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‘Over Target’ Reactions, WHA Exec (ret) Ross Kinzler, Won’t Defend MHI Policies & Points to Prior MHI Failure

March 4th, 2018 No comments

HeavyFlakRossKinzlerOverTargetReactunWHAExecRossKinzlerWontDefendMHIPoliciesPointsToPriorMHIFailure

I have no comment on MHI’s legislative agenda.”
Ross Kinzler.

 

The [MHI] Urban Design Project didn’t have any lasting market effects.”
Ross Kinzler

 

Priceless, direct quotes.

 

Why Priceless?

They are significant observations – and de facto admissions – by someone ‘defending’ MHI, and their ‘new class’ of manufactured homes.

The rest that follows are details, context, and commentary.

Briefly consider the point Ross Kinzler made about a prior MHI project that he used as an analogy to the MHI-backed ‘new class of homes’ concept.

 

Kinzler raises the interesting comparison between MHI’s previous ‘Urban Design Project,’ which didn’t perform as planned, and the MHI proposed “new class of manufactured homes.”

It is Ross who said the Urban Design Project had no lasting market effect, a nice way of saying MHI didn’t move the needle.

Aren’t those polite phrases for failed?

Keep in mind that Kinzler has reportedly done some consulting for MHI.  Yet, Ross won’t defend MHI’s legislative agenda.

That speaks volumes.

The rest are useful details and commentary, but if a reader stopped right here, the take way is that MHI’s prior ‘similar’ project failed, and MHI’s legislative agenda won’t be defended even by those who have been or are paid by MHI, or whom MHI staff has called ‘affiliates.’

Kinzler, has reportedly done consulting for MHI, and yet he still won’t defend their legislative agenda?

Why not?

Aren’t those two directly quoted sentences by Kinzler at the top warnings for every independent community, retailer, producer, service provider, and lender?

 

CityScapes at the Mills of Carthage; Boston and other cities, are you Listening?

(MHLivingNews has spotlighted one of the HUD Code
manufactured home projects dubbed
the Urban Design Project that Ross Kinzler’s
comments referenced.)

 

To Be Fair and Accurate, There are Many Possibilities

There are several possible reasons why Kinzler, or others in the MHI camp, don’t want to defend MHI’s legislative agenda.  We are not casting any dispersions on Ross, Amy or any others.

People can make good faith errors, and good faith mistakes in reasoning.

That, by the way, is one of the reasons why public debate can be healthy!  If there is an honest fact or analysis error, let that be logically aired out in public.

Which begs the question, why then does MHI and their surrogates often duck such debate? When key questions are asked about MHI, Berkshire Hathaway, et al, why do they all go quiet?

But as the CSUN – California State University – says in a report on logical fallacies, one of the reasons to know and spot errors in reasoning, is that once an error is spotted, that error can be removed from the discussion.

Doing that saves time in the long run.  Such honest, intellectual analysis dates back over 2,000 years.

Why keep repeating some variation on a logical error?  We’re doing MHI members and non-members alike a favor by spotlighting what look to be logical, legal or other errors.

 

What Sparked the Flak

ICYMI, the email in the article linked below is part of what sparked all of this flak this past week.

Keith Anderson, CEO Champion Homes, MHI ‘New Class’ Monopoly Concerns Memo, ‘Harms Owners, Independents’

 

Nathan Smith on the MHI Agenda and Track Record

I credit former MHI Chairman Nathan Smith for admitting during the video below that MHI needed to admit the associations prior mistakes, and make an effort to learn to avoid them.  Smith’s admission was an important step. But have MHI’s leaders in fact learned from prior errors? Is there any consequence for MHI leaders from failures?  In the private sector, a mistake costs jobs or money or both.  What happens when MHI errors?  Where are the consequences?

 

 

One possible reason why Kinzler won’t comment is MHI’s legislative agenda and history is simple.  The MHI track record and agenda are not an easy to logically defend or explain.

MHI’s Rick Robinson, an attorney trained in debate and objective analysis, won’t defend MHI’s position either, nor will he or anyone else at MHI do so.

Why not?

Ross_Kinzler_credit_Community_Connections_posted_on_MHProNewsSo Kinzler’s in plenty of company when it comes to not defending MHI’s agenda or track record.

Another reason, as this writer replied to Kinzler is that the logic, history, ethics, and theories behind the MHI agenda are dubious at best.  It’s a relevant point.  In fact, Kinzler was the one that pointed out the steep decline in manufactured housing production, and noted the harmful ripple effects throughout the industry.

average-shipment-per-decade-manufactured-home-posted-on-mhpronews-com d

There are tons of negative impacts for low volumes of new MH sales. One is that there are fewer used homes on the market. Image credit: Ross Kinzler – Wisconsin Housing Alliance.

 

Perhaps that explains in part why after years and millions of dollars in efforts, MHI key agenda items have not passed. Positions like the arguably contradictory position on the DOE Rule led to a flip flop that MHI leaders don’t want to admit.  Their flip flop on Clinton/Trump, their flip-flop on Pam Danner/HUD, etc. all can reasonably be seen as falling into that category.

 

But once more, in fairness, there are other possibilities. What we know is that Kinzler won’t defend MHI’s agenda, and neither will MHI publicly defend their agenda; why not?

Those who seek the truth on any subject want solid answers to reasonable questions. Curious minds want to know…

ThoushallNotCommitLogicalFalllaciesYourLogicalFallacyPlatoAristotleSocrates575x1673

The “Straw Man” argument is one of the common fallacies that are used – intentionally or inadvertently – that can misrepresent the facts. The chart above shows some of the more common logical errors, but another not shown, that is used when George Allen enters a discussion is the red herring.’ Allen also likes ad hominem attacks. By intent or by mistake, the fallacies in reason lead people to wrong conclusions.

 

Kinzler Defended Bliss, A Deeper Look

Kinzler indicated he was defended his colleague Amy Bliss. But Amy was not attacked.  Ross ‘defended’ Bliss by what’s known as “straw man” arguments. He said things neither MHProNews, nor this writer have said.

Perhaps Kinzler misread?

Then, Ross ducked the same questions and opportunities to discuss by phone to clarify possible misunderstandings that was offered to Bliss, why?

Keep in mind, I personally like and respect Amy and Ross — so this isn’t personal, from our side of the fence, this is a purely professional disagreement.

Think of it as a clinical doctor’s analysis — what do the tests and the facts reveal?

RedHerringDefinitionFalseArgumentDistractionMisleading

Wittingly nor not, George Allen often falls into red herring and ad hominem tactics. When those are used intentionally, they are designed to distract or belittle, without actually answering the questions under debate or discussion.  For someone trained in debate, their use signals the weakness of the argument of those who use such methods

 

George Allen, a Bit Different?

Neither Kinzler nor Bliss accepted the offer to discuss items by phone, to clarify understanding. While written words are useful, they can be misunderstood. The combination of written and spoken words can thus become one way to avoid misunderstandings.

Allen’s situation is perhaps different.

He made an interesting revelation, saying he has quit MHI.  He’s not alone.

State Associations, Companies Quit Membership in Manufactured Housing Institute, (MHI), One Explains in Writing, ‘Why?’

Then, Allen says he hasno dog in the hunt,’  but begins blasting away furiously with attacks on the person (= ad hominem fallacy) or red herring tactics.  Those have been an Allen-isms traits for some years.

But what’s revealing is the fury of the defenders of MHI, without actually addressing the specific points made or concerns raised.

Why weren’t specific questions, being directly answered?

 

Don’t Bother Me With Evidence or Third Party Report’s…?

There’s an old saying, ‘don’t bother me with facts, my mind is made up.’

  • Rick Robinson
  • Richard ‘Dick’ Jennison,
  • Lesli Gooch,
  • Amy Bliss,
  • Ross Kinzler,
  • George Allen and others have ducked out on dealing with specific concerns raised by voices inside the industry and those outside of the industry.

