senate primary proves that to be true.

The RINOs – perhaps better known as the “Establishment” Republicans – will, if this pattern continues, fade from the scene over time.

Americans are seeking to take back their country.

Manufactured housing professionals want to take back their industry.

The two go hand in hand.  That’s why we supported Donald J. Trump when MHI put two pro-Clinton speakers on their stage just days before the election last November.

Manufactured Home Industry Leaders Praise MHLivingNews and MHProNews.

The hypocrisy and the game playing, the masks and deception are coming to an end.

When their allegedly manipulative music stops, watch a growing number of industry pros exit MHI.  They won’t want to be associated with that crew.

In the meantime, we’ll be spotlighting the issues that can help industry professionals and investors maximize their returns and success.

Read the news and commentary.  Consider what it means to you.  Then, think about how you and your location and organization can benefit by applying the insights you find here on MHProNews and/or on MHLivingNews.

You don’t have to spend a dime with us to do that, do you?

Of course, for those who see the value of what we do, it is common sense to support our efforts.  Because no other organization in the history of the industry has produced more pro-industry insights and defended the industry more than MHLivingNews and MHProNews.

We are only able to do so thanks to sponsors and client support.

Allegations, Reality and the Future

The powers that be have already lost, they may not realize it yet.  The momentum has shifted.

With the masks, and smoke screens falling and blowing away, the industry can grow at a pace it has only dreamed about for years.

We and select clients know how that is done.  Its profitable, and done at the local level.

Think about why MHI has turned us down time and again, and failed to respond time and again.  Think about why – on an issue as simple as Pam Danner being exited from her role in the manufactured housing program office at HUD – they won’t take a public stand for doing that, even when a growing number of their own members want that to take place.

Yes, we think the days of MHI and their masters as it has existed are about over.  Oh, they’ll continue on in some form or fashion, because Berkshire Hathaway and their allies need an organ like MHI.

But for the majority of members, aren’t you feeding the hand that bites yours?  ## (Commentary, analysis, news.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovachMHLivingNewsMHProNewsManufacturedHomeIndustryPublisherMarketingSalesTrainerConsultant-

By L. A. “Tony” Kovach.

 

 

 

Obscene Profit Break

January 13th, 2017 No comments

Obscene” is how some people tragically view private enterprise, perhaps unaware of all the good that free enterprise has done to lift billions out of poverty.

Profit Break” aptly describes the promise of this year, the promise of the trade show season and key elements of today’s Masthead.

BusinessPeopleProfitsGoldCoinsObsceneProfitsMHProNews-

Via the Daily Business News, we’ve taken the time to outline that consumer, builder and business has all consistently signaled growing confidence, in many cases the most confidence in about a decade.

Manufactured home pros echo those sentiments.

So the time is coming for what the enemies of capitalism and the free market call the “obscene profit break” is upon us.

What Goes Around, Comes Around…

Support Us as We Support You” could be a tag line for the industry’s top trade media in the future.

Our operation depends on the support of others, and our efforts benefits the good name and professionalism of manufactured housing alongside the MHIndustry’s millions of satisfied homeowners.

Before diving into the list below, let’s mention that we have supporters who are ‘invisible,’ and we tip a visible hat to those ladies and gents too.  Our team, experts and writers are of course also part of this platform’s potent mix.

The following are operations that are reported to be attending Louisville 2017.  We hope you will give them an opportunity to earn your business, or that you will thank them by allowing them to keep your business if you already do business with them.

It’s not exactly a coin toss and it isn’t alphabetical, but we shuffled the deck and in no particular order, we will take a look at some of the operations whose support in 2016 – or starting in 2017 – that make MHProNews.com and MHLivingNews.com possible.

Sunshine Homes
= Residential Style, Energy Star Rated, Manufactured & Modular Homes

SunshineLouisville2017ManufacturedModularHousingShownewANIgif3MHProNews

MHRE
= Real Estate Brokerage

mhre-banner-ad-500x200-animated-2

Triad Financial Services
Manufactured Home Focused Lending for over 50 Years.

triadfinancialservices_200x200_allwedo bannerad 2

Northpoint Commercial Finance
= Floor plan lending

nortpointcommecialfinance_manufacturedhomelending200x200new6

Clayton Homes

claytonhomes_mhc-haveitbuilt_200x200_v1 1

CU Factory Built Lending

cufbl_eastern_slide_200x200_2_2016

21st Mortgage

21stmortgage-finance-mobile-manufactured-home-lendin-posted-mhpronews-6.5.2015newgif-200x200-

