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Truth, Trump, Tragedy, Triumph, Affordable Housing, and Manufactured Homes

October 9th, 2018 No comments

 

TruthTrumpTragedyTriumphAffordableHousingManufacuredHomesMastheadBlogMHProNewsLogo

 

Let’s stipulate that both President Donald J. Trump and his anti-Trump opponents at times error in various ways. No one is perfect.

 

Let’s note later why the bullets below matters for the cause of the economy, affordable housing in general, and manufactured homes in particular.

But we’ll do this systematically, by first laying out a series of bullets, to set the stage.

There are:

  • Muslims,
  • Jews,
  • Christians,
  • LGBTQs,
  • Blacks,
  • Hispanics,
  • Women,
  • Men,
  • Rich,
  • Poor,
  • Working Class,
  • Media,
  • Other groups and professions,

that appreciate, and respect the 45th President – Donald J. Trump’s – polices and accomplishments. Unlike many politicos, the 45th President of the United States (POTUS) is methodically doing what he said he would do.

Depending on what media sources you read, watch or prefer to listen to, you will either agree or perhaps strongly disagree with those bullets. But those points are nevertheless accurate and demonstrably true. More on that further below.

The president isn’t a choir boy, and never claimed to be. That’s not a defense, it’s a statement of reality. God bless his candor on that point.

Yet this non-choir boy president has tackled vexing domestic and foreign policy issues that faced the U.S. as recently as two years ago, which are already seeing significant improvement.

Jobs in:

  • manufacturing,
  • mining,
  • energy,
  • steel, and more are returning to America.
  • Recall that President Barack H. Obama said many of those are jobs that arenever coming back.” But under 45, they’re coming back.
  • Better trade deals are being struck by 45. Yet former President Obama said better trade deals would require a “magic wand.”
  • As a reminder, Secretary Hillary Clinton would have continued the policies of her predecessor in most cases, she said so.
  • Several of the policies of former Presidents George W. Bush and Obama led to massive deficits that roughly tripled the federal debt in 16 years.
  • So, this is not a simple GOP vs. Democratic policies issue.

Candidate Trump wasn’t the first to tap the agenda he did.  Others like Pat Buchanan, former Senator Rick Santorum, and former Gov. Mike Huckabee had similar planks and policies. But “The Donald” won.

 LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

 

Rephrased, the core beliefs of the Trump coalition were already found among:

  • blue dog Democrats,
  • The Tea Party,
  • Evangelicals,
  • Constitutionalists,
  • Free enterprise proponents, and others.

People ought to be honest enough to give the president the credit he is due.  Love or hate his style, jokes, or tweets, his policies are working.

By contrast, prior to the Trump era, the wealth of the oligarchic class grew rapidly during the prior 3 administrations. Democrat, Republican, it didn’t matter. That’s not a slam on capitalism or the 2 party system. It’s a slam on crony capitalism and a rigged political system.

 

The Problem of Monopoly and Oligopolies

The rigged system” is a common point between Bernie Sanders backers and the followers of Donald J. Trump.

Danny Glover is a fine actor. My citing the quote below, or any other quote from other persons or sources, doesn’t imply I think everything the quote source said or did is perfect. We use a wheat and chaff approach with everyone.

 

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That said, Mr. Glover was close to the mark with that statement above.  It is part of the powerful video found at the link below.

 

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

America has spent huge sums on education. “Total expenditures for public elementary and secondary schools in the United States in 2014–15 amounted to $668 billion, or $13,119 per public school student enrolled in the fall (in constant 2016–17 dollars),” per NCES.ED.gov.

MathReadingTop12CountriesBBCOECDDailyBusinessNewsMHProNews

How can it be that so much is spent, and we can’t even make the top nation’s of the world in educational outcomes? Anyone who thinks that big government is the solution has not looked at the facts.

ScienceRankingsBBCUSAnotOntop20ManufacturedHousingIndustryDailyBusinessNewsMHProNEws

There is a lot of reforming still needed, education is part of what must change in the U.S. The low to poor outcomes, in spite of huge sums spent, prove it.

Then why does the U.S. trail so many other nations globally in education? See the data above, per the BBC.

America has spent huge sums on poverty programs, which includes ‘affordable housing’ programs. Then why after spending north of $22 trillion dollars – per the Heritage Foundation in 2014 – does the U.S. trail so much of the world in home ownership rates?

Top50CountriesinWorldHomeOwnershipRatesWikipediaPostedDailyBusinessNewsMHProNews1878

Manufactured homes could be a big part of the solution for housing affordability. We know what is necessary. Enforce the two good laws that are already on the books.

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Or why does poverty programs enrich a few, while the poverty remains?  Let’s sum up the powerful video below with these words, poverty is business and politics for certain people.  ICYMI, or for later viewing, check out the multiple award winning video found in the linked post below.

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

Why is much of the mainstream media so dead set against President Trump? Think about what Mr. Glover above, and others in quotes below, said on this issue of news as a business.

 

ThomasSowellQuoteIfPeopleInMediaCannotDecideWhetherTheyAreInNewsReportingbusinessorManufacturingPropagandaMoreImportantForPub

 

A well informed manufactured home industry executive told me recently, ‘Tony, a lot of what you guys [MHProNews] write about I already knew.’ No doubt. There are numbers of industry pros who knew all of the above, long before we published the data. But what about the thousands who don’t know?  How do you educate and inform them, without articles like this that lay out the facts and evidence?

 

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Warren Buffett can get on TV almost any time he wants to. Berkshire Hathaway owns at this time some 31 newspapers. Why don’t they educate the public about manufactured homes? What are they waiting for, and why?

 

But there are thousands in our industry that didn’t know, until they read this, or until they read articles we did previously over the years on the Daily Business News, on MHLivingNews, or here on the Masthead.

 

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There’s power in greater numbers understanding the truth.

 

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Facts, evidence, morality, and common-sense ought to rule, not blind passion or emotionally manipulated people of any persuasion.

 

 

Threats, Bullying and Intimidation Tactics

Yet, there are rent-a-rioter protesting and/or leading protests.

Who says?

ABC News.

 

CNN.  They call themselves antifascist – or AntiFa. But in fact, they are using violent tactics much like the brownshirts in 1930s Germany.  They take on their opponents “by any means necessary.”  They talk about opposing “white nationalists,” but very few white nationalists ever show up to their own events. So, clearly, AntiFa has a different agenda.

 

 

Note that in the video above, one planner said that they’ve been doing such organizing for years.  It is only more noticeable now. He admits the masks are to make it harder to identify and arrest lawbreakers.

Do we want a society where bullying, violence, and intimidation tactics rules?  “Organized descent,” is what a woman in this video says.  Senator Elizabeth Warren (MA-D) is prominent in this.

 

Odds are good you’ve seen Representative Maxine Waters (CA-D) tell a group to “push back on them” any time you see a Trump administration member in public.  What’s that?  Is that love, that they often claim, or is it hate?

 

The Manufactured Housing Connections

We spotlighted on MHLivingNews just one of several possible looks on why more manufactured homes aren’t already being sold.

Manufactured Homes Could Help Solve the Affordable Housing Crisis, So, Why Aren’t More Manufactured Homes Being Sold?

 

MHI recently came out in apparent support of a bill by Senator Warren that arguably would be harmful to the interests of thousands of manufactured housing professionals, and based upon decades of history, would hurt the interests of millions of affordable housing seekers.

 

Facts & Analysis – Senator Elizabeth Warren re: Manufactured Housing Institute Memo to MHI Members, 10-3-2018

 

Don’t think that protestors are irrelevant to manufactured housing professionals. MHAction disrputed the MHI meeting when HUD Secretary Carson spoke.

MHAction’s own video reflects them targeting industry professionals like Frank Rolfe or the Blackstone Group.  In the MHAction video below, our commentary is on the left, but it is their video on the right.

 

 

If it happens to others, isn’t it reasonable to think that it can happen to you?

If there isn’t a line in the sand now, then when?

 

Why Isn’t Manufactured Housing Doing Better?

For years, MHProNews and MHLivingNews has spotlighted issues in depth, and laced with facts that others with bigger budgets ignore. Why?

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

Ignorance is Costly, Accurate Understanding Followed by Sound Action Pays

We spend time spotlighting issues regarding Berkshire Hathaway, which has drawn coverage from left and right-of-center mainstream media.

 

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

 

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

 

But almost no one in MHVille media – outside of MHProNews, and/or MHARR on specific topics – has called Berkshire Hathaway out by name, and then provided the facts and evidence as to why they were being called out.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

Clayton Homes Consumer Complaints Saga Continues, Mold and More

 

MHARR and MHProNews have led the charge for spotlighting the various ways that has sold out the interests of the independents in the industry.