For Allen, that’s perhaps particularly problematic, because he claims the mantle of defending independent communities.  Is he failing them, by not digging into the realities? Why is he now denying concerns on similar issues he himself has previously raised?  Has Allen flip-flopped? Doesn’t he see the contradictions in his reasoning?

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

 

Personal Example Makes a Professional Point Useful to Manufactured Housing

My friends, family, and relationships include people of many faiths and backgrounds. Among them are various kinds of Christians, Jews, Muslims, Buddhists, and non-believers. My parents raised us, thank God, with lived examples of how you treated all people with respect, and dignity.

People of good will can have disagreements.

So the response? It ought to be to examine issues, and if someone is mistaken – to show them their error.

But that isn’t done by name calling.  Even when we strongly disagree with Mr. Buffet, Berkshire Hathaway or MHI, we aren’t name calling or mud-slinging. Rather, we provide evidence, quotes and voice concerns in a professional manner.  Let them reply, if they can.  If they can’t perhaps that answers why they began ducking out on engagement, discussion or debate over a year ago.

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

Bliss can speak about conspiracy theories, but when many have provided evidence, how can you call it a conspiracy theory any more?

Wisconsin Housing Alliance – an MHI ‘Affiliate’ – Amy Bliss’ Messages Raise New Anti-Trust Issue

Honest discussion is not accomplished by twisting the other person’s words, or by using false evidence, or misleading arguments.  In fact, manufactured housing advocate, the Rev. Donald Tye Jr. has raised several important points, which will be useful in upcoming articles.

“F-Bombs” Fly – Cursing Manufactured Housing and Tornadoes – Engaging Public, Experts, Officials, and Media

Soheyla had an article this week were we showed some of the vile name calling people post or send on the tornado and manufactured housing topic. It is linked above. The typical response made by this writer begins doesn’t start by cursing them back in return.

Let’s close with a very personal analogy, and I asked permission before sharing this.

My younger brother Tom Kovach holds very different views on a wide range of issues, and leads a life quite different than my own.

NormanTranscriptTomKovachWard2CityCouncilDemocraticCandidateMstheadBlogMHProNews

While I consider myself a centrist and independent, my brother Tom is pretty far left in many items of Democratic politics. But Tom can be reasoned with, and he and I don’t typically take offense when we disagree in a policy, moral, religious, or other issue. The point is that people can disagree, respectfully.

That said, we are brothers. We love and respect each other. Yes, at times we’ve exchanged thoughts in ways that hurt the other’s feelings, but we get over it, forgive as is needed, and move on.

I don’t have to agree with him, nor he with me, to have a rich intellectual discussion on a topic we disagree about. We don’t call each other some vile name.

tim-williams-CEO-President-21st-mortgage-corporation-daily-business-news-manufactured-housing-mhpronews-21st President and CEO, and prior MHI Chairman Tim Williams said in our exclusive interview with him a number of very important ideas. One of my favorites is Tim’s fraternity example. It’s terrific.

A fraternity is at the root a brotherhood.

Brothers – kinfolk, family – ought to be able to disagree with respect.

 

MHProNews has focused on facts, concerns, documents, behaviors, trends – which is a kind of history – and evidence. Where does the logic of a position or case take someone?

I strive to hold no personal animus toward anyone in the industry, including those who have demonstrably wronged others or us, or have generally been unjust.  Telling someone to ‘go to hell,’ or worse solves nothing.

If MHProNews is wrong on an interpretation, then that should be thoughtfully refuted, right? George or anyone, where is the need for rude name calling, or manipulative debaters tricks?

If my bride and I were the only two on the planet who believed these concerns, there might be a better cause for others to say ‘conspiracy theory,’ as Bliss said.   If we were the only ones to say, there is a risk from monopolistic behaviors, then mischaracterization by Ross, Bliss, or as Allen did  – 9BTW, I’m well aware of Allen’s nice side, and we respect and value his service to our country0 – could make more sense.

I like Amy and Ross on a personal level. But liking someone doesn’t mean you have to agree.

If MHI, Tim Williams – who can be very charming and likable too – Warren Buffett  – ditto – or anyone else wants to debate the issues, let’s do so publicly, where the industry can tune in, and we should do so with mutual respect.

No cheap shots or debaters dodges, like those in the chart above, are needed.

My sincere belief is that the evidence shows that MHI is being used as a tool by the largest companies in manufactured housing. They are being used to advance an agenda that benefits those larger corporate players, and often hurts millions of home owners and millions of potential home buyers too.

I explained in a recent post how my view about MHI evolved.

 

What Tim Williams, Dick Jennison, Rick Robinson, Lesli Gooch, et al, Taught Me About the Manufactured Housing Institute

If we at MHProNews know about or suspected a problem, and failed to report it, you could say, shame on me.

If we report concerns, and readers opt to ignore or think differently, that’s a reader’s absolute right as a free person.

But to ignore the growing body of evidence from sources inside the industry and outside the industry, is to do so at one’s own peril.

Now You Will Hear — the Rest of the Story

To paraphrase Jim Ayotte, all of us can only act upon the insights we have available at the time. We then do our best, based upon those insights.

BeatSwordsIntoPlowsharesIs2-4-MastheadblogMHProNewsWe believe the states have done far better on the whole than MHI has. Others in the industry say so too.

We believe that MHI has demonstrably made blunders for years.  Rather than admit them now, as then MHI Chairman Nathan Smith did a few years ago, they and their surrogates are demonstrably using tricks and tactics to duck, dodge, distract, detract, diminish, or defame.

That’s wrong, in my view.

If they were right, they have attorneys who are trained in debate, who could make us look foolish in public, with straight up debate.  No tactics. I have no such advantage, no such formal training in debate.  I think the last formal debate I was in, was high school or maybe even junior high.

So why doesn’t MHI bring out their Ph.D. and attorneys and debate?  Or why doesn’t Clayton Homes, et al, do the same?

Let them try to honestly refute the concerns of voices across the political divide about monopolistic tactics.  Again, see the link above from the recent report by The Nation that cites monopolistic tactics and names Clayton Homes.

Let them explain ethically why they kept others who do publishing as members, and not MHProNews (and our related operations)? No one ever accused me of disrupting an MHI meeting, nor of breaking an MHI rule, did they? All I ever did was ask questions, and offer different views if that seemed wise.  Aren’t they violating what their 990 filings claim? Don’t they want feedback from their members?  Or do they only want yes men and women, who fall in line, as the industry continues to get consolidated by a few?

Why would MHI single us out, ‘marked [us] for elimination’ as sources at or with MHI have said?

These folks are arguably hiding not one thing, but many things.

Those who ignore the evidence do so at their own peril.  On these issues, my conscience is clear.

Beating Swords Into Plowshares

And He [God] shall judge among the nations, and shall rebuke many people: and they shall beat their swords into plowshares, and their spears into pruning hooks: nation shall not lift up sword against nation, neither shall they learn war any more.” (Isaiah 2:4, Bible Hub)

TheyShallBeatTheirSwordsIntoPlowsharesUNBuildingWikipediaMastheadBlogMHProNews

The above quote is inspired and well intented. But it misses the key words that proceed the same verse: And he shall judge among the nations, and shall rebuke many people: and they shall beat their swords into plowshares, and their spears into pruninghooks: nation shall not lift up sword against nation, neither shall they learn war any more.

Dig through the various reports, and ask, if they could refute any of it, why don’t they do so? ##  (News, analysis, and commentary. Note 1: this post will be updated with downloads of statements emailed by Amy Bliss, Ross Kinzler and George Allen, among others. Note 2: where issues have not yet been litigated or determined by legal authorities, the word ‘allege’ should be construed as needed in the above as part of our analysis and statement.)