ROC USA

roc-banner-ad-posted-on-mhpronews-com

Security Mortgage Group
Commercial Real Estate Financing, Refinancing
Award Winning, Full Line Services to MH Communities

SecurityMortgageGroupManufacturedHomeCommunityLoansCommericalMortgageBrokersMHProNews

MHWC
= Home Warranty Company

MHWC - 2016 - MHProNews June Ad.indd

UMH Properties

UMHPropertiesMHProNewsWeBuyCommunities_200x200_ani_

MHVillage

mhvchampion-animated-200x200

ManufacturedHomes.com
= MH Industry Image, Retail Branding & Shopping Service

mhpronews-manufacturedhome-com

Grenade Marketing
= Reputation Management and Related Positive Branding Services

waynecoakleyonlinebusinessmarketing

See the Louisville Show website, at this link here.

LouisvilleManufacturedHousingShow2017BannerAdMHProNews

Make sure you take your business cards with you and a photo ID to enter the show.

louisville-show-onsight-registration-posted-masthead-blog-manufactured-housing-pro-news-louisville-show-onsight-registration-posted-masthead-blog-manufactured-housing-pro-news-

Photo credit, MHProNews.com

FYI, team MHProNews/MHLivingNews will be represented at the show by the Kovach family, please swing by booth #221 and say hi.  We may just have something interesting for you, that will lead to increased profits in 2017, and beyond.

Yes, we all need a BIG profit break in 2017. ##

(Image credits are as shown above.)

SoheylaTamasTonyKovachFamily-MastheadMHProNews-com-

Team Kovach, (l-r) Soheyla (pronounced “So Hey La”), Tamas (pronounced “Tah Mash”) and Tony Kovach (pronounced “Co-Vatch” like a “Watch with a V”). The Kovach family, along with Matthew Silver, Jan Hollingsworth, Charles Drake plus many volunteers and sponsors who join together to bring you the MH Industry News, Tips and Views Pros Can Use. © Photo above, from 83 Degrees Media.

By L. A. “Tony” Kovach.

Analysis-SeattleTimes-BuzzFeed allege – Warren Buffett’s Clayton Homes Exploit Minorities?

December 30th, 2015 No comments

First, a programming note – the new January 2016 issue of MHProNews monthly Featured Articles are scheduled to go live by the evening of Saturday, January 2nd. 

ItsAMediaWar-WarrenBuffettSeattleTimesBuzzFeedClaytonHomes-credits-UKtelegraph-respectiveLogos-eachCompanys-collage-posted-MHLivingNews1com-810x600

Photo/Image collage credits = Warren Buffett photo, UK Telegraph, Seattle Times, BuzzFeed, Clayton Homes logos, belong to each respective firm; click here or the graphic above to see the report.

Next, we will keep this simple. Some don’t understand, or dislike, free enterprise. Some don’t get it that when you make loans that create opportunities for home ownership to those with marginal credit, you will have a higher default rate.

We reported weeks ago in a video interview with attorney and MH lending expert, Marty Lavin, his statement that the success rate for those big MH lenders making loans to those with marginal credit was some 83%. That ought to be celebrated. Instead, the duo below villify it. Should the vast majority be forced to rent, thanks to those with an agenda to protect Dodd-Frank instead of the minorities and working people they claim to want to “protect?” 

MikeBaker-SeattleTimes-DanielWagner-BuzzFeed-posted-MHLivingNews-com1-

Agenda journalists? Mike Baker, left; Daniel Wagner. right. Photo credits – l- nfoic, r – talking biz news, all photos, logos and images are used per fair use guidelines.

We have an extensive report on the Seattle Times/BuzzFeed story, which attacks Warren Buffett – for purposes of sensationalism and increased clicks – Clayton Homes and their affiliated lenders, linked here. Your thoughts and feedback, are welcome. 

Let’s do what it takes to make 2016 a much, much better year than the past few have been. ##

LATonyKovach-NYHousing--PhotoCredits-MarkSimon-Posted-MastheadBlog-MHProNews-com-300x257

L. A. ‘Tony’ Kovach, speaking at the recent New York Housing Association meeting. Tony will be presenting at the 2016 Tunica MH Show.

By L. A. ‘Tony’ Kovach.