Two state association broke away from MHI precisely because MHI failed to represent their interests.

 

State Associations, Companies Quit Membership in Manufactured Housing Institute, (MHI), One Explains in Writing, ‘Why?’

 

We could go on and on with examples of how MHI has protected big money billionaires, or people like Nathan Smith, who is highly connected in the Democratic party.

 

Nathan Smith, From Mobile Home Resident to SSK Communities Owner and President Barack Obama Connection

 

Democrats and the GOP – Republicans – both needed reforms. President Trump is fundamentally changing some parts of Republican politics on issues like the border, trade, and tariffs.

As a political independent, it must be said that President Trump is making the GOP into a pro-worker, pro-business – notably small business – party.  That’s why MHARR praised President Trump. That’s why the NFIB sings his policies praises too.

 

MHI postures being for less regulation, but they have time and again failed the independents of the industry.  Frank Rolfe may have gone silent, but he was right when he said that the problems the industry faces are internal.  Rolfe named MHI as part of the problem.

 

Marty Lavin was a long-time MHI member.  He won one of their highest awards.  He said that they work for the interests of the big boys, not the independents.

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It’s sad that so few will speak out publicly, but it is because they are:

  • afraid, as people that work for Clayton and intendents have told us.
  • Still don’t understand, because they can’t get passed a good time(s) they’ve had at an MHI meeting, or with Clayton or 21st, etc. But how many felt that before they were forced out of business by 21st and or Clayton after 2009?
  • If the ‘big boys’ did it to the industry before, can’t they do it again? Did you know some believe that is what MHI/Clayton/21st/VMF have been doing with the GSEs?

 

GSEs’ “Duty To Serve Underserved Markets” Plans

 

There is no lack of evidence to what’s happening to our nation, and to our industry.  MHI has purportedly sold our industry’s independents out many times. We share some MHARR links just to mix it up, but we’ve covered these topics several times.

 

MHARR to DOE: Only Three Choices for MH Energy Rule – Abandon, Complete Start-Over, Or Face Legal Action

 

Next Steps for Independents, and Free Enterprise Supporters

Job One is to support pro-Trump candidates. They must expand their hold of Congress.  We’ve shown just how that can happen in 2018, in spite of what the pollsters say. Recall, those same pollsters said Trump couldn’t win in 2016.  Vote and get others lined up to do the same.

What some call “RINO” Republicans – more aptly, squishy on the Trump-agenda – politicos like Jeff Flake are stepping down.  Pro-Trump candidates are stepping up in their place.

Who is MHI supporting with their PAC? Flake’s Democratic opponent, and in Indiana, the anti-Trump Joe Donnelly (D).  There are more examples, but let’s just let those two sink in.

Facts are facts.  The Trump track record is very different than some elements of the media portray. POTUS Trump is not a typical Republican from the 10 or 20 years ago.  That’s not saying the GOP was bad then, it is only to say that President Trump has taken elements of Republican thinking, brought in some blue-collar elements from the Democratic thinking, and blended it together.

MHI postures being for everyone, but they have time and again failing independents.  Former MHI chairman, and MHI PAC Chairman Nathan Smith said as much on a video.


The outcome is consolidation. Smith laughs about it, but that’s the game.  The more a few control businesses, including manufactured housing, the worse it is for consumers.

Manufactured housing is poised for historic growth.  But the foot purportedly has been kept on the metaphorical brakes. The time to expose the rigged system, in all its elements is now.  The need to continue to expose it won’t end until the vast majority of Americans realize just how failed and corrupted the system has become.

American workers, American consumers, and independent American businesses first. Its common sense.  There is an opportunity to take the evidence that the Trump Administration is producing and use it to show how it can turn years of tragedy into triumph.

The good results speak for themselves.  More is needed, specifically in our industry, which is why the Omaha, Knoxville, Arlington triangle must be arguably be exposed and broken up.  Antitrust laws could be useful in MHVille and beyond.  The Trump administration has already signaled that antitrust – anti-monopolistic actions – is coming, perhaps soon after the midterms.

I for one can’t wait. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

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Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Related References:

NBC Video – Federal Authorities Investigating Clayton Homes, Maxine Waters Denounces Lending “Discrimination” Against Minorities

President Donald J. Trump Visit to Manufactured Home Community, Video, Hurricane Florence Update

 

Clayton Homes Consumer Complaints Saga Continues, Mold and More

To Educate – “Leading Forth” – for Affordable Manufactured Housing Success

October 3rd, 2018 No comments

 

LarryPArnnHillsdaleCollegeToEducateLeadingForthForAffordableManufacturedHousingSuccessMastheadLATonyKovachMHProNews600

It’s unbelievable how much you don’t know
about the game you’ve been playing all your life.”

– Mickey Mantle

 

Every state has its heroes and heroines. Mickey Mantle is a favorite son from Oklahoma, where I began my manufactured home career some years ago.

 

Hillsadale College’s president says that the word education means to lead forth.  Education and information which leads to an ever better understanding about manufactured homes are at key to what the industry needs to achieve its potential.  Rephrased, education – information done correctly – is leadership.

 

From the outset – which is now approaching 9 years since our launch in mid-Oct, 2009 – MHProNews has strived to challenge, motivate, and lead in the needed ways.

Call me slow, naive, or steadily evolving, but every year we’ve adapted, and then done things no one else in our industry’s trade media has previously done. 

 

Don’t Do It! 

Don’t be political,’ said some industry pros. Sorry, but problematic, bad and even corrupt policies at the local, state, and federal level are key factors restraining manufactured homes.

Don’t touch on religion or morality.’ Excuse me? Is this America, with freedom of speech and freedom of faith? How do you do what’s right, unless you first know what’s moral or ethical?

When Jesus walked this earth, he was a highly controversial figure. He still is. “Who do people say that I Am?” – the Jewish Jesus asked his 12 disciples. That very question Jesus – the carpenter/builder – asked is still debated today, and has been for approaching 2,000 years.  It’s amazingly relevant.

Jesus picked Peter, and handed him the “keys to the kingdom,” yet Peter denied Jesus three times. Does that mean Jesus goofed, or does it mean that Jesus was reminding everyone that even ‘chosen’ people make mistakes.

Perfect human leaders before or after Jesus of Nazareth don’t exist. So, every mature adult makes allowances for each other, knowing we need that mercy and understanding too.  That said, some people will smile at you, while they rob you blind.  Recognizing that trait in others is useful as an adult. Then there are controversial figures that may not communicate as you or I would, but once understood, are surprisingly spot on. 

President Donald J. Trump is human, and has flaws. But he’s arguably the best President of the United States (POTUS) since Ronald Reagan. As an award-winning history major, I’d say, he’s already at least as good, if not better, than POTUS Reagan in his first two years.  That was a different time, Democrats and Republicans then were able to compromise.  Today, not so much.

Our manufactured home industry – and a host of other professions – need President Trump, if we are to have any hope of breaking the chains that previous politicians, bureaucrats and their big money backers have foisted upon us.

ItsUnbelievableHowMuchYouDontKnowAboutGameYouveBeenPlayingAllYourLifeMickeyMantleBaseballHallFameMastheadManufacturedHousing 

Our nation, not just manufactured housing, has been moving steadily toward oligarchy. Monopolistic maneuvers unethically enrich a few, at the expense of the many. I’m all in favor of free enterprise. It wasn’t news, but I’m increasingly aware to the high degree that Vulture and Crony Capitalism are not free enterprise 

The answer is to break up the monopolies and oligarchies. Not regulate them, break them up under a combination of civil litigation and federal antitrust laws.

Draft EO for Trump Administration AntiTrust Order Obtained by MHProNews

For the president to succeed, he needs a Congress and Supreme Court that work with him, not against him.  While laws are on the books that are useful, if his political opponents keep him tied up by winning the midterms, the opportunity for POTUS Trump to liberate American Workers and Businesses narrows.

MHI is demonstrably often wrong, and arguably often lying, deceitful, dishonest tool of Berkshire Hathaway and a few others. We’ve offered to debate their positinos, results, and methods.  They run for the hills. Why? If they are right, why not debate the issues, and practices?  

That doesn’t mean that everyone in MHI, much less every one of their members, are corrupt or evil. Some are scared. Some go along, to get along. Some hope to be the last one eaten. My sense is that the majority are nice people, but the organization they pay dues too is corrupted at its core. But those who can, should stop feeding the hand that bites them.

Danny Glover, Presidents Barack Obama & Donald Trump, Promises Kept, and Affordable Manufactured Housing

We’ve documented time and again, false and misleading statements made by MHI. They posture one thing, but often do another. 

For some examples, please see the links herein and below. 