 

(Third party images and information are provided under fair use guidelines.)

L. A. “Tony” Kovach is an award winning manufactured housing industry veteran, and is the managing member of LifeStyle Factory Homes, LLC – the parent company to MHLivingNews.com, MHProNews.com and professional service provider to the factory-built housing industry.

Connect on LinkedIn: http://www.linkedin.com/in/latonykovach

What Tim Williams, Dick Jennison, Rick Robinson, Lesli Gooch, et al, Taught Me About the Manufactured Housing Institute

February 11th, 2018 No comments

 TimWilliams21stMortgageMHIChairmanRichardDickJennisonPresidentCEORickRobinsonSVPGenCounselLesliGoochForCongressMHISVPMastheadDailyBusinessNewsMHProNews

 

Hindsight is twenty-twenty. Warren Buffett doesn’t need to convince me or gain my agreement with him on that point.  On that and the value of history, Mr. Buffett and this Masthead writer would agree.

Buffett and we agree too on the value of research, reading, asking, listening, probing, and understanding.

For the record, people can disagree professionally, without disparagement.

We’ve said not one word against Clayton Homes’ products, nor against the vast majority of their people, nor against most of those in MHI’s membership, etc. In fact, professionals from those operations and 21st are among our sources. That should be obvious from the kinds of insights, quotes, etc. that we’ve produced over the last year or so.

We agree with the Urban Institute’s stated principle that evidence and the facts should guide research.

There must be good reasons why leaders at Clayton Homes, 21st, and MHI won’t engage us in a public, video-recorded discussion or debate forum. One of the reasons why they won’t do so was suggested in yesterday’s blockbuster Daily Business News report on the Urban Institute, linked below.

 

Was the Urban Institute Misled, Duped, or Part of a Manufactured Housing Industry Scam?

But another point to consider in why they won’t publicly discuss our concerns and allegations is this. Logically, if they were correct and we were honestly mistaken, they could prove it, right? Or logically, even if they know they were wrong, they could attempt to spin the truth, etc. But how do they argue against so many of their own facts, documents, track record, and their on-the-record statements, and quotes?  Isn’t that a compelling reason for them to duck, dodge, distract, and delay, instead of engaging?

21stMortgageCorpTimWillamsJune112009LetterBerkshireHathawayWarrenBuffettClaytonHomesManufacturedHousingIndustryDailyBusinessNewsMHProNews-704x768 (1)

Kevin Clayton Interview-Warren Buffett’s Berkshire Hathaway, Clayton Homes CEO

 

What They Said, Did, and Didn’t Do That Taught Me About the Realities of the Manufactured Housing Institute

Give MHI credit.  Their mixers are pleasurable.  You’re at some nice resort.  The networking has value.  All of that ‘social glue’ is arguably part of their way to keep people distracted from the sad reality that as a lobbying organization, MHI has failed to advance an agenda that helps the majority of the professionals in the industry.

We’re far from alone in believing that to be true.  State associations have now quit MHI for exactly that reason.

Maybe you have to be an ex-smoker to learn how to passionately oppose cigarettes. FYI, that’s an analogy, I’m not a smoker. Or with the same proceeding disclaimer, maybe one must be or know a former drug addict to realize just how horrible addictions can be.  As an ex-multiyear, MHI member, I’ve learned the hard, painful, and expensive lessons.

Media Should Re-Visit Dodd-Frank Reporting in Light of Congressional Testimony

 

One need not look too far back on MHProNews and MHLivingNews to realize that we supported MHI on several, but not all, issues.

Renters’ Nation: The Dark Side of Dodd-Frank and Its Impact on Affordable Housing

RichardCordrayCFPB-ManufacturedHousingRegulationsCSPANstill-InsideMHvideoPostedMHProNews-com-

While still an MHI elected board member, MHProNews created this graphic. It summarized key admissions by Cordray. Why did MHI never use it?

How Did We Come to Be Members of MHI?

Years ago, MHI members convinced me that if our organization – MHProNews/MHLivingNews/consulting, et al – wanted to be a force for positive change in the manufactured home industry, we simply had to become members of MHI.  Those voices – however well-meaning they may have been – where they in hindsight mistaken?  Or perhaps unwittingly, did those voices lead us into an unsought, unexpected, and undesired – dark grace?

A current MHI member company president told me at Louisville that what MHI has been doing for years ‘has made no sense.’ He reminded me that ‘Tony, you [MHProNews] are challenging people’s paradigms.’ He said what we know: some don’t get it. But others, like him, do get it.

Others are in between.

If that company president had a choice, I’m not sure he would be an MHI member. Why do I say that? Because he thanked me for all that we are doing to spotlight what is actually going on in our industry. As in the case of many companies, he too reports to others…

That MHI member is not alone, others have personally told me similarly.  Clearly, there are MHI cheer leaders too.

RichardDickJennisonManufacturedHousingInstituteMHIPresidentCEOIndustryMHLivingNewsDailyBuisnessNewsMastheadBlogMHProNews

MHProNews and our sister operations spent thousands upon thousands of dollars supporting MHI efforts on Preserving Access. It was a waste – save this. It forced us to look deeper into what was really going on at MHI. The photo is a still from a video, and on that video, Jennison promised – promised dozens in that room that Preserving Access would be passed. It failed. In hindsight, given POTUS Barack Obama’s promise to veto the bill, what where they thinking?  Or was it there as a show of effort, while the industry consolidated in the hands of fewer and fewer big ccompanies?

 

With that backdrop, the truth is I had several industry voices telling me – literally from the day they met Dick Jennison – that they didn’t trust the man.  I freely admit to arguing against their view, Jennison seemed like a fine gent to me. But they in time were proven right. I was mistaken.  You may have heard the old saying, “Fool me once, shame on you.  Fool me twice, shame on me.”  It was Jennison himself over time – by word, deed, and omission – that proved their points.

A different, high profile, MHI member president told me recently that he wished Jennison had never been hired.

But as noted, for some time – I liked Dick, mostly up to the point that:

Ø  women then working in the MHI office made a point of contacting and asking me to help them with a ‘hostile workplace’ issue, and they pointed specifically at Dick.

Ø  and up to the point when on camera, he began to argue for slow growth.

I was stunned at both of those bullets.

I think Tim Williams/21st would not deny in a court of law that I was stunned by Jennison’s on-camera statement, because I took it up with him personally not long after that occurred.  What association president worth their salt – working in an industry where most were then struggling for sales – would argue for slow growth?  Perhaps the most logical way to understand it, was covered in yesterday’s Daily Business News special report.

 

Nathan Smith

I liked Nathan Smith too, he’s an easy to like guy. To this day, Nathan is likeable! But how did it square with his electric personna of his that he didn’t lift a finger to even inquire about the allegations of those women in the MHI office, complaining about Dick Jennison?

In the #metoo era, in hindsight, doesn’t that looks bad?

Sexual Harassment-Not Just Hollywood, Media, Politicos-Manufactured Housing Workplace Claims, High Profile MH Cases Too?

 

Tim Williams, President & CEO of 21st Mortgage, Prior MHI Chairman

Tim Williams and I had several fine conversations over the course of many years. I quite liked the gent. I recall Jim Clayton telling me how smart Williams is.  I to this day, I would honestly agree. Tim Williams/21st is a very smart man. Judging from the kind words he gave MHProNews to publish, he liked us too.

TimWilliams21stMortgageCEOPresident-currentMHIChairman-onValueMHProNews-MHLivingNews-

 

But how did it square with Buffett’s claimed support for integrity, that Williams defended Jennison and Gooch, who had sent out a message to MHI members that was pure spin, deceptive half-truths, and not the full truth?  Why did he defend Jennison, when he arguably should have been removed his MHI president?

