Archive

Posts Tagged ‘tim williams’

Cui Bono? “Killing Me Softly,” Manufactured Housing’s New Theme Song?

April 4th, 2019 No comments

 

CuiBonoKillingMeSoftlyManufacturedHousingNewThemeSongClaytonHomesBerkshireHathaway#MHIUpdateMastheadMHProNews

Whitney Houston died a tragic death. She began her career in Gospel. It was Roberta Flack’s, not Houston’s song, but one might suspect that near the end of her dramatic life, the lyrics “killing me softly with his song” were perhaps filled with deep meaning for Whitney.

 

11,582,041 YouTube views – published Mar 16, 2016.

When a company is a subsidiary of the Berkshire Hathaway conglomerate, there is not much they are unable to afford, so long as it makes good business sense.

Need great marketing? Berkshire can provide the capital needed. Research? Warren Buffett led Berkshire has personal connections with the Urban Institute, along with other nonprofits. What they may not want to pay for directly – for whatever reason – they can hire done in the way of consumer or other research.

One could go on, but the point is simple.

 

During well-documented affordable housing crisis in the U.S., how is it possible that the most proven solution known in the U.S. is languishing? How is it that Buffett and Berkshire would allow Clayton Homes to be in the manufactured home industry that 2 decades ago was doing 4 times the level of sales that it is today?  How is it possible that once more, for the last 6 months, the industry’s sales are shrinking during an affordable housing crisis?

 

 

The Investigators Question – Cui Bono?

The Latin phrase ‘cui bono‘ is a question that means, ‘who stands or stood to benefit?’ If one is looking for a criminal or a motive for an action, the question cui bono – who benefited – helps narrow down the suspects.

Clayton Homes and their allies demonstrably dominate the Manufactured Housing Institute (MHI). They and a handful are what MHI award winner Marty Lavin, JD, called big boy” firms that arguably rule the Arlington, VA based MHI roost.

The latest new manufactured home production and shipments data is out for February 2019. It’s sobering. Yet, when MHI put out its latest missive to their members yesterday, there was no mention of the roughly half-year downturn in production and shipments of new HUD Code manufactured homes.

Instead, in an “MHI Update” there is blather about other topics, including the theme for their upcoming Congress and Expo, “Let’s Keep Building.”

The irony and hypocrisy are so thick, a good steak knife and fork are needed. But it’s part of their purported M.O., to borrow from the song lyrics, of “killing me [or thee] softly.” Happy. Upbeat. All is well. New research…

If MHI is doing it, then the big boys must want it done that way, right?

Please try to explain the logic of allowing federally regulated HUD Code manufactured homes to languish during an affordable housing crisis? Who benefits? How did or do they benefit?

The answer we’ve logically deduced at MHProNews is as sobering as the latest shrinking production data.

For newcomers, Berkshire is based in Omaha, Clayton and their affiliated lenders are in metro Knoxville, and we’ve noted earlier that MHI’s office is in Arlington, VA.

 

That said, as was noted in Soheyla’s market report feature on 4.3.2019, the question was asked. How does one of explain the manufactured home industry’s poor performance since 2003?

 

SoheylaKovachMD-MHProNewsMHLivingNews“There are only a few possible logical options.

 

  • The Omaha-Knoxville-Arlington (OKA) axis and their allies are incompetent. They don’t know how to sell affordable manufactured homes during an affordable housing crisis.
  • The OKA axis are posturing efforts to address concerns that for whatever reasons are not working. This is what MHARR called the “Illusion of Motion.”
  • The Omaha-Knoxville-Arlington axis have a plan, and they are acting upon it. That plan does not short term include short term steps that will fix the headwinds that are buffeting manufactured housing.”

  

We respect the intelligence of Kevin Clayton, Tim Williams, Tom Hodges, Rick Robinson, and others in the mix noted above. They are smart, successful professionals. So, one may logically deduce that the OKA axis must for some reason want or accepts these historically low levels of production and sales.

If so, why? Cui bono? Who benefits from it?

The logical answer is stark. Let’s sum up to this point. If one agrees that these are intelligent, capable people, here’s what one comes to conclude. There is some arguable benefit to those who want to consolidate pieces of the industry slowly at a bargain price. Whenever the powers that be are ready to take the foot off the brake pedal, the manufactured home industry will roar back to life. The value of their assets’ that were acquired at a bargain rate will then soar.

We’ve provided several opportunities for Kevin, Tim, Tom, Rick, Lesli, Dick, and others to publicly refute these contentions and concerns. We did so as recently as last week in Tunica, where they and/or their attorneys could have attempted to explain away the following. We invited them to give their version of the impact of what Berkshire Hathaway brand records and video linked below described.  Click on the linked text-image box for the details and ‘smoking gun’ evidence.

 

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

The reply from the fine folks in Knoxville and Arlington was silence.

Let me confess that some of what we do is arguably unorthodox. For instance, I documented those outreaches to Kevin and his crew with bcc’s to individuals who are in the industry, to federal or other legal officials, and to MHI members and non-members. We’ve advised MHI’s outside counsel, who had previously informed us that he is assigned to monitor moi and our publications.

Put differently, they can’t deny that we’ve given them every opportunity to clear up any misunderstandings. If there is an alternative reading of these linked facts, or others like it, they remain mute. Keep in mind, until 2 years ago, they routinely replied promptly. But now, they rest instead on their 5th Amendment protected right to remain silent.

We respect that right, along with the others protected by the U. S. Constitution.

They’ve made the claim for years that MHI represents ‘all segments of factory-built housing.’ If so, they are failing. If they don’t change behavior, it implies they are either insane – or they must want this outcome of declining sales –  for whatever reasons.  The opportunities for HUD Code manufactured homes are amazing, but the performance doesn’t rise to the level of tepid, based on current and historic trends.  In a U.S. market that did $1.6 trillion dollars in new and existing housing sales in 2018, manufactured housing couldn’t crack $8 billion?  Consider the facts and pull quotes.

 

2018DataShareofHousingMarketManufacturedHousingInfographicDailyBusinessNewsMHProNews612

 

Meanwhile, as the industry sags, the routine of pleasant MHI and other meetings goes on. The steady drone of MHI happy talk and happy music strums on.  Cui bono?  Why not take Warren Buffett at his own words?

 

WarrenBuffettAZQuoteCriticalFactorDetermineValuePayFairBargainPriceMastheadTonyKovachMHProNews

GoodBusinessIsLikeAStrongCastleWithaDeepMoatAroundItSharksIntheMoatIwantItUntouchableWarrenBuffettQuoteMHProNews

 

If you listen to Amazon’s Alexa Fund estimate in 2018 for the potential for prefabricated housing sales in the U.S., they estimated that at some $330 billion annually.  There are several kinds of prefab housing, but manufactured homes are outselling the others.  So let’s cut that Alexa Fund estimate in half, or $165 billion.  That suggests the industry could be doing some 20x the sales volume it is currently achieving. Is that sufficient motive to manipulate a marketplace?

 

 

Whitney, you were a superstar. Will you warn the advocates for affordable housing that the powers that be, like with thee, are killing the pain of independents softly, with their song…?  “We Provide, You Decide.” © (News, analysis, and commentary.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

New Manufactured Home Production, Shipment Data-February 2019

 

Surprising Discovery on Manufactured Housing’s Enhanced Preemption, Hidden Gem$

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

Positive, Uplifting Third-Party Reports Favor Modern Manufactured Housing, So What’s Going Wrong?

 

“Democrats Are Sinful Hypocrites. Just Like All of Us.” Weaponizing Information, Senator Elizabeth Warren, and MHVille

Profiting & Correcting – Manufactured Housing Traps, Pitfalls and Swindles

Conquest Capitalism – Thoughts of Chairman Warren Buffett – Billionaires Campaign to Control Trillion Dollar Affordable Housing Market

 

“The Illusion of Motion Versus Real-World Challenges”

HUD Code Manufactured Home Production Decline Persists – Time For Action Not Excuses

MHARR Urges Congress to Preserve DTS In GSE Reform Legislation DBN

 

 

 

 

 

 

 

 

 

 

 

Profiting & Correcting – Manufactured Housing Traps, Pitfalls and Swindles

March 23rd, 2019 No comments


ProfitingCorrectingManufacturedHousingTrapsPitfallsSwindlesMastheadBlogManufacturedHomeIndustryLATonyKovachMHPronNews

Think triple damages potentially worth millions to some pros that you know, and billions collectively as you read this. You, a friend or colleague may be entitled to it, and you may not even know it. It may be easier than you think. That will be explained further below.

 

I can picture in my minds eye a couple I met at an Illinois Manufactured Housing Association meeting some time back. They were seniors. They were pleasant, well spoken, and successful for decades in the manufactured home community ownership arena.

But at the time we met, they were facing a crisis with their community. For years, occupancy had trended down. Their business model, as was true if thousands of other community owners for decades, depended upon so-called ‘street retailers’ to sell homes into their community.

When thousands of street retailers vanished in a matter of years, land-lease community owners like them lost a leg in their business model’s 3 or four legged chair. A series of other events in the late 1990s into the 2000s hurt them as it did others.

With dwindling occupancy, deferred maintenance became critical. Those often turn into headlines that for some years now are among those that has haunted land-lease communities – and by extension, the rest of the industry – in news stories and headlines like those shown below.

Mainstream media reporters may or may not be aware of those background dynamics. All they know is that sewer lines that once worked fine, are now a problem. Or water systems may need updating, but haven’t been properly care for due to such economic challenges.

Rephrased, take out retailers, and a series of other events created a cascade effect that continues years after those ‘street dealers’ vanished. Factories that supplied those retailers were shuttered. Lenders and financial services firms lost a once steady and dependable stream of business. Suppliers, transporters, installation, workers of all kinds are harmed.

Nor can manufactured home resident impact be overlooked. Resale values, the entire normal supply and demand chain equilibrium is disturbed.

All of that occurs by removing thousands of independent manufactured home retailers.

Much of the industry and its home owners has yet to recover. Headlines like the ones below hit mainstream news. Of course, it’s a turn-off to prospective manufactured home buyers.  

ManufacturedHomeCommunityMobileHomeParkNewsMHProNEws

Then, ponder the effect of a vertically integrated firm like Clayton Homes and their Berkshire Hathaway sister companies. When you have essentially an unlimited pool of capital, you can afford to lose money at dozens of locations. Never forget that Kevin Clayton said on camera that it would be okay with “Warren” if he lost money for five years, as long as Clayton was widening its “Moat.”

It is simply impossible to fully grasp the impact that kind of strategy has on the industry, until it is carefully understood.

The problems mentioned above then create “value acquisitions” for consolidators. So while Berkshire Hathaway benefited, because Clayton Homes expanded its Moat from some 13 percent to about 50 percent of the market in just 15 years, it also made it easier for several larger community operators to buy distressed communities. Those distressed communities may have operated just fine for years.

The residents in those once properly operated, but years later turned into distressed neighborhoods were suffering the impacts too.

A few “won.” Thousands of independent businesses lost. Millions of Americans were impacted.  But even big boy companies are harmed today, because the image of living in a manufactured home community was shifted over time from happy to problematic.

That’s just one part of the cause and effect of the traps, pitfalls, and swindles that have cost Americans tens of billions of dollars. A few benefited, but at what harm and cost?