The industry must break free of those who control MHI. Oddly, some of the like minded politicos and fellow travelers of Warren Buffett – for example, George Soros – also support in various ways MHAction, per our sources.

Enemies of Manufactured Homes, Communities; Rent Control, MHAction, George Soros, Ignorance, & Entropy

Jimmy Carter wrongly blasted President Trump, while overlooking the failures of the Obama Administration.  The report below covers that topic. The charts below the linked teaser shows just how badly the Obama Administration preformed on housing issues.

President Jimmy Carter Blasts Trump Administration on Affordable Housing, Carter’s Manufactured Home Ties

HomeOwnershipRatesUSCensusBureauDailyBusinessNewsMHProNews-1USCensusBureauMedianAskingRentDailyBusinessNewsMHProNews

How could MHI have failed to move manufactured housing ahead, given the facts implied in the above? Both of those trend lines are historic reasons for manufactured housing to advance.

MobileHomeShipmentsManufacturedHomeShipmentChartMHIAShipmentsMHIndustryChampionSkylineHUDCodeDailyBusinessNewsMHProNews-666x768

The facts are unmistakable.  A new alliance in manufactured housing must be forged. One that works for happy home owners through good, honest business practices. MHARR does fine by their members. They are at the head of the line cheering on the creation of a new, post-production trade group.  

Clayton Homes Ripped by Customer Complaints Spotlighted on ABC News

How can an industry trade group have dignity, when some of its most prominent members are plagued by scandal after scandal?

Has the Manufactured Housing Institute Accused Former MHI Chairman Nathan Smith of Federal Law Violations?

The industry is only slowly recovering from the disaster of 2008. Berkshire, Clayton, MHI, and people like Democratic supporter Nathan Smith are at the crux of the issues. That’s my considered view, based upon facts, evidence, reason, and analysis. MHI, Clayton, Clayton’s Attorney, Nathan Smith – they’ve all been given a chance to respond or debate.  Silence. They fail to defend the industry time and again, on issues like the one linked below.

Rumble over Anti-MH Law-State Association, Manufactured Housing Institute (MHI), Clayton Homes, and MHARR

To educate or inform is to lead forth.  The short-term focus must be to get candidates that will support the Trump Agenda into office or re-elected. Once that’s done, a new trade group must be forged, that can work with MHARR and independents of good will to advance the industry. “We Provide, You Decide.” © ##  (News, analysis, and commentary.)

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The Rich, Famous, PreFab Homes, Manufactured Housing, Hypocrisy, and You

Principle of ‘The Lesser of Two Evils,’ and MHVille’s Future

“How Dare You…!” ELS’ Howard Walker Blast at MH Industry Professional

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

 

The Rich, Famous, PreFab Homes, Manufactured Housing, Hypocrisy, and You

September 17th, 2018 No comments

 

RichFamousPreFabHomesManufacturedHOusingHypocrisyYouPrivateJetLuxuryCarPXDailyBusinessNewsMHProNEws600There are some who can’t win based upon sound reason and the truth. So, to obtain their goals, they lie, play act, and deceive others to get what they want. That pattern impacts independent businesses, our industry’s home owners and millions of potential customers.

 

 

Millions of Americans, along with hundreds of millions of others around the world, are star struck.  That has been true for decades. If someone is rich or famous, they are automatically accorded a special status that wealth, influence, and their access can bring.

For several reasons, ‘stars’ of all kinds, including athletes, are held up for others to consider as role models. Such figures are thus often used as tool, a prop, a means of manipulating others.

Let’s consider two examples of thousands of possible examples. During Vietnam, actress Jane Fonda went to North Vietnam to condemn the United States. President Trump had not yet been sworn into office, and famous figures like Madonna had already pledged to speak against him at post-election protests.

 

  • Warren Buffett,
  • Bill Gates,
  • Jeff Bezos,
  • George Soros,
  • Tom Steyer – all of those are billionaires –
  • leaders at giant companies like Apple, Google/YouTube (parent Alphabet), Facebook, or Twitter leaders,
  • athletes like Colin Kaepernick,
  • actors like Jim Carey,

are among those rich and famous who’ve paraded out to cameras and waiting reporters to espouse positions in favor of big government, varied Democratic Party candidates, including many openly espousing socialistic positions.

Why do they do that? And why should MHPros, prefab professionals, or millions of others care?

Simply because these mavens influence the politics that controls the bureaucracies that can limit, influence or destroy your business and/or investments.

Rephrased: you as a business owner, professional, or investor aren’t just trying to sell a product or related services. You also must comply with the rules, or the rules can be used against you.

Those who ignore politics do so at their own professional risk.  All of those rich and famous figures above are deeply engaged in politics.  MHPros like Democratic supporter Nathan Smith of SSK Communities, and former Manufactured Housing Institute (MHI) Chairman, are deeply engaged in politics. Smith, like Buffett, supported Democratic Senator Barack Obama and Secretary Hillary Clinton for president.

Facts are facts.

 

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Facts are Facts. Click here to see the Full Sized Infographic.

 

Today – September 17, 2018 – is Constitution Day

Among the things that often left-leaning academics or others like those noted above in positions of influence, money and power do is demean and besmirch the U.S. Constitution and our nation’s founding fathers.

What utter hypocrisy. The U.S. Constitution is what defends their freedom of speech to decry what gives you, me, and some 325 million others in the U.S. the ability to make more of our lives that what our parents attained.

Intellectual curiosity alone is reason enough to challenge commonly promoted assumptions.

But when people seek to exert a serious degree of control over your life, you, I, and those we love should care enough:

  • to learn,
  • ponder,
  • and act accordingly

in order to better and more properly shape the world of tomorrow.

 

In the Minority

On a personal note, I’m one of those in a minority of Americans who married a woman from the Middle East who was born a Muslim. Her extended family are Muslims. Soheyla is no ordinary woman, as hundreds of professionals in our industry have learned first-hand, and thousands more have learned by reading.

Soheyla speaks 3 languages, and she has studied two others. She’s highly educated, motivated, and quite passionate about many issues. By the way, for those that know Soheyla, her circle of friends and colleagues includes Jews and numerous Christians. She’s demonstrably inclusive, and broad minded.

All of that is background to say the following. Given her background, she supported then-candidate Donald J. Trump, after he promoted during the GOP primaries the “strict vetting” of Muslims, along with strong immigration reform. Soheyla knows what Muslim radicals are capable of doing. She wants no such thing for America, or for the future of our son and your children.

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the article was first published in May 2016, but still has points relevant today. http://www.MHProNews.com/featured-articles/may-2017/12-reasons-an-educated-professional-iranian-american-woman-supports-donald-trump While our family supported then – and now – President Trump as the fighter needed to stand up to leftist tactics, the Manufactured Housing Institute put two paid pro-Clinton speakers on stage, just days before the 2016 election. The record matters.

Soheyla studied in a Hungarian University.  Hungary put up a border fence, to stop the flow of illegal immigration from the Middle East into their country.  Many of those were innocents, but enough were dangerous that crime, rape, and terrorism in Europe ha spiked. But not so in Hungary. They dealt with it in a practical way, by protecting their border.

It goes without saying that Soheyla is not anti-Muslim, nor anti-Middle Eastern. She wants better for her family in their native land. She wants better for our son, and that means better for you and your loved ones too.

How is that done? By sound information and education. By sharing the facts via the “News, Tips, and Views Pros Can Use.”  © Third-party data ranks our news site the runaway #1 in MHVille. We are not going to be politically correct when that means warping the truth.  Providing fact and evidence based articles have made us number 1, and we’ve more than doubled traffic in the last year.  We seek to promote a common sense agenda that are good for the vast majority of Americans.

That means we editorially support the legitimate aspirations of all people of any backgrounds, demographic groups, or beliefs.

WomensRightToVoteWhoVotedForItDemsRepublicansDailyBuisnessNewsMasthadBlogMHProNewsD

 

The Wealthy Can Literally Buy 0r Manipulate News, That’s Used to Influence Others

We’ve said for years, we are all for honestly earned wealth. That said, many in positions of wealth, influence or power – wittingly or not – divide and segment Americans into groups that are then pitted against each other.

Why?

 

  • Why are blacks, Hispanics or other minority groups artificially pitted against whites?
  • Why are women in the news or in story lines often pitted against men?
  • Why are everyday Democratic or socialist supporters set against everyday conservatives, Libertarians, or Republicans?

Actively retired Rev. Donald Tye Jr., a manufactured home advocate who owns an updated pre-HUD Code factory-built home said why. “Divide and Rule.” Tye is an independent today, buy was active in GOP politics for years.