Or why would you reward Jennison with a raise and bonuses – a national association CEO – who year after year, failed to accomplish what the assocation said was their goal? Once more, perhaps the best way to understand that decision or those bonus/raise is covered in yesterday’s MHProNews special report.

 

Rick Robinson, SVP and General Counsel for MHI

Rick Robinson is a nice guy too. Rick is witty, clever, and a fine writer. But he was also apparently happy to look the other way when questionable things were happening at MHI.  Perhaps you can chalk it up to doing his job as an attorney for his client?

TonyIWillNotBeTakingQuestionsFromThePressRickRobinsonMHISVPGeneralCounselMastheadMHProNews

The topic was HUD, and Rick Robinson would not take questions from MHProNews, at the very time that the HUD issue was raging in MH industry circles. As a state executive told MHProNews, if they liked their position, why not get as much publicity as they possibly could?

 

These are just a sampling. These and other examples that could be cited took this writer from someone who was pro-MHI, to now, ‘you’ve got to be kidding me’ vantage point about that same organization.

 

Tim Williams in San Antonio

I didn’t need extra sources to tell me that Tim Williams stated in a room with a few dozen MHI members in it, the following. That neither Williams/21st, nor Vanderbilt (VMF), turned over data that the GSEs wanted to make DTS happen in a more robust fashion. Having sources is arguably often better than relying on yourself. But I heard Tim say as much with my own ears, and I was watching the then MHI chair saying it when he was only a few yards away from where I sat in the same meeting room.

It was a stunning set of statements.

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

 

HUD and MHI

There came a point in time when I no longer needed sources to tell me that MHI was shadow boxing.  MHI was posturing that they wanted to modify HUD’s over-regulation. As noted above, having other sources – which we do – is often better.

That said, I personally asked numerous top-level MHI people face-to-face in San Antonio a variation on the following question. Where they going to support the removal of Pam Danner from her role at HUD?

Not one person in leadership would answer that face-to-face question!

LesliGoochforCongressManufacturedHousingInstituteMHISVPGovtAffairsRelationsManufacturedHousingIndustryCommentaryMastheadDailyBuisnessNewsMHProNews

Think about it. Lesli Gooch has been exactly as successful on getting the Preserving Access to Manufactured Housing Act passed into law as she was at getting elected to Congress…. think about it, because it isn’t a put down. Those are the sad facts.

 

Lesli Gooch, MHI SVP

Lesli Gooch’s otherwise fine letter last summer about Regulatory Reform – re: those executive Presidential orders – missed what is arguably the key point. Gooch never mentioned removing Pam Danner at all.  That statement of her’s is now public record.

How is that possible?  These are intelligent people. I’ve never called them unintelligent.

So, they surely knew that logically, the head of HUD’s MH department had a lot of power, for good or ill. Not removing Danner could make everything else they claimed to be trying, useless.

That’s how shadow boxing works, isn’t it?  All show, no go?

When the most award-winning independent retailer in MHI history told us on-the-record that he supported Danner’s re-assignment – and Doug Gorman considers Danner a personal friend – how could MHI turn a blind eye to that, and so many others who raised concerns with MHI about Danner?

Cowards?

It was after returning from San Antonio that MHI sent me an unsigned letter, with no names on it, saying I’d been removed for membership because it came to our attention that I was trade media. ‘We have no such category for membership.’  What? Don’t they claim to represent ‘all aspects of factory-built housing?’  Doesn’t MHI have (and had) members who publish, not just us?  Hypocrisy?

It was pure farce.  A cowardly fiction.

LATonyKovachMHProNewsDailyBusinessNewsMHCMD-com

Because my last MHI meeting badge – which we’ve kept as evidence – clearly reflected that we are both media and provide other industry services.

 

What These Talented People Taught Me

Talent can be used, or misused.

Rephrasing the above.  It was their own behavior, time after time, plus ongoing feedback from MHI members — including voices within the Clayton-21st circles – that began to compel me to rethink MHI.

Add to that MHI staff action, inaction, and years of failure that forced me one-step-at-a-time to realize what they in fact are doing to this great industry.

They don’t actually fight regulations, do they?  How could they claim otherwise, when in the DOE rule they are on the record as having advocated for them?

Manufactured Housing Institute (MHI) Shifts on DOE Regulatory Rule, Report, Analysis

They don’t fight the CFPB, when their own Government Relations Vice President said that it Would Not get past then President Barack Obama’s veto – if it ever made it that far.  It never made it that far.

Manufactured Housing Institute VP Revealed Important Truths on MHI’s Lobbying, Agenda

It was prominent MHI member Frank Rolfe who told me that his congressman told him that it was a waste of time to try and pass the Preserving Access to Manufactured Housing Act.  Ouch.

 

 

We editorially disagree with Ishbel Dickens on rent control, and a number of other industry and communities’ issues.

MHCs and Rent Control – Cure or Cause for Affordable Housing Crisis?

Candidates, citizens talk rent control, manufactured home community issues at ice cream social

But Dickens told me she offered MHI a compromise – to modify the MLO Rule that harmed everyone – if MHI/21st/VMF would drop their desire for the higher points and fees stance. Others in MHI later confirmed what Dickens said. Her email, is below.

IshbelDickensPhotoNationalManufacturedHomeOwnersAssocNMHOALogoDailyBuisnessNewsMHproNews

No open minded, thinking professional can ignore so many things, without putting a head in the sand.

Remember, these are just a few examples, there is far, far more.

In my own defense, I was never MHI’s yes man. Tim Williams said as much. I thought them wrong on the DOE Rule, and we editorialized on that point. I thought them wrong on the MHI stance on the fire sprinkler issue, etc.  We supported what we could, and asked politely about what seemed to make no sense.

MHI’s 990 claims they want member input, but apparently they don’t mean it?

 

Some Members Have No Choice…

I get it that many MHI members have no choice.  They tell me that they are compelled by fear, and other forces to be MHI members.

As a long-time MHI guy warned me, “Tony, these guys have long knives.”

I heard that, we understand.  But nothing changes until it is challenged.  Besides, frankly, the more public the challenge, the safer you are likely to be, IMHO. Look at Andy Gallagher. He may have committed, in the eyes of some at MHI, a faux pas. But because it was public, Gallagher is still safe in his job.

Andy Gallagher, “Ousting” Pam Danner, MHI, Clayton’s RVP, WVHI – “Transparency”

But Gallagher and Ayotte made just the point that we did, only differently. Pam Danner must go.  They were waiting for some magic green light to say what MHARR, Bob Crawford, Doug Gorman, MHProNews, and numerous others had said for some time.

After months of MHARR, MHProNews, some states and businesses pushing for the change, now Danner – thankfully! – is gone from the job over the HUD Code manufactured housing program administrator’s role that she had held.

But Danner is not gone because of MHI!  Rather, Danner was removed in spite of months of foot dragging by MHI.

Shake Up at HUD Manufactured Housing Program May Stop Industry Overregulation, per MH State Association

Isn’t that what the record reflects?

Are they going to seriously point to their silly resolution in Congress, rather than the obvious ask of directly calling for the removal of Danner – plus add those same concerns, as examples of why Danner needed to go?

Why has MHI so routinely been the last one to take the correct stance?  Even their former chairman admitted that the assocation had made numerous past mistakes.  MHI failure to get it right is why one of the states – see link above or below – dropped out of MHI, and they explained their reason for withdrawing.

It’s a sad, but necessary indictment of the truth about their record. Years of failure for the majority of MHI members, but those years of failure pays off for those big companies looking to consolidate the industry’s smaller companies at bargain basement prices.

That’s why the letter from AZ is so important. One of their points was along those very lines.  They pointed to success by the RV industry battling regulations that MHI failed to accomplish.

