Posts Tagged ‘Facebook’


November 4th, 2018 No comments



The following are not the only purported purveyors of monopolistic moats, manipulating misinformation, or harmful policies and practices. But they are a good start.


is short for this acronym:


Democratic Exit
Berkshire Hathaway (includes Clayton Homes, lenders Vanderbilt MF, 21st Mortgage, et al)

The companies listed ought to broken up under federal antitrust laws.

Not regulated. Broken up. Don’t worry, the world didn’t stop when the AT&T monopoly was broken up in the 1980s, America benefited. Affordable cell phones and the internet followed the break up of the old AT&T trust (monopoly). 



Similarly today, the breakup of #FangBM would be good for the economy, jobs, and consumers.

Why would these 6 companies/conglomerates – #FangBM – feature leadership that promote failed ideas, like socialism?  Why have many Democratic leaders embraced socialism?

Why have Democratic leaders – like the following listed – decry billionaires, but then take money from those same billionaires and their affiliates? 

   Bill and Hillary Clinton

   Barack Obama

   Bernie Sanders

   Nancy Peolsi

   Chuck Schumer

   Elizabeth Warren

   Maxine Waters

   Tom Perez

   Keith Ellison

   Or other Democratic leaders like them? That’s why, it’s #DeFangBM

Why do rich and famous stars or performers endorse the above? #ManipulativeEntertainment 

Why do so many in mainstream media give cover to the above? #FakeNews

There’s an echo chamber effect of many in media and #ManipulativeEntertainment carrying the message of the billionaire #FangBM conglomerates and their paid political operatives above.

This is NOT against members of the Democratic Party. We have friends and colleagues who have been or are Democrats. But you don’t let a friend drive drunk, and you warn your friends about to vote Democratic for similar reasons. It’s an act of love to honestly share the truth.

Nor does this mean that the GOP is perfect. But right now – writing as a political independent – the #NewRepublicans are the better choice who are fighting for everyday Americans, and most honest businesses. 


Two Part Solution

Part one, vote against all Democrats. #DemocraticExit, #WalkAway. Democrats were the party of the violent Ku Klux Klan (KKK), Slavery, and Jim Crow Laws. Democrats are the party of violent AntiFa or of deceptive #MHAction. Democrats have deceived many for years, to the harm of millions of Americans, and thousands of honest small- to mid-sized businesses.



Part Two

As political independents, not a member of either major party, a #RedTide in the House and Senate on Tuesday allows this new breed of:  

   American Jobs First,

   American Businesses First,

   American Security First,

   American Prosperity First,

   #AmericaFirst in the GOP –  a.k.a. the Republican Party – to return to the roots of the Republican Party that gave us #PresidentAbrahamLincoln and #PresidentRonaldReagan.

   Keep in mind #POTUSLincoln and #POTUSReagan had strong opposition too.

Today’s #NewRepublicans should break up the conglomerates listed above (trusts, monopolies).  Only the federal government is big enough to break them up. Breaking up #FangBM via #DeFangBM is good for the #AmericaFirst economy. It is pro-free enterprise, by being against crony-capitalists who back socialists.

The #POTUSTrump Administration antitrust (anti-monopoly) order is already drafted, but a Democratic House or Senate could work to stop it. That block against antitrust must be avoided by sharing the #DeFangBM truth and then voting wisely.



No organization, party or person is perfect, and that includes President Donald J. Trump. #POTUSTrump never pretended to be a saint. Candidate Trump admitted he used the system, which is why he knew how to fight this rigged system.

But there are reasons why members of his own party fought him, because he is challenging the #RiggedSystem. This has not been pretty, nor will it be. The rich and famous who may have come by their wealth in often manipulating or #RiggedSystem ways won’t give up their power without a fight.

Once this new #AmericaFirst #NewGOP has a strong hold in the #USHouse, #USSenate and the #ExecutiveBranch, #antitrust laws must break up the parents of the #FakeNews media giants and the companies listed in #DeFangBM. 