This is a topic worthy of debate. Kevin Clayton, Tim Williams, their attorneys ought to explain or refute the evidence, if they can. Joe Stegmayer, MHI Chairman, a former president at Clayton Homes ought to stand before their industry peers and explain the documents, direct quotes, and video recorded statements if they can.

They and their purported puppet association in Arlington, VA have the right to remain silent. Never forget that for years, they each promptly responded to questions from MHProNews. It was about two years ago that all that publicly changed. But what they can’t erase are the impacts on the industry. Nor can they erase the times they publicly praised MHProNews in writing, verbally, or even on video.

These problems are opportunities in disguise. Time will tell if Clayton et al will appear before their industry colleagues next Thursday afternoon and explain the documents, quotes, money trail, trend lines, and evidence compiled here or on MHLivingNews over the years.  

But if they come or not, be one of those who see, listen and learn how the pains of the past and present can become a silver lining to a dark cloud.

How so?

Several ways. We will mention only one today, but more ground will be covered next week, in person and live. The opportunity for class action lawsuit that are handled by plaintiffs attorneys who will sue those responsible on contingency.

That harm artificially caused could logically extend to millions of manufactured home owners, because their resale values have been impacted by such purported market manipulation.

That harm also extends to those whose businesses were sold at a discount or failed all together.

Manufactured housing has seen several large class action lawsuits over the years. It remains to be seen if the SEC, which won’t confirm or deny that they are studying market manipulation in the Cavco Industries case, will dig into such matters. It remains to be seen if shareholders attorneys are going to look into these issues. Why should they? Because if Stegmayer as a former Clayton executive understood all this, and did it didn’t do certain things at Cavco, it obviously impacts business performance and share holders stock value.

It may not pay independents and others on the spot to be at the Tunica next Thursday, March 28, starting just after 12 noon. But it could be worth millions to some businesses, thousands to millions of home owners.

On my personal library’s bookshelf is a chess book. It’s title includes the phrase, Chess Traps, Pitfalls, and Swindles. It never dawned upon me just how much that title may apply to our industry. “Manufactured Housing Traps, Pitfalls, and Swindles.

 

Profiting & Correcting – Manufactured Housing Traps, Pitfalls and Swindles
You or a Colleague’s Opportunity to Collect 3 Times What You Lost

Plaintiffs’ attorneys inform MHProNews that such cases can bring triple damages.  As most readers will know, a contingency lawsuit means that the attorney bears the brunt of the costs and risks. The only reason they take on such a case is because of their confidence in winning it.  You or other victims don’t even have to know how it happened to you.  You only have to have been a victim in order to participate in such a potential landmark case.

 

Speak No Evil, Only Evidence. Tunica Show, Feds, Clayton, 21st, MHI, MHARR, Public Debate, and You

 

Please RSVP for Tunica next week for session 1. It’s open to legitimate industry members who are coming to participate or learn. We are seeking to expand the meeting room space from what was originally reserved. Details will be updated via our emailed headline news, so make sure you are signed up. 

Here’s that email link.

ManufacturedHomeIndustry1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

 

 

There will be a Q & A after each session. To learn more, click here the linked article above or further below the byline and notices.  

We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

HistorySeriesEventsDescribingAmbitiousTriesDominateManipulateOppressOthersThatCreatesDesireAmongFreedomAmongThoseBeingManipulatedDisadvantagedControlledLATonyKovachBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up for our headline email news updates Today!

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

ManufacturedHomeIndustry1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Speak No Evil, Only Evidence. Tunica Show, Feds, Clayton, 21st, MHI, MHARR, Public Debate, and You

 

“November Rain” – DoJ’s Top Antitrust Cop – Assistant Attorney General Makan Delrahim ABA Speech on Antitrust Enforcement for Americans

Tim Williams, PBS News’ Bad Bargain, Manufactured Housing Institute, Buffett’s Mirror, and Clayton’s Costume

Minnie Driver, Millionaires, and Billionaires – Debunking “Housing for the Poor” Image of Manufactured Housing

“Tug of War” – Manufactured Home Community Legislation – “Vicious Cycle Goes On,” Impacting Industry, Home Owners, and Potential Buyers

Warren Buffet’s Quotable Quotes on Business, Institutions, Behavior, and News Reporting

 

 

 

 

 

 

 

God’s Sense of Humor, Tilting After Windmills, Manufactured Housing – Merchants or Crusaders?

January 27th, 2019 No comments

 

GodsSenseofHumorTiltingAfterWindmillsManufacturedHousingMerchantsOrCrusadersMastheadMHProNews

What’s wrong is that enough people don’t ask what’s right – that’s a faithful paraphrase of the brilliant writer and believer, G.K. Chesterton.

 

One need not look far to discover that the Creator of all has a healthy sense of humor.

 

Warren Buffett, Kevin Clayton, Tim Williams – among their allies, pawns, lackeys, and stooges – could not have counted on their strategic economic Moat encountering the various resistance personalities found working in the manufactured home industry today.

Former Manufactured Housing Institute (MHI) President Chris Stinebert made a series of arguably interesting, inaccurate, and mistaken comments in his departing message to their association members and followers. One colorful piece of advice Stinebert gave was not to go tilting after windmills.

There are those who understandably believe that it is safer to be a so-called “Merchant” – someone who a self-described MHVille merchant said will do business with anybody –  than it is to be a Crusader, who could be defined as someone who fights for whatever is right.

But as the manufactured housing industry approaches 43 years since the construction of the first HUD Code for manufactured homes on June 15, 1976, there is an increasingly self-evident reality. It’s this. After decades of many MHVille industry pros being mainly merchants, the pool of merchants has steadily shrunk since the last industry high water mark of 1998.

Buffett says he loves to read. He finds value in history, facts, and figures. It’s a point the Oracle of Omaha and this far lesser known Masthead writer concur on. Wheat and chaff. Accept the truth, from whomever or where ever you find it.

In God’s grand sense of humor, Buffet’s minions picked an avoidable fight with this multiple award-winning history major, who happened to be a philosopher’s son. What rich irony!  That divine joke keeps me rolling, in more ways than one.

Not everyone in MHVille is a short-term thinker who will sell out the Master for 30 pieces of silver.

America is a nation filled with tragedy as well as hopes, with a rich tradition of attainable dreams.

Only those who will use some of their time, talent, and treasure to support the crusaders for justice in MHVille will hope to see the day when MH Nation becomes a reality. MHNation is attainable, but it requires enough sufficiently motivated efforts, hands, wit, and resources to help build and sustain it.

 

 

Big and Small, They Lost It All

Over the years, this writer has peered into the eyes of mom and pop businesses who didn’t understand what happened to their once thriving enterprises or land-lease communities.

This Masthead writer also watched as the once mighty fell too.  Previously dominating ‘old Fleetwood’ or ‘old Champion’ vanished in less than a decade, under the headwinds of the builders of Buffett-style strategic economic Moats. 

If the former giants of MHVille didn’t survive the strategic economic Moats of Chairman Mao, pardon me, Chairman Buffett, then what hubris does it take to believe that the also-rans in Claytonville can survive “the Moat’s” steady, grinding, and seemingly invisible methods?

We respect George Allen’s service to his nation.  Lord only knows what he may have encountered during Desert Storm or in the deadly jungles of Vietnam.

That said, it’s pathetically laughable when someone like George F. (F?) Allen calls himself the industry’s “historian.” Here’s how he said it in a recent post, “This blog posting is sole national advocate, official ombudsman, historian, research reporter, education resource, & online communication media for North American land lese communities!

 

CommunityInvestorJan152019GeogeFAllenMastheadBlogMHProNews

The next time the Omaha-Knoxville-Arlington axis asks for a hit-job, please send someone less self-contradictory, and more competent.  History?  Allen’s view of history puts him in the center of it all. Fascinating choice of who to answer, Kevin. 

 

Listening, musing, and reading pay. It was listening to a former client/supporter of Allen say, ‘With George, it’s AAA. All About Allen.” Priceless insight, spot on, and moving on.

 

 

Jesus and the 10

Jesus never preached socialism. Nor did Jesus preach monopolistic methods.

Properly understood, the 10 Commandments that Moses brought down from Mount Sinai protect private property and human wealth honestly earned.

It’s simple, really. Constantly reference, strive to support, and follow those Ten Commandments. Let those 10 and the lessons of the Good Book be your decision-making guide. When those 10 Commandments are understood and followed, society will thrive. When ignored, mocked, or trampled underfoot, the weak or most innocent become victims.  The Ten, with motivated merchants, make for the sufficient needs of crusaders.  The rest are details and commentary.

 

UnlessThereisAGodAllMoralityIsJustOpinionBeliefsNoKingsNoMonopoliesNoOligarchsAmercanWayMHProNews

The top images are composites from the Prager U video, further below. Over a million views on that thought-provoking video.

 

The Rev. Martin Luther King, Jr. Ph.D. was a sinner, like this writer, and the rest of us mere mortals. King had strengths and weaknesses.  Ditto. But that thoughtful strategist led a peaceful revolution in his day. King was a Crusader. That eloquent preacher had merchants who supported his crusader efforts.

Crusaders like Jesus, King, or Gandhi are always the ones who change the world.

 

MahatmaGandhiWIkiMastheadManufacturedHousingIndustryCommentaryMHProNews

This is historic. This is part of authentic history. 

 

Together, with arms locked, King and others marched against the oppressors of his time. King was a visible figure, but never forget that there were numbers of less visible ones who made sure that King secured the victory they sought.

Affordable quality housing – which can be served in the form of modern manufactured homes – is a civil, constitutional, and a legal right. But it will take enough Crusaders to beat those who’ve manipulated the American system in a way that moat builders seek to enrich themselves, as they arguably defrauded their neighbors as they smiled.

 

Don’t stop being a merchant.

 

But if you don’t want to be a statistic among other merchants in MHVille who’ve fallen before you, if you don’t want to be another “value acquisition” of Berkshire or a Buffett buddy, then ponder this reality.  You must use some time, talent, and treasure to support new structures to replace the purported corruption of Arlington VA based MHI and their masters in Omaha and Knoxville.

Buffett’s smart, in a Machiavellian way. Chairman Buffett and his are patiently grinding the industry into powder that he can easily swallow at a cheap price.

You, we, and other people of good will can use cunning, truth, and existing laws to beat Buffett at his own game. Who says? Centuries of Bible stories tell me it’s so.

There are various ways people around the globe express the Ten Commandments. Properly understood, at their core, they are the same. It’s noteworthy that Christian, Jews, Muslims and other believers have similar beliefs to these 10 Commands.

 

 

Read the related reports, further below, for added insights.  Reach out by phone, message, or email to tip, talk or join the merchants who are ready to be or support the spirited crusaders that can beat the corrosive effects of manipulating oligarchs and their Moat builders. Communism and the Nazis were defeated. America had its trust-busting era, that broke up the monopolists. Another one lies ahead. “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

Puzzling Case of Millie Francis, Where are Religious Liberty, Fair Housing, Resident, and Manufactured Home Organizational Defenders?

