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Posts Tagged ‘Manufactured Housing Institute’

The Rich, Famous, PreFab Homes, Manufactured Housing, Hypocrisy, and You

September 17th, 2018 No comments

 

RichFamousPreFabHomesManufacturedHOusingHypocrisyYouPrivateJetLuxuryCarPXDailyBusinessNewsMHProNEws600There are some who can’t win based upon sound reason and the truth. So, to obtain their goals, they lie, play act, and deceive others to get what they want. That pattern impacts independent businesses, our industry’s home owners and millions of potential customers.

 

 

Millions of Americans, along with hundreds of millions of others around the world, are star struck.  That has been true for decades. If someone is rich or famous, they are automatically accorded a special status that wealth, influence, and their access can bring.

For several reasons, ‘stars’ of all kinds, including athletes, are held up for others to consider as role models. Such figures are thus often used as tool, a prop, a means of manipulating others.

Let’s consider two examples of thousands of possible examples. During Vietnam, actress Jane Fonda went to North Vietnam to condemn the United States. President Trump had not yet been sworn into office, and famous figures like Madonna had already pledged to speak against him at post-election protests.

 

  • Warren Buffett,
  • Bill Gates,
  • Jeff Bezos,
  • George Soros,
  • Tom Steyer – all of those are billionaires –
  • leaders at giant companies like Apple, Google/YouTube (parent Alphabet), Facebook, or Twitter leaders,
  • athletes like Colin Kaepernick,
  • actors like Jim Carey,

are among those rich and famous who’ve paraded out to cameras and waiting reporters to espouse positions in favor of big government, varied Democratic Party candidates, including many openly espousing socialistic positions.

Why do they do that? And why should MHPros, prefab professionals, or millions of others care?

Simply because these mavens influence the politics that controls the bureaucracies that can limit, influence or destroy your business and/or investments.

Rephrased: you as a business owner, professional, or investor aren’t just trying to sell a product or related services. You also must comply with the rules, or the rules can be used against you.

Those who ignore politics do so at their own professional risk.  All of those rich and famous figures above are deeply engaged in politics.  MHPros like Democratic supporter Nathan Smith of SSK Communities, and former Manufactured Housing Institute (MHI) Chairman, are deeply engaged in politics. Smith, like Buffett, supported Democratic Senator Barack Obama and Secretary Hillary Clinton for president.

Facts are facts.

 

CivilRightSlaveryRadianceFoundationJustTheFactsDemocratsRepublicansDailyBusinessNewsMHProNews

Facts are Facts. Click here to see the Full Sized Infographic.

 

Today – September 17, 2018 – is Constitution Day

Among the things that often left-leaning academics or others like those noted above in positions of influence, money and power do is demean and besmirch the U.S. Constitution and our nation’s founding fathers.

What utter hypocrisy. The U.S. Constitution is what defends their freedom of speech to decry what gives you, me, and some 325 million others in the U.S. the ability to make more of our lives that what our parents attained.

Intellectual curiosity alone is reason enough to challenge commonly promoted assumptions.

But when people seek to exert a serious degree of control over your life, you, I, and those we love should care enough:

  • to learn,
  • ponder,
  • and act accordingly

in order to better and more properly shape the world of tomorrow.

 

In the Minority

On a personal note, I’m one of those in a minority of Americans who married a woman from the Middle East who was born a Muslim. Her extended family are Muslims. Soheyla is no ordinary woman, as hundreds of professionals in our industry have learned first-hand, and thousands more have learned by reading.

Soheyla speaks 3 languages, and she has studied two others. She’s highly educated, motivated, and quite passionate about many issues. By the way, for those that know Soheyla, her circle of friends and colleagues includes Jews and numerous Christians. She’s demonstrably inclusive, and broad minded.

All of that is background to say the following. Given her background, she supported then-candidate Donald J. Trump, after he promoted during the GOP primaries the “strict vetting” of Muslims, along with strong immigration reform. Soheyla knows what Muslim radicals are capable of doing. She wants no such thing for America, or for the future of our son and your children.

12ReasonsEducatedIranianAmericanWomanSupportsDonaldTrumpPostedMastheadBlogMHProNews954x846

the article was first published in May 2016, but still has points relevant today. http://www.MHProNews.com/featured-articles/may-2017/12-reasons-an-educated-professional-iranian-american-woman-supports-donald-trump While our family supported then – and now – President Trump as the fighter needed to stand up to leftist tactics, the Manufactured Housing Institute put two paid pro-Clinton speakers on stage, just days before the 2016 election. The record matters.

Soheyla studied in a Hungarian University.  Hungary put up a border fence, to stop the flow of illegal immigration from the Middle East into their country.  Many of those were innocents, but enough were dangerous that crime, rape, and terrorism in Europe ha spiked. But not so in Hungary. They dealt with it in a practical way, by protecting their border.

It goes without saying that Soheyla is not anti-Muslim, nor anti-Middle Eastern. She wants better for her family in their native land. She wants better for our son, and that means better for you and your loved ones too.

How is that done? By sound information and education. By sharing the facts via the “News, Tips, and Views Pros Can Use.”  © Third-party data ranks our news site the runaway #1 in MHVille. We are not going to be politically correct when that means warping the truth.  Providing fact and evidence based articles have made us number 1, and we’ve more than doubled traffic in the last year.  We seek to promote a common sense agenda that are good for the vast majority of Americans.

That means we editorially support the legitimate aspirations of all people of any backgrounds, demographic groups, or beliefs.

WomensRightToVoteWhoVotedForItDemsRepublicansDailyBuisnessNewsMasthadBlogMHProNewsD

 

The Wealthy Can Literally Buy 0r Manipulate News, That’s Used to Influence Others

We’ve said for years, we are all for honestly earned wealth. That said, many in positions of wealth, influence or power – wittingly or not – divide and segment Americans into groups that are then pitted against each other.

Why?

 

  • Why are blacks, Hispanics or other minority groups artificially pitted against whites?
  • Why are women in the news or in story lines often pitted against men?
  • Why are everyday Democratic or socialist supporters set against everyday conservatives, Libertarians, or Republicans?

Actively retired Rev. Donald Tye Jr., a manufactured home advocate who owns an updated pre-HUD Code factory-built home said why. “Divide and Rule.” Tye is an independent today, buy was active in GOP politics for years.

NothingIsChangedUntilItisChallenged-SoheylaKovachLATonyKovachTamasKovachDonaldTyeJr.575x238

Tony took the photo at the right.

Tye is also a big believer in the U.S. Constitution. So are we, along with millions of other Americans.

There’s a strong narrative that’s being pushed by many in media, among the rich and by people in positions of power that are promoting socialist, big government, or leftist ideals. Then why are they Democrats or socialists, but still keep their money and power?

Propaganda and manipulation are alive and well in America today. Not all news is tainted. But some is. That said, I’ve seen first hand – going back over twenty years in media stories I happened to be involved in – how a narrative is spun by a reporter, producer or editor that was different than reality. There is real news, and there is faked news. That’s not new, it goes back hundreds or years.

We, the People” must therefor learn to discern right from wrong. I’m not sure how that can be done other than by applying Godly moral, reason-based, evidenced supported, and ethical principles.

Socialism has a history of taking from one group what they earned, and by force or coercion, giving it to another. Before Karl Marx and the first socialists, big governments throughout history have done similarly. Marxists just dressed up legalized theft in different clothing.