#DrainTheSwamp takes time. The swamp wasn’t built overnight, and won’t be cured overnight. Freedom takes time and effort, but it is always worth it. There is already real progress being made toward #MAGA. American jobs are coming back. American wealth is returning. #CommonSense is making a come back too.

Vote to keep the momentum going. #VoteRepublican, #VoteNewRepublicans, vote to support the #StableGeniusPresident. ‘The only thing necessary for the triumph of evil is that good people do nothing,’ paraphrasing #EdmundBurke.

We Provide, You Decide.”  © ## (News, Commentary, analysis. – Notice, the right to share this unedited, with a link back and proper credit, is hereby granted).

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquoteBy L.A. “Tony” Kovach – for

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

Office 863-213-4090 |Connect on LinkedIn:

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.


Related References:


“Girls of Steel,” 3 Untold Stories of Job Creation, Growing Opportunities for MHVille


Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws


“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community


Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action


Brad Says POTUS Trump is Right: More than Facebook & Twitter, Google Threatens Democracy, Online Freedom


FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma





Facebook, Manufactured Housing, and American Drama

June 12th, 2018 No comments

What do you see?

Facebook has a neat feature that reminds you of some post from the past. This morning, that Facebook feature reminded me of a post about MHVille that was from two years ago.


We’ve begun to use the phrase – “wheat and chaff” – more often to describe the point that people and sources of information must be discerned. Keep the good, toss what’s not useful or is incorrect.

It’s hardly a new thought. Wheat and chaff are an ancient piece of Biblical wisdom.

When we put together the story early this morning about the outcome of the presidential summit, it was the result of hours of input from a variety of sources. It is an example of wheat and chaff in action.

Perhaps 10 (+/-) sources were checked, before we drilled down what we thought was the meaty items for industry pros and investors to know.

Then, we provided the context of what it matters to manufactured housing. “That news through the lens of factory-built housing,” ©; one of our tag lines that describes what MHProNews uniquely does for the manufactured and modular home industry professionals and investors. 

It’s about American drama at its finest. Check out that report, linked below, compare it to anything else that might be used for an MH Industry pro, and please tell us what you think. 


Facebook, Wheat and Chaff 

I recall how Triad Financial President Don Glisson, Jr. gave us a backhanded compliment that we treasure. He said he thought we were crazy when we launched what we call today, MHProNews.  The launch was in mid-October 2009, and was near the industry’s lowest point ever in new home shipments.

Now, approaching a decade later, we as an industry are clearly not heading to extinction, as some then believed could happen.

When asked by the Midwest Manufactured Housing Federation (MMHF) to help bring back the Louisville Snow, we jumped in with both feet. The pay was very modest, considering all that had to be done.  But we did it, and the show was a success, the first one in years. 

Tim Williams from Ohio’s association was one of several who praised our work in writing.


One of over 1000 endorsements and recommendations, most were given without being requested. We thank each sender for that honor.  

Facebook has wheat and chaff. Pretty much everything and everyone does, starting right here.

We are pro-free enterprise. We cheer all honest and ethical forms of success. We stress honesty, and ethics, because some professions are built on the suffering of others.  From illicit drug pushers, to pimps, pornographers, thieves, racketeering, coyotes, and so on, there are illicit businesses that generate tens of billions annually.  We don’t cheer those at all.  

But if we are fair and objective, even the darkest parts of human nature reveal truths worth learning.

We must learn to separate the wheat from the chaff. 


Breaking Up

Count us among those who hope and pray that the Feds break up Facebook, Google, Amazon, and other monopolistic U.S. giants. Think back, if you are old enough, to the breakup of the telecoms. AT&T was charged under antitrust laws. 

Based on Judge Harold Green’s Modified Final Judgement of 1982, AT&T on January 1 1984 became a long-distance company, while seven regional Bell Operating Companies (RBOCs) took control of the nation’s local phone networks,” says the American Enterprise Institute (AEI).


Some say that the monopoly over the phone business delayed the development of cell phone technologies by a decade.

It is just one of several reasons why corporate giants must be held in check and/or broken up.