 

Former Manufactured Housing Institute President, Manufactured Home Owners, Urban Institute, and You

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

“The Illusion of Motion Versus Real-World Challenges”

 

 

 

 

 

 

 

 

Profitably Defeating “the Long Knives” – 2019 New Year’s Resolution for MHVille

January 2nd, 2019 No comments

 

ProfitablyDefeatingLongKnives2019NewYearsResolutionMHVilleManufacturedHousingMHProNews600

“…Tony, these guys have long knives…” read part of a message from a former, high ranking, MHI member.

Here’s a longer quote from another company president.

“…See you in Louisville.  I just finished a book on [name of book withheld]. One of the sayings from that…comes to mind: “Don’t give up the ship!” Tony, You are so correct about this [Arlington-Knoxville-Omaha Axis].  I always knew you were gonna get attacked.  Don’t give up the ship! (or never quit-something like that)…”

 

Something Different in 2019 on MHProNews and for Manufactured Housing

We’re going to do something different in 2019, but never think for a moment that 2018 and the prior years weren’t necessary.

For those who look back, 4 years ago, we named no names of who were at the root of the industry’s internal problems, we simply pointed out the problems.  Later, we began naming the names, while also citing the evidence. IMHO, these predicate steps were essential as a foundation for what comes next.

Let’s start by setting tonight’s table, then we’ll lay out the logical next step.  By the way, we’ll use a phrase once this post and the content linked from this column cover for simplicity.  We believe that the evidence suggests that the manufactured housing market has been manipulated in a fashion that violates several state and federal laws.  We will say ‘alleged’ to cover this topic, so that any attorney for operations based in Arlington-Knoxville-Omaha, their surrogates and allies, won’t have anything they can use against us in court.

That said, use your common sense, look at the linked and provided evidence and here’s the view from the Masthead.

We became a Manufactured Housing Institute (MHI) member close to a decade ago, based on the advice and encouragement of Ken Rishel and George Allen. If we at MHProNews and our affiliated operations wanted to see the industry advances, Rishel and Allen said that joining MHI was how that could best be accomplished.

Perhaps Ken and George meant well.  Maybe they didn’t, I’m not going to belabor that either way.

TheMastheadEditorialCommentaryLATonyKovachMHProNewsWhat your Masthead writer slowly learned as an MHI member, then as an elected MHI board member for their Suppliers Division is this.  The powers that be at MHI picks winners and losers. Literally. That’s not just winners and losers for ‘contests.’ It is also for who they will support or undermine at MHI, and within the broader industry.

We believe in what we have provided evidence for these things.  So, in fairness to George we’ve often said that with him, one must separate wheat from chaff.  There are things that myself and every human does or has done that is chaff, and is best tossed out.  Some things you, I, or all mortals do are wheat.  Wheat properly prepared, for those whose diets permit it, is worthy of our tables.

The very people and/or organizations that we are exposing are some of the very ones that publicly praised us for some time.

Ken, George, Richard [the] ‘Dick’ Jennison, Jim Clayton, Tim Williams, Kevin Clayton, Darren Krolewski, and we could go down the list of those who publicly, on video, and/or in writing have praised our pro-industry, pro-growth work.

 

HowDoesMoatStrategyWorkOutInOpenGreatQuestionSmallBusinessesBusyTradeAssociationsMHI600x793Masthead

But even while some of those where praising our pro-growth efforts, there is evidence that at the same time, our operation – as a member – was being undermined by MHI, and by some of their members.  I frankly wasn’t seeing it at first.

Nor is ours the only such case, as we noted some time ago that George Allen discovered that after years of membership, MHI’s NCC division went into competition with him on several items that he had previously done, like his annual list of the largest community operators. Allen charges for that, MHI gives it away for free. Note too that MHI did so after negotiating with Allen about buying his assets and lists. They reportedly entered into a non-disclosure agreement (NDA), reviewed what Allen had, and ‘failing’ to come to terms, began to compete on some of those same ‘services’ that Allen rendered.

What message does that send to others in the industry, when the trade association you are a member of, suddenly becomes your competitor?

So it wasn’t that I didn’t have clues.  Another MHI board member told me that he didn’t trust the Dick Jennison from the first time he met him. Someone connected with the Louisville Show said the same thing to me, “Tony, I wouldn’t trust Dick Jennison any farther than I could throw him.”

KevinClaytonVideoInterviewHowDidWarrenLearnTheseMoatBuildingstrategiesMHIBehavioralExpertsMasthead

 

I was wrong about Jennison, they were right.

What the Arlington-Omaha-Knoxville (A-OK, but not okay) Axis do is a bunch of BS, and I’m not one to curse very often.  Tim at 21st attempted to deceive thousands of industry independents with that letter of his, posted below.

21stMortgageCorpLogoLetterheadJan302009TimWilliamsRetailersBrokersCutSpecifiedLendingMonopolisticConcernManufacturedHome

The letter was window dressing for a bold plot to put hundreds of retailers out of business.

HowDoesMoatStrategyWorkOutInOpenGreatQuestionSmallBusinessesBusyTradeAssociationsMHI_Masthead

Consider these satirical cartoons to be summaries of what you can in fact find comments on by Kevin Clayton in the video posted on this page. He stated it differently, but it points to these cartoon paraphrases. Those who’ve watched the full video after reading the direct quotes from 21st President Tim Williams, and Warren Buffet’s annual letter in Smoking Gun 3 say that the and report are eye opening.  It is arguably clear evidence of antitrust style action. Who says?  Some attorneys who have reviewed the 21st letter above, the video, and linked article above.

We’ve documented before at the links below the byline and notices that Warren Buffet, and later Kevin Clayton, each contradicted what Tim’s letter claims.  They – 21st – in fact had access to what Kevin said in the video was ‘plenty of money,’ which Kevin said they used to buy other lenders loans plus more industry acquisitions.

So it seems apparent that Berkshire Hathaway simply didn’t want to use those funds to support independents that didn’t buy Clayton products or sell 21st repos.

That’s a manipulation of the market. IMHO, since there were multiple parties involved, that’s collusion.

CollusionAntitrustLawWikiDailyBusinessNewsMHPronews

 

Collusion – per attorneys in or familiar with antitrust law – is one of the possible triggers for antitrust action.

 

KevinClaytonInterviewMHIPacDonationsEItherMajorPartyDailyBusinessNewsMHProNewsMasthead

 

We know for a fact that federal investigators are on these matters, because I’ve personally spoken with some of them.

So, we don’t need this mainstream news video below.  But for our growing number of new readers – that add to our already industry leading audience size – it’s a placeholder and reminder that Clayton’s Knoxville metro’s home town media has said some of the same things we’ve reported.  But mainstream media normally does a story like the video posted, and then they move on. Trade media – like ourselves – can spend more time to focus on such concerns.  Industry comments – like the on near the top – and third-party data tell us that our audience eats it up.

 

 

But the purpose for doing any report isn’t click-bait.  The goal or purpose is to get to the root of what holds manufactured housing back from achieving its true potential. This writer began in this industry in the early 1980s, and I’ve been a true believer ever since. That potential for manufactured homes is arguably in the hundreds of billions of dollars a year for several years. That’s why Warren Buffet and several tech giants are keenly into factory-built housing, and/or are exploring it.

Professionals want to know.  Professionals, investors, and those outside our industry who are researching manufactured homes or factory-built housing have asked me for years a variation of the following question.

 

 

With the value so high on a HUD Code manufactured home, why isn’t the industry doing much better?

 

 

It’s an obvious and logical question.

 

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryMashteadLATonyKovachMHproNEws-756x768

Both a plank in the Democratic Party’s ‘new deal’ plan and a draft by the Trump Administration for antitrust action – each on paper at this point – are in theory aimed at the problem of growing monopoly in America. #OpenMarkets. We plan in 2019 to press both Democrats and Republican leaders on this issue, especially as it relates to manufactured housing. Watch for it.

ClaytonHomesOakwoodHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2003MHanufacturedHousingIndust

Clayton Homes, 2003. After the Buffett Berkshire Buyout.

The answer, once one sees and ponders the evidence, becomes clear. Market manipulation. Or to borrow a phrase from the political left (Senator Bernie Sanders VT-I, who caucuses with Democrats) or the GOP’s President Donald J. Trump, it’s a “rigged system.”   The rest are details and commentary.

ClaytonHomesBerkshireHathawayMarketShareofManufacturedHousingEnd2017MHanufacturedHousingIndustryProNews

While several allegations of monopolistic practices have been made against Clayton Homes and Berkshire Hathaway, this website is the only one to date that is known to have produced evidence of how that was actually accomplished, and provided with that evidence, this kind of logic, and related data.

 

 

While we as an LLC are responsible for our own work product, nothing we’ve done in the past 3 years has been solo.  We’ve had thoughtful and tangible support from numerous industry professionals. The number of news tips from within Clayton, or from withing 21st, or MHI, et al are growing.

 

ConfidentialNewsTipsOKTipsIreportMHNews@MHMSM-comGraphic

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

The Long Knives…

So, while MHI, their surrogates and allies have tried to:

  • Chase off our advertisers,
  • Try to cast doubts or dispersions about my personal life, character, or work,
  • Try intimidation tactics, from more than one attorney/law firm,
  • Try using part-time surrogates – like George Allen, Suzanne Felber or others – to attack or undermine us,
  • What they didn’t do is try to refute a single allegation we’ve laid out.
  • George claims to be this big supporter of independent communities. Pardon me if I’m not buying his BS. If he cared about them as much as he cares about himself, he’d be working with us to expose this manipulators, rather than acting as their surrogate against us. Whatever MHI and the ‘powers that be’ are doing for Allen, I hope he enjoys it, because it arguably won’t last. Some of George’s followers are now also among those who send us tips.
  • If we were wrong about any of this, why don’t Kevin, Tim, Dick, Lesli, Rick Robinson, Joe Stegmayer, Nathan Smith, or any of the others in the mix take me up on the offer of discussing this live in Louisville or Tunica in 2019? Why not do a third-party moderated discussion on stage, in front of hundreds of industry professionals? Why not do so with their ability to call witnesses or experts, and our ability to do the same?  Why not video record the whole thing? Then, why not provide that video and its content to HUD, DOJ, SEC, FTC, the U.S. Postal Service and other federal or state agencies?  We’d of course post the video, so that MHPro readers from coast to coast and from Texas into Canada could watch it for themselves.

If they had the guts and the wisdom, they’d take me up on that often extended offer in a New York minute. But IMHO, these are white-collar con-artists, being called out publicly – with evidence being provided – for their confidence job.

DeceptiveTradepracticesDailyBusinessNewsMHPronewsMastheadTonyKovachcommentary

 

When Clayton team members start telling us some of what will come out in planned reports on MHProNews in the days ahead, you’ll see that a number of our readers are ‘getting it.’ Of course, others are still pondering the matter, while some naturally back MHI. That’s life.

When consumers find us on MHLivingNews and call to tell us their Clayton-21st-VMF ‘tale of woe,’ we listen.  It won’t be long before a report on MHLivingNews will be published, and that will further set the stage for the general public on Clayton’s business practices that we began laying out for the industry’s professionals. Of course, we’ll use all of the proper disclaimers.  Clayton won’t like it, but the law arguably is on our side.  If they try a legal maneuver to stop us, we’ll take it to mainstream media contacts we have already been cultivating.