As soon as someone is pitching a socialist solution, you can reject it as immoral and contrary to the interests of society. “Thou shall not steal” is believed by Christians, Jews and other religious groups too.

 

Theft by Government is Still Theft

The Democratic leaders of today are not the Democrats of the President Jack Kennedy era.

President Kennedy (D) rolled back taxes, as did President Ronald Reagan (R), and now former Democrat turned Republican, President Donald J. Trump.

My friends and colleagues include sincere Democrats. We’ve had clients who support Democrats. I’m not trying to insult anyone or hurt someone’s feelings. My younger brother Tom is a Democratic supporter, has won city elections, and has said publicly said to me, “I disagree with your politics, but not your ethics.”  Tom’s tested IQ is 156, way over the genius level.

Tom and I agree to disagree without malice, but have robustly debated numerous issues. We listen to each other, so we can understand each other’s perspectives. It’s what our genius father and gifted mother taught all of us siblings.  Our parents were Kennedy Democrats, who became Reagan Republicans.

Facts are facts. Facts must be distinct from opinions. The quote below is by a famous Democrat, who likely wouldn’t recognize the party he was a member of today.

EveryoneIsEntitledTotheirOwnOpinionsButtheyAreNotEntitledTotheirOwnFactsDanielPatrickMoynihanMHLivingNews

What did former President Bill Clinton mean when he said the famous quote below?

 

EraOfBigGovernmentIsOverCNNPresidentBillClintonDailyBusinessNewsMHProNews

CNS reported that federal revenues have hit a new high, after tax reform. Several of the successful economic principles of Presidents Kennedy and Reagan are being applied by President Trump.

Was former President Clinton only being pragmatic when he said that, because the political winds had then shifted against his party? Because today, he’s back to being big government Slick Willy.” Bill is about as crooked – and rich – as they come.  Look carefully at the history of who’s caused our industry’s image issues?  Look at who they associate with?

“Toxic Trailers” – Clayton Homes, Warren Buffett, Kevin Clayton, Clintons – Exposé Videos

Democratic leaders today sound sympathetic to the poor and needy, but they are either:

  • badly misinformed,
  • frauds,
  • con artists,
  • hypocrites,
  • ignorant of history,
  • Ignore economic evidence,
  • don’t understand the harm of socialism, or the good in free enterprise,
  • or they are fools. Take your pick, or some combination of them.

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

We the People

America’s first constitution, the so-called Articles of Confederation, was failing. So in “order to form a more perfect Union,” representatives of “We, the People” gathered to pass reforms that yielded the U.S. Constitution as amended.

Hillsdale College, and Prager University create videos to teach Constitutional principles to those who were never taught or learned them in school. Here’s the Bill of Rights, below.

TheBillofRightsFirst10AmendmentsUSCOnstitutiotionDailyBusinessNEwsMHproenws

I’m still a political independent, but I’m far more likely to vote for a President Trump backing Republican, for reasons similar to what Jon Voight and Peter Thiel outlined.

In retrospect, PayPal billionaire cofounder, Peter Thiel – who’s invested in prefab/modular homes at sea, nailed the Trump phenomenon:

I think one thing that should be distinguished here is that the media is always taking Trump literally. It never takes him seriously, but it always takes him literally. … I think a lot of voters who vote for Trump take Trump seriously but not literally, so when they hear things like the Muslim comment or the wall comment, their question is not, ‘Are you going to build a wall like the Great Wall of China?’ or, you know, ‘How exactly are you going to enforce these tests?’ What they hear is we’re going to have a saner, more sensible immigration policy.”

Jon Voight has stared in numerous movies like Deliverance, with co-star the late Burt Reynolds.  He’s stood up for candidate and now President Trump, when much of Hollywood is pro-Democratic.  Here in his own words, why.

The recent, full interview with actor Jon Voight on Life, Liberty and Lavin is below.

Today as I write this, the Nov 6, 2018 midterms are only 50 days away. Millions will be sincere, but will nevertheless be duped into voting for a leftist, socialistic, or Democratic figure.

As an award-winning history major with a journalism scholarship, that loves manufactured housing as a profession, let me tell you that

  • the Democrats are the party that created the Ku Klux Klan (KKK).
  • The man who assassinated Abraham Lincoln was a Democrat, actor John Wilkes Booth.
  • Jim Crow laws were passed by Democrats.
  • President Woodrow Wilson was a racist Democrat, who manipulated America into World War I.
  • Wilson’s manipulation of the media was studied by Adolf Hitler and famous Nazi propagandist, Joseph Goebbels.
  • Please don’t take my word for it, because you can find a lot of this on Wikipedia, and/or other resources online in moments.
  • These are easily sourced facts.  But unless you look, listening to the wrong source can lead good people to wrong conclusions.

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

President Lyndon Banes Johnson (LBJ) pulled a clever pivot in the aftermath of the Kennedy assassination. It was mostly Republicans who supported the Civil Rights Act. LBJ got enough of his racist Democratic buddies in Congress to vote for the Civil Rights Act that they earned the trust of the very minority group they hated, blacks. LBJ’s Great Society programs were arguably another clever way to hook people in government programs and government jobs.

CivilRightsAct1964ByPartyGOPDemocratsRepublicansDailyBusinessNewsMHProNews

Consider the evidence.

Quora and HuffPo both are among those that cite the following about the crafty Democratic bigot, LBJ.  LBJ, speaking to some of his racist Democratic buddies, he said: “These Negroes, they’re getting pretty uppity these days.” He said something had t be done, because they were gaining political power. So he crafted pivots and programs – and got his buddies to buy in with the following promise, “I’ll have those n*ggers voting Democrat for two-hundred years.” Ouch, tragic, but per several sources, apparently true.

LBJ already achieved 50 of those two hundred years. Part of their game is to call their opponents racists, when they are the ones using “plantation politics.” Democratic policies are what has run devastated Detroit. Democrats ran Puerto Rico, so that when Hurricanes Irma and Maria hit last year, their infrastructure was already a mess, before the storm, and they were near bankruptcy economically. Chicago is a Democratic town, and in some ways, has parts of that great city as more deadly for Americans than Afghanistan is for our military.

The list could go on and on.  But a growing number of high profile blacks are rejecting plantation politics.

Kanye Controversy, Universal Income, Venezuela, President Trump, Manufactured Housing, First Principles, and You

RobertJohnsonBETRLJCompaniesDailyBusinessNewsMHProNews

As an independent, but also as a pro-business, pro-free enterprise history buff, if I knew nothing about a GOP or Democratic candidate – other than their party label – I’d tend toward a modern GOP candidate.  That would be especially so if the GOP candidate was pro-President Trump.

So why do Warren Buffett, and so many rich and famous want Democrats in power? Why do they want socialistic policies?  Simple. Because big government they can control would give them more power.

Venezuelans voted in socialism, and millions today regret the lies they were sold.

It is critical for every American to learn basic history and the U.S. Constitution. Our form of government was developed by men who risked all to be free of English tyranny. It has been twisted over the years, and it won’t be fixed overnight.  POTUS Trump and those in Congress who support him are improving the economic conditions of blacks, Hispanics, businesses and others.

So, if you want to be free of tyranny in our age, don’t vote for a socialist or most Democrats.  Take the time to share the information that might keep a colleague, worker, friend or family from voting for a Democratic or socialist candidate.

Listen to the Jon Voigt interview. Voigt is compelling intellectually and emotionally.

Please share the related resources below. They could be the difference in your district – or to those living in another – between a pro-Trump GOP member, and an ignorant, misled, manipulative, or duplicitous socialist or Democratic one.