State Associations, Companies Quit Membership in Manufactured Housing Institute, (MHI), One Explains in Writing, ‘Why?’

Great point, isn’t it?

 

The End of the MHI Charade?

The

Ø  MHI charade,

Ø  or con job,

Ø  or whatever allegation or terminology one might want to use to describe it,

is not over.

 

But the MHI mask is falling off for many.

No doubt, some big companies benefit from MHI.  That’s why the organization still exists.  The big boys are happy with it.

Pragmatically, we know some who feel that they must stay, because they have no choice. But doesn’t that arguably make MHI more of a protection racket, than a normal trade association?

Extortion? RICO? Allegedly Illegal, and Dirty Side of Manufactured Housing, Exposed

 

But every single small-to-mid-sized member is arguably feeding the hand that bites their own.

MHI is firmly in the Buffett-Clayton outlined moat that uses non-profits and foundations as part of their moat-building process.  Invest the time to hear Kevin Clayton say so in the video linked here, in his own words.

GoodBusinessStrongCastleMoatAroundItUntouchableWarrenBuffettQuoteMastheadManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Warren Buffett, “the Moat,” Manufactured Housing, Berkshire Hathaway, Clayton Homes, 21st Mortgage, Vanderbilt, Wells Fargo, NAI…

“Perverse”–Warren Buffett-Dodd-Frank, CFPB, Manufactured Housing, Loans, Independent Businesses Fact Check$

 

The MHI Berkshire Hathaway Challenge

In fairness, MHI only does what their masters allow them to do.

Let them publicly debate in Tunica, on a video recorded discussion they and we can video too.

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MHProNews.com/Pixabay.

Let them have a panel of their experts – whomever they want! We’ll bring a panel of industry pros, and our experts too.

Let their panel try to prove our panel wrong, on any of the claims or concerns voice here or elsewhere on this pro-industry trade media site.

WithoutDebateWithoutCritismNoAdminNoCoutnryCansucceedNoRepublicCanSurviveJohnFKennedyManufacturedHousingIndustryMastheadCommentaryMHProNews

 

Do you think they have the guts to do that? If they were in the correct, why wouldn’t they?

 

The MHI Mask

Their act of trying to mitigate regulations, when they routinely fail in that – that’s getting harder and harder for them to say with a straight face.  Their clever MHI mask is falling off, slowly but steadily. Their track record is sad, isn’t it?

We editorially applaud MHAZ and their colleagues in Nevada who had the wisdom and the guts to quit MHI.  Let me assure you, that wasn’t an easy choice for them to make.  I don’t have to ask that, its understood for anyone who understands the tragedy that has been taking place in this industry.

MHCommunitiesOfAZNealTHaneyPresidentWhyTheyQuitManufacturedHousingInstituteMHIDailyBusinessNewsMHProNews600

As the Trump Administration slowly gains more control at HUD and elsewhere, expect MHI to lose credibility as a result.  That doesn’t mean they won’t have short term connections that still periodically pay off in D.C., for what Buffett called their Moat.

MH Lending, FEMA and False Profits (and False Prophets)

Circling back to the opening headline.

Tim Williams. MHI President and CEO, Richard “Dick” Jennison. Rick Robinson, MHI Senior VP and General Counsel, SVP Lesli Gooch, and others – one-step-at-a-time – helped me to see what’s really going on.

There’s far more.

But let me draw towards wrapping up this analysis and commentary, with the following.

Like Frank Rolfe, it didn’t on its face make sense to me why MHI would so often not defend the industry from media missteps, nor celebrate good news when it came from someone besides themselves.

Weather Expert’s Surprising, Bombshell Statement on Tornado Deaths and Affordable Manufactured Homes

For years, as an MHI member, we promoted the good news of manufactured housing, in the most robust way in the industry’s history, on MHLivingNews.

Why didn’t MHI support those efforts?

We were members for years, why didn’t they routinely draw attention to the good news about manufactured housing we were promoting?

Even now, when we are clearly in different camps, why wouldn’t they call attention to important pro-industry news, like the two examples posted above?

Paraphrasing Rolfe’s parallel point, it made no sense…

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

*** …unless one realizes that MHI for many years has worked with Clayton, 21st etc. to keep industry sales low. *** Why? Arguably, by keeping sales low, that allowed Warren Buffet Moat to consolidate more of the manufactured housing – into the Berkshire/Clayton/21st et al “Moat.”

It’s shrewd.

It’s long term.

It’s exactly in keeping with Mr. Buffett’s and Kevin Clayton’s own words.

We were never alone in being betrayed by MHI. That’s other stories, for another time. Because numerous others have been betrayed too.  I’ve listened to the stories of some, and they are often heartbreaking.

I can picture the faces of some who had that stunned ‘deer in the headlights’ look, as they described their professional plights and tragedies to me.

At the time that some told me, some of that I didn’t understand in its full significance. Now, in 20-20 hindsight, I do.

Later, as the truth slowly dawned upon us here at MHProNews, after all those voices and examples and more added up, it became clear that harming independent professionals by the thousands didn’t matter to these people.

Manufactured Housing Institute (MHI) Gives Written Responses – “Part of a Rigged, Corrupt System”

That in turn hurt millions of Americans, who may – if MHI had defended the industry every time the media or some researcher gets it wrong – have been living in a manufactured home happily for years.

Defining a Problem without Offering a Solution is Just Whining. So, What’s Next?

In no particular order of importance, the following should occur.

Given all that we now know, it is my sincere hope that for the sake of the industry, MHI be disbanded, as a hopelessly tarnished brand.  That won’t happen overnight. They were given many chances to change course and reform.  They declined that every time. So, given all of the above facts, evidence, concerns, failures, and allegations — how could that mess in Arlington, VA seriously be reformed?

It is my belief that MHI’s being disbanded may happen to them,

Ø  through legal actions, started by aggrieved members, and perhaps non-members too,

Ø  as part of anti-trust efforts, that they will likely be caught up in,

Ø  unless MHI disbands themselves, voluntarily, before-hand.

As we noted in yesterday’s report, people are innocent until proven guilty.  But an attorney we asked told us they see anti-trust action as a real possibility.  As we’ve done throughout, we must call all of these matters allegations, because that is what the suits tell us we should say.

But you as readers have the ability to discern fact from fiction, with common sense, and by looking at the facts.  Skimming these facts will never lead you to the correct conclusion. That’s Buffett’s biggest edge, he reads!  He invests the time!  Only for those who make a serious study, a half a day, a day, could do it.  Start with the videos and links, above and below.

Superficiality-is-the-curse-of-the-modernWorldMatthewKellyQuoteFancyInspirationBlogMHProNews720

Seek first understanding. Don’t skim. Don’t jump to conclusions.

I don’t believe MHI can survive the string of alleged abuses long-term. So, the industry needs to prepare another option for the post production sector. Thankfully, for producers, there is already the Manufactured Housing Association for Regulatory Reform (MHARR).

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

But all others need their own voice too, as MHARR has long advocated.

Others, like the AZ community owners’ association, are hunting for their own representation in D.C.

These are de facto votes of no-confidence in MHI.  Whatever modest role we may have played in exposing the MHI charade, we’re happy to have done, within the norms of remaining pro-manufactured housing industry.

Because we don’t believe the industry can achieve its great potential, until Berkshire Hathaway’s brands and their allies are at least put into check, and MHI is supplanted.

NewManufacturedHousing1trillion9PercentNew1percentExistingHomeSales2016CreditManufacturedHousingIndustryMHProNews

If any of the above is wrong, please. MHI, Clayton, 21st – show me where, and I’ll modify this post.

If any of this is wrong, then let Clayton-21st-MHI gather a panel, and let us gather a panel  We’ll debate it publicly in a third-party moderated forum, and video the entire discussion, so that the entire industry can see it. There is not a day go by that we don’t pray for them, pray for the honest liberation of this great manufactured home industry, and pray for you too.