To me, it isn’t just about price, which is an arguably flawed standard that antitrust regulators often use.  How many businesses has Walmart and Amazon wiped out? How many jobs has that cost the nation? Would we have seen the shift to buying so much product from China, had Walmart not become so big?  

They too should be broken up under antitrust law.  As NY Stern Professor Scott Galloway has argued, it is how you bring oxygen back into the marketplace for startups and investors.  That’s were jobs are created, instead of destroyed.

England, we’ve read, has a supposed standard of 25 percent market-share as the threshold for anti-monopoly (anti-trust) action. That might be still be a bit too high. Once a firm hits 20 percent of a given market, there are inevitable impacts on consumers, businesses, innovation, the economy, politics, etc.  

Wheat and chaff. We must learn from whatever is good, and toss out whatever isn’t. The prism of the Ten Commandments – which clearly respects private property – ought to be the standard, timeless measure of behavior. 

What Facebook reminded me of this morning is that it has been about two years since I got a tip from a then-fellow Manufactured Housing Institute (MHI) member. That member pointed me to a CSPAN video about Richard Cordray and Senator Joe Donnelly. When I watched it, I got what that other MHI member as telling me.  

MHI had distorted the exchange, saying only what was good for their narrative, while ignoring what was problematic for their stated agenda.  

It seemed deliberately deceptive. It came from MHI VP Lesli Gooch, but our sources then said that MHI President Richard “Dick” Jennison had to okay it.  

It’s was at best a half-truth, designed to mislead members. As a member myself, I was outraged. We can call these things allegations, because that is what the legal guys say it should be termed. But if you look at the CSPAN video we watched, and then look at what MHI then said… 

Logically, if top MHI staff would deceive members about that, what else have or would they attempt to trick their own dues paying members about?  

They had to be held accountable. I called publicly For Jennison’s dismissal along with that of Lesli Gooch. 

It wasn’t the first or the last news tip. 

Please, we’d rather get a news tip 4 times, than not at all. Don’t presume we have something. We know the generalities, but not always the specifics. Help us, help you help the industry get the most accurate reports by sending association emails, documents, and your own insights. Our default is that we treat comments as off the record, unless you and we specifically agree to make it on the record. 

One step at a time, we’ve seen how MHI has weaponized reports. It was tricky, because no one else in the industry had directly named names and cited examples of what was happening, and who was authorizing it, the way we did. 

That incident from 2 years ago led to a series of events and reports that has arguably contributed to what has brought us to the point we are in reporting in MHVille today.  

Today, we can look back and see MHI, and their debatably Berkshire Hathaway puppet masters as they are. We give them a routine opportunities to comment before, during or after a Daily Business News story. We accurately quote from their own documents. We’ve offered to discuss or debate publicly via video, so all the industry can see. 

They duck, dodge, detract, distract, and defame in response, don’t they? Doesn’t all of that speak volumes?  If the truth was on their side, why don’t they just clear the air? 

It’s been about 1 1/3 years since they have directly responded publicly. We suspended our industry famous Cup of Coffee series for a time, because it was too politically charged for many. We plan to bring that feature back, because more of the industry’s members are beginning to see — that what we’ve been reporting sadly makes sense. 

It’s time to use antitrust laws to break up Berkshire Hathaway, not just Clayton Homes and their lending, retail, and others unit arms. 

MHI must be investigated and/or perhaps sued.  They’ve arguably misrepresented to the industry what they are and what they do. 

MHI award winner Marty Lavin is sadly correct. MHI works only for the interests of “the big boys.” They work for the smaller companies only if their interests align with that of the big boys.

‘Tip of Iceberg’ – Rick Rand; Marty Lavin, Communities have ‘No Confidence’ in Manufactured Housing Institute, New National Trade Group Announced

The rationale and evidence seems to be that smaller companies are there as a meal for the big boys that want to gobble up smaller firms for a cheap price.

The smaller firms are there to also help pay for what the big boys want. Paraphrasing what another member said, ‘the big companies figured out how to use MHI to help get the smaller companies to pay for what the big companies want.’

Manipulation is often an ugly thing. 

No one wants to believe that they were conned.  It’s not fun to have to report about such problems, but it must be done, for the sake of all those who are debatably being victimized.