You or a loved one’s rights and investments may depend upon it. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Third-party images and content are provided under fair use guidelines.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Related References:

Racism – Getting Increasing Prosperity, Stability, Safety, and Certainty

Life, Liberty, Property – Supreme Court – and Manufactured Housing

Principle of ‘The Lesser of Two Evils,’ and MHVille’s Future

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

“How Dare You…!” ELS’ Howard Walker Blast at MH Industry Professional

September 2nd, 2018 No comments

 

The late Howard Walker, longtime vice chairman of Equity Lifestyle Properties (ELS), and prior Treasurer for the Manufactured Housing Institute (MHI) had at times a brusque sense of humor.

 

Often the best part of many association or corporate meetings are when networking and socializing occurs. In fairness, that statement applies to MHI too.

From time to time, like on a Labor Day weekend, my mind flashes back to an MHI or other industry event. At the moment, I’m thinking of Howard Walker, who boldly approached at an MHI event, during the wind-down of a social/networking period a few years ago.   

The room was emptying. At the moment, I don’t recall the tune I was humming or singing from to those who remained, but perhaps it was from the 1812 Overture. Regardless, the melody was from a classic.  

As that melody was proclaimed, Walker approached, bearing a feigned anger and vexed look. It was quite convincing. He blurted out in my direction, “Tony, how dare you bring culture to a manufactured housing event!” 

His artificial anger melted into a smile.  We discussed culture, music and the classics. As it turned out, Walker enjoyed the classics and cultural activities too. 

There are those on the outside looking in that have a ‘T-word image’ of manufactured housing (MH), manufactured home communities, and by inference, the professionals in this industry. To be sure, some among the MH industry’s own have that view of the business, and/or about themselves. 

Not Howard. He valued culture and the classics. 

 

O Fortuna!

For those who don’t know Carl Orff’s rendition of O Fortuna from Carmina Burana, here you go. This video clip has had over 21 million views on YouTube. Ya gotta believe that it was worth the time for those who viewed and listened.

 

To round out culture, and connect it to our industry, let’s toss in some Henry David Thoreau too. 

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

Each photo is of a modern HUD Code manufactured home, which can be 2400 sq.  ft. or more in size, 1 or 2 levels, set over a basement, or can be as modest as 320 sq. ft. These homes are all built to federal construction and safety standards that went into effect on June 15, 1976, administered by HUD, and are thus known as “HUD Code Manufactured Homes.”  

As a kid, my brilliant father – Francis J. Kovach, Ph.D – was into the classics. Every Sunday, the notes from some mix of classical music – plus the periodic opera – came from behind his routinely closed study door. As he did his writing or research on some book or for a scholarly journal, to keep his focus amidst a big family, in hindsight that closed door and music must have been an oasis of sanity amidst the chaos of a somewhat raucous family life. 

By the way, for those who recall the movie Excalibur, it had a scene or two where a short clip of O Fortuna was also the soundtrack playing. Here’s one clip from that movie with that soundtrack playing, that has over 400,000 views.

 

To achieve our industry’s potential, we must meet people where they are. We’ve spotlighted Elvis, Kid Rock, and Eminem’s connection to MHVille (see those linked under related reports, further below).   

Today, Howard, here’s to culture, the industry, and we raise this glass to you.  

Howard Walker, Mensch – Equity LifeStyle Properties (ELS), Manufactured Homes Retrospective

Culture, classics, and manufactured homes, wow… ##  (News, analysis, and commentary.)

(Third-party images and content are provided under fair use guidelines.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

Eminem, “8 Mile,” “Mobile Homes,” Frank Rolfe – Understanding Media and Public Perceptions of Manufactured Housing

Elvis Presley’s Personal Mobile Home Restored, Honeymoon Hideaway Up for Auction

“Po-Dunk” Performer Kid Rock, Eyes Senate Run, Makes Manufactured Home Living Hip

Fame, Pretty Little Liars Star Nia Peeples’ Mobile…err….Manufactured Home Tour, Featured on Oprah Winfrey Network Video

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

August 9th, 2018 No comments

 

FEDsBuffettsBerkshireClaytonHomesMoatManufacturedHousingInstituteMHIBillionsMarketManipulationAllegedMHProNews

For billions of souls who believe, since the time Cain killed his brother Able, history records how dark emotions and desires have motivated some to harm or dominate others. 

 

In manufactured housing, Terry Decio with Skyline quipped on camera “I’m tired of being the best kept secret, I’m ready to help house America.” Terry’s father Art was on the cover of Time Magazine, and in a good way. MHProNews has reminded readers that American Presidents like Nixon and Ford have at times spoken and acted favorably toward our factory buIlt-home industry.

TimeMagazineTerryDecioManufacturedHomeLivingNews

The Decio family had Art on the cover of Time Magazine decades ago, the industry improved, so what happened to the MH Industry since then?

So how could it be that during a growing affordable housing crisis, that the numbers of manufactured homes (MH) shipped are just a fraction of the glory days when the industry shipped north of 372,000 new homes one year in 1998?  Or the even more inflation-adjusted prosperous days when the pre-HUD Code MH industry was selling more than 500,000 new homes in two consecutive years?

ScholasticCororatonFigure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

Realtor University, Scholastica ‘Gay’ Cororaton, CBE.

 

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

Each photo is of a modern manufactured home, which can be some 2400 sq  ft or more in size, 1 or 2 levels, set over a basement, or can be as modest as 320 sq ft. These homes are built to federal construction, energy, and safety standards that went into effect on June 15, 1976.  They are administered (regulated) primarily by HUD, and are thus known as “HUD Code Manufactured Homes.”

 

Media, Money, Government, and Market Manipulation

Stephenie Meyer once observed, “Sometimes the best hiding place is the one that’s in plain sight,” per Goodreads.  

It’s a matter of history and fact that the interaction of media, money, government officials, and market manipulations have occurred in the U.S. – or any nation you care to mention – going back several centuries.

Even before the Seattle Times reported that federal investigators are probing Clayton Homes and their subsidiarity lenders – Vanderbilt Mortgage and Finance, and 21st Mortgage Corp – those Knoxville metro business units of Warren Buffett’s Omaha-based Berkshire Hathaway were known by this publisher to be under federal investigation. We had already reported federal investigations on the Daily Business News on MHProNews.  

But it is quite likely that the Seattle Times knew of some investigations that we didn’t, and vice-versa. While we’re the most read trade media by far in MHVille, the Seattle Times budget and resources blows us away.

That’s reality.

Kevin Clayton said in his own fashion that Berkshire/Clayton likes to use and work with nonprofits. Do certain Google searches, and the video of Kevin Clayton posted below is among what pops up on page one.

The video below edits not a word Kevin spoke, but written commentary was added by MHProNews to the video interview originally commissioned/authorized by Clayton/Berkshire. So, that video is also the truth hiding in plain sight.

 

 

For a variety of reasons, Harvard’s Eric Belsky predicted that manufactured housing would overtake conventional on-site construction by 2010. Belsky was wrong on that projection, why? Because Warren Buffett is a smart man – Kevin Clayton said so in the video – and Buffett reads a lot.  

Buffett arguably came to the same conclusion Belsky did.

Would it have been a surprise if Buffett knew what Belsky wrote, before buying Clayton Homes and other parts of the manufactured home industry? Didn’t Kevin Clayton obliquely suggests as much in the video, when he said that “Warren” does his homework?  Isn’t that what Buffett suggests himself, in this next video?