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iReportMHNewsTips@mhmsm.com Put “News Tips” in the Subject Line.

What more needs to be said today?

AllTruthPassesThrough3StagesRidiculedViolentlyOpposedAcceptsSelfEvidentArthurSchopenhauerQuoteGalleryMastheadBlogManufacturedHousingIndustryMHProNews

We Provide, You Decide.” © ## (News, analysis, fact checks, commentary.)

(Third party images and information are provided under fair use guidelines.)

L. A. “Tony” Kovach is an award winning manufactured housing industry veteran, and is the managing member of LifeStyle Factory Homes, LLC – the parent company to MHLivingNews.com, MHProNews.com and professional service provider to the factory-built housing industry.

Connect on LinkedInhttp://www.linkedin.com/in/latonykovach 

Ignoring the Obvious, the Road to More Rewarding Manufactured Housing Future

September 22nd, 2017 No comments

Several dozen manufactured housing industry professionals witnessed first-hand when Rick Robinson – Sr. VP and General Counsel to the Manufactured Housing Institute (MHI) – after his ‘Washington briefing,’ said “Tony, I will not be taking questions from the press.”

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Rick Robinson failed to mention to meeting attendees that then MHI Chairman and 21st Mortgage President and CEO, Tim Williams and Vanderbilt Mortgage – both Berkshire Hathaway Companies – would not release data to the FHFA/GSEs that the Enterprises said was needed for a clear understanding and a possibly more robust entry into the manufactured housing lending space. To learn more about that, click here.

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Why would MHI’s Robinson avoid pro-industry media questions?

Why would Robinson take a question from the Washington Post, but not take one from MHProNews?

RickRobinsonMHIAttorneySVPWashingtonPostTrailerParkResidentsMHProNews

Sources tell MHProNews that while MHI attempts to avoid the perception that they are responding to questions from MHProNews, MHARR or others in the industry, they are in fact responding – only without admitting doing so.

This smells of what the Rev. Donald Tye, Jr. generically calls “two-faced,” and “dishonorable” behavior by those working on behalf of big, crony capitalist businesses against the interests of independent businesses – and how that impacts millions who are trapped in rentals and poverty as a result.

ItsAQuestionofHonorDailyBusinessNewsMHProNews

Note, we have not yet asked Rev Tye to comment publicly on MHI and the Buffett/Berkshire Hathaway questions and concerns, but do the principles in the article linked here apply?

FrankRolfeMHIHypocrisyQuote-MHProNews

See more, click the image above.

Is “Nice Guy” Robinson is Latest Example of MHI Game Playing?

Let’s be clear and balanced.  MHI has its defenders.  MHProNews gets off-the-record comments from those who are happy to defend MHI.  But to date, not one of them will debate the actual effectiveness of MHI on behalf of the industry it claims to represent.

RickRobinsonJDSVPGenCounselManufacturedHousingInstituteMHIlogoMastheadBlogDailyBusinessNewsMHProNews

In fact, many no longer want to be quoted on-the-record as defending MHI — or specific MHI personalities.

By contrast, there’s been a growing number of voices who have asked or directly accused MHI and/or key companies that dominate the association of:

monopolistic behavior, hypocrisy, racism, deceptive behavior towards the bulk of their own members, routinely failing to achieve what MHI says they want, which it is alleged that if they succeed or not, de facto benefits Berkshire Hathaway connected companies,

We sent the attached message via email as a follow up to Rick Robinson, and MHI’s top staff and some “key” members. We will advise the industry if they will provide a response, or if they will continue to duck the concerns, allegations, and failures by the Arlington, VA based trade organization.

SomePeopleArentLoyalToYouTheirLoyalToNeedOfYouOnceNeedChangesSoDoesTheirLoyalty-PinterestDailyBusinessNewsMHProNews

Closing Note – Reform or Replace MHI?

While MHProNews and/or MHLivingNews can directly and indirectly raise issues and concerns, ultimately the individual members of the industry need to either reform or replace MHI as the industry’s “umbrella” trade group.

KennyLipschutzPoorJobOfLobbyinginMHIndustry-postedMastheadCommentaryMHProNews-comMHARR may or may not act at their November meeting to expand their membership beyond their current independent HUD Code producer structure.   That trade group has called for years for the post-production sector of the industry to create an organization that will truly represent their interests.

IAmGratefulToThoseWhoBetrayedMeTheyThoughtTheyWereStabbingBackButTheyCutMeFreeFromPoisonousLifeSteveMaraboliDailyBusinessNewsMHProNews

Frank Rolfe, George Allen, Spencer Roane and others in the community sector have said in semi-private and public statements that MHI is failing in several respects.  While those professionals are not all friends, or see all things eye-to-eye, that unity of concern about MHI is noteworthy.

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNewMartyLavinLashesManufacturedHousingInstituteMHILogoLatestInitiativePostedDailyBusinessNewsMastheadBlogsMHProNews

At the same time, they and others have not yet proposed a public solution on how to either reform MHI, or to create an organization that will represent retailers, lenders, communities, and others.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

Our quoting Allen or anyone else isn’t meant to imply we agree with other things that a professional is saying.

There are many options.

But the bottom line is one that Ken Corbin de facto raised at the Deadwood event.  Some 10,000 independent retailers have vanished since the late 1990s.  Several independent producers have told MHProNews that one of the biggest slow-downs today for more sales growth is a lack of independent retailers.

While MHI is ‘ineffective,’ that is harming independent companies.

Meanwhile, MHI brags about how many emails they get to go to Congress?  Seriously?  Is that the best that Robinson, Gooch, or Jennison can point to – how many engage emails go to Congress?

Who wins, and who loses, because of MHI’s failure to achieve its stated goals?

TomFathGreatIndustryInDecayUnderAttackChangePerceptionFocusFactsTrueBenefits-TomFathNewDurhamEstates-MHProNews-e1474053015851

If MHI had a good answer to the industry’s concerns, wouldn’t they make it?

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews

Isn’t it obvious that they have no good answers, and thus will continue their duck, dodge, distract, detract and defame ways?

DougGormanHomeMartMHILogoAwardWinnerManufacturedHousingIndustryResearchDataReportsMHProNews

Is it like a long time MHI member told MHProNews –  ‘The big companies have figured out how to get the smaller companies to pay for what they want.’ – is that the reality of MHI?

This writer is willing to debate MHI publicly on such issues.

We Provide, You Decide.” © ## (Commentary, analysis, news.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

LATonyKovach-QuestioningNYSAAteam-NewYorkHousingAssociation-MHProNews-com-PhotoCreditMarkSimon--250x167

Photo taken while Tony was questioning regulators in NY.

By L. A. “Tony” Kovach.

Serious September – Manufactured Housing Industry Newsmakers, Reports, Articles and Interviews

September 2nd, 2015 No comments

Serious September 2015. It could just as easily be named, how to Scale Success, or Sliding Sideways September.  Which of the later two it will be depends on how each of us views and responds to events and opportunities.  Before outlining our STRONG Serious September Featured Articles and Interviews line up, let me explain what I mean.

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We could use as an executive summary for the next few paragraphs below that Media Engagement by MH Matters, and that Engaging the Media as Media is Very Useful.

1) We spent the early part of the summer documenting MH potential and opportunities on MHProNews.com.  As with the rest of our content, you can still see and access those articles. June is here and July, linked here.  We could summarize it by saying that with rents rising, site-building through the roof (on costs…) and inventories of ‘affordable homes’ in short supply in many markets, MH has plenty of opportunities for a record rebound.

summer2015state-of-manufactured-housing-industry-report-mhpronews-com-

The reports, linked via the image above, were part of a hot, hot summer on MHProNews.

dick-ernst-finmarkusa-posted-masthead-blog-mhpronews-com-

Dick Ernst, FinMark USA and Chariman of Financial Services division at MHI.