George Allen Blasts MHI, NCC Ignoring Own, Spencer Roane, SECO, COBA7, Tom Lackey Controversies

These are serious allegations. but there’s also serious evidence. There are several federal investigations already underway, because where there is smoke, there is often fire.


For manufactured housing industry professional and investors to thrive and achieve their full potential, the industry must recognize reality.

Then, each company must decide how best to deal with reality. It’s an American drama that you and hundreds of thousands of others are caught up in, like it or not. More on that drama and its solutions in the days ahead. ## (News, analysis and commentary.)

(Third party images, and content are provided under fair use guidelines.)

Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

NorthStar and Manufactured Housing Radix

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.


Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

Office 863-213-4090 |Connect on LinkedIn:

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

Expert Witnesses, Manufactured Homes, Investors, Professionals, Researchers, Media, Investigators, Public, Facebook, Mark Zuckerberg and MH Aficionados

July 16th, 2017 No comments

The vast majority who read this blog are professionals. While many are within our industry, a surprising number of those outside looking in come here too.  They may begin elsewhere on or But they will often end up here on the publisher’s Masthead blog, looking for answers.

Those who are serious, email, message or call.

Beyond our own industry’s professionals, among those who reach out include, but are not limited to:

  • investors,
  • media,
  • researchers,
  • those seeking an industry expert (think legal matters, expert witness cases),
  • federal or state officials, including investigators,
  • non-profits,
  • international,

others serious about understanding our industry and its role in quality, affordable housing.

I’m not in the prediction business, but let me suggest some things that a number of our Daily Business News articles already point toward.


Many, but not all, of the images in this blog post are hot links to stories that have more details. image credits are as shown or on the original post’s page.

Don’t be surprised if Facebook enters the factory-built housing arena, and if it’s billionaire founder – Mark Zuckerberg – runs for presidency in 2020 or 2024.

If Zuckerberg doesn’t run, it will likely be because of European, American and/or other anti-trust actions – or major media exposés – prior to that time.

MHI’s Annual Meeting – Disruption by Advocacy Group Protests?

MHI member Frank Rolfe isn’t the only one who has called out MHI’s leadership for “hypocrisy.”


 ELS and Rolfe’s operation are among those who may be ‘targets within the target’ of rumored protests against MHI that are looming over MHI’s Orlando meeting. See below for more.

So has the generally left-wing manufactured home community resident advocacy groups. We see – let’s put this carefully – indications that their may be disruptive activity at MHI’s planned meeting in Orlando this year. If the indications of that rumor in fact takes shape, MHProNews may decide to cover that activity.



Collage credit, MHProNews. MHI logo and KATU still from video of manufactured home resident protestors images are shown under fair use guidelines, for illustration purposes.

In an internet – George Soros and (Soros minded Brethren) funded age, it doesn’t take long for those left wing groups to mobilize, and organize a protest. 

There may even be a Facebook tie-in to that, we’ll try to keep an eye on those developments for you.


No one else in manufactured housing even comes close to exposing more ‘fake news’ that harms our industry, or spotlights more real news that industry pros need to know.

The GSEs, Investors, and Other Investigators

There are happy, curious and unhappy people who call or electronically reach out to our publications. 

As many in our industry know – while we love sponsors, we are not as dependent on traditional advertising – as other media are. The reason is we provide web, marketing, video, training, coaching and other expert, professional services. Those always have been the bulk of our revenues.

Some of those callers are seeking services.

Some want to understand the financial opportunities.

Others are looking at this or that operation in MH, at times with a legal, or other ‘takedown’ motivation in mind. When I mention the possible disruption in Orlando…

…well, let’s just leave it at that for now.

MediaFederalInvestigationsManufacturedHousingInstituteMHIFakeNewsMHProNewsI’ve been accused of using stream of consciousness in my Masthead columns (and hereby plead Nolo Contendere to that charge).


Again, crystal balls are broken, but don’t be surprised at the following allegation.