 

 

That’s the truth hiding in plain sight, online, among billions of other items. So, you or any researcher only has to look to find it. Or once found, to cross check the data we provide, and verify the accuracy of it. 

What Harvard’s Belsky likely didn’t count on when he said manufactured housing would overtake conventional housing in new construction by 2010, was that Buffett’s Berkshire would buy Clayton, Oakwood, Vanderbilt and 21st, and use “the Moat” principle discussed and linked from herein to manipulate the market. 

As the HUD Code manufactured home industry had been sliding downhill for some 5 years by that time, the new combination made Clayton Homes number one in MHVille, with deep capital pockets Kevin speaks about on camera.  

Buffett explains his principle of the strategic “Moat” in his own words in the video above. Notice how often Kevin Clayton speaks about the “Moat” in his video too?

That’s the truth hiding in plain sight. 

Belsky also noted that credit is the lifeblood of housing.

Presidents Nixon and Ford knew that credit was critical for affordable housing too. They took steps to make more financing available for what was then “mobile home” buyers. That took place prior to the formal dawn of HUD Code manufactured homes, which occurred on June 15,1976. All that’s true, easy to document, and is hiding in plain sight.

MultipleReasonsExpectManufacturedHousingDoBetterThanSiteBuiltHousingEricBelskyEecDirJointCenterHousingStudiesHarvardUnivDailyBusinessNewsMHProNews

Why does MHI no longer reference this, as they did prior to Clayton Homes being bought by Warren Buffett’s Berkshire Hathaway? 

 

For the Record 

We’ve previously published numerous examples of what could logically be alleged as market manipulations, carried out by the Arlington, VA based Manufactured Housing Institute (MHI). Isn’t that a restraint of trade? An antitrust violation?

Voices within manufactured housing and outside observers alike have concluded that MHI is the association/nonprofit tool of Omaha. It fits what Kevin said about nonprofits on that video. 

If you are Warren and Kevin, how do you widen your “Moat?” Why not do that by cutting off lending to competitors during the aftermath of the drama of the 2008 mortgage housing crisis? 

Why not do that by U.S. Mail, fax or other intestate communications?

Need proof? How about this letter below, signed by Tim Williams of 21st, a Berkshire Hathaway sister company to Clayton Homes?

21stMortgageCorpLogoLetterheadJan302009TimWilliamsRetailersBrokersCutSpecifiedLendingMonopolisticConcernManufacturedHome

See key parts of the text from Warren Buffett’s Berkshire Hathaway Annual Letter that contradicts important elements of what this 21st Mortgage Corp letter claims. Click this link here for those Buffett quotations, taken in context.

 

What was the impact and fallout that followed that 21st letter? What did it accomplish in the manufactured home market?  

Read carefully all the facts, and then what MHI’s own document deductively suggests. Isn’t that all the truth, hiding in plain sight?

MHI-21stMortgageKevinClaytonClaytonHomesManufacturedHoomeCorporationsPlantsDailyBusinessNewsMHProNews_001

ClaytonHomesOakwoodHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2003MHanufacturedHousingIndust

Clayton Homes, 2003. After the Buffett Berkshire Buyout.

These graphics reflect what the facts reveal.

ClaytonHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2011MHanufacturedHousingIndustryProNews

This graphic is a snapshot of the industry at about the time of the Kevin Clayton video, posted on this page. In that video, Kevin says what “Warren” teaches about competition and the Moat.

ClaytonHomesBerkshireHathawayMarketShareofManufacturedHousingEnd2017MHanufacturedHousingIndustryProNews

While several mainstream media allegations of monoplistic practices have been made against Clayton Homes and Berkshire Hathaway, this trade publication is the only one known to date to have produced documentary evidence.  The documents, quotes from Buffett, Kevin Clayton and others reveals their own stated practices, and how that plays out in the real world. Neither Berkshire brands in MH, nor MHI has attempted to refute or debate these allegations or concerns, though they’ve been given the opportunity, as long-time industry readers know.

We’ve shown the above 21st document to investigators.

ClaytonHomesSkylineChampionCavcoIndustriesBalanceofIndustryManufacturedHousingIndustryConsolidationGraphicPieChartMHProNews-e

One reason so few are willing to speak out publicly on this issue is that they don’t want to be the next in line for disappearing as an independent business. Fear is what state association executives and others have told us holds them in check

We also know that some in the mainstream media are looking into this topic. But the timing of other reports, or investigators on such matters being made public is never a given. 

Buffett has said he likes to invest in businesses that make sense.  Isn’t what’s summarized below, one of the reasons manufactured housing made sense to Buffett?

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data


SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustrysMartyLavinMHIAwardWinnerQuoteMHProNe 

Democrats and Republicans alike are voicing concerns over monopolies, and some are pointing to Clayton and Buffett by name.

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

But they have not yet used these specific “smoking gun” documents – nor the videos – shown on this page.

To the mainstream media, these 21st letters are “news.” 

Look carefully at the linked article below, and you will see how Warren Buffett’s own words contradicted 21st’s Tim Williams – who served several years as the chairman of MHI – and his letter, shown above. That 21st letter by Williams was at best a half-truth, or debatably, a manipulative lie.  Sent in the aftermath of the mortgage credit meltdown, it was plausible to may of those reading it.

The result? “Consolidation.”  The Berkshire/Clayton Moat grew. See the graphics above. People arguably have suffered as a direct result.

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

We’ve given Tim Williams, Kevin Clayton, their attorney, and MHI and their inside and outside counsel opportunities to reply, rebut or refute the claims, concerns and allegations of market manipulation that arguably involve them in antitrust and other kinds of illegal activities. So far, silence.  if MHProNews was wrong, why not refute us?

When MHI’s President, Richard “Dick” Jennison was scheduled to speak at the Louisville Show earlier this year, we emailed to our thousands of industry readers that morning a link to 12 questions they should ask Jennison.

Jennison abruptly cancelled that long-planned appearance in the Louisville Manufactured Housing Show’s  ‘educational’ session.

But MHI’s president was photographed at the Louisville Show, feverishly speaking on his cell phone with somebody, during the time he was supposed to be on stage. Who was on the other end of that phone call? Will the Feds do what it takes to find out?

 RichardDickJennisonManufacturedHousingInstituteMHIPresidentCEOLouisvilleManufacturedHomeShowByClaytonHomesDispalyPhoto2018MHProNews

 

The irony is that MHI and Berkshire Brand team members own behaviors essentially pushed this writer into discovering the truth hiding in plain sight. Questions and comments to me from industry members kept piling up, forcing this writer to take another look, a deeper dive. Among those that began to trigger my concerns were these publicly stated points, linked here. Among many others, was this comment shown below, also made publicly to MHProNews as part of an interview. 

KennyLipschutzQuotePoorJobOfLobbyinginMHIndustry-postedMHProNews48thMHINCClist

They and others know it took me time to wake up; my apologies for my tardiness. 

Because I was slow, I can relate to why others may be slow to accept reality too.

New Manufactured Home Industry National Association Related Statements

This helps shed light on the following question. How was it possible that so many outside of MHVille – HUD Code manufactured housing (MH) land, or the thousands of industry professionals like Terry Decio – how could the clear need for manufactured homes become so obscured?  Is it because MHI won’t routinely clear up the record on modern manufactured home realities?  The examples of unaddressed issues by MHI are numerous.