 

Transparent vs. Opaque

We’ve been highly transparent, because it is the right thing to do.  A federal investigator told me that the A-OK Axis (he referred to “the Oracle of Omaha,” meaning Warren Buffett) is “trying to show you that if you investigate them, that they can investigate you.”

That Fed said it was a clear intimidation tactic.

I’ve looked in the eyes of independent community owners, retailers, producers, and others who lost their businesses, and/or others who Clayton tried to put out of business. That’s their “moat strategy” in action. To me, it smacks of RICO, and the reason it does is a former prosecutor who is an attorney advise us that it looks to him like RICO.

RICO-RacketeringInfluencedCorruptOrganizationsActRICOWikiDailyBUsinessNewsMastheadManufacuredHOusingINdustryProNews

If that former prosecuting attorney, and our suspicions, are correct, these are not only immoral practices by the A-OK Axis, they could be criminal practices.

I’ve spoken with attorneys in and out of MHI, and in and out of our industry. We have a working plan.  While we’ve been very transparent about many things, we will play a few cards later, and hold them closer to the vest.

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

There are several things needed for the industry to advance and for independent operations of all sizes to embrace for their own sake, if they care about the future value of their business.

1)    A new post-production association.  MHI is hopelessly corrupted, inept, lies, and has repeatedly failed our industry’s consumers and professional members.  See the graphic below as but one reason why no one should logically take them seriously.  Keep in mind that MHI’s own prior president, Chris Steinbert, used his exit message in the Journal to politely slap them for a string of misses and failures. So George, in saying what you have – you’re either ignoring reality – and/or you are showing your true colors.

2)    As part of the above Post Production association and/or a body that works with the above, there needs to be an ADL of manufactured housing. As part of that concept:

– Every time a city, county, state, or other group tries to block the placement of a HUD Code manufactured home from being properly installed on a home site, they would get contacted by an attorney representing that ‘ADL of MHVille.’

– Every time media, a researcher, or any other public figure misuses terminology or makes a claim in a manner that is inaccurate, they need to be called out first privately, and if needed, publicly by the ADL of MHVille.

– the NAACP and the ADL for years were successful with a similar approach, and that’s not a commentary for or against their organizations at present.  The point is our industry needs that in order to break through to our full potential.

– We’ve had some MHI semi-supporters say words to the effect, ‘Tony, MHI has tried a few similar things in recent months.’ Of course they have, but what more have you heard about it? That’s part of the MHI-MO. We published about a year or so ago that MHI didn’t meet with the new acting director of the CFPB.  What was the next thing they did?  Meet with the CFPB. MHARR or MHProNews calls them out on a topic, and in time, they put up a fig leaf as cover.  It’s part of the MHI con of their own members. We pushed them on image issues, what did they do?  Put up a series of videos.  A fig leaf that was so modest, that Frank Rolfe has videos that totally dwarf the number of views that MHI’s ‘promotional’ videos do. Something similar is true for Clayton Homes.

3)    We’d encourage more members for the Manufactured Housing Association for Regulatory Reform (MHARR). Yes, they advertise with us, but so have others, including MHI. That disclosure aside, even while I was an MHI member, there were numerous times I publicly took MHARR’s position on a given issue, because they were demonstrably correct.  For example, Kevin Clayton and others were in the MHI meeting room when I took MHARR’s position on the fire sprinkler issue. Dozens where in that room. Kevin just looked, as he has on numerous occasions at shows or whatever when our public position differed from his. I took MHARR’s side on the fire sprinkler topic, because they were correct.  By contrast, MHI’s proposed position was dumb on its face, unless you see that limiting the industry is part of the Buffett-Clayton moat. Something similar could be said about MHARR and MHI on the DOE proposals.  MHARR is consistently right, while MHI is often inept, deceptive, wrong, corrupt, or whatever you want to call them.

– As a footnote to the above, we at MHProNews have no animus towards the vast majority of MHI members, they are often very fine people.  There are some on MHI’s staff that would possibly be worth keeping, but some on the MHI staff are hopelessly corrupted. As with all things, Wheat and Chaff.  In my view, just as I was misled about MHI, many if not most of the current MHI members have been led down an errant path too.  We all catch on to something at a different pace, as I admitted about myself further above.

4)    Local market level marketing, and coaching in sales.  Call it a shameless plug, but we know things that Clayton Homes apparently doesn’t know, or can’t replicate successfully.  Clayton has purchased locations that we worked with on a consulting basis, that’s interesting, isn’t it?  On our consulting/business development side, we have a proven system that works on marketing and selling manufactured homes to those who are thinking about a site built housing. It is based on candor and surprising people with the truth.  It works, whenever it has been properly used.  When it is improperly used, it doesn’t work.  But duh, that’s true of anything else in life.

  • All sales are local.  All marketing in our industry ought to have a local focus.  Manufactured housing is not the RV or automotive industry.  When enough good local efforts are in motion, that will have an interstate reach.  That is how our industry will recover its greatness.  That is how manufactured homes could become a million unit a year industry, honestly and sustainably.
  • Don’t think for a second that Clayton has their own plans to accomplish, once they’ve captured enough of the market and they don’t think they can squeeze any more competitors out via their “Moat.”
  • But Clayton also has an inherent conflict of interest at MHI.  They are into site building. At present, Clayton wins no matter what happens on issues such as the enforcement of the HUD Code’s enhanced preemption, made law by the Manufactured Housing Improvement Act of 2000.

–      We do believe in being competitive, but we don’t believe in driving others out of business.  We’ll leave those underhanded tactics to George, MHI, the rest of the A-OK Axis and their surrogates.

A federal investigator told me we needed to notify local law enforcement about the issues we’ve been dealing with.

 

Words of Caution…

Some in MHVille say in their own words, Tony – don’t talk about the ways they have come after you, that plays into their fear tactics.’ Those voices may or may not be well meaning, but I respectfully disagree.  When we spotlight the A-OK Axis and their dirty tricks, they have often paused or backed off, at least on some of their tactics.

That’s not to say that the time won’t come when they will try to take us to court.  People can sue over almost anything in the U.S. We can’t stop them from that, but they know that as soon as they do, we’ll counter and seek discovery.  We get steady dribbles of information from news tips.  With discovery in litigation, there will be reems of material generated.  Even if they try to destroy some material, other material will out. There will also be witnesses that will be speaking via discovery about matters that they won’t speak about otherwise.

So, if they want that legal fray, so be it.  I’ve told their purported attorney – Graydon Law, that asked us to ‘cease and desist’ has been told just how we’ll deal with them and their ‘clients.’ Transparent.

 

 

Putting a Tail On Us?

That said, and we still haven’t determined who this next person is, but law enforcement will figure it all out.  This person may or may not be connected to the A-OK axis.  The man in the car in the photo below (we’ve cropped off the face of the man and his license plate) was following my wife while she was biking.  A neighbor of ours spotted this “dude.” That neighbor is ex-military and has another resume point I won’t mention today.  But he has good vision, and will be a terrific witness if we need that someday.

 

PurportedStalkerFollowingSoheylaKovachLakelandFloridaMHProNews

We are covering this face, for that person’s privacy at this point in time. But we have that vehicles license plate and his face, thanks to the veteran – a neighbor – who contacted us about his concerns about this matter, see the narrative. Authorities will hopefully do their thing well. As this develops, what we learn, we will share as appropriate.

 

That veteran, still a younger man who is fit and has good vision, etc. told that “dude” following my better half that ‘Dude, if you know what was good you’ for him, ‘you’ll never show your face in this neighborhood or follow that woman [Soheyla Kovach] again.’

It wasn’t until the next day that that neighbor caught up with my wife, Soheyla, and we all three got together for a few minutes face-to-face.  That neighbor shared the photos he took of that ‘dude‘ and said he is happy to testify.

The two quotes from industry voices I opened with above – and others like it above – are right. The A-OK Axis have long knives. Some say they will stop and nothing, but why?

Because housing is more than a trillion dollar a year industry, and Amazon’s Alexa fund has said they see a $330 billion dollar a year market for affordable housing.

That kind of money is tempting to Buffet, Kevin, Tim, or anyone else.

But the irony is that in their greed, they’ve put what they’ve done at risk.  In their greed, they’ve forced perhaps thousands of independents out of business and/or caused them to sell out for less.  There has already been one lawsuit against Clayton on that kind of topic.  We’ll talk about that lawsuit another time.

 

Meeting at Louisville, Tunica…

We plan to meet with some select industry pros at Louisville, and against at Tunica.  We want that meeting to be transparent. We’ll post the details before they come out.

The thrust of the working plan is this. If the A-OK Axis won’t do a public discussion and/or debate, well then yours truly is happy to put on a live presentation with or without MHI, Clayton, 21st or whomever. Your Masthead writer is happy do a power point, lay out the evidence, the money trail, invite the media, and take questions live and answer them.

When we schedule and do that planned presentation, we’ll even invite MHI-Clayton-Berkshire brand surrogates or team members to come.  Why? Because nothing will be more powerful or transparent than to have them ask questions, and let me answer them live.  We can video record that entire presentation. We’ll post that for the industry at large.

Let’s be clear.  We are going to cover a full scope of topics that impact manufactured housing.  But Frank Rolfe, who has backed off public criticism of MHI and their puppet masters, was arguably right when he said that the greater threat is from within our industry.

Let’s also be clear on this.  I won’t stop, our family won’t stop until the last stich of this tragic rigging of manufactured housing has been fully explored, and resolved.  If I ever stop, you can bet that foul play was at work.  We’ve taken steps in that event too.

The greatest thing the industry’s members have to fear is NOT standing up to the A-OK axis.  The data in those graphics, illustrations and videos above clearly reflect the trend lines.

If they aren’t stopped, sooner or later, it will be you at some time down the road.  Why not stop them, now?

MHVille is Buffett’s buffet, and the Monopolistic Housing Institute is his buffet smorgasbord. We have, are, and will publicly call them out, supply the evidence, while others are supporting us in calling them out.

We are going to reclaim what’s right about manufactured housing, while rejecting all that is wrong.

That’s how we’re starting 2019.  That’s our new years resolution.  We are going to do our part to make manufactured housing great again, greater than ever before.

How about you?  Want to join us in Louisville or Tunica?  You can use the link above or below to contact me, and we’ll begin the planning and execution of the next steps. “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

Forbes Focus on Manufactured Home Communities, Spotlights Sam Zell’s Equity LifeStyle Properties (ELS), MHC Investing

2019 – ‘Don’t Tease?’ RV Horizons, MHI v CSPAN, HUD’s Brian Montgomery, Clayton – New Year’s Spotlights

 

Eye Opening – Manufactured Homes in National, Global Context

 

 

‘Over Target’ Reactions, WHA Exec (ret) Ross Kinzler, Won’t Defend MHI Policies & Points to Prior MHI Failure

March 4th, 2018 No comments

HeavyFlakRossKinzlerOverTargetReactunWHAExecRossKinzlerWontDefendMHIPoliciesPointsToPriorMHIFailure

I have no comment on MHI’s legislative agenda.”
Ross Kinzler.

 

The [MHI] Urban Design Project didn’t have any lasting market effects.”
Ross Kinzler

 

Priceless, direct quotes.

 

Why Priceless?