There are parties from 2008-2009 and other eras in our industry’s history that are exploring what might become one or more of the largest class action lawsuits in the industry’s history. As a hint – based upon what is heard – they may be focused on major operations in the industry, in the community, finance, production and retail sides of the industry.

Yours truly has not at this time entered into any agreements with such parties. If that should happens and If I would be engaged as an expert witness, I would unlikely be able to write about it, so remember. You read it here, first.

Closing Thoughts

The Berkshire Hathaway companies have their plans. We see them, we are asked about them, we report on it too.


Clayton logo is their property, and is shown here with a collage by MHProNews, under fair use guidelines.

Others have their plans, and those others routinely hang out with their fellows at – shall we call them a members group? – as they carve up their favorite chunks of manufactured housing.

For those who have been around as long – or longer – than myself, they remind me that Champion and Fleetwood once dominated manufactured housing. They went on a buying spree in the late 1990s and into the early part of 2000s. When they and others collapsed not long thereafter, and in the wake of Warren Buffett’s entry into the manufactured home industry space, new powers have come to dominate.

Don’t Think Small

We’ve said for years, don’t be complacent. Don’t think small. This is going to become again the hottest sector of housing, unless someone with an agenda deliberately kills it.

There are forces lining up that are for – and against – manufactured housing. Those “against it” might more accurately be described as those who – like those left-leaning home owner groups, or potential litigants – don’t necessarily hate MH.  They just have a bone to pick. That bone could be big enough, to harm and disrupt our industry.

DontGetCookedInASquatZigZiglarManufacturedHousingIndustryCommentaryDont LetOthersSelfLimitYouByActionInactionThinkingMHProNews

Honest growth is necessary and achievable. Don’t think slice of the pie, as so many in the MHC sector do.  The ground breaking of new projects that are taking place might, just might, signal the next wave of MHC activity. There will still be consolidators out there.

There will still be those who allegedly put their fingers on the scales to facilitate consolidation.

While we won’t comment today on pending or accomplished separations from certain prior sponsors, there are those who can (do) fill that vacuum.

So the best report and insights ever are about to come.

And there are those who need to heed MHI award winner, Marty Lavin’s, advice.

Follow the money. Pay more attention to what people say than what they do.

For those who follow us, you know we love this industry, know it, stand up for it, and will stand up and spotlight the negative things that take place within and without.

Click on some of the images above – if you haven’t already read those stories – and you will know what I mean.

We love Faith, Flag, Family, Freedom and Free Enterprise. The rest is commentary and details. Until next time…adios.  ##

(Images credits are as shown, and when by third parties, are provided under fair use guidelines.)


Photo taken while Tony was questioning regulators in NY.  Kovach has been ‘fighting for the good operations,’ home prospects and current home owners of the industry for years.

By L. A. “Tony” Kovach.

Not Knowing – Manufactured Housing’s Glass Ceiling? – and Profitable Corporate Advancement

May 14th, 2014 No comments

The editorial plan here is always subject to change, and last night's "Industry Voices" guest post deserved more than a passing nod, before we dive into the MH Industry's 'glass ceiling' and more.

We don't know what we don't know.

Duh, right?

But we are often trapped – and thus limited – by what we don't know, similar to whatever we refuse to consider.

Beyond absolute Truths, which by definition are unchanging, there are relative truths or subjective truths. You may like beer better than vodka or red wine, or you may drink no alcohol at all; that's a subjective – or a little 't' truth, and it is subject to change. God exists – sorry Carl Sagan – is a big T truth – and you and I exist too.

As limiting as a bad habit is a lack of knowledge, or sometimes worse still, a refusal to consider something new from person or organization Z instead of person or organization A.

We may not 'like' on Facebook some person/cause/company/organization, but that doesn't mean they may not have a brilliant idea, or a break through action we can learn from.

In a trillion dollar U.S. housing market, manufactured housing could do more. How? What next steps?

With that tee up, please take a look at this guest column, and don't let the head-line fool you…

As regular readers know, we set most of our links to open in a new tab, so you can click the link above, read it, and then return here when you are done.