 

MobileManufacturedHomeManufacturedHousingIndustryFactsDataResearch-445x768

Some key manufactured home industry facts at a glance. How is it possible that MHI can’t even get all the basics of the MH data correct?

Presidents Nixon and Ford knew the pre-HUD Code MH industry, and supported it.  

Federal studies, university level research, and insurance reports going back at least twenty years specifically said that manufactured home quality had evolved from the days of ‘trailer houses’ and the later ‘mobile home’ era.

“Why Advocates Need to Rethink Manufactured Home Quality,” Harvard, GSE, Genz, “High Satisfaction”

Vice Mike Pence knows this industry well, say our sources. Because as Governor of Indiana, Pence knew modern manufactured homes, and RVs, both built in that state. 

HUD Secretary Ben Carson says he hears the manufactured home industry, Carson has publicly promised a new era of cooperation. All that and more is the truth hiding in plain sight. Additional details are in the report linked, and heavily cross referenced, found below.

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case

 

What that article above, and the one linked below, reveals is the harm that market manipulation has debatably cost everyday Americans, federal, state, and local taxpayers.

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

 

Secretary Ben Carson, Brian Montgomery, and Dana Wade at HUD are among those that should be aware of the “enhanced preemption” that’s called for by existing federal law with respect to manufactured housing over local jurisdictions. The Washington Post obliquely noted how the Manufactured Housing Association for Regulatory Reform (MHARR) pushed for an end to regulatory abuses by one Pam Danner at HUD. MHI SVP Lesli Gooch at MHI admitted to the Washington Post that they did not make an effort to stop Danner’s overreaches. Why not? Isn’t that the truth about MHI, now hiding in plain sight?

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

The applied logic of the two NBER researchers linked below is this. A lack of affordable cost the nation trillions. 

Local zoning is the apparent headache.  But when 99 percent plus of Americans don’t know about the enhanced preemption of manufactured homes under federal law, the obvious solution is overlooked.

When millions don’t realize the quality, they only consider the stereotypes, fear and prejudice kick in.  Thus the failure to embrace the reality of manufactured homes vs. the outdated myths and misconceptions of the past costs America some $2 trillion dollars a year in lost GDP.  While they aren’t talking about MH, that’s the NBER researchers logic, when applied to our misunderstood and maligned industry.  Put differently, there is no need to pass new laws.  The federal laws already needed to cure the affordable housing crisis have been on the books for years.  HUD officials surely know about it.  When their review of the manufactured housing program is complete, will they apply what they know, and fix these issues?

IthinkFairSawLowerThePeriodicCostSatisfactoryHousingTheGreaterOnAverageWealthCreation

Ken Johnson provided this as part of his reply when asked about manufactured homes as a path to personal wealth creation. https://www.manufacturedhomelivingnews.com/researchers-shake-up-american-dream-rent-vs-buy-ken-johnson-florida-atlantic-university-exclusive-to-manufacturedhomelivingnews/

 

Rephrasing the Truth

Rephrased, if Secretary Carson, VP Mike Pence, and the Trump Administration simply apply existing laws, our nation’s economy will soar. Home ownership will rise.  The need for subsidized housing will fall.

That will occur naturally, without artificial stimulation, because the lack of affordable housing is choking off the nation.

The future of housing in America, and around the world, is found in factories. Almost everything else we as a nation do is from a production center or factory. Why not housing?

 

The steady pressure of the truth hiding in plain sight, thanks to the tips and support of the few forward thinkers in this industry, has made it possible for manufactured homes to have a potential breakthrough moment.

CompareMobileHomeTrailersPastManufacturedHomesSaferMoreDurableQuoteScholasticiaGayCororationPhotoSmallPercentageDamagedDuring

Starting at Page 48, see her 30 page report on manufactured homes, linked here. Please watch her footnotes.

 

Scholastica ‘Gay’ Cororaton at the National Association of Realtors (R), among others, has made it possible for long-obscured realities to come into sharper focus.

But the truth is that Lisa Tyler, Ph.D., tried to spotlight much of this years before, when she did her doctoral dissertation on manufactured homes. I personally tried to get MHI to spotlight Tyler’s work several times. Tyler’s was useful research for the industry. Why didn’t MHI give Tyler’s important work a boost? Or the time of day?

 

DrLisaTylerHousingSolutionInexpensiveEnergyEfficientGreatValueOpportuntiesObsticlesManufacturedHomeIndustryMHLivingNewsDailyB

See the related report, linked here.

Open market manipulation can be described as a kind of confidence (con) game. With that thought in mind, the following quote from American Thinker seems to apply. “Never let your con grown stale. Never give up the con.” It’s a different topic than ours, and like this next quote from the Tucson Weekly, both seem to apply. Through speaking with his fellow inmates, he distilled the four major aspects of the criminal enterprise: 1, Develop a plan; 2, Recruit; 3, Make the pitch; 4, If caught, always deny, never give up the con.”

The “Rajin’ Cajun,” Bill Clinton campaign wizard James Carville obviously demeaned millions of Americans, while using a slur to distract from the sexual-scandal-plagued woes of his boss when he said, “Drag a hundred-dollar bill through a trailer park, you never know what you’ll find.” 

MHI’s prior chairman admitted that there were good reasons to defend the industry against such slurs.

TimWilliamsMediaRelationsManufacturedHousingIndustryDailyBuisnessNewsMHProNews-500x277

But they routinely don’t defend the industry. It’s an oblique kind of open manipulation of people and thinking that’s oft repeated.

That derogatory prejudicial slur has kept manufactured homes wrongfully in the shadows for so long. So why didn’t MHI address that prejudice over and over, like the NAACP did racism? Surely all those smart people at MHI with all of their degrees know that every once in a while, an advertorial about the industry or social media pages aren’t enough.  The irony is that most of the negative stories, about fires and what not, are about older pre-HUD Code mobile homes. Today’s manufactured homes are statistically as safe as conventional housing, per the NFPA

The point is that MHI could simply reply, as prior MHI Chairman Williams admitted. But as MHI member Frank Rolfe has repeatedly complained, instead, MHI remains silent. It’s a subtle way of letting the industry struggle, while Berkshire brands and other ‘insiders’ consolidate large parts of the industry. 

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNews600

Millions are being denied the American Dream, because of openly used influence, information manipulation, pejoratives that yield prejudice, finance and regulatory abuses. 

Couple that’s with years of a failures to apply existing federal laws. Do the $2 trillion dollar math. This tragedy is costing the average American household some 24k in lost GDP annually.

Rephrased, monopolistic “Moat” manipulations by billionaires and multi-billion dollar entities have cost American trillions a year in lost productivity. These issues ought to be placed on center stage during the next 90 days. They must be kept in the national limelight long after the next election, until the issues are finally fixed.

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

Earning an honest buck, I truly admire. Earning billions honestly and ethically is fine too.

But please don’t manipulate hundreds of millions of people, and cost your nation trillions in the process, all to make several billion dollars a year in sales. Once understood, who can abide by that kind of costly white-collar con?  Where’s Equal Justice Under Law?

WarrenBuffettTheMoatQuoteMemeManufacturedHousingIndustryDailyBusinessNEwsMHProNEws

Buffett’s own words, the graphic is by the third party shown at the bottom left. The truth has been hiding in plain sight, but the various threads – plus the documents and videos above – had to be pulled together to paint the complete picture.

So, industry pros should not expect anyone in Arlington, Knoxville, or Omaha to confess.