They are significant observations – and de facto admissions – by someone ‘defending’ MHI, and their ‘new class’ of manufactured homes.

The rest that follows are details, context, and commentary.

Briefly consider the point Ross Kinzler made about a prior MHI project that he used as an analogy to the MHI-backed ‘new class of homes’ concept.

 

Kinzler raises the interesting comparison between MHI’s previous ‘Urban Design Project,’ which didn’t perform as planned, and the MHI proposed “new class of manufactured homes.”

It is Ross who said the Urban Design Project had no lasting market effect, a nice way of saying MHI didn’t move the needle.

Aren’t those polite phrases for failed?

Keep in mind that Kinzler has reportedly done some consulting for MHI.  Yet, Ross won’t defend MHI’s legislative agenda.

That speaks volumes.

The rest are useful details and commentary, but if a reader stopped right here, the take way is that MHI’s prior ‘similar’ project failed, and MHI’s legislative agenda won’t be defended even by those who have been or are paid by MHI, or whom MHI staff has called ‘affiliates.’

Kinzler, has reportedly done consulting for MHI, and yet he still won’t defend their legislative agenda?

Why not?

Aren’t those two directly quoted sentences by Kinzler at the top warnings for every independent community, retailer, producer, service provider, and lender?

 

CityScapes at the Mills of Carthage; Boston and other cities, are you Listening?

(MHLivingNews has spotlighted one of the HUD Code
manufactured home projects dubbed
the Urban Design Project that Ross Kinzler’s
comments referenced.)

 

To Be Fair and Accurate, There are Many Possibilities

There are several possible reasons why Kinzler, or others in the MHI camp, don’t want to defend MHI’s legislative agenda.  We are not casting any dispersions on Ross, Amy or any others.

People can make good faith errors, and good faith mistakes in reasoning.

That, by the way, is one of the reasons why public debate can be healthy!  If there is an honest fact or analysis error, let that be logically aired out in public.

Which begs the question, why then does MHI and their surrogates often duck such debate? When key questions are asked about MHI, Berkshire Hathaway, et al, why do they all go quiet?

But as the CSUN – California State University – says in a report on logical fallacies, one of the reasons to know and spot errors in reasoning, is that once an error is spotted, that error can be removed from the discussion.

Doing that saves time in the long run.  Such honest, intellectual analysis dates back over 2,000 years.

Why keep repeating some variation on a logical error?  We’re doing MHI members and non-members alike a favor by spotlighting what look to be logical, legal or other errors.

 

What Sparked the Flak

ICYMI, the email in the article linked below is part of what sparked all of this flak this past week.

Keith Anderson, CEO Champion Homes, MHI ‘New Class’ Monopoly Concerns Memo, ‘Harms Owners, Independents’

 

Nathan Smith on the MHI Agenda and Track Record

I credit former MHI Chairman Nathan Smith for admitting during the video below that MHI needed to admit the associations prior mistakes, and make an effort to learn to avoid them.  Smith’s admission was an important step. But have MHI’s leaders in fact learned from prior errors? Is there any consequence for MHI leaders from failures?  In the private sector, a mistake costs jobs or money or both.  What happens when MHI errors?  Where are the consequences?

 

 

One possible reason why Kinzler won’t comment is MHI’s legislative agenda and history is simple.  The MHI track record and agenda are not an easy to logically defend or explain.

MHI’s Rick Robinson, an attorney trained in debate and objective analysis, won’t defend MHI’s position either, nor will he or anyone else at MHI do so.

Why not?

Ross_Kinzler_credit_Community_Connections_posted_on_MHProNewsSo Kinzler’s in plenty of company when it comes to not defending MHI’s agenda or track record.

Another reason, as this writer replied to Kinzler is that the logic, history, ethics, and theories behind the MHI agenda are dubious at best.  It’s a relevant point.  In fact, Kinzler was the one that pointed out the steep decline in manufactured housing production, and noted the harmful ripple effects throughout the industry.

average-shipment-per-decade-manufactured-home-posted-on-mhpronews-com d

There are tons of negative impacts for low volumes of new MH sales. One is that there are fewer used homes on the market. Image credit: Ross Kinzler – Wisconsin Housing Alliance.

 

Perhaps that explains in part why after years and millions of dollars in efforts, MHI key agenda items have not passed. Positions like the arguably contradictory position on the DOE Rule led to a flip flop that MHI leaders don’t want to admit.  Their flip flop on Clinton/Trump, their flip-flop on Pam Danner/HUD, etc. all can reasonably be seen as falling into that category.

 

But once more, in fairness, there are other possibilities. What we know is that Kinzler won’t defend MHI’s agenda, and neither will MHI publicly defend their agenda; why not?

Those who seek the truth on any subject want solid answers to reasonable questions. Curious minds want to know…

ThoushallNotCommitLogicalFalllaciesYourLogicalFallacyPlatoAristotleSocrates575x1673

The “Straw Man” argument is one of the common fallacies that are used – intentionally or inadvertently – that can misrepresent the facts. The chart above shows some of the more common logical errors, but another not shown, that is used when George Allen enters a discussion is the red herring.’ Allen also likes ad hominem attacks. By intent or by mistake, the fallacies in reason lead people to wrong conclusions.

 

Kinzler Defended Bliss, A Deeper Look

Kinzler indicated he was defended his colleague Amy Bliss. But Amy was not attacked.  Ross ‘defended’ Bliss by what’s known as “straw man” arguments. He said things neither MHProNews, nor this writer have said.

Perhaps Kinzler misread?

Then, Ross ducked the same questions and opportunities to discuss by phone to clarify possible misunderstandings that was offered to Bliss, why?

Keep in mind, I personally like and respect Amy and Ross — so this isn’t personal, from our side of the fence, this is a purely professional disagreement.

Think of it as a clinical doctor’s analysis — what do the tests and the facts reveal?

RedHerringDefinitionFalseArgumentDistractionMisleading

Wittingly nor not, George Allen often falls into red herring and ad hominem tactics. When those are used intentionally, they are designed to distract or belittle, without actually answering the questions under debate or discussion.  For someone trained in debate, their use signals the weakness of the argument of those who use such methods

 

George Allen, a Bit Different?

Neither Kinzler nor Bliss accepted the offer to discuss items by phone, to clarify understanding. While written words are useful, they can be misunderstood. The combination of written and spoken words can thus become one way to avoid misunderstandings.

Allen’s situation is perhaps different.

He made an interesting revelation, saying he has quit MHI.  He’s not alone.

State Associations, Companies Quit Membership in Manufactured Housing Institute, (MHI), One Explains in Writing, ‘Why?’

Then, Allen says he hasno dog in the hunt,’  but begins blasting away furiously with attacks on the person (= ad hominem fallacy) or red herring tactics.  Those have been an Allen-isms traits for some years.

But what’s revealing is the fury of the defenders of MHI, without actually addressing the specific points made or concerns raised.

Why weren’t specific questions, being directly answered?

 

Don’t Bother Me With Evidence or Third Party Report’s…?

There’s an old saying, ‘don’t bother me with facts, my mind is made up.’

  • Rick Robinson
  • Richard ‘Dick’ Jennison,
  • Lesli Gooch,
  • Amy Bliss,
  • Ross Kinzler,
  • George Allen and others have ducked out on dealing with specific concerns raised by voices inside the industry and those outside of the industry.

For Allen, that’s perhaps particularly problematic, because he claims the mantle of defending independent communities.  Is he failing them, by not digging into the realities? Why is he now denying concerns on similar issues he himself has previously raised?  Has Allen flip-flopped? Doesn’t he see the contradictions in his reasoning?

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

 

Personal Example Makes a Professional Point Useful to Manufactured Housing

My friends, family, and relationships include people of many faiths and backgrounds. Among them are various kinds of Christians, Jews, Muslims, Buddhists, and non-believers. My parents raised us, thank God, with lived examples of how you treated all people with respect, and dignity.

People of good will can have disagreements.

So the response? It ought to be to examine issues, and if someone is mistaken – to show them their error.

But that isn’t done by name calling.  Even when we strongly disagree with Mr. Buffet, Berkshire Hathaway or MHI, we aren’t name calling or mud-slinging. Rather, we provide evidence, quotes and voice concerns in a professional manner.  Let them reply, if they can.  If they can’t perhaps that answers why they began ducking out on engagement, discussion or debate over a year ago.

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

Bliss can speak about conspiracy theories, but when many have provided evidence, how can you call it a conspiracy theory any more?

Wisconsin Housing Alliance – an MHI ‘Affiliate’ – Amy Bliss’ Messages Raise New Anti-Trust Issue

Honest discussion is not accomplished by twisting the other person’s words, or by using false evidence, or misleading arguments.  In fact, manufactured housing advocate, the Rev. Donald Tye Jr. has raised several important points, which will be useful in upcoming articles.

“F-Bombs” Fly – Cursing Manufactured Housing and Tornadoes – Engaging Public, Experts, Officials, and Media

Soheyla had an article this week were we showed some of the vile name calling people post or send on the tornado and manufactured housing topic. It is linked above. The typical response made by this writer begins doesn’t start by cursing them back in return.

Let’s close with a very personal analogy, and I asked permission before sharing this.

My younger brother Tom Kovach holds very different views on a wide range of issues, and leads a life quite different than my own.

NormanTranscriptTomKovachWard2CityCouncilDemocraticCandidateMstheadBlogMHProNews

While I consider myself a centrist and independent, my brother Tom is pretty far left in many items of Democratic politics. But Tom can be reasoned with, and he and I don’t typically take offense when we disagree in a policy, moral, religious, or other issue. The point is that people can disagree, respectfully.

That said, we are brothers. We love and respect each other. Yes, at times we’ve exchanged thoughts in ways that hurt the other’s feelings, but we get over it, forgive as is needed, and move on.

I don’t have to agree with him, nor he with me, to have a rich intellectual discussion on a topic we disagree about. We don’t call each other some vile name.

tim-williams-CEO-President-21st-mortgage-corporation-daily-business-news-manufactured-housing-mhpronews-21st President and CEO, and prior MHI Chairman Tim Williams said in our exclusive interview with him a number of very important ideas. One of my favorites is Tim’s fraternity example. It’s terrific.

A fraternity is at the root a brotherhood.

Brothers – kinfolk, family – ought to be able to disagree with respect.

 

MHProNews has focused on facts, concerns, documents, behaviors, trends – which is a kind of history – and evidence. Where does the logic of a position or case take someone?

I strive to hold no personal animus toward anyone in the industry, including those who have demonstrably wronged others or us, or have generally been unjust.  Telling someone to ‘go to hell,’ or worse solves nothing.

If MHProNews is wrong on an interpretation, then that should be thoughtfully refuted, right? George or anyone, where is the need for rude name calling, or manipulative debaters tricks?

If my bride and I were the only two on the planet who believed these concerns, there might be a better cause for others to say ‘conspiracy theory,’ as Bliss said.   If we were the only ones to say, there is a risk from monopolistic behaviors, then mischaracterization by Ross, Bliss, or as Allen did  – 9BTW, I’m well aware of Allen’s nice side, and we respect and value his service to our country0 – could make more sense.

I like Amy and Ross on a personal level. But liking someone doesn’t mean you have to agree.