Global Eyes on Manufactured Housing's Movers, Shakers and News-makers Report

Publishing a column absolutely doesn't mean it will be read a lot! Professionals, researchers and investors like you have their own interests and agenda. So when this report linked below went live in our Industry In Focus reports, and rapidly began to rise near the top in readership, it tells us something!


As you look at the report above, ask yourself, do manufactured home corporations have a glass ceiling? Let's stress – corporate – because in associations, females do very well, also among mom-and-pop independents as do women in the management ranks of companies too.


Going higher…Upgrades!

As soon as you go higher, you can see farther. We have a number of upgrades we'd like to do, and would value the corporate and other support needed to make it happen, as it will benefit our industry and all involved. We are already Number 1, but this would be another set of significant steps ahead, that could allow us to continue to influence players (and help clients profit more) in and out of our great industry.

Updated and Upgraded Tornadoes and Manufactured Housing video

Currently at some 75,000 views in under a year, but tweaks and a new production could make the video linked below go viral.

We put this video together desk-top (no budget) a year ago; today with the skill set that our colleagues at ManufacturedHomes have, we could make a video truly eye-popping. Such a video would minimize – or at times, make this an asset rather than a liability – a routine issue with the media, regulators, and the home buying public.

Which means YOU and YOUR operation could see sales grow as a result.

Please see the current 'desktop production' video on the following page linked below, which some of our clients have already used to close sales with customers sitting on the proverbial fence.  Then imagine an improved version 2.0!

Launch the MH Discussion Forums

Professionals need a superior online discussion forum, which we've long planned for MHProNews. In fact, the forum tab is already in the top red menu on the home page, there as a place holder.

A good forum must allow the best and brightest to be involved.  Yet those often stay out of places like LinkedIn groups; some because they are concerned that some completely self-serving or jealous person will attack them just for spite's sake.

To address those kinds of concerns and opportunities, we would want to do a forum properly, that takes a modest additional budget – not just the technology (that's the easy part). But the dollars need for human moderation, required to address any nonsense caused and to rapidly be unpublished (deleted); then the offender gets warned or banned, as circumstances dictate.  

Great items come from a good forum. Robust discussion, good!  Online bullying, not so good.  

Would your organization sponsor it?

A good forum would be more useful for a company, organization and to the industry than many suspect.

Factory Built Home Video Channel, More…

Many other envisioned content or other upgrades could boost our industry – including exploring a manufactured housing video channel that would feature interviews, testimonials, myth busting facts and more – such and more items are on our pro-industry agenda.

Please check out this link, and let us know your interests.

See you this weekend, here on the Masthead blog?  

Remember that together, we go higher, see farther and do more. ##

L. A. "Tony" KovachL. A. 'Tony' Kovach | | Business and Public Marketing & Ads: B2B | B2C Websites, Contract Marketing & Sales Training, Consulting, Speaking: | | Office 863-213-4090 Connect on LinkedIN: 

Manufactured Housing’s December to Remember

December 2nd, 2013 No comments

Snow has fallen. Turkey's have been gobble-gobbled. Another Black Friday has come and gone. Christmas shopping is in full swing. Holiday plans are made or are being firmed up.

Our friends, industry peers, clients, contacts and colleagues up north remind us why our moving to Florida in advance of winter was a good thing (at least for us ;-). We sit outside and look at palm trees in shorts (our son and my case) or a skirt (my better half's). But it's still unusual to see palm trees with Christmas lights!

Like millions of you, we love the run-up to Christmas (the Advent season). There is so much to wrap our minds and hearts around, and of course the presents being wrapped and unwrapped.

This is also the reflection and analysis time to look back and the look ahead that so often happens for professionals at this time of year. We are three years into our uptick in new manufactured home construction. What direction will we now go? Every day, in every way, by our actions – we decide!

These are some of the many reasons this will be a December to Remember.

But there are others, to be sure.

Between now and the Louisville Show's wrap up, a lot will happen on the political front in DC. Please see this report on where we stand on regulations, and my thanks to all those who have thanked us and are sharing this report with others. What we do (or fail to do) will also make this a December to Remember.