NothingIsChangedUntilItisChallenged-SoheylaKovachLATonyKovachTamasKovachDonaldTyeJr.575x238

Tony took the photo at the right.

Tye is also a big believer in the U.S. Constitution. So are we, along with millions of other Americans.

There’s a strong narrative that’s being pushed by many in media, among the rich and by people in positions of power that are promoting socialist, big government, or leftist ideals. Then why are they Democrats or socialists, but still keep their money and power?

Propaganda and manipulation are alive and well in America today. Not all news is tainted. But some is. That said, I’ve seen first hand – going back over twenty years in media stories I happened to be involved in – how a narrative is spun by a reporter, producer or editor that was different than reality. There is real news, and there is faked news. That’s not new, it goes back hundreds or years.

We, the People” must therefor learn to discern right from wrong. I’m not sure how that can be done other than by applying Godly moral, reason-based, evidenced supported, and ethical principles.

Socialism has a history of taking from one group what they earned, and by force or coercion, giving it to another. Before Karl Marx and the first socialists, big governments throughout history have done similarly. Marxists just dressed up legalized theft in different clothing.

As soon as someone is pitching a socialist solution, you can reject it as immoral and contrary to the interests of society. “Thou shall not steal” is believed by Christians, Jews and other religious groups too.

 

Theft by Government is Still Theft

The Democratic leaders of today are not the Democrats of the President Jack Kennedy era.

President Kennedy (D) rolled back taxes, as did President Ronald Reagan (R), and now former Democrat turned Republican, President Donald J. Trump.

My friends and colleagues include sincere Democrats. We’ve had clients who support Democrats. I’m not trying to insult anyone or hurt someone’s feelings. My younger brother Tom is a Democratic supporter, has won city elections, and has said publicly said to me, “I disagree with your politics, but not your ethics.”  Tom’s tested IQ is 156, way over the genius level.

Tom and I agree to disagree without malice, but have robustly debated numerous issues. We listen to each other, so we can understand each other’s perspectives. It’s what our genius father and gifted mother taught all of us siblings.  Our parents were Kennedy Democrats, who became Reagan Republicans.

Facts are facts. Facts must be distinct from opinions. The quote below is by a famous Democrat, who likely wouldn’t recognize the party he was a member of today.

EveryoneIsEntitledTotheirOwnOpinionsButtheyAreNotEntitledTotheirOwnFactsDanielPatrickMoynihanMHLivingNews

What did former President Bill Clinton mean when he said the famous quote below?

 

EraOfBigGovernmentIsOverCNNPresidentBillClintonDailyBusinessNewsMHProNews

CNS reported that federal revenues have hit a new high, after tax reform. Several of the successful economic principles of Presidents Kennedy and Reagan are being applied by President Trump.

Was former President Clinton only being pragmatic when he said that, because the political winds had then shifted against his party? Because today, he’s back to being big government Slick Willy.” Bill is about as crooked – and rich – as they come.  Look carefully at the history of who’s caused our industry’s image issues?  Look at who they associate with?

“Toxic Trailers” – Clayton Homes, Warren Buffett, Kevin Clayton, Clintons – Exposé Videos

Democratic leaders today sound sympathetic to the poor and needy, but they are either:

  • badly misinformed,
  • frauds,
  • con artists,
  • hypocrites,
  • ignorant of history,
  • Ignore economic evidence,
  • don’t understand the harm of socialism, or the good in free enterprise,
  • or they are fools. Take your pick, or some combination of them.

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

We the People

America’s first constitution, the so-called Articles of Confederation, was failing. So in “order to form a more perfect Union,” representatives of “We, the People” gathered to pass reforms that yielded the U.S. Constitution as amended.

Hillsdale College, and Prager University create videos to teach Constitutional principles to those who were never taught or learned them in school. Here’s the Bill of Rights, below.

TheBillofRightsFirst10AmendmentsUSCOnstitutiotionDailyBusinessNEwsMHproenws

I’m still a political independent, but I’m far more likely to vote for a President Trump backing Republican, for reasons similar to what Jon Voight and Peter Thiel outlined.

In retrospect, PayPal billionaire cofounder, Peter Thiel – who’s invested in prefab/modular homes at sea, nailed the Trump phenomenon:

I think one thing that should be distinguished here is that the media is always taking Trump literally. It never takes him seriously, but it always takes him literally. … I think a lot of voters who vote for Trump take Trump seriously but not literally, so when they hear things like the Muslim comment or the wall comment, their question is not, ‘Are you going to build a wall like the Great Wall of China?’ or, you know, ‘How exactly are you going to enforce these tests?’ What they hear is we’re going to have a saner, more sensible immigration policy.”

Jon Voight has stared in numerous movies like Deliverance, with co-star the late Burt Reynolds.  He’s stood up for candidate and now President Trump, when much of Hollywood is pro-Democratic.  Here in his own words, why.

The recent, full interview with actor Jon Voight on Life, Liberty and Lavin is below.

Today as I write this, the Nov 6, 2018 midterms are only 50 days away. Millions will be sincere, but will nevertheless be duped into voting for a leftist, socialistic, or Democratic figure.

As an award-winning history major with a journalism scholarship, that loves manufactured housing as a profession, let me tell you that

  • the Democrats are the party that created the Ku Klux Klan (KKK).
  • The man who assassinated Abraham Lincoln was a Democrat, actor John Wilkes Booth.
  • Jim Crow laws were passed by Democrats.
  • President Woodrow Wilson was a racist Democrat, who manipulated America into World War I.
  • Wilson’s manipulation of the media was studied by Adolf Hitler and famous Nazi propagandist, Joseph Goebbels.
  • Please don’t take my word for it, because you can find a lot of this on Wikipedia, and/or other resources online in moments.
  • These are easily sourced facts.  But unless you look, listening to the wrong source can lead good people to wrong conclusions.

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

President Lyndon Banes Johnson (LBJ) pulled a clever pivot in the aftermath of the Kennedy assassination. It was mostly Republicans who supported the Civil Rights Act. LBJ got enough of his racist Democratic buddies in Congress to vote for the Civil Rights Act that they earned the trust of the very minority group they hated, blacks. LBJ’s Great Society programs were arguably another clever way to hook people in government programs and government jobs.

CivilRightsAct1964ByPartyGOPDemocratsRepublicansDailyBusinessNewsMHProNews

Consider the evidence.

Quora and HuffPo both are among those that cite the following about the crafty Democratic bigot, LBJ.  LBJ, speaking to some of his racist Democratic buddies, he said: “These Negroes, they’re getting pretty uppity these days.” He said something had t be done, because they were gaining political power. So he crafted pivots and programs – and got his buddies to buy in with the following promise, “I’ll have those n*ggers voting Democrat for two-hundred years.” Ouch, tragic, but per several sources, apparently true.

LBJ already achieved 50 of those two hundred years. Part of their game is to call their opponents racists, when they are the ones using “plantation politics.” Democratic policies are what has run devastated Detroit. Democrats ran Puerto Rico, so that when Hurricanes Irma and Maria hit last year, their infrastructure was already a mess, before the storm, and they were near bankruptcy economically. Chicago is a Democratic town, and in some ways, has parts of that great city as more deadly for Americans than Afghanistan is for our military.

The list could go on and on.  But a growing number of high profile blacks are rejecting plantation politics.

Kanye Controversy, Universal Income, Venezuela, President Trump, Manufactured Housing, First Principles, and You

RobertJohnsonBETRLJCompaniesDailyBusinessNewsMHProNews

As an independent, but also as a pro-business, pro-free enterprise history buff, if I knew nothing about a GOP or Democratic candidate – other than their party label – I’d tend toward a modern GOP candidate.  That would be especially so if the GOP candidate was pro-President Trump.

So why do Warren Buffett, and so many rich and famous want Democrats in power? Why do they want socialistic policies?  Simple. Because big government they can control would give them more power.

Venezuelans voted in socialism, and millions today regret the lies they were sold.

It is critical for every American to learn basic history and the U.S. Constitution. Our form of government was developed by men who risked all to be free of English tyranny. It has been twisted over the years, and it won’t be fixed overnight.  POTUS Trump and those in Congress who support him are improving the economic conditions of blacks, Hispanics, businesses and others.

So, if you want to be free of tyranny in our age, don’t vote for a socialist or most Democrats.  Take the time to share the information that might keep a colleague, worker, friend or family from voting for a Democratic or socialist candidate.

Listen to the Jon Voigt interview. Voigt is compelling intellectually and emotionally.

Please share the related resources below. They could be the difference in your district – or to those living in another – between a pro-Trump GOP member, and an ignorant, misled, manipulative, or duplicitous socialist or Democratic one.