If MHI, Tim Williams – who can be very charming and likable too – Warren Buffett  – ditto – or anyone else wants to debate the issues, let’s do so publicly, where the industry can tune in, and we should do so with mutual respect.

No cheap shots or debaters dodges, like those in the chart above, are needed.

My sincere belief is that the evidence shows that MHI is being used as a tool by the largest companies in manufactured housing. They are being used to advance an agenda that benefits those larger corporate players, and often hurts millions of home owners and millions of potential home buyers too.

I explained in a recent post how my view about MHI evolved.

 

What Tim Williams, Dick Jennison, Rick Robinson, Lesli Gooch, et al, Taught Me About the Manufactured Housing Institute

If we at MHProNews know about or suspected a problem, and failed to report it, you could say, shame on me.

If we report concerns, and readers opt to ignore or think differently, that’s a reader’s absolute right as a free person.

But to ignore the growing body of evidence from sources inside the industry and outside the industry, is to do so at one’s own peril.

Now You Will Hear — the Rest of the Story

To paraphrase Jim Ayotte, all of us can only act upon the insights we have available at the time. We then do our best, based upon those insights.

BeatSwordsIntoPlowsharesIs2-4-MastheadblogMHProNewsWe believe the states have done far better on the whole than MHI has. Others in the industry say so too.

We believe that MHI has demonstrably made blunders for years.  Rather than admit them now, as then MHI Chairman Nathan Smith did a few years ago, they and their surrogates are demonstrably using tricks and tactics to duck, dodge, distract, detract, diminish, or defame.

That’s wrong, in my view.

If they were right, they have attorneys who are trained in debate, who could make us look foolish in public, with straight up debate.  No tactics. I have no such advantage, no such formal training in debate.  I think the last formal debate I was in, was high school or maybe even junior high.

So why doesn’t MHI bring out their Ph.D. and attorneys and debate?  Or why doesn’t Clayton Homes, et al, do the same?

Let them try to honestly refute the concerns of voices across the political divide about monopolistic tactics.  Again, see the link above from the recent report by The Nation that cites monopolistic tactics and names Clayton Homes.

Let them explain ethically why they kept others who do publishing as members, and not MHProNews (and our related operations)? No one ever accused me of disrupting an MHI meeting, nor of breaking an MHI rule, did they? All I ever did was ask questions, and offer different views if that seemed wise.  Aren’t they violating what their 990 filings claim? Don’t they want feedback from their members?  Or do they only want yes men and women, who fall in line, as the industry continues to get consolidated by a few?

Why would MHI single us out, ‘marked [us] for elimination’ as sources at or with MHI have said?

These folks are arguably hiding not one thing, but many things.

Those who ignore the evidence do so at their own peril.  On these issues, my conscience is clear.

Beating Swords Into Plowshares

And He [God] shall judge among the nations, and shall rebuke many people: and they shall beat their swords into plowshares, and their spears into pruning hooks: nation shall not lift up sword against nation, neither shall they learn war any more.” (Isaiah 2:4, Bible Hub)

TheyShallBeatTheirSwordsIntoPlowsharesUNBuildingWikipediaMastheadBlogMHProNews

The above quote is inspired and well intented. But it misses the key words that proceed the same verse: And he shall judge among the nations, and shall rebuke many people: and they shall beat their swords into plowshares, and their spears into pruninghooks: nation shall not lift up sword against nation, neither shall they learn war any more.

Dig through the various reports, and ask, if they could refute any of it, why don’t they do so? ##  (News, analysis, and commentary. Note 1: this post will be updated with downloads of statements emailed by Amy Bliss, Ross Kinzler and George Allen, among others. Note 2: where issues have not yet been litigated or determined by legal authorities, the word ‘allege’ should be construed as needed in the above as part of our analysis and statement.)

 

(Third party images and information are provided under fair use guidelines.)

L. A. “Tony” Kovach is an award winning manufactured housing industry veteran, and is the managing member of LifeStyle Factory Homes, LLC – the parent company to MHLivingNews.com, MHProNews.com and professional service provider to the factory-built housing industry.

Connect on LinkedIn: http://www.linkedin.com/in/latonykovach

Terry Decio, Skyline Homes, “The Secret” – The Rest of the Story

January 2nd, 2018 No comments

TerryDecioTimeMagazineCoverTheSecretTopSecretManufacturedHousingIndustryMastheadMHProNews575

I’m tired of being the best kept secret. I’m ready to help house America.” – Terry Decio, Skyline Homes, to MHProNews.

What happened?

The Rest of the Story, 1…

Several of the brands that the industry knows today are not the same brand as they were a decade or more ago.

Palm Harbor. Fleetwood. Champion. The prior versions all went into bankruptcy, and later were reborn under a different structure.

But they are far from alone.

Literally thousands of manufactured home operations, including, but not limited to:

  • Retailers (dealers),
  • Land lease Communities (a.k.a manufactured home communities, “parks”)
  • Producers (builders of federally regulated HUD Code manufactured homes, some build modular, park model, or other products too),
  • Lenders/Financial Services, and
  • a variety of other products, service, and component providers

have either gone out of business, or sold out to a larger/deeper pockets operation.

What happened?

 

Business Cycle, or…

Businesses start and fail every year. That happens for a range of reasons.

The question in manufactured housing ought to be this. Did numbers of the wave of thousands of failures/consolidations get an unethical/illegal shove to help them exit?

If so, how was that done?

 

The Rest of the Story, 2…

MHI’s SVP and General Counsel Rick Robinson publicly, and MHI in writing, have referred to our manufactured housing trade publications as news sources.

TonyIWillNotBeTakingQuestionsFromThePressRickRobinsonMHISVPGeneralCounselMastheadMHProNews

Trade media, as with all of the mainstream press, can include News, Analysis, and Commentary. On this Masthead, publisher’s blog, you find all three.

Claims, controversies, and allegations ought to be tested by reason and known facts.

We don’t publish capriciously, knowing that an error could be embarrassing. Still, readers should question, us and those we publish about.

Ask questions. Seek the truth. Such issues impact your business and bottom line.

We’re not a court of law, but fully expect to be called to testify under oath to a variety of matters that impact the manufactured home industry.

LegalGavelLawMastheadBlogManufacturedHousingIndustryMHProNews

While courts won’t compel testimony about confidential, protected sources, they can ask about the reports themselves. The day is coming, we believe, when that takes place.

There will no doubt be lists.

Who did what?  Who supported, or opposed, what? Why?

Where laws broken?

Were steps taken that create legal exposure or liability:

  • for the national association (MHI),
  • its members,
  • or those who control it?

 

What Happened to Manufactured Housing?

While there are a range of factors, we believe in what’s obvious. What facts and common-sense reveal. There’s no need for a complex conspiracy theory.

Warren Buffett’s Berkshire Hathaway took over Clayton Homes, Oakwood Homes, related lending, retail, and later other production, service, supplier businesses too.

Mr. Buffett’s a self-proclaimed, long-term thinker, and he likes “moats.”  Just consider what Buffett said, in his own words, and line that up with what’s happened in manufactured housing.

Warren Buffett, “the Moat,” Manufactured Housing, Berkshire Hathaway, Clayton Homes, 21st Mortgage, Vanderbilt, Wells Fargo, NAI…

 

“Perverse”–Warren Buffett-Dodd-Frank, CFPB, Manufactured Housing, Loans, Independent Businesses Fact Check$

The executive committee and dues structures of the Manufactured Housing Institute (MHI) make it clear that Berkshire Hathaway owned units exercise great influence at MHI. That control is widely known, in and out of our industry.  It’s just that few in manufactured housing (MH) dare say plainly and publicly that MHI is Berkshire Hathaway’s mouthpiece.

MHI, on issue after issue, has led the industry into dead ends, or avoidable, and even problematic places.

Who says?

  • Their former chairman, Nathan Smith, in a video that’s been hiding in plain sight. He voluntarily said that MHI had failed in the past at being pro-active.  The beginning and end of this video that follows are perhaps the key takeaways from 2:16 seconds.

 

  • Their former Government Relations Vice President (Later SVP), in an on-the-record statement he sent to MHProNews.

Manufactured Housing Institute VP Revealed Important Truths on MHI’s Lobbying, Agenda

  • Their former president, before exiting, in a written statement that may be more interesting today then the day it was first published in the Journal.
    ChrisStinebertManufacturedHousingInstituteMHIPresidentCreditTheJournalManufacturedHomeProfessionalNewsMHProNews

    While what Stinebert said is interesting, what may be more interesting is that he waited to exit MHI before he provided this list of concerns. Isn’t that a de facto admission that these issues – lending, image, education, etc. – are those that MHI failed to properly address? Click to download.

Then, there’s a range of comments by MHI members, researchers, attorneys, and others. Those statements, published on or off our sites, speak for themselves.

 

The Latest

MHProNews has learned from an informed source that MHI has executed non-disclosure agreements (NDA), allegedly with several MHI staffers.

What is MHI hiding?

Who are they hiding that information from?

MHI members?

MH Industry at large?

Public officials?

Are they trying to hide something that is scandal related, and/or something else?

Sexual Harassment-Not Just Hollywood, Media, Politicos-Manufactured Housing Workplace Claims, High Profile MH Cases Too?

Keep in mind, that MHI refused to release to this publication even items that sources tell us they are legally obligated to do so.  Items like their current and previous bylaws.

Why hide that, someone might ask?

With their bylaws in hand, one might be able to understand revealing issues.  For example, have their been prohibited conflicts of interest – that may have harmed other MHI members, and/or the industry at large?

Millions have been spent and years wasted pursuing the Preserving Access to Manufactured Housing Act.

In hindsight, isn’t it obvious that it would never pass while Barack Obama was president? Didn’t MHI’s own VP said as much, years in advance? Again, see the link to MHI GR VP, Jason Boehlert, above.

We have documents from 21st Mortgage, signed by Tim Williams.  Mr. Williams was MHI’s chairman for years.

Killing Off 100s of Independent Manufactured Home Retailers, Production Companies – Tim Williams/21st Mortgage “Smoking Gun” Document 2

No one has claimed these 21st documents aren’t authentic.

In fact, we have dozens within Berkshire Hathaway owned units – including their top people – who we are reliably told have carefully reviewed those report, and the others in our periodic series of reports on MHI and Berkshire Hathaway.

We’ve given

  • MHI,
  • their executive committee,
  • and top people at Berkshire Hathaway owned brands the
  • chance to rebut, clarify, or refute our reports and analysis.  We’ve invited them to share statements on these issues that we’d publish.

Field Reports – Clayton to Continue Push for Industry Dominance

After years of MHI publishing or commenting with us, about a year ago, they largely stopped even answering questions.  Why?  Is it because their own words have so often pointed a finger against their own actions?

“Accurate, but Misleading” MHI Preserving Access to Manufactured Housing Act Alert – ‘Weaponized New$,’ Fact Check$

Don’t be surprised if they publicly push back in 2018.

At some point, don’t they have to, to keep their consolidations going?

NewManufacturedHousing1trillion9PercentNew1percentExistingHomeSales2016CreditManufacturedHousingIndustryMHProNews

For the 400 word executive summary, click the above.

MHI et al have already pushed back privately to our allegations and reports, in a variety of ways that we have documented for the appropriate time.