This month's A Cup of Coffee is with industry finance veteran, Richard 'Dick' Ernst. For unique “insider insights” on DC lobbying activities, for solutions on vexing financing questions, you won't find better. Please check it out and share widely. Scroll down and see his article tucked between all the other fine reads for our MH December to Remember.

Did you see the display home that Fairmont placed at the RV/MH Hall of Fame? Let's tip our hats and please check it out at the link shown above!

Speaking of hat tipping, I can't thank our featured writers and sponsors enough. Readership has soared in 2013, I'll have a formal report for readers soon. Team work and industry support makes all that we do here at MHProNews possible! Please support those who support this, the factory built housing industry's runaway #1 trade journal.

Speaking of thanks, my thanks to those who commented, emailed, posted on their Facebook pages our Masthead Thanksgiving reflection.

We have 15 fine reads for your insight and enjoyment this month!

I'd be remiss if I didn't take a few words to point out that my better half joined us this month, with her first – debut! – column, Shopping with Soheyla!

Yes, I'm partial, but those of you who have gotten to know my better half's personality know that she is a not-to-be-forgotten delight. Some of that may shine through in her December to Remember column. I confess I'm a little nervous that Soheyla (pronounced So Hey La, just like it is spelled) will blow past me in popularity as time goes on, or that she will give away too many insights about moi…okay, I've said it, now we can move on!

With no further adieu, here is our 2013 December to Remember line up. Do let us know what you think.

Featured Articles and Reports for Vol. 5, No. 3, 2013

Alphabetically by Category



• A Four Letter Word

by Nadeen Green, JD



Many of us try hard not to offend others, particularly when it comes to “name-calling” and labels. There are words we would never use to describe people based on the color of their skin, how they worship, where they come from, or who and how they love.

Read more…


• Promoting Your Community: “Only you can limit your personal growth . . .” (WOW!) …Personal Development 

by Chrissy Jackson, ACM


Are you wondering how your personal development could possibly be considered as a tool to be used in your promotion and marketing program? Then you are not alone.

Read more…

• Dodd-Frank Mortgage Loan Originators and the CFPB

Robert G. Williamson, Jr., Esq.

Robert G. Williamson, Jr., Esq.The Consumer Financial Protection Bureau (CFPB) was created to implement the massive Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203), generally known as Dodd-Frank.


Read more…



A Cup of Coffee with…Dick Ernst


1) Who, What and Where: (Your name, formal title at the and where you are based).

Richard Ernst, President based in Dallas, Texas.

Read more…


• Manufactured Housing's December Book Reviews!

by L. A. "Tony" Kovach


Two new books are out by professionals with deep ties to factory built housing. Since it is the Christmas shopping season, you may want to pick one or more of these up for yourselves or as a gift to give to others.

Read more…


• Shopping with Soheyla!

by Soheyla Kovach


It was Black Friday! I did what tens of millions of others do, hit the stores, armed with those marvelous flyers and my iPhone that tells me where the bargains sought were going to be found.

Read more…


• Why Will the Louisville 2014 “Show You The Money?”

by Ron Thomas, Sr.

ron thomas sr 50x53“Whether it’s called a celebration or a “sellabration,” there’s no question that The Louisville Manufactured Housing Show has dominated the Midwest area for over 50 years.

Read more…


Cohort Class: 15 minutes to Changing Perceptions

by Lisa Tyler


I recently facilitated a Personal Finance undergraduate level class. The cohort-style class was comprised of adult learners with varied life and career experiences.

Read more…






• Do you know where you are heading next year?

by Tim Connor


Well, 2013 is almost over and the new year will be on us before we know it.  Are you ready? 

Are your plans, objectives, strategies and goals finalized and ready to put into action? 


Read more…



• 5 Reasons You Should Start Using Facebook To Grow Your Business 

by Joe Karns


A Facebook business page can get you a larger audience, and faster. Let's see why.

1) Unlike a traditional company website (like the one you probably have right now) which is designed to succeed through driving traffic there, a Facebook business page can typically grow by itself organically simply  by performing a few simple steps.