You or a loved one’s rights and investments may depend upon it. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Third-party images and content are provided under fair use guidelines.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

Racism – Getting Increasing Prosperity, Stability, Safety, and Certainty

Life, Liberty, Property – Supreme Court – and Manufactured Housing

Principle of ‘The Lesser of Two Evils,’ and MHVille’s Future

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

Only 3 Options – the Elephant in the Room

June 19th, 2018 No comments

Only3OptionsTheElephantIntheRoomManufacturedHousingIndustryDailyBusinessNewsMHProNews

A) In manufactured housing production, the elephant in the room is Clayton Homes. They are owned by Berkshire Hathaway, which also owns the 2 largest industry lenders, 21st Mortgage and Vanderbilt Mortgage and Finance (VMF). Berkshire also owns a large stake in the industry’s third largest single family manufactured home loan lender, Wells Fargo.

There are only three (3) options on the following topic. The Berkshire owned manufactured housing brands either:

1)     know very specifically what must happen to grow manufactured housing sales up to the industry’s sustainable potential, which some estimate to be between half a million and a million HUD Code manufactured homes (MH) annually.

2)     The Berkshire brands in MH don’t know what must occur to grow the industry to reach its potential.

3)     Some point on the spectrum between numbers 1 and 2 above.

That’s about 150 words. The rest are details and commentary.

 

B) Arguably, any of the 3 positions above ought to be alarming to the vast majority of the industry’s independents. Why?

The case has be made by voices inside and outside of MHVille, that the Warren Buffett led Berkshire brands in MHVille dominate the Manufactured Housing Institute (MHI).

While he’s been silent in recent months, MH Communities pro Frank Rolfe was among the industry’s professionals who blasted MHI and their “hypocrisy” and failed “leadership” in defense or promotion of the MHIndustry.

Marty Lavin, a MHI award-winner, said on-the-record that MHI only works for the interests of the big boys.” Lavin added that MHI only work for the interests of smaller companies if they happen to align with the interests of “the big boys.”

The Manufactured Housing Association for Regulatory Reform (MHARR) was cited by the Washington Post (WaPo) as having been the driving force for the removal of Pam Danner at HUD. MHI‘s EVP Lesli Gooch specifically told WaPo they took no part in removing Danner. Why not?

We could outline other examples, on the Duty to Serve (DTS), DOE and the energy rule, or how Pam Danner got her job in the first place. MHI has been on the wrong side of numerous issues, plus the execution on other important issues.

The bottom line is that MHI’s track record are seen by several professionals as problematic, save for the consolidation of smaller companies into the hands of larger ones. That’s about 275 words. The rest are details and commentary.

 

C) So in about 400 words above, a case has been outlined. Logic and evidence-based concerns, plus common-sense reveals why the Berkshire brands and MHI arguably should not be trusted by the vast majority of MHVille independents. The rest are details and commentary.  We’ll invite them again to debate this publicly via video.  If we were wrong, why don’t they take us up on that invite and prove us wrong?

 

D) State communities associations have broken away from MHI. They are in the process of formalizing the launch of an independent manufactured home national communities association.

Those MH Communities have split because they lost confidence in MHI representing their interests. The rest are details and commentary.

 

E) Smoking Gun 3 documented and outlined how 21st Mortgage questionably pulled-back on lending to MH Independents in 2009. Hundreds of retailers folded afterwards.

As a result, a number of HUD Code manufactured home producers either failed, or were absorbed by Clayton.  Some where absorbed by Cavco, which is led by a former Clayton division president. Skyline Champion recently combined. Now 80 percent of the industry’s production is in the hands of those three vertically integrated firms.

The rest are details and commentary.

 

F) Manufactured housing is increasingly being recognized as the affordable housing solution that is hiding in plain sight. MHLivingNews touted that theme years ago. Others in media have been picking up on that very theme. Coincidence?

There is a need for 8.3 million affordable housing units in America today. It can only be provided cost-effectively by some form of factory building. HUD Code manufactured homes are the most affordable solution today.

 

G) Even though Clayton and MHI each have marketing and PR people, they have routinely allowed bad news stories that unjustly harm the industry’s image to go unaddressed. They have done so for years. 21st Mortgage CEO Tim Williams, the prior MHI Chairman, admitted on-the-record that the case could be made that every unfair story about MH should get addressed. Frank Rolfe has said similarly.

The above is about 700 words total to say that MHI and Berkshire may not cause every bad news story in MHVille, but they fail to address the majority of them.

The upshot? Limited new home sales and more Consolidation. See what award-winning Alan Amy said about that in the video.

 

H) The MH Communities sector recognized their need for independent representation. Retailers and others in the post production sector arguably need representation do too. MHARR is clearly representing the interests of the industry’s independent producers, as WaPo, the SBA, George Washington University and other third-party sources reflect.

 

I) Is there any reason why the Berkshire brands couldn’t repeat what they did in 2009? Shouldn’t every independent operator realize that they have a symbolic target on their head?

The rest are details and commentary.

 

J) Thanks to our supporters, we planned ahead years ago by creating the industry’s first and premier pro-industry educational platform with MHLivingNews.com.

MHProNews was a key part of the rebirth of the Louisville Show, as everyone in show management at the time said on camera and/or in writing.

We’ve proven our ability to get into mainstream media, such as Washington D.C.’s The Hill. Or consider often-referenced by others in media, Value Penguin, which ranks among the top 2 percent of all websites in America. Value Penguin dwarfs anything in MHVille for traffic.

 

K) We and those that support our efforts know what must be done to remove the shackles that have hobbled manufactured housing for years. Information and understanding are the First Phase.

Armed with evidence and reason, we are at the cusp of starting Phase 2.

The details and next steps will follow in the days ahead. Stay tuned, and sign up for our industry leading emailed headline news updates. From the biggest names in MHVille, to the mom-and pops, and thousands in between, we continue to lead the industry in readership. The reasons include insights like those above.

How do you eat an elephant? One bite at a time. ## (News, analysis and commentary.)

(Third party images, and content are provided under fair use guidelines.)

Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

NorthStar and Manufactured Housing Radix

To provide a News Tips and/or Commentary, click this link. Please note if comments are on-or-off the record, thank you.

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Publisher and industry consultant, L. A. “Tony” Kovach.

By L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

HUD Secretary Carson, Advocacy Groups, Politicos, & Manufactured Housing Shock

April 7th, 2018 No comments

 HUDSecBenCarsonAdvocayGroupsPoliticosManufacturedHousingIndustryShockMastheadManufacturedHomeIndustryCommentaryMHProNews

Affordable housing, including manufactured homes, is not a partisan issue.

 

At least, it shouldn’t be.

When HUD Secretary Ben Carson, M.D., and Senator Thom Tillis (R-NC) shared the brief exchange below, there was an energy in Carson’s words.

 

 

It’s an energy – “a shock” – that many have experienced over the years when it comes to the surprising realities vs. the unjust, troubled stigmas attached to manufactured homes.

“Trailer House Trauma,” Fresh Look at Manufactured Housing’s Opportunities

 So, why aren’t their more such moments of positive shocks for the manufactured home industry?

 Let’s look at the facts for some clues.

  

MH Cohesion?

Whenever the manufactured housing (MH) industry acted in a rational, and cohesive fashion, it has routinely been able to accomplish in Congress what it needed to do.

That’s true because at its heart, the MH industry has a great, and non-partisan story.

That’s what a dispassionate look at the periodic history of the industry reveals.

For example,

      in 1974, when the HUD Code was first passed into law.

      Or in 2000, when the Manufactured Housing Improvement Act (MHIA) was passed.

      And again in 2008, when the Duty to Serve (DTS) Manufactured Housing was passed as part of the Housing and Economic Recovery Act (HERA).

So when the industry acts cohesively it succeeds. So, why doesn’t it do so more often?

 

Big and Small…

Since before the founding of what today is called the Manufactured Housing Association for Regulatory Reform (MHARR), there’s long been a split between larger and smaller “independent” producers of HUD Code manufactured homes.

MHARR was a breakaway from the body that today is known as the Manufactured Housing Institute (MHI). MHARR was created precisely because of those differing points of view between bigger and smaller producers of federally regulated HUD Code manufactured homes.

  

“Consumer Groups” and Manufactured Housing 

In several states, there are manufactured home consumer groups that emerged some years ago.

While “resident groups” engage on issues such as finance, those residents/manufactured home owner associations tend to focus on issues relating to land lease communities. 

In California, there tends to be fast and hard lines between the MH Industry and resident groups. 

Meanwhile, in places such as Ohio and Florida, those state MH Industry trade associations have at times meet and worked successfully with resident groups on key issues.

  

Non-Profits, Advocacy, and Manufactured Housing

Foundations and nonprofit groups have a history of positive interest in manufactured housing dating back at least some two decades. 

For example, as a Daily Business News yesterday reported, CFED – which rebranded as Prosperity Now – is largely a serious and positive advocate for manufactured homes. 

 

ManufacturedHousingTopTenTruthsCFEDManufacturedHousingIndustryDailyBusinessNewsMHProNews500

For years, CFED/Prosperity Now worked on projects that taken as a whole, promote manufactured homes as a tool for personal wealth building, especially for minorities, and lower income Americans of all ethnic groups.

 

CFED/Prosperity Now research has produced reams of documentation that arguably ought to be done by the Manufactured Housing Institute (MHI).

 ManufacturedHousingTopTenTruthsImHomeInnovationsinManufacturedHomesDailyBusinessNewsMHProNews5-10-600

 

Based upon their overall positive work advocating for manufactured homes, it’s a little baffling for outsiders looking in to see conflict between MHI and Prosperity Now.

But conflicts do exist between MHI and Prosperity Now, on issues that include land lease communities, but also on financing. Prosperity Now has been a loud opponent to the Preserving Access to Manufactured Housing Act. 

 

Like them or not, consider for a moment the perspective of Prosperity Now on these two issues: 

      the issues of “insecurity” for residents in land lease communities,

      and MHI’s position – notably on higher points and fees that benefits primarily the Berkshire Hathaway owned manufactured home lenders.

Absent those two bullets, Prosperity Now should be seen by the vast majority of industry pros as a strong advocate for manufactured housing.

So why hasn’t MHI – the industry’s self-proclaimed “umbrella” and “post-productionassociation – found a way to work directly with Prosperity Now, when Ohio and Florida have found ways to work with their resident groups? Fair question, right?

So for any who believe that it is only MHI and MHARR alone who ‘can’t get along,’ they are mistaken or misinformed.

 

MHI, MHARR and Consumer Groups

This writer, while an MHI member – perhaps naively – attempted for years to get MHI and MHARR to work together.

MHI's New CEO, Dick Jennison

This was one of the photos taken by MHProNews, reflecting routine behind the scenes effort some years ago to get MHI and MHARR to work more closely together. Richard Dick Jennison, MHI President and CEO, left, Mark Weiss, J.D., MHARR President and CEO, right.

The photo taken by MHProNews of Dick Jennison and Mark Weiss, J.D., shaking hands was just one tiny example symbolic of that effort.

MHI in meetings has reportedly told their members that the consumer groups “can not be reasoned with.”  

Something similar has been said in MHI meetings about MHARR. One elected executive committee member stood at an MHI meeting a few years ago, and proclaimed that the “elephant in the room” was MHARR’s then president, Danny Ghorbani.

Yet as noted above, history shows that MHI and MHARR have achieved good things when they pulled together. 

MHARR seems to have a better working relationship with the resident group, NMHOA than MHI does. 

We’ll pose a question that we will leave dangling for now.

Why is it that MHI can get along with MHARR, but only at times? 

 

Yet for most of the the past 20 years (+/-), the two are at odds, because one association arguably favors larger players, while the other fights for the rights of smaller, independent companies.

It’s against that backdrop of more tension than cohesion that the following undisputed facts ought to be considered. MHI hired a man a few years ago, part of who’s de facto job description was to recruit MHARR members into MHI.

Clayton and Cavco have in recent years both purchased companies that are MHARR members.

Is the trajectory of MHI’s and their larger members’ efforts to eliminate MHARR?

 80PercentClaytonChampionSkylineCavcoMastheadBlogManufacturedHousingIndustryConsolidation

 

Dr. Carson, HUD, and Manufactured Housing

It is against that brief history that Secretary Carson must consider the internal political minefield of manufactured housing.

On the one hand, manufactured homes are just as “amazing” as Dr. Carson said.

The regulations and “guidance,” most notably during the Pam Danner era, have been just as “ridiculous” as Secretary Carson told that Senate oversight hearing, as the video above attests.

If MHI wanted to get along with the industry voices that don’t agree with them 100 percent of the time, logically the Arlington based group would only need to do is what it did at times when cohesion existed.  Namely?

Listen, understand, and compromise.

MHI can posture beautifully, but it is their actions – not words alone – that must be the focus.  Their members are buying up, and they are actively recruiting MHARR members.

There are MHARR members, and some in MHI, that believe that Pam Danner came to be HUD’s MH program administrator as part of a specific MHI team member’s efforts.  If so, that means those  “ridiculous” excesses are courtesy of one or more MHI staffer’s efforts.

Since: 

   Danner was removed from the program a few weeks ago

   Lois Starkey was dismissed from HUD,

   and Danner’s overzealous and “ridiculous” regulatory burdens were put on hold by Carson and the Trump Administration,

an opportunity for a new beginning exists. What will happen next?

 

Absent trust and cohesion between

      MHI and MHARR, or between

      MHI and nonprofit Consumer Groups,

several risks exist.

 

Widely Recognized Fact

In finance, or production, in or out of manufactured housing, there is a simple principle at work.

The heavier the regulations, the harder it is for smaller companies to compete against larger ones.  The following third-party research illustrates the point.

NationalAssocManufacturersNAMCostForComplianceMastheadManufacturedHomeIndustryBlogDailyBusinessNewsMHProNews

 

While MHARR was audibly protesting Danner’s work – and sought her removal from the MH program – by contrast, MHI went through various gyrations that did all — save ask for Danner’s removal.  Odd?  Or shadow boxing?

Let’s consider that as consistent with MHI’s apparent and alleged goal of acting in ways that are more burdensome for smaller companies (see Related Reports, linked at the end, below).

This is why CFED’s Doug Ryan accused Berkshire Hathaway (BH) of having monopoly power in manufactured housing over financing. While MHI all too often fails to respond to negative media, in that case their SVP Lesli Gooch leapt to respond and defend Berkshire brands in manufactured housing. By doing so, the Arlington association reflected anew who’s interests there dominate.  Yet the fact remains, that 3 of the 3 largest MH lenders are owned outright by BH – 21st Mortgage Corp and Vanderbilt Mortgage and Finance (VMF), or they have a large stake in their company (Wells Fargo).

DougRyanCFED-MHI2016CongressExpo-ManufacturedHousingIndustryNews-MHProNews

Doug Ryan, CFED/Prosperity Now, credit MHProNews. 

When Democratic Congressional reps target Berkshire Hathaway and MHI – also using the words “near monopoly” – it should make CFPB, more in Congress, leadership at HUD and others in the Trump Administration stop and think.

Nonprofits, President Trump, and political voices across the left-right divide are calling “foul” with regard to giant companies dominating and pushing around smaller ones.  

From as far left as the Nation to as far right as Breitbart, the issue of monopoly has been raised. The Nation specifically cited Warren Buffett’s Berkshire Hathaway and Clayton Homes. 

It’s no secret that Buffett opposed Trump in 2016, by strongly supporting the candidate – Secretary Hillary Clinton – who favored the continued use of heavy regulations.

How many see various movements at work nationally, and in the halls of Washington, D.C.?

 

It’s Not a Vote…

The fact that many inside and outside of manufactured housing have raised similar concerns and issues about monopolistic power ought to be carefully considered by members of Congress and the Trump Administration.

pam-danner-hud-code-manufactured-housing-program-administrator-mhi-2014-summer-meeting-indianapolis-in-alexander-hotel-c2014-mhpronews-com--575x430

Pam Danner, addressing MHI members. Photo credit, MHProNews.

MHI SVP Gooch’s Regulatory Comments Letter to HUD in January were overall good.  But oddly, Gooch failed to mention:

  • who will replace Danner?
  • And what about the harm already done by Danner’s leadership to smaller independents? 
  • Or why did MHI stand mute for years, and promoted Danner on various association event stages?

 

Reenergize?

Secretary Carson and the HUD team have a unique opportunity to reenergize the “amazing” manufactured housing industry in several ways.

The next steps taken at HUD and beyond could tell us who understands the fact that

  • with robust competition,
  • and unleashing the private sector,
  • that HUD could over time do exactly what Senator Tillis and the nonprofits alike suggested.  Save tax dollars by liberating private sector produced manufactured homes. That, argued Tillis, will allow more dollars to be used for others that need a hand up.

That would achieve some of what advocacy groups desire: raising more people out of poverty using modern manufactured homes.

Save tax dollars, give more people a leg up. Learn more in the related research reports, linked below. ## (News, analysis and commentary.) (Third party images are provided under fair use guidelines.) 

Related Reports:

“Move, Open, Live” De Rose Industries & Senator Thom Tillis’ Mobile Home Comments

“Kevin…the Problem of Your Industry…”

MHI Lender Shakes Up DTS and MLO Rule Discussions

 

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates. You’ll see in the first issue or two why big, medium and ‘mom-and-pop’ professionals are reading these headline news items by the thousands. These are typically delivered twice weekly to your in box.

“Dark Money” “Conflicts” – Warren Buffett, Kevin Clayton, Urban Institute, Manufactured Housing Institute, Affordable Housing Report Revelations

February 3rd, 2018 No comments

 

DarkMoneyKevinClaytonWarrenBuffettMastheadManufacturedHousingIndustryMHProNews550

 

Buying into the manufactured housing industry today is like buying a stock that is significantly undervalued.

That’s what many believe. Count the Masthead’s industry veteran’s author among them. Buying into manufactured housing now is like buying a stock that is significantly undervalued, and is potentially poised for serious growth.

 

The odds are good to great that everyone reading this has:

  • an interest in manufactured housing, and
  • believes manufactured homes could play an important part of the solution for America’s growing affordable housing crisis.

We believe that too.

Those in the industry, investors, media, public officials, advocates, and researchers all have viewpoints, and many have questions.

While it would take time to ramp up to 500,000 or 1 million new manufactured homes a year, it’s doable with the correct resources, plus the kind of long-term commitment that Warren Buffett’s Berkshire Hathaway brands – along with other success stories in the industry – have achieved.

NewManufacturedHousing1trillion9PercentNew1percentExistingHomeSales2016CreditManufacturedHousingIndustryMHProNews

 

With savvy millionaire and billionaire believers in the HUD Code regulated manufactured home industry, why is the industry seriously underperforming?

That’s a question that the Urban Institute posed in a new report.  With four co-authors, the report makes some interesting, questionable and meh points.  It arguably failed to address several important points.

But what the Urban Institute (UI) obviously failed to do was hide apparent conflicts of interest, which went undisclosed in their reporting.

2018-02-02_1630UrbanInstituteManufacturedHousingIndustryAffordableHousingCrisisReportMastheadBlogDailyBusinessNewsMHProNews

One of those conflicts is ‘hiding in plain sight.’

 

Warren Buffett, “Lifetime Trustee” of the Urban Institute (UI)

InfographicSeeHowDarkMoneyFlowsBetwenNonProfitsOpenSecretsMastheadManufacturedHousingIndustryMHProNewsThey could claim at UI that the disclosure exists on their website, because Warren Buffett is listed as a Lifetime Trustee of the Urban Institute.

Buffett’s given billions to the Bill and Melinda Gates Foundation, which has paid millions to the Urban Institute. That’s how, says Open Secrets, so-called “Dark Money” flows.

While that dark money is often noted for political uses, it can clearly be used for research that in turn influences media, politics, business, advocacy, public officials, investments, and more.

So when four different co-authors at Urban Institute delve into a topic that so directly involves an interested party, one would think that one or more of those four would want to disclose that in their report itself, or as a footnote?  That’s what non-profit researchers are supposed to do.

 

ConflictsOfInterestGoogleMastheadManufacturedHouisngIndsutryDailyBusinessNewsMHProNews

Conflicts of Interest = COI.

 

Instead of disclosure, instead of full transparency, the opposite occurred with UI and their report.

According to sources who claim knowledge about the research at the Urban Institute, the report writers’ promised anonymity to an association and corporate interests who ‘vetted’ their research report.

Pardon me?

A manufactured home, built by Clayton Homes, is the report’s featured image. What were they thinking at UI?

And doesn’t that make their research at least appear to be at COI, and not much more than a higher class of one of MHI’s controversial paid advertorials?

 

Conflicts of Interest – COI

According to the facts presented, and uncovered to date, it implies the report has Berkshire Hathaway, Clayton Homes, 21st Mortgage, and the Manufactured Housing Institute’s finger prints all over it.

See the flash Daily Business News initial report, linked below.

 

“Follow the Money” – Controversial Urban Institute Report on Manufactured Housing

 

One need not be an attorney, journalist, or researcher to realize that it all smells of conflicts of interest.  While this writer isn’t an attorney, one concurred with our assessment. As with all of our reports, fisking, fact-checks, commentary and analysis, we encourage readers to do their own homework, and see for themselves.

That said, why where those apparent conflicts of interest not disclosed?

 

Begging the Questions…

That clear lack of transparency begs several questions.

  • Why not disclose their respective interests and involvements?
  • Who benefits from the UI report on manufactured housing?
  • What does the report steer people to look at, as they ponder the manufactured housing industry?
  • What does the report steer people away from looking at, as they research manufactured housing as an important solution for the affordable housing crisis? (Note:  HUD is one of the sources for revenue to UI.  We believe editorially that the Trump Administration and HUD Secretary, Dr. Ben Carson, ought to suspend all such payments throughout the federal government, until the dark money ties and conflicts of interest that are working against the public’s and small businesses are all cleared up.)

 

Non-Profits, Foundations and Manufactured Housing

When the topic of philanthropy was raised in the Kevin Clayton interview video, Kevin himself points to foundations and non-profits that they believe will be important for them.

Clayton’s video interview also points specifically at using manufactured housing as urban infill.

Research is often done by nonprofit organizations.

Reports they create are in turn routinely picked up by media, educators, policy advocates, investors, and government.

When investors with a long-term horizon, as Buffett has, third party research is part of what they study.  Kevin says so, in his own words, in the video.  Kevin also speaks about Buffett’s connections and sources of information.

 

Kevin Clayton Interview-Warren Buffett’s Berkshire Hathaway, Clayton Homes CEO

 

The Kevin Clayton Interview Video is a Road Map in Numerous Ways

The video laces together in Kevin’s own words the concerns and allegations over:

  • monopolistic practices,
  • how vital credit is to the industry,
  • how nonprofits and foundations are important and are part of their plan.

It’s the truth hiding in plain sight.

The Manufactured Housing Institute is a non-profit.

http://mhmarketingsalesmanagement.com/blogs/tonykovach/wp-content/uploads/2018/02/MHIAntiTrustWarningsInstructionsMastheadBlogManufacturedHousingIndustryDailyBusinessNewsMHProNews.jpg

Ignorance is no excuse. Forewarned is forearmed. MHI members would be wise to review the anti-trust warnings in the light of the reports linked from this page. A copy of those anti-trust warnings are found at this link, or by clicking on the MHI anti-trust warning, above.

NextStep, is at least in part, a non-profit.

So too the RV MH Hall of Fame, and the state associations which Clayton and 21st or other Berkshire Hathaway brands belong to as well.

GoldRulesTimWilliams21stMortgageCorpDailyB-usinessNewsMHProNews

http://www.mhpronews.com/blogs/daily-business-news/how-gold-rules-tim-williams-21st-mortgage-mhi-vp-state-execs-conference-call/

 

The Clayton video interview explains why with sufficient capital, the affordable housing solution indeed ought to include a heavy dose of manufactured homes.

When a non-Berkshire Hathaway, non-MHARR company CEO told MHProNews in Louisville last month that MHI’s work for many years “has made no sense,” that’s true from the vantage point of a non-Berkshire Hathaway brand, or from someone who isn’t part of their insider circle.

Manufactured Housing Institute VP Revealed Important Truths on MHI’s Lobbying, Agenda

MHI board members have during the Richard “Dick” Jennison era complained to MHProNews that that the Arlington, VA based trade group has become a “secret society,” or an “exclusive club” that only a handful actually have any say in governance.

FrankRolfeNegativeArticlesOnIndustryNoCommentbyManufacturedHousingInstituteMHIRVHorizonsMobleHomeUniversityPostedDailyBusinessNewsMHProNews

http://www.mhpronews.com/blogs/daily-business-news/frank-rolfe-blasts-mhi-for-poor-media-engagement-industry-reactions/

If these points, concerns, and allegations prove true, that’s problematic for the industry, and MHI members, on several levels.

Frank Rolfe: Pressured into Silence? Manufactured Housing Industry, and Journalism

We will boil it down to its essence.

Facts Matter – Mr. Obama’s “Alternative Universe,” Trump Admin, Investors & Politicized Manufactured Housing Data

We already noted on the Daily Business News that there are two great laws that manufactured housing benefits from.

Understanding these 2 existing federal laws, and having them fully implemented, would be major advances for public officials, those needing affordable housing, housing professionals, and investors.

McCrory Lawsuit – “Significant Victory Against Zoning Discrimination” – Manufactured Homes

Note that preemption was ignored in the Urban Institute report.  Why?

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

We’ve noted that MHARR has raised concerns over the new class of manufactured housing that Clayton dominated MHI is pushing.

Sources at MHI and with Clayton homes told MHProNews that MHI’s public relations person has spent time at Clayton location(s). On MHI’s dime?  How is that fair to the association’s smaller members?