2) Among the reasons given for not rising higher in new home shipments than we have include financing and new regulations.  More on that shortly, but I’ll refer back to what Dick Ernst, now Chairman of MHI’s Financial Services Committee, has said.  There is no lack of capacity for our MH lenders to finance many more people, who are financially qualified. That could be rephrased as ‘we need to attract better credit customers,’ without ignoring providing the millions – who have no chance for a site built house – the opportunity to buy from us.

3) We have to broaden our industry’s base.  We have to attract the more credit qualified customers, without ignoring the traditional, affordable, entry-level side of our market.  There are retailers and MHCs who are doing it. That means, it can be done in your market too.  How do we do that, you ask?  Many ways, including through media and PR strategies.

Not Letting CFPB and their cheer leaders off the Hook

It is offensive to think MH pros can collectively do only one thing at a time well.  The people I know can walk, chew gum and carry on a cogent conversation all at once. En masse, there are tons we can do, together.

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CFPB-ManufacturedHomeLoanRegulations-CFPB-Regulations-commentary-posted-MastheadBlogMHProNews2com-

Any serious researcher is going to find what you see in the screen capture above. MHProNews, MHLivingNews and our other related media efforts are in-the-mix of the conversation on CFPB regulations and their impact on MH.

So while there absolutely has to be a focus on regulatory relief – that we support in word and deed – we ought not make that the one-and-only-thing needed for industry recovery.  Frankly, the regulatory relief sought is as much or more for those estimated 1.7 million households that have a home under 20k in value, as it is for professionals selling the industry’s pre-owned homes.

So we applaud the efforts of the national and state associations in MH that are working to correct those terrible ‘unintended consequence’ of Dodd-Frank. We’re doing more than cheering. We’re doing the meetings, the legislative outreaches, PLUS providing digital cover for the effort in the form of serious research that makes policy types and Senate staffers say (paraphrasing what a Democratic Senate staffer told me), Hey, that’s a pretty compelling argument.

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Dodd-Frank-ManufacturedHomeLoanRegulations-CFPB-Regulations-commentary-posted-MastheadBlogMHProNews2com-

Again, any serious researcher on Dodd-Frank and Manufactured Home Loan regulations will come across the MHProNews, MHLivingNews and our OpEd on The Hill Congress blog. We are woven into the conversation, which means that the REAL consumer and industry views are being presented.  Ditto someone checking out Doug Ryan/CFED comments, they are bound to find one or more of our articles that will correct the record, and are in favor of reforms sought by the MH Industry. 

DougRyanCFED-ManufacturedHomeLoanRegulations-CFPB-Regulations-commentary-posted-MastheadBlogMHProNews1com-

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As further proof of the digital cover, Jan Hollingsworth’s latest column, “Renters’ Nation” has lit up since it was published.

RentersNationTheDarkSideDoddFrankImpactAffordableHousing-MHLivingNews-postedMHProNews-com-

Click here  to see this read hot, new story….

http://manufacturedhomelivingnews.com/renters-nation-the-dark-side-of-dodd-frank-and-its-impact-on-affordable-housing/

87 hours and 38 minutes after the above was published, Webalizer reports there were 42,917 hits on that one article In MH Land, that’s astonishing.

What has to be done now is to scale that outcome

If you want the CFPB and/or the Senate to agree to changes in MH regulations, let me repeat that: what we now have to do is scale that readership result cited above. Please share the link above to Jan’s article with your local editor, and with your  Congressional Rep, your 2 U.S. Senators and the CFPB.

Let’s put this total readership of Jan’s article into perspective.

Just because some publication may have a million readers, that doesn’t mean that each article is read.  Case in point.  We took respected and popular Forbes’ article, shown below.  On July 29th, 2014 on a hot subject, it had 6,701 views.  13 months later, you see that the total views on that article are now up to 7,732.   What that Forbes article has in views in 4 and 2/3rds years, Jan’s latest article accomplished in less than 4 days.

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Do you recall when this was big news for a while in the media? Look at the actual views on the article, this screen capture dated 9.2.2015.  7, 732 total views.  It isn’t just how many see it, but who sees it an then acts upon it.  Credit – Forbes.

Side Show September?

Word has it from certain hot spots that some are already grumbling that we gave Frank Rolfe his right to free speech via a featured interview in this month’s issue.  Why would we, as a pro-MH publisher, allow Frank to be quoted as he shared it?

Wouldn’t you want to be quoted accurately?

To be taken seriously as trade media, we have to be fair and balanced, or we risk sliding into irrelevance.  We quoted Doug Ryan accurately too, and I’m not equating the two by any means. When we quote:

  • Jim Clayton, or
  • Nathan Smith, or
  • John Bostick, or
  • Mark Weiss, or
  • Dick Jennison, or whomever,

we ought to quote them accurately. And we do.

Indirectly Related – a Note of Caution

There are already whispers about the wisdom of MHI VP Rick Robinson and MHI Chairman Nathan Smith going to a stage in about a week, when the person providing the stage is said to be in conflict with MHI and the NCC.

Policy

As a matter of policy, we’ve allowed people to critique me and our publication, on our own pages.  So we do this very fairly.  I don’t have to agree or disagree with Frank on his statements regarding MHI and the NCC to protect his right to speak out on those subjects, even though it was not at all on our minds when we asked him the questions. We had no idea what Frank’s replies would be.

If MHI wants to respond, they are welcome to do so.  We are willing to share that response, publicly. Fair and balanced reporting. Period.

We Provide, You Decide.” ©

Something we strive diligently to avoid is any FALSE or errant statement (this, in contrast to an unpopular opinion).  When someone says there are 50,000 or 55,000 MHCs in the U.S. (for example), we’ll either want them to correct that number (that totals is likely more like 45,000, according to informed sources) or we would want to cut the statement entirely.

But that’s not what Frank Rolfe did.  Frank stated his views, and in no way shared a claim that is not grounded in a fact, though those facts can be understood in a variety of ways.

The issues raised by others of late are not new, and are not a side show.  They are on the minds of many in MH; we know, because we’ve heard them often enough.  Its just that this was the first time someone wanted to say so, on the record.

“We Provide, You Decide.” ©

Listening and Taking Correction Well

We had a nice message recently that praised our reporting and commentary work, but then included two typos that needed to be corrected (only 2? ;-).  The writer explained, he didn’t want the corrections to be taken the wrong way.  My rapid response was to make the corrections, and thank him.

An MHI staff officer also sent us a correction on a typo recently. Same outcome as the above.  We want to get the facts right.  We thanked the party.

We published the early comments on Jan’s article, one was that ‘it was long.’ We worked that perspective into the article, linked below.  My response?  I thanked the person for the comment.  That said, the challenge with what we face is in MH as an industry is that we’ve let too much stuff build up over the years, and now we need more than 800 words to dig ourselves out.  The fact that there are so many hits on Jan’s article so fast strongly suggests the content is ‘just right.’

You Can’t Please Everyone, All the Time…

Nor should that be our goal.  If everything was perfect in MHVille, then maybe we’d only need 300 to 400 word columns that all say, ‘everything’s great!’

The reality is there is work to do. Plenty of it. Grab a tool, and let’s get to it.  Failure to address the issues that nag us costs new MH sales.

Record Setting!

MHProNews had 5 days in August that topped 100,000 hits.  Again, in an industry our size, that’s amazing.  On On August 21st, Webalizer reported the daily count was 180,959 hits.  Our readers don’t have to like every article, for there to be value.

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MH Professionals, enthusiasts, educators, media, government officials and investors are among the key groups reflected in software and stats. You and thousands of others have made us the runaway #1 place for MH Industry News Tips and Views Pros Can Use. ©

I explained to an industry leader recently that we publish bad news on the Daily Business News; we do so in part, because it happens; but also because when someone gets (for example) arrested for swindling down payments from a buyer, publishing that acts as a cautionary tale.  Good practices are often rewarded with success, while bad ones are discovered and punished.

When there is a controversy, we ought not ignore it, unless paying attention only fuels something that needs the oxygen removed.

In the matter of MHI/NCC and Frank Rolfe, MHI has to consider why they wanted him on stage, and then they need to consider what might happen if they fail to heed the cautionary note above about the upcoming non-association event.

My bet?  If Nathan Smith and Rick Robinson go to that fast approaching private event of an allegedly disgruntled member as planned, the day will eventually come when they wished they had opted not to do so.  That’s my two cents, they can take it or leave it.

But there should be no doubt that we want what’s good for the organization and good for the industry!  We prove that day by day, showcasing the good, and periodically reminding people there are issues to address that need mending.  You’re reading because you know what’s published here matters and has influence.

Intro for our Featured Articles, Reports and Interviews for September…

As we reported above, we had an August that set records.  When you see the incredible line up we have for our Featured Articles for September, perhaps you’ll agree that this month could set new records with readers like you.

  • We have 2 New Cup of Coffee with…interviews. Chris Parish and Dan Rinzema are featured in their own interviews, which many will find inspirational, useful and insightful.
  • These “Cuppa” interviews will be quite different than the interview with Frank Rolfe, who took some very tough questions put to him, and he responded in what will no doubt be seen by many in wave making ways.  We have no direct connection to Frank, so when I commend him for taking the tough questions we gave him head-on and in a timely fashion, that’s sincerely meant.  Others should think to consider that practice.
  • We have a video interview with Matt Webb, in what ought to be a must-view for anyone interested in improving their management and bottom lines, especially in the MH Community sector, but frankly useful beyond that realm too.
  • We have 4 columns by 5 respected attorneys; you’ll see their important topics that can protect your business, below.
  • We have 2 unique reports on how the new Appraisal Rule roll out is going, with our related MH Industry Survey results coming out soon.
  • There is New York Housing Association’s upcoming regional trade show and educational event.
  • Researching Manufactured Housing Industry Personalities, Organization’s and Topics.
  • A look at the hot early response to Renters’ Nation, the Dark Side of Dodd-Frank’s Impact on MH.
  • Ken Haynes Jr. sounds off on a recent media report.
  • AIA celebrates their 15th anniversary, kudos to them and check out their press release.
  • There are 2 inspirational/motivational articles.
  • Certainly not least for anyone who wants to close more sales, there are videos and an article on reputation management.

With no further adieu, let’s jump into this month’s new Featured Articles, Interviews and Reports.

Featured Articles and Reports for Vol. 6, No. 12, 2015

Alphabetically by Category

 

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

 

• How To Keep Peace and Harmony In Our MH Communities (at a low cost) 


Robert-Coldren-JD by Rob Coldren, Esq and Dan Rudderow, Esq.

The rule breaking tenant can be handled in many ways. Options include:

Read more…

 

• Water, Water, How Much Is That Water?
by Bill Dahlin, JD

bill-dahlin-hkc-law-california-posted-manufactured-housing-pro-news-com-50x50-
Any Californian who has picked up a newspaper, listened to the news, or not been a bonafide Rip Van Wrinkle, is aware that California is in the midst of a significant drought.

Read more…

 

FINANCING

 

• The Appraisal Rule – Six Weeks Report Card

By Lance Hull
LanceHull21stMortgageCorporationPostedMHProNews-com-55x55.jpgOn July 18th, 2015, the Higher-Priced Mortgage Loans (HPML) Appraisal Rule went into effect for our industry.

 

Read more…

 

• Answers to Questions About the New Appraisal Rule

by Darren Krolewski
darren-krolewski-vp-mhvillage-posted-manufactured-home-professional-news-mhpronews-com-55x55The following were answers provided to questions posed by MHProNews.com to DataComp about the new Appraisal rule implementation.

 

Read more…

 

• S. 682 Offers Possible Relief for Consumers Stranded by CFPB

by Bill Matchneer, JD
bill-matchneer-hud-manufactured-housing-division-cfpb-mhpronews-com-50x50Recent history has shown that the regulations designed to…

 

Read more…

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

 

• 65th Annual Convention, Trade Show and Expo – New York Housing Association – Oct 8-12th, 2015 

by Nancy Geer

nancy-geer-new-york-housing-posted-manufactured-home-professional-news-mhpronews-com-50x50-We hope you are well. I have attached the event brochure for you reference. Please see the PDF that is attached.

Read more…

 

• I Can’t Be the Only One.

by Ken Haynes Jr
ken-haynes-jr-new-mexico-manufactured-housing-association-past-president-manufactured-housing-living-news-com55x55It literally drives me temporarily insane when I read or hear manufactured housing referred to by the media, by any other nomenclature than manufactured housing, or manufactured home.

 

Read more…

 

• AIA – Manufactured Housing Specialty Insurance Agents Alliance Celebrates its 15th Anniversary

by Kurt Kelley, JD

kurt-kelly-american-insurance-agency-aia 50x50Bellingham, WA August 25, 2015.

Read more…

 

• Renters’ Nation – Dark Side of Dodd-Frank, its Impact on Affordable Housing – what 38 hours and 25 minutes reveal 

by L. A. “Tony” Kovach


tony- kovachWe’ll let John Caron – whom we interviewed for this episode of 
Inside MH – tell you about his significant history in manufactured housing, MH Communities and in real estate investing in his own words.

Read more…

 

• Controversial Media Reports – The Guardian & KVUE – On-The-Record Interview with Frank Rolfe of Mobile Home University, MobileHomeParkStore, RV Horizons 

by L. A. “Tony” Kovach

tony- kovachOne of the most controversial figures in the MHC world today is Frank Rolfe.

Read more…

 

• Do People Research Manufactured Home Personalities, Companies and MH Industry Subjects? Yes! 

 by L. A. “Tony” Kovach

tony- kovachDo people research companies and people on MHLivingNews.com and MHProNews.com?

Read more…

 

• A Cup of Coffee with…Chris Parrish

a-cup-mhmsm-com1) Who, What and Where: (Your name and your formal title at Parrish Manor).

Read more…

 

• A Cup of Coffee with…Dan Rinzema


a-cup-mhmsm-com1) 
Who, What and Where: (Your name and your formal title at MHVillage/DataComp)

Dan Rinzema, President and CEO, Datacomp Appraisal Systems, Inc. and MHVillage, Inc..

Read more…

 

MARKETING

 

• You Like Me, You Really Do Like Me!

by Wayne Coakley
WayneCoakleyGrenadeMarketingGroupReputationMarketing-ManufacturedHousing-55x62 headshot_MHProNews-com-As you know, nowadays people search online before they buy just about anything.

 

Read more…

 

Matt Weaver, Campbell Caron Properties on IREM, Management, More! Inside MH Road Show Video 

 by Soheyla Kovach

s-k“Failure is Not an Option.”

 

Read more…

 

PERSONAL REFLECTIONS, MOTIVATION and INSPIRATION

 

• Living with Wisdom – 3 Tips for Today

by Tim Connor, CSP

tim-connor-mhmsm-comWisdom – the blending of – information, knowledge, experience, judgment, truth, reality, maturity – to achieve dreams, goals, life purpose, inner peace and happiness…

 

Read more…

 

• ZigOn Work

by Zig Ziglar

zig-ziglarOne of my favorite quips about work is this: Someone asked a worker how long he had been working for his company and he smilingly responded, “Ever since they threatened to fire me.”

Read more…

la-tony-kovach-latonykovach-com-

 

By L. A. ‘Tony’ Kovach.