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• Create Easy Growth! Easy Image Improvement!

by L. A. "Tony" Kovach

tony-kovach-2-50As an often wordy guy (a habit for many writers…sorry! ;-), it is good to remember to “Keep It Simple, Smarty” or “K.I.S.S.” for short. Yes, I know the other possible meanings for KISS, but let's keep it positive and training focused here!

Read more…


• Selling To – or Against – Buyer Perceptions, Part 1 

by Scott Stroud



A few weeks ago I began following a rather lively discussion unfold about whether or not the manufactured housing industry is going to survive in the recovering market. Or, as one writer put it, Is the MH industry extinct?

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• Lifetime Learning, Thought Provoking Quotes

by L. A. "Tony" Kovach


My family and I were at lunch with a successful couple that are known by many in our industry.  They were talking to me about their involvement in lifetime learning, 

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• ZigOn Christmas

by Zig Ziglar


Most of you will be reading this a few days before December 25, the day celebrated by Christians as Christ's birthday.

Thanks to an elderly black lady who spent the July 4, 1972, weekend in our home, I committed my life to Christ and every facet of my life was radically changed for the better.

Read more…


• Are you selling by the numbers only?

by Tim Connor, CSP


For years, sales managers and sales trainers in and outside of factory built housing have been saying that sales is a ‘numbers’ game.  I can recall my first sales manager telling me over 35 years ago, “If you will see enough people, you will make enough sales.” 

Read more…


PS: Check our many Exclusive and Red Hot Featured Articles for December and see the other new stories at too

tony-kovachL. A. 'Tony' Kovach||
Business and Public Marketing & Ads:B2B|B2C
Websites, Contract Marketing & Sales Training, Consulting, Speaking:|| Office863-213-4090

Connect on LinkedIN:

Tweetable Topics! Keeping it Politically Pithy

November 22nd, 2013 No comments

An MHIndustry friend was telling me how much fun he was having on Twitter. So to provoke thought, let's share a series of politically pithy topics. These are Tweetable in length, super-fine to share via Facebook, other social media or email.

As one private comment said, "LoL, Bill O'Reilly, eat your heart out!" 11 topics in just 311 words, wow. Let's go!



President lied,the People tried. Millions of policies slide,premiums+wallets collide,health care freedom died.Can it be revived?



Financial reform like ACA. SoundsGood, but not ok. MillionsCutFrom Financing,Unless,FixesLikeHR1779passes. Will it? Your guess?





#Snowden may not a saint be, but he's right in saying, we ought to be free. Our calls,emails, deserve integrity! Germany's Merkel seems to agree




The agency that delayed Tea Party tax exempt status,

will be part of ObamaCare…will our health care be based on political status?



NSA hacked Merkel's cell.

Any US friend well?

Or Benghazi! Egypt, Syria, NKorea, Iran.

Are any going according to plan?




#immigration is4security. Policy+enforcement, a nation stays free. Boston bombers,UStipped in advance. WhoDidn'tListen, Perchance?



NDakota booming!

Texas zooming!

Fracking=jobs, energy independence too.

The #Solyndra zoo?

Was it a political smell?

Do tell!



Stocks roar

home prices seem2soar.

But QE cheapens US dollars.

Foreigners hollers. QE worries scholars.

Retired?Raise collars…



Freedom thrives when govt limits alive!

Listen2Founders+Lincoln! Bush, Obama, all presidents need limits,

accept it, admit us!



ObamaCare. Taxes. Dodd-Frank regulation.

Bad policies costing a Nation.

Limit Feds, let policy be stable=JobsProsperity enable!



My fellow pros, MH is a great industry!

Limit govt! Tell & sell honest are another key!

Growth sets us free, yessiree…



Like them? #masthead

More serious next time? Invite others, please stop back and see you mid week! ##


PS: Check our many Exclusive and Red Hot Featured Articles for November and see the other new stories at too

tony-kovachL. A. 'Tony' Kovach||
Business and Public Marketing & Ads:B2B|B2C
Websites, Contract Marketing & Sales Training, Consulting, Speaking:|| Office863-213-4090

Connect on LinkedIN: