MHVille feedback on the news that officials with the GSEs at Freddie and Fannie are telling MHProNews.com that they have no interest in doing chattel lending to fulfill the Duty to Serve mandate of HERA 2008 continues to come in. As MHPros know, this is far from the only financing or regulatory hurdle that the …
Manufactured Housing Financing, Regulatory Issues and Beyond Read More »
There are no easy or perfect ways to explain a complex issue to someone else. If there were, a K Street Lobbyist would be using such a method for 100% results, and it would be worth billions in DC (sad, but true). So those trying to get that 15 minute meeting with a Congressman, Senator …
A Different Way to Explain the MH Regulatory Lending Challenges Read More »
As some pundits expected, Warren Buffet’s letter to Berkshire Hathaway shareholders provided a fact-based, 1.5 page defense in the 30 page annual document. The Clayton Homes and relevant facts on MH Lending – a de facto defense aimed at Mike Baker’s and Daniel Wagner’s year long campaign waged in the Seattle Times, Center for Public …
Reminder: like so many of you, we love the manufactured housing industry, and believe strongly in its future. Good news exists like the wine that cheers us ahead; troubling news is there for us to identify, navigate and overcome so our home owners and we as professionals can grow even more. Let’s note the rising …
DC Complexity plus Rising Sales, Rising Pressures on MH Read More »
Common sense is misnamed, because it has seemingly become far too rare: in daily living as well as politically. There is much to do. We continue to get feedback on the disappointment on MH missing out Dodd-Frank reform plus on chattel lending from the GSEs, per FHFA’s recent ‘no’ on that subject. For fresh and …
Public policy and the media impacts business, domestic and international affairs. How policy is influenced by the news can be done in many ways. Influencing the narrative the mainstream or social media carries to the public often drives sentiment one way versus another. The ISIS bombing in Paris and the Syrian/Middle Eastern refugee crisis are …
The apparent Muslim terrorists who struck Paris are the visible consequence of a variety of festering factors. Pre-attack anti-immigration sentiment has been rising in Europe and here in the U.S.. Don’t be surprised if that sentiment spikes in France and elsewhere after this terror event. Any who thinks the mass killings in the French capitol …
Ten days from today, the CFPB imposed appraisal rule for manufactured housing goes into effect. There are those who suggest that this is a consumer protection. That reminds me a bit of the Ronald Reagan punch line, “I’m from the government, and I’m here to help you.” First, for those who aren’t among the thousands …
CFPB Imposed Appraisal Rule for Manufactured Housing Looms, July 18, 2015! Read More »
As regular readers know, the first Masthead blog post of the month is devoted to ‘introducing’ the Featured Articles on our MHProNews.com home page. Every month, we list them all, and this month will be no exception. There are times when a theme emerges or is planned for a given month. Last month, it was …
America’s and the Manufactured Housing Industry’s Crossroads, July 2015 Read More »
The Wall Street Journal’s recent report on emails that documented Jonathan Gruber’s ‘heroic’ roll in putting together and passing the misnamed Affordable Care Act (ACA, aka ObamaCare) is just the latest reminder that public officials at many levels have embraced the strategy of Josef Goebbels, Adolf Hitler, Joe Stalin or Chairman Mao. “If you tell …