But we already have what “Kevin” and “Warren” have said on videos posted above.  They’ve explained in their own words key parts of the moat and how its used to throttle competition. Marry that up with the balance of the facts and evidence.

The odds are that they will never willingly give up the con of a system they’ve debatably rigged and manipulated.

Like the solution to the affordable housing crisis, it’s the apparent truth hiding in plain sight. We’ve alleged it, we provided the evidence others first gave to us. We’ve given Berkshire’s brands and MHI an opportunity to publicly debate it, or refute it. MHProNews laid out the logic of evidence and the facts.

Now, what will you do with this knowledge?

Because if they did it before, what’s to keep them from doing it again?

Cain killed his brother Able out of mere jealousy. Some have scammed others since nearly the beginning of time. May God help us all. “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

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FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Related References:

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews-575x268

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

“Insulting” – Local News Report on “Mobile Home” Fire Underscores Why Terminology Matters

Affordable Housing Focus Group – Comparing Housing Options – Conventional Houses, Condo, Rentals, and Manufactured Homes – Up for Growth, National Association of Realtor, Studies

Only 3 Options – the Elephant in the Room

Only 3 Options – the Elephant in the Room

June 19th, 2018 No comments

Only3OptionsTheElephantIntheRoomManufacturedHousingIndustryDailyBusinessNewsMHProNews

A) In manufactured housing production, the elephant in the room is Clayton Homes. They are owned by Berkshire Hathaway, which also owns the 2 largest industry lenders, 21st Mortgage and Vanderbilt Mortgage and Finance (VMF). Berkshire also owns a large stake in the industry’s third largest single family manufactured home loan lender, Wells Fargo.

There are only three (3) options on the following topic. The Berkshire owned manufactured housing brands either:

1)     know very specifically what must happen to grow manufactured housing sales up to the industry’s sustainable potential, which some estimate to be between half a million and a million HUD Code manufactured homes (MH) annually.

2)     The Berkshire brands in MH don’t know what must occur to grow the industry to reach its potential.

3)     Some point on the spectrum between numbers 1 and 2 above.

That’s about 150 words. The rest are details and commentary.

 

B) Arguably, any of the 3 positions above ought to be alarming to the vast majority of the industry’s independents. Why?

The case has be made by voices inside and outside of MHVille, that the Warren Buffett led Berkshire brands in MHVille dominate the Manufactured Housing Institute (MHI).

While he’s been silent in recent months, MH Communities pro Frank Rolfe was among the industry’s professionals who blasted MHI and their “hypocrisy” and failed “leadership” in defense or promotion of the MHIndustry.

Marty Lavin, a MHI award-winner, said on-the-record that MHI only works for the interests of the big boys.” Lavin added that MHI only work for the interests of smaller companies if they happen to align with the interests of “the big boys.”

The Manufactured Housing Association for Regulatory Reform (MHARR) was cited by the Washington Post (WaPo) as having been the driving force for the removal of Pam Danner at HUD. MHI‘s EVP Lesli Gooch specifically told WaPo they took no part in removing Danner. Why not?

We could outline other examples, on the Duty to Serve (DTS), DOE and the energy rule, or how Pam Danner got her job in the first place. MHI has been on the wrong side of numerous issues, plus the execution on other important issues.

The bottom line is that MHI’s track record are seen by several professionals as problematic, save for the consolidation of smaller companies into the hands of larger ones. That’s about 275 words. The rest are details and commentary.

 

C) So in about 400 words above, a case has been outlined. Logic and evidence-based concerns, plus common-sense reveals why the Berkshire brands and MHI arguably should not be trusted by the vast majority of MHVille independents. The rest are details and commentary.  We’ll invite them again to debate this publicly via video.  If we were wrong, why don’t they take us up on that invite and prove us wrong?

 

D) State communities associations have broken away from MHI. They are in the process of formalizing the launch of an independent manufactured home national communities association.

Those MH Communities have split because they lost confidence in MHI representing their interests. The rest are details and commentary.

 

E) Smoking Gun 3 documented and outlined how 21st Mortgage questionably pulled-back on lending to MH Independents in 2009. Hundreds of retailers folded afterwards.

As a result, a number of HUD Code manufactured home producers either failed, or were absorbed by Clayton.  Some where absorbed by Cavco, which is led by a former Clayton division president. Skyline Champion recently combined. Now 80 percent of the industry’s production is in the hands of those three vertically integrated firms.

The rest are details and commentary.

 

F) Manufactured housing is increasingly being recognized as the affordable housing solution that is hiding in plain sight. MHLivingNews touted that theme years ago. Others in media have been picking up on that very theme. Coincidence?

There is a need for 8.3 million affordable housing units in America today. It can only be provided cost-effectively by some form of factory building. HUD Code manufactured homes are the most affordable solution today.

 

G) Even though Clayton and MHI each have marketing and PR people, they have routinely allowed bad news stories that unjustly harm the industry’s image to go unaddressed. They have done so for years. 21st Mortgage CEO Tim Williams, the prior MHI Chairman, admitted on-the-record that the case could be made that every unfair story about MH should get addressed. Frank Rolfe has said similarly.

The above is about 700 words total to say that MHI and Berkshire may not cause every bad news story in MHVille, but they fail to address the majority of them.

The upshot? Limited new home sales and more Consolidation. See what award-winning Alan Amy said about that in the video.

 

H) The MH Communities sector recognized their need for independent representation. Retailers and others in the post production sector arguably need representation do too. MHARR is clearly representing the interests of the industry’s independent producers, as WaPo, the SBA, George Washington University and other third-party sources reflect.

 

I) Is there any reason why the Berkshire brands couldn’t repeat what they did in 2009? Shouldn’t every independent operator realize that they have a symbolic target on their head?

The rest are details and commentary.

 

J) Thanks to our supporters, we planned ahead years ago by creating the industry’s first and premier pro-industry educational platform with MHLivingNews.com.

MHProNews was a key part of the rebirth of the Louisville Show, as everyone in show management at the time said on camera and/or in writing.

We’ve proven our ability to get into mainstream media, such as Washington D.C.’s The Hill. Or consider often-referenced by others in media, Value Penguin, which ranks among the top 2 percent of all websites in America. Value Penguin dwarfs anything in MHVille for traffic.

 

K) We and those that support our efforts know what must be done to remove the shackles that have hobbled manufactured housing for years. Information and understanding are the First Phase.

Armed with evidence and reason, we are at the cusp of starting Phase 2.

The details and next steps will follow in the days ahead. Stay tuned, and sign up for our industry leading emailed headline news updates. From the biggest names in MHVille, to the mom-and pops, and thousands in between, we continue to lead the industry in readership. The reasons include insights like those above.

How do you eat an elephant? One bite at a time. ## (News, analysis and commentary.)

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Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

NorthStar and Manufactured Housing Radix

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

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Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Facebook, Manufactured Housing, and American Drama

June 12th, 2018 No comments
FacebookFossbyteManufacturedHousingINdustryDailyBusinessNewsMHproNews

What do you see?

Facebook has a neat feature that reminds you of some post from the past. This morning, that Facebook feature reminded me of a post about MHVille that was from two years ago.

 

We’ve begun to use the phrase – “wheat and chaff” – more often to describe the point that people and sources of information must be discerned. Keep the good, toss what’s not useful or is incorrect.

It’s hardly a new thought. Wheat and chaff are an ancient piece of Biblical wisdom.

When we put together the story early this morning about the outcome of the presidential summit, it was the result of hours of input from a variety of sources. It is an example of wheat and chaff in action.

Perhaps 10 (+/-) sources were checked, before we drilled down what we thought was the meaty items for industry pros and investors to know.

Then, we provided the context of what it matters to manufactured housing. “That news through the lens of factory-built housing,” ©; one of our tag lines that describes what MHProNews uniquely does for the manufactured and modular home industry professionals and investors. 

It’s about American drama at its finest. Check out that report, linked below, compare it to anything else that might be used for an MH Industry pro, and please tell us what you think. 

 

Facebook, Wheat and Chaff 

I recall how Triad Financial President Don Glisson, Jr. gave us a backhanded compliment that we treasure. He said he thought we were crazy when we launched what we call today, MHProNews.  The launch was in mid-October 2009, and was near the industry’s lowest point ever in new home shipments.

Now, approaching a decade later, we as an industry are clearly not heading to extinction, as some then believed could happen.

When asked by the Midwest Manufactured Housing Federation (MMHF) to help bring back the Louisville Snow, we jumped in with both feet. The pay was very modest, considering all that had to be done.  But we did it, and the show was a success, the first one in years. 

Tim Williams from Ohio’s association was one of several who praised our work in writing.

TimWilliamsOhioManufacturedHomesAssocExecDirectorRecommendationTonyKovachMHProNewsLouisvilleManufacturedHousingShowPromotion

One of over 1000 endorsements and recommendations, most were given without being requested. We thank each sender for that honor.  

Facebook has wheat and chaff. Pretty much everything and everyone does, starting right here.

We are pro-free enterprise. We cheer all honest and ethical forms of success. We stress honesty, and ethics, because some professions are built on the suffering of others.  From illicit drug pushers, to pimps, pornographers, thieves, racketeering, coyotes, and so on, there are illicit businesses that generate tens of billions annually.  We don’t cheer those at all.  

But if we are fair and objective, even the darkest parts of human nature reveal truths worth learning.

We must learn to separate the wheat from the chaff. 

 

Breaking Up

Count us among those who hope and pray that the Feds break up Facebook, Google, Amazon, and other monopolistic U.S. giants. Think back, if you are old enough, to the breakup of the telecoms. AT&T was charged under antitrust laws. 

Based on Judge Harold Green’s Modified Final Judgement of 1982, AT&T on January 1 1984 became a long-distance company, while seven regional Bell Operating Companies (RBOCs) took control of the nation’s local phone networks,” says the American Enterprise Institute (AEI).

 

Some say that the monopoly over the phone business delayed the development of cell phone technologies by a decade.

It is just one of several reasons why corporate giants must be held in check and/or broken up.

To me, it isn’t just about price, which is an arguably flawed standard that antitrust regulators often use.  How many businesses has Walmart and Amazon wiped out? How many jobs has that cost the nation? Would we have seen the shift to buying so much product from China, had Walmart not become so big?  

They too should be broken up under antitrust law.  As NY Stern Professor Scott Galloway has argued, it is how you bring oxygen back into the marketplace for startups and investors.  That’s were jobs are created, instead of destroyed.

England, we’ve read, has a supposed standard of 25 percent market-share as the threshold for anti-monopoly (anti-trust) action. That might be still be a bit too high. Once a firm hits 20 percent of a given market, there are inevitable impacts on consumers, businesses, innovation, the economy, politics, etc.  

Wheat and chaff. We must learn from whatever is good, and toss out whatever isn’t. The prism of the Ten Commandments – which clearly respects private property – ought to be the standard, timeless measure of behavior. 

What Facebook reminded me of this morning is that it has been about two years since I got a tip from a then-fellow Manufactured Housing Institute (MHI) member. That member pointed me to a CSPAN video about Richard Cordray and Senator Joe Donnelly. When I watched it, I got what that other MHI member as telling me.  

MHI had distorted the exchange, saying only what was good for their narrative, while ignoring what was problematic for their stated agenda.  

It seemed deliberately deceptive. It came from MHI VP Lesli Gooch, but our sources then said that MHI President Richard “Dick” Jennison had to okay it.  

It’s was at best a half-truth, designed to mislead members. As a member myself, I was outraged. We can call these things allegations, because that is what the legal guys say it should be termed. But if you look at the CSPAN video we watched, and then look at what MHI then said… 

Logically, if top MHI staff would deceive members about that, what else have or would they attempt to trick their own dues paying members about?  

They had to be held accountable. I called publicly For Jennison’s dismissal along with that of Lesli Gooch. 

It wasn’t the first or the last news tip. 

Please, we’d rather get a news tip 4 times, than not at all. Don’t presume we have something. We know the generalities, but not always the specifics. Help us, help you help the industry get the most accurate reports by sending association emails, documents, and your own insights. Our default is that we treat comments as off the record, unless you and we specifically agree to make it on the record. 

One step at a time, we’ve seen how MHI has weaponized reports. It was tricky, because no one else in the industry had directly named names and cited examples of what was happening, and who was authorizing it, the way we did. 

That incident from 2 years ago led to a series of events and reports that has arguably contributed to what has brought us to the point we are in reporting in MHVille today.  

Today, we can look back and see MHI, and their debatably Berkshire Hathaway puppet masters as they are. We give them a routine opportunities to comment before, during or after a Daily Business News story. We accurately quote from their own documents. We’ve offered to discuss or debate publicly via video, so all the industry can see. 

They duck, dodge, detract, distract, and defame in response, don’t they? Doesn’t all of that speak volumes?  If the truth was on their side, why don’t they just clear the air? 

It’s been about 1 1/3 years since they have directly responded publicly. We suspended our industry famous Cup of Coffee series for a time, because it was too politically charged for many. We plan to bring that feature back, because more of the industry’s members are beginning to see — that what we’ve been reporting sadly makes sense. 

It’s time to use antitrust laws to break up Berkshire Hathaway, not just Clayton Homes and their lending, retail, and others unit arms. 

MHI must be investigated and/or perhaps sued.  They’ve arguably misrepresented to the industry what they are and what they do. 

MHI award winner Marty Lavin is sadly correct. MHI works only for the interests of “the big boys.” They work for the smaller companies only if their interests align with that of the big boys.

‘Tip of Iceberg’ – Rick Rand; Marty Lavin, Communities have ‘No Confidence’ in Manufactured Housing Institute, New National Trade Group Announced

The rationale and evidence seems to be that smaller companies are there as a meal for the big boys that want to gobble up smaller firms for a cheap price.

The smaller firms are there to also help pay for what the big boys want. Paraphrasing what another member said, ‘the big companies figured out how to use MHI to help get the smaller companies to pay for what the big companies want.’

Manipulation is often an ugly thing. 

No one wants to believe that they were conned.  It’s not fun to have to report about such problems, but it must be done, for the sake of all those who are debatably being victimized.

George Allen Blasts MHI, NCC Ignoring Own, Spencer Roane, SECO, COBA7, Tom Lackey Controversies

These are serious allegations. but there’s also serious evidence. There are several federal investigations already underway, because where there is smoke, there is often fire.

 

For manufactured housing industry professional and investors to thrive and achieve their full potential, the industry must recognize reality.

Then, each company must decide how best to deal with reality. It’s an American drama that you and hundreds of thousands of others are caught up in, like it or not. More on that drama and its solutions in the days ahead. ## (News, analysis and commentary.)

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Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

NorthStar and Manufactured Housing Radix

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

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Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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S 2155, Manufactured Housing,“Economic Growth, Regulatory Relief, and Consumer Protection Act” Back Story

May 22nd, 2018 No comments

S2155ManufacturedHousingEconomicGrowthRegulatoryReliefConsumerProtectionActBackStoryMastheadMHProNews

S. 2155 is poised to pass the House today.  It’s styled “Economic Growth, Regulatory Relief, and Consumer Protection Act.”

 

Should the bill pass – and Skopos Labs/GovTrack say there is a 56 percent chance of enactment – then the following is what you can expect from the Arlington, VA based national manufactured housing association and their surrogates.

Based upon her promises, this bill would not have been signed by Hillary Clinton. So MHI – which put two pro-Clinton speakers on their Chicago stage days before the 2016 election – has no room to crow. Rather, they should be grateful to those in the industry who promoted a president who would sign such a measure.

There is a 100 percent chance of celebration and back slapping by the Manufactured Housing Institute (MHI).  I don’t blame them, it’s natural.

But there’s a back story.  MHI don’t want the focus to be on the back story.

Indeed, as a matter of record, repeal of the onerous MLO rule is one MHProNews has supported for years.

In spite of what some consumer groups claim, the MLO repeal provision only levels the playing field for manufactured home retailers and communities. It allows them to do what real estate agents can already do. We supported both legs of the original bill, so logically, we supported each one too.

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Whatever happens on this bill, there is going to be overhang from progressives, unless the case – especially for manufactured housing – is properly made as to why this bill was positive for consumers and industry alike.

 

“Tony, What’s the Beef?”

We’ve had some pros – skimmers, not readers – who’ve asked why we don’t support the bill. We have supported the measure, and did for years.

Our “beef” – as one writer put it – has been that MHI spiked this MLO-only deal years ago.

If the MLO rule is OK now, why wasn’t it OK then?

Mark my words.  MHI wanted to do this, because they and their puppet masters were desperate to be able to claim a victory on anything of substance.

Mark my words. MHI and their puppet masters are feeling the heat.

MSM = Mainstream Media

Once more, the mainstream media (MSM) has numerous reports and commentaries coming out just before the House vote.  They are slamming the measure, slamming Clayton Homes, and Berkshire Hathaway’s MHI association mouthpiece.

Part of the point is that even when they ‘succeed:’

  • the manufactured housing industry must remember this could have been done years ago, as the Daily Business News exclusively reported.
  • Clayton and their Berkshire lending brands were winning either way. They benefited if S 2155 and/or Preserving Access passed or not. This is a nuanced but critical point to understand, long after 2155 is forgotten. An MHI insider first told me about that insight, and then another did. It was MHI types that explained that the big companies benefit regardless if MHI backed bills pass, or not.  Burn that one into your mind, it frankly took me time to get it. But once that sank in, it became an eye-popping insight.

 

Look at this MHI Pattern

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Lesli Gooch, blast from her past…

MHI’s EVP Lesli Gooch proudly told the Washington Post they did not weigh in on the removal of Pam Danner.

Recall, that MHI was on the wrong side of the DOE energy rule, until pressure from this publication, MHARR, the SBA and others made them switch course.

We could go on and on like the above. But the bottom line is simple, and tragic.

Independents who are paying dues to the Manufactured Housing Institute (MHI) are arguably paying to feed the hand that bites and fails them.

There are reasons why state associations and others have dropped their MHI membership.

 

Pulling the Head Out…

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Some don’t want to hear what they might consider to be ‘bad’ or ‘negative’ news. Reality is.  Hiding a head in the sand has never solved a problem. Image Credit WikiCommons, Dilbert.

There are some MHI loyalists who think we’re just sore because MHI gave us the boot. Hardly, that’s reversed.  MHI gave us the boot because they didn’t know how to deal with all the myriad of revelations we were publishing about their ‘alleged’ favoritism, failures, and flaws.

All of that has cost the industry, IMHO, billions of dollars a year in new home sales.  That in turn has cost manufactured home owners, billions of dollars in higher resale values.

It is time for more in the industry to dig deeply.

It is time to pull the head out of the sand, and look.

As a closing thought, please note that not everything about MHI, not everything about Berkshire Hathaway draws our concerns. We strive to be objective.

The best example is from Monday.  Please check that article out.  We give credit where it is due, period. We are evidence, reason, and fact-based. We are pro-industry.  We’re not against big-business.  We are against big business that behaves in monopolistic, crony capitalists, or otherwise behave in unethical ways.

See the first take on MHARR’s related report, linked above.  Enough said for today. ## (News, analysis and commentary.)

(Third party images, and content are provided under fair use guidelines.)

UPDATE 6:27 PM ET.  As expected the bill has passed. Let’s see how the prediction above plays out.  Details of the passage are found at the link below.

Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

 

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Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Anti-MH Industry MHAction Protesters Have Struck Manufactured Housing Again, and Again

May 12th, 2018 No comments

MHActionLogoAntiIndustryMHActionProtestorsSturkManufacturedHousingAgainMastheadCommentaryMHProNews

In the aftermath of last year’s Manufactured Housing Institute (MHI) annual meeting, an MHI advocate metaphorically taunted MHProNews for our reporting on looming protests of their meeting.

That skeptic isn’t doubting the forecast of MHAction protests any more.

MHAction initially targeted the MHI annual event in Orlando last year.  But a combination of disruptive factors – including a hurricane and MHProNews coverage of the predicted protests by the activist group -resulted in a change of the activist group’s plans.

Since then, as the Daily Business News has reported, MHAction has protested a Frank Rolfe event and HUD Secretary Ben Carson’s recent speech at the MHI Congress and Expo.

MHAction had only pivoted from Orlando.  There have been, and are, other MHAction efforts underway besides these two noted today.

There is a cost to getting people to a protest like these. That bus used by MHAction wasn’t free. There’s a price for MHAction’s staff.  There are expenses to organize friendly or receptive media outlets to provide coverage for their negative-coverage seeking behavior.

An MHI member told MHProNews after the attempts at disrupting Secretary Carson’s address at the Paris Hotel in Vegas that the protestors were “ineffective.”  “Secretary Carson easily turned them into a punch line,” that member told me.

While the come back from the stage by Dr. Carson was quick, the video below reveals that disruption at MHI’s event nevertheless took place.

It is one more example of a challenge that is bubbling up periodically, and which is drawing problematic media coverage for not just MHI, but for the industry they represent. The MHAction protest was mentioned by the Washington Post in their story about HUD.  This particular protest in Vegas last April at the MHI meeting has been mentioned or covered at some length by a number of progressive media outlets.

It is one more item that requires an effective response from MHI.  Even with the repeated forewarning MHProNews provided, which MHI never thanked us for, they seemed ill prepared to deal with MHAction at their Congress and Expo. You can see for yourself.

 

What will these media seeking MHAction protestors do next?

How will it impact the image of the vast majority of the industry’s ethical manufactured housing businesses?

Watch for an upcoming report on MHAction. To learn more about prior reports about this activist group, see those Related Reports linked below. To sign up for MHProNews’ industry-leading emailed headline news, click the link below.  It’s all part of the industry’s most popular, independent, and trusted trade media news.  MH Industry News, Tips, and Views Pros Can Use.” © ## (News, analysis and commentary.)

 

(Third party images are provided under fair use guidelines.)

Related Reports:

Frank Rolfe, MHU/RV Horizons Protest by MHAction; Nathan Smith/SSK/MHI Flashbacks?

Meet the Faces, Groups Behind Anti-MH Industry Activists, Protesters

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

 

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Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.