AllTruthPassesThrough3StagesRidiculedViolentlyOpposedAcceptsSelfEvidentArthurSchopenhauerQuoteGalleryMastheadBlogManufacturedHousingIndustryMHProNews

EveryoneIsEntitledTotheirOwnOpinionsButtheyAreNotEntitledTotheirOwnFactsDanielPatrickMoynihanMHLivingNews

What Happened, Part Three

We rely on industry inputs and insights. So, we don’t write or do videos out of thin air. We’re followed by businesses and professionals across the size and political spectrums, in part because we’ve got the “street cred,” as one executive put it.

MHI has significant influence over state associations.

So, MHI “housing alerts” or “MHI News” they send to their own members are also arguably “weaponized” to reflect whatever the insider groups want, and reach well beyond their own membership.

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

As an MHI connected source told us last year the following bombshell. The big companies have figured out how to get what they want, by using MHI – and the smaller companies are helping pay for what the big firms desire.

We’ve observed that previously, ‘Feeding the hand that bites yours,’ but to hear it as an admission from an insider, that’s telling.

There are two prime sources of in manufactured housing that have proven willing to push back publicly on MHI and their methods.

  • MHARR, and
  • LifeStyle Factory Homes, LLC (MHProNews.com/MHLivingNews.com) trade media.

MHARR vs. MHI on DOE Energy Rule, Pushback Pay$ Off?

MHARR and we are independent of one another.  That’s healthy and good.  We’ve at times taken editorial positions that were contrary to MHARR’s view.

Frankly, at times, we later discovered that MHARR was correct.

DutyToServeManufacturedHousingMMarkWeissJDPresidentMHARR-MHProNews-

There’s an affordable housing crisis that is raging, and growing.

NAR’s Yun – No Quick Fixes Spell$ Manufactured Housing Opportunitie$

It has often tragic, real world, consequences.

NLIHC CEO Responds on HUD’s Worst Case Housing Needs Report, MH Leader Reacts

Homelessness in America, and Factory-Built Housing

Manufactured housing has enhanced preemption, under federal law.

titleVI-manufactured-housing-improvement-act-2000-mhia-2000graphic-posted-daily-business-news-mhpronews-

http://www.mhpronews.com/blogs/daily-business-news/wp-content/uploads/2014/12/Manufactured-Housing-Improvement-Act-of-2000-posted-Daily-Business-News-MHProNews-com-.pdf

That enhanced preemption could allow manufactured home retailers to ease the affordable home crisis for potentially millions of Americans, without taxpayer dollars being needed.

Harper – Thank You Rev Donald Tye, Fighting for Enhanced Preemption of Manufactured Homes

Yet, MHI has often failed to push HUD on a variety of issues.  MHI’s been forced to pivot on a range of issues.

HUDCodeManufacturedHomeProgramShakeupDrainTheHUDSwampManufacturedHousingIndustryDailyBusinessNewsMHProNews525

You can fool some of the people some of the time

MartyLavinHUDCodeDeadlyDiscriminationCode-IndustryVoicesMHProNews-e1472170900504

Warren Buffett said it in his own words.  Mr. Buffett doesn’t expect people to learn the lessons of history.  He expects to build his moat.

WarrenBuffettQuotesPeverseEasyThingsDifficultChainsHabitLearnFromHistoryPeopleDontLearnFromHistoryManufacturedHousingMHI-MHProNews

He even publicly supported the candidates that gave the industry the very thing that Tim Williams, then MHI chairman, said they were working to undo.

Documented Conflict Between 21st Mortgage CEO Tim Williams, MHI Chair, and Warren Buffett, Chairman of Berkshire Hathaway

What Happened?

Isn’t the truth hiding in plain sight?

Frank Rolfe is like the rest of humanity, right on some things, wrong on others.  One can safely bet that he’s 100 percent in favor of whatever he believes his and his partners interests to be.

Frank Rolfe Blasts MHI for Poor Media Engagement, Industry Reactions

Rolfe criticized several MHI initiatives and what he said where their failures to act.  Recently, Rolfe want silent.  Isn’t 21st Mortgage – owned by Berkshire Hathaway – one of the companies that advertise on his website.  Coincidence?

Frank Rolfe: Pressured into Silence? Manufactured Housing Industry, and Journalism

If every person we’ve accurately quoted suddenly changed their tune, one would have to ask the questions a journalist does, starting with, Why?  

There will be lists.

People will follow the money, and analyze it – within and outside of MH.

FollowTheMoneyPayMoreAttentionToWhatPeopleDoThanWhatTheySayMartyLavin6MillionYachtManufacturedHousingIndustryDailyBusinessNew

MHProNews and others are and will be taking names, and organizations.

Maxine Waters Statement, Preserving Access Manufactured Housing Act 2017, Warren Buffett, Clayton Homes

With the Trump Administration signaling anti-trust (anti-monopoly) actions in the future, and with Democrats also pushing the anti-monopoly theme, will it be a surprise if hearings are held about manufactured housing?

President Raises the M-Word, “Monopoly,” Plus Manufactured Housing Industry Market Update$

Warren Buffett, per third parties, has a big concern once he passes; the break up of his empire.

Who Will Replace Warren Buffett at Berkshire Hathaway? Expert Insights, Video & Manufactured Home Industry Outlook

You’re one of the best things we have going [in manufactured housing.]” – Terry Decio, to MHProNews/MHLivingNews.

There are those who realize that we’ve worked for years to get the truth out about the glories of manufactured housing, which includes the realities that there are millions of happy home owners.

Manufactured Home Owners – Satisfaction Survey Redux

But those positive efforts have occurred while MHI has either sat on its hands – or arguably worse – tried to undermine the very pro-industry growth steps we’ve spotlighted?

Extortion? RICO? Allegedly Illegal, and Dirty Side of Manufactured Housing, Exposed

Some love the meetings, and the MHI comradery at MHI meetings.  I enjoy those social and networking things too, so I get it.  But to some, they can’t get passed the  fact that they like certain people, and they therefor can’t imagine someone with ill intent taking advantage of them.

 

To those, let me suggest the lesson of detective character, Sherlock Holmes, that may help make sense of how the apparent outrages alleged are possible.

Give us a logical,  alternative explanation.  Do it on-the-record, please. Let’s debate MHI effectiveness and their behaviors in recent years, on the record via video for all to see, please.

WhenYouHaveEliminatedTheImpossibleWhateverRemainsHoweverImprobableMustBeTheTruthSHerlockHolmesDailyBusinessNewsMHProNews

you-can-fool-all-the-people-some-of-the-time-and-some-of-the-people-all-the-time-but-you-cannot-abraham-lincoln-quoteDailyBus

Did BH use MHI – past and present – and the power or regulatory burdens throttle an industry that was poised for serious growth?

ELS’ Sam Zell – Compliance Costs Destroys Smaller Businesses = Consolidation

Didn’t MHI have the ability to end some of that burden by negotiation, and fail to take that option?  Why?

MultipleReasonsExpectManufacturedHousingDoBetterThanSiteBuiltHousingEricBelskyEecDirJointCenterHousingStudiesHarvardUnivDailyBusinessNewsMHProNews

How could Harvard have missed their projection for manufactured housing domination?

Are stressed, busy MH Professionals missing the truth hiding in plain sight of how MHI shifted since Berkshire Hathaway took control of their organization?

Appealing Manufactured Housing Institute (MHI) Marketing, Finance Booklet Reviewed

Could that shift have been through a Buffett-style moat-plan?

Alan Amy isn’t alone in this observation stated in this focused video.

The day will come when the constraints on manufactured housing could be lifted.  When enhanced preemption will be enforced.  When that day comes, what will be left among the manufactured housing independents that existed a decade ago?

AmericasFastestDyingBusinessMobileHomesManufacturedHomesAtlanticIBISWorldDailyBusinessNewsResearchDataReportsMHProNews

IBISWorldAtlanticManufacturedHousingIndustryDailyBusinessNewsResearchReportsMHProNews

Manufactured homes were predicted by a Harvard researcher to dominate by the end of the first decade of the 21st century. What happened? Accident? Or a moat like plan, hiding in plain sight, executed by MHI?

Did they get an unethical, liable, or illegal push?

The Decio family had Art featured on the cover of Time Magazine decades ago, what happened since then?

We Provide, You Decide.” ©

Keep in mind, while there are several sources for information, there are to my knowledge only – broadly speaking, two – which have been willing to seriously take on BH and MHI.

MHARR and ourselves.

Rep. Mark Meadows (R-NC) Finds Manufactured Home Industry Support for Reform bill

MHI took themselves out of the picture of routinely communicating with us, about a year ago, after an initial series of exposes and analysis we published on them.  Coincidence?

Why is it that state associations, or MHARR, are often more successful than MHI?

McCrory Lawsuit – “Significant Victory Against Zoning Discrimination” – Manufactured Homes

Associations are supposed to be a tool for businesses to work together to impact regulatory and other issues.

What would do you do when you discover that your national association has been working the interests of the majority of the industry’s independents?

Do you keep feeding the hand that bites yours?

In my days as a manufactured home retailer, we used to advertise on a station as the sponsor of famous Paul Harvey’s, “The Rest of the Story.”

You don’t know all of it, but do you have more than enough linked above to reveal the truth that is hiding in plain sight?

2018 will be a year to watch.

Expect some more revelations, that you may only find published here on MHProNews. ## (News in review, commentary, analysis).

Related Topical Update:

SkylineChampionHomeBuildersMergerPlanAnnouncedDailyBusinessNewsMastheadManufacturedHousingINdustryMHProNews

http://www.mhpronews.com/blogs/daily-business-news/skyline-homes-and-champion-home-builders-to-merge/

 

TwitterFacebookLinkedInNew Year’s Resolution: On this 9th day of Christmas, a request.  This writer already has one of the largest LinkedIn followings in the manufactured home industry. But we’ve frankly not asked for Twitter, or Facebook followers. That changes, starting today. If you want to keep up with posts relevant to the industry, you can connect via the links below.

https://www.linkedin.com/in/latonykovach/

https://twitter.com/LATonyKovach @LATonyKovach
https://www.facebook.com/tony.kovach.71

 

StayProfitablyInformedManufacturedHousingHeadlineNews633x1037

Click the image above to sign up for the MH Industry’s #1 Emailed Headline News Updates. Click only the stories YOU want to read.

Note 1: Thousands do it. You, your team, and industry colleagues can sign up to the MH Industry leading headline news/updates – typically sent twice weekly – please click here to sign up in just seconds.

Note 2: For media, business development, training, or other professional services, click here. The more pros like you that use our services over any others, the more we can protect, educate, and promote the Manufactured Housing Revolution.

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

ThereAreOnly2WaysToLearnOwnOthersExperiencesLATonyKovachManufacturedHousingIndustryMHProNews

We agree with Warren Buffett on the value of the lessons of history, reading and research. Without those deep insights, the wool can be pulled over other people’s eyes.

By L. A. “Tony” Kovach.

Kovach is the award-winning managing-member of LifeStyle Factory Homes, LLC,
parent to MHProNews, and MHLivingNews.com.
Both are #1 in their categories.

Kovach is one of the most endorsed and recommended MH industry professionals in all of manufactured housing.

Principles, Cheers, and Jeers June 2017

June 13th, 2017 No comments

Principles, Cheers and Jeers June 2017

The Manufactured Home Industry could be enjoying its best times ever.  That’s what the facts tell us. While our industry is experiencing growth, it’s only a fraction of what is possible.

NAHB, NAR, Zillow, Case-Shiller and a host of reports from inside and outside of quality, affordable factory-crafted homebuilding all point to the needs and opportunities.

The U.S requires several million new housing units in the next few years.

Site builders are near maxed out. Nor can they hit the lower price points without taxpayer subsides.

So only factory homebuilding can meet the escalating needs, here and abroad.

Other nations see it too.  A number of American media are beginning to as well, as we’ve reported and encouraged.

We report, provide insights, and commentary on all that and more to you; the ups and downs, story by story, day by day.

The Tornado Report, Updated

One of the sources of misinformation that harms our industry is the claim that ‘mobile homes’ are more vulnerable to tornadoes and windstorms than conventional housing. In a narrow sense, that’s true – about mobile homes!  But the researchers fail to make the distinction between HUD Code manufactured homes and mobile homes.  Learn more, share the powerful truths, linked in a special Industry in Focus Report, linked here.

Share the Facts, Candidly and Accurately

When Tim Williams told us that MHI had sent Rick Robinson to testify before a Ohio committee, we reported that fact. That’s what happened, that’s what should be said.

But when MHI thumped their own chest (yet again) in their emailed messages to their readers, as if the heavens were moved by them, and acting as if they and Ohio alone were doing the lifting, RC Williams rightly called them out (see that, linked below).

PrinciplesCheersJeersJune2017FeaturesReportsMastheadManufacutredHousingIndustryCommentaryMHProNews

All truth passes through three stages. First, it is ridiculed. Second, it is violently opposed. Third, it is accepted as being self-evident.” – Arthur Schopenhauer.

Ironically, MHI called out Gov, Kasich in their emailed message, for his alleged lies, distortions, and half-truths. RC Williams – an African American – said that was MHI hypocritically calling the kettle black. They failed to mention that MHARR, MHLivingNews, MHProNews and others had done the same thing, in some cases – sooner than they had acted. Hypocrisy, right?

From our vantagepoint, that’s but one of many examples of principled, reality-based industry coverage. Truth, facts, and principles matter, to us and thousands of others in MHVille.

Getting to 500,000 Plus

When the industry ought to be doing 500,000 or more units a year, and MHI has one or two full time communications people drawing big salaries, what exactly are MHI’s people doing to advance the image and cause of manufactured homes in the U.S.?

We can lay out the case again, but you can find the good, bad and ugly allegations and concerns in a 400-word executive summary about MHI linked here. Do they want to try to undermine the proven, years of pro-industry work MHLivingNews and MHProNews have done with and for the public and professionals?

If so, let them go for it. We’re ready. But also let’s note, that the industry is watching.

ThousandsOfIndustryProsWatchingMastheadBlogcommentaryMHPRoNews

Our thousands of professional readers – mostly from within, but also outside of manufactured housing – are watching it all unfold too.

We asked MHI recently why they didn’t cite their sources in a press release they did last year? One that seemed to claim facts we’ve published – and that we cited our sources and experts and –  but they have not opted to reply or correct the matter. Too bad.

FrankRolfeMHIHypocrisyQuote-MHProNews

It is Frank Rolfe, not just those at MHProNews, that called them out for hypocrisy. It is MHI member Rolfe who said that the biggest obstacles to industry growth lie within the industry itself.  Can you do the math?

  • Rolfe is far from alone, as we’ve reported;
  • Doug Gorman (MHI award winner),
  • Marty Lavin (MHI award winner),
  • Titus Dare,
  • Bob Crawford (historic, award winning Dick Moore Housing),

…and so many others who have called out MHI by name or inference.

So it’s isn’t just MHARR – or your MHProNews sources – making allegations like those on this page and others.

Many in MHVille have noted MHI failures and weaponized news.” A growing number of their supporters may be silent, due to their own political positions, but they quietly know the score. What had MHI accomplished in 5 years with $15 plus million plus PAC money?

WeaponizedFakeNewsHarmsManufacturedHousingHomeownersProfessionalsMastheadIndustryCommentaryMHProNews

While they have their supporters, the two most common words we read and hear about our coverage are “thank you.

For those who think MHI can bully, threaten, undermine or whatever us — hey, it’s America. Let’s see what happens, as we strive to help inform and inspire the industry and others to embrace — not the failed self-serving crony capitalists — but the honest, hard working men and women who believe that manufactured homes and communities ought to be the mainstream for millions of Americans futures.

We thank those sponsors who have principles, and a backbone. We understand those that have told us they’ve benefited, but due to politics or pressure, will bail on us.

Thousands are watching.

Please take 10 and comment on the HUD regulatory issue.

Action Alert! Billions in Opportunities, Industry Professionals, Deadline for Comments to HUD Loom

With no further adieu, we bring you once more the industry’s top line up of featured articles, reports, and commentary. Merchants and Crusaders, unite! Tally Ho!

— Featured Articles and Reports —

Mastering Contemporary, Relevant Management, Leadership Skills, and Mindsets in a Rapidly Evolving World – A NEW program
tim-connor-mhmsm-comby Tim Connor, CSP

During this NEW all-day program, I cover the critical factors in the following five areas: Read more …

Northpoint’s nearly 900 Million Portfolio Being Acquired by Canadian Laurentian Bank
by Soheyla Kovach

SoheylaKovach-WebsiteDevelopment+SupportServices-MHProNews-com-photo83degreesmediaJulieBranaman-posted-MHProNews-com-50x50-

Following five consecutive years of robust growth and the development of an impressive customer base throughout North America, Northpoint Commercial Finance has recently announced that they are to be acquired by LBC Capital, a subsidiary of Laurentian Bank of Canada,” the company tells MHProNews.  Read more …

 

About the PC Bush-Obama Years, President Trump, and Industry Politics – Telling it Like It Is
by Soheyla Kovach

SoheylaKovach-WebsiteDevelopment+SupportServices-MHProNews-com-photo83degreesmediaJulieBranaman-posted-MHProNews-com-50x50-

We were raised to be polite, but we also knew when to be blunt. Read more …

 

“Lions, Tigers and Bears? Oh, My!” Manufactured Home, Fair Housing Tips
by Nadeen Green, JD

nadeen-green-mhpronews-comService animals have been getting a lot of attention lately.  I recall not too long ago seeing a news item about a turkey on an airplane.  Read more …

 

A do it now mentality
by Tim Connor

tim-connor-mhmsm-comProcrastination is a thief of time.  It steals from the value and essence of your personal life and career.  Why do people put things off?  We could write a book on this, but I’ll give it a try in 25 words or less. Read more …

 

Closeness vs. Distance
by Tim Connor

tim-connor-mhmsm-comYou can be a million miles apart emotionally while in the same bed and as close as the next heartbeat even though you are separated by miles or time.  Read more …

 

Fear! “False Evidence Appearing Real,” MHI and You
by L. A. “Tony” Kovach

l-a--tony-kovachYesterday, in a group gathering, a mother was singing, as her baby began to be restless. She stopped during the refrain of her song, and explained the acronym for FEAR.  Read more …

 

Those Pesky Facts! Do They Betray a Media Narrative?
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsWhile various narratives continue from talking heads and media pundits about President Donald Trump’s lack of progress, the numbers don’t lie. Read more …

 

Victory for Residents or Erosion of Rights? A City Takes Action
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsIn California, the San Francisco Bay Area is known as a technology hub and a center of activism. In the city of San Jose, the city council made a move last week that could make it known for something else.
Read more …

 

Rent Control and Manufactured Housing – Special Report
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsIn an update to the story that the Daily Business News originally covered here, residents at the Thetis Lake Campground community in View Royal, British Columbia, Canada, are facing an imminent threat.
Read more …

 

National Federation of Independent Businesses (NFIB) Sounds off on Tax Reform
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsThe National Federation of Independent Business (NFIB) tells MHProNews that in a meeting last week, the organization told House Ways and Means Committee Chairman Kevin Brady (R-TX) that small business owners expect comprehensive tax reform this year and that it must feature parity for businesses of every size. Read more …

 

Zell’s 1000 Flight Hours A Year Net Valuable Insights
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsNever one to pull punches, Equity LifeStyle Properties Chairman Sam Zell, out promoting his new book “Am I Being Too Subtle,” shared some handy words of wisdom. Read more …

 

Before MHI’s Week Late Claim, MHARR Reported An EPA Victory
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsThe Manufactured Housing Association for Regulatory Reform (MHARR) tells MHProNews that the organization has succeeded in winning a delay of the effective date(s) of the Formaldehyde Emissions Standards for Composite Wood Products final rule published by the U.S. Read more …

 

Forget “Preserving Access,” Is Judgment Day Coming For the CFPB?
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsToday is a big day in the history of the Consumer Financial Protection Bureau (CFPB), as it heads to an appeals court in a case brought by PHH Corp. Read more …

 

Community Corner – When You Manage an MHC Long Enough…
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsBoth residents and operators of manufactured home communities will tell you that, if you’re around long enough, you may see anything. Read more …

 

NAR Report Points to Growing “Residential Style” Manufactured Home Marketing, Sales Opportunities
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsNew data from the National Association of Realtors (NAR) shows more proof that the manufactured housing industry stands at the cusp of significant opportunity. Read more …

 

JP Morgan Takes Action on ELS, Plus Skyline Update
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsNoteworthy headlines on – CNNMoney – Trump wants at least 6 million people off welfare. GM accused of diesel emissions cheating. Best Buy stock at all-time high. How NATO is funded and who pays what.
Read more …

 

Does Government Licensing Help or Harm Job Creation?
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsIn the U.S., a number of professions and businesses are regulated to varying degrees. While some are obviously necessary, others present questions – and responses – from individuals and businesses alike, who wonder if having to play the game of “captain may I?” is meant to help or hurt them. Read more …

 

Manufactured Home Community – Best Practices Debate
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsA recent post from Eric Enloe, Managing Director of JLL Valuation and Advisory Services has revved up debated topics in the industry – home rentals versus sales – as well as a look at various best practices regarding accounting and corporate structure methods. Read more …

 

Tuning Faked News Out? Are Voters, Donors Buying Media Narratives?
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsThe two most visible billionaires in manufactured housing are evenly split between pro-Democratic Warren Buffett, and now pro-Trump Sam Zell. Read more …

 

Evolving Poverty Pimping and Uni-Income
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsIn what many have called “Trumponomics,” the battle lines became even more clearly drawn last week.
Read more …

 

Hybrid Housing – 3D Printing and Modular “Married”
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsA Malaysian designer has made quite a splashing when it comes to a hybrid of modular units and 3D printing. Read more …

 

Credit Scores – The Latest and What It Means
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsNew numbers out show that under the guidance of the Trump Administration, the nation’s economy is finally recovering from the recession. Read more …

 

Manufactured Housing Opportunities, Growth “Down Under”
by RC Williams

RCWilliams-writer75x75ManufacturedHousingIndustryMHProNewsWhen it comes to housing, the term “affordable” means different things to different people… in different places. Read more …