The videos that MHI produced benefit Next Step, a nonprofit that Clayton and MHI are both supporting.

Next Step is also part of the Duty to Serve (DTS) chattel (personal property, Home only lending) financing trials mandated by the 2008 Housing and Recovery Act (HERA).  Do you see the pattern of non-profits being used by Clayton, Berkshire, et al?

Manufactured housing already has enhanced preemption under the law. Why bother with a new class of home?

Harper – Thank You Rev Donald Tye, Fighting for Enhanced Preemption of Manufactured Homes

 

People still incorrectly call a manufactured home a mobile home, even though no mobile homes have been built for over 41 years.  Will a name change work, without education of the public on what manufactured homes are, versus the widespread image of them?  Isn’t it all just shadow boxing?  Making the industry think they are doing something, when they are buying time for more consolidation to take place?

 

Manipulated

The vast majority of the people I’ve met with a Berkshire Hathaway brand, or who are MHI members, are good folks.  We have connections with dozens of them.  Some are sources for MHProNews.

We have not at any time slammed the quality of Clayton’s products.  The vast majority of the folks I’ve met and know from Clayton, 21st, et all are fine people.

Our focus has been and will remain, what holds manufactured housing back? 

It’s the same question that the Urban Institute asked.

Berkshire Hathaway, directly and indirectly through political, regulatory, capital, nonprofits, et al has manipulated and allowed to be depressed the market for manufactured housing. They are doing so in ways that appear to be monopolistic.

Fraud, Class Action, CFPB-Warren Buffett, Berkshire Hathaway, Clayton Homes, Vanderbilt Mortgage & Finance, 21st Mortgage, Manufactured Housing Institute, and the Manufactured Homes Industry

Kevin Clayton has in his own words, dotted those i’s and crossed the t’s, about Buffett hating competition, and instructing the building of “the Moat.”

GoodBusinessStrongCastleMoatAroundItUntouchableWarrenBuffettQuoteMastheadManufacturedHousingIndustryDailyBusinessNewsMHProNews

So too has Warren Buffett.

“Perverse”–Warren Buffett-Dodd-Frank, CFPB, Manufactured Housing, Loans, Independent Businesses Fact Check$

We believe that there is plenty of evidence that the report from an award-winning MHI member to MHProNews was true when he said (paraphrasing), that ‘the big boys have figured out how to get the smaller companies to pay for what the big companies want.’  See that, linked here.

We also believe the pattern is there to support the claims of those past and present MHI members – along with others – who have told MHProNews how they personally have suffered from the monopolistic and other business practices of Clayton Homes, 21st Mortgage, et al.

Killing Off 100s of Independent Manufactured Home Retailers, Production Companies – Tim Williams/21st Mortgage “Smoking Gun” Document 2

 

Recommendations?

The industry’s post-production sector should forge a new trade association, as several have already advocated and are exploring.

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

There needs to be civil, administrative, and criminal inquiries made into these allegations involving MHI and Berkshire Hathaway, et al.

When Buffett, Jeff Bezos, and Jaime Dimon’s announcement earlier this week caused the markets to plunge, it is in the view of some analysts a warning shot across the bow of the Trump Administration.

Buffett, Bezos – Time Announcement to Drop Market Ahead of SOTU? Plus MH Market Update$

If so, that warning shot impacted investors.  No one should be above the law.

Arguably the most harmed are the mom-and-pop retailers and communities, along with any independently owned producer, supplier, or financial services company involved in manufactured housing.

Buffett became the biggest player in manufactured housing in 2003 with his first acquisitions.

Since the Kevin Clayton video interview was originally conducted, Clayton’s footprint in the industry doubled.  He did so using “the Moat,” financing, nonprofits, and other tools Kevin expresses in his own words.  Several of those are the topic of related reports, linked above and below as references.

TonyIWillNotBeTakingQuestionsFromThePressRickRobinsonMHISVPGeneralCounselMastheadMHProNews

There are reasons why Dick Jennison and Rick Robinson both ducked out on questions from a publication that is demonstrated it is pro-industry for years and years.

The Top Twelve Questions for Manufactured Housing Institute (MHI) CEO, Richard “Dick” Jennison

What are they hiding?

Expert’s NWS Statement Reveals Serious Problems in Tornado WARNINGS & Manufactured Housing Safety Data

Why are they even hiding from their members good news that they ought to be spotlighting?

RentVsBuyingHousingAnalysisWhatsBestKenHJohnsonPhDFloridaAtlanticUnivRealEstateEconomics-ManufacturedHomeLivingNews660

MHLivingNews and MHProNews have from the outset documented cases of good news for the manufactured housing industry. Why has MHI routinely failed to spotlight those good news stories for the industry to benefit from?   Learn more about the above at this link here.

 

Parting Takeaways for Today

Honorable, Non-Monopolistic Investors who take a long-term horizon view of manufactured and other forms of factory built housing ought to – and will – dive in.

Current Industry players who aren’t giants are the current best friends of a giant should demand action.

MHI needs to open its books, open its bylaws, and undergo a third-party forensic examination for conflicts of interest. We think there may be good reasons to disband the organization, as hopelessly corrupted (again, that’s not a slam on most members, but all must be aware of potential liability from maintaining their membership).

Fiduciary Responsibility to Corp Shareholders-MH Anti-Trust Concerns; Plus MH Market UPdate$

Berkshire Hathaway ought to face precisely what some have advocated, anti-trust action. That action should not be limited to Warren Buffett and his brands, because what happened last Tuesday was not the first or last time that billions of dollars in wealth could be wiped out by such market machinations.

The time for anti-trust civil, administrative and criminal investigations is long overdue.  Personalities across he political spectrum in and outside of manufactured housing say so.

Maxine Waters Statement, Preserving Access Manufactured Housing Act 2017, Warren Buffett, Clayton Homes

We believe that among the best ways to advance the industry is to expose MHI, and break up Berkshire Hathaway.

Until that happens, millions are being harmed, small business as being forced to sell for less than their value, or have been forced to close.

NothingIsChangedUntilItisChallenged-SoheylaKovachLATonyKovachTamasKovachDonaldTyeJr.575x238

Tony took the photo at the right.

Its an American tragedy.  It’s Dark Money Conflicts that are harming real business people, and everyday Americans.  These are our concerns.  We’ve laid out the facts, and just some of the evidence in the above. Given Kevin Clayton’s own words, plus the links, isn’t it more than enough?  We Provide, You Decide.” © ## (News, analysis, fact checks, commentary.)

(Third party images and information are provided under fair use guidelines.)

L. A. “Tony” Kovach is an award winning manufactured housing industry veteran, and is the managing member of LifeStyle Factory Homes, LLC – the parent company to MHLivingNews.com, MHProNews.com and professional service provider to the factory-built housing industry.

Connect on LinkedInhttp://www.linkedin.com/in/latonykovach 

“Self-Evident Truths,” America, Investments, and Manufactured Housing

January 7th, 2018 No comments

ClaspedHelpingHandsMostMenNeverConsideredWhatHomeIsThoreauVagabondTreasureChestMastheadBlogManufacuredHousingIndustryMHProNews

Think about the following realities.

History is so important, that scores of ideologically bent individuals are willing to twist history, in order to influence you, and your fellow citizens.

As an analogy, if a corporation filed deliberately false data with the Securities and Exchange Commission (SEC), upon conviction, that crime can bring prison, and monetary penalties. 

Why don’t more draw a parallel to lying about publicly traded business facts – which are a kind of history – to lying about social, economic, spiritual, and political history? 

Millions today are influenced by propaganda, twisted facts.

Millions are born or led into various beliefs that rely on twisted history.

History is the dramatic, inspiring, and true story of the struggle for freedom. 

That struggle for freedom isn’t just from a foreign power.

Freedom is often a struggle against forces within one’s own country. Or within one’s own profession.

GhostGunsMastheadBlogDailyBusinessNewsManufacturedHousingINdustryMHProNews

Pick almost any issue you’d like, which is highly polarized, like guns (or Manufactured Housing). With 20,000 gun laws on the books, some of the worst violence is found in cities with the most gun control. On any issue, including those that impact our industry – “Do unto others, what you’d want others to do unto you” is far more reasonable, isn’t it? Photo credits WSJ, Bing.

Education – The Road Less Traveled for Taking Back Your Industry, and the America Dream

Step back in time to what Christmas reminded us of, the birth of the Jewish baby, Jesus ‘the Christ.’

Jesus’ words and deeds were so potent, that His followers eventually upended the powerful Roman Empire, and changed the entire course of human history.

Previously, the course of history routinely tended toward slavery. Jewish history reflects that struggle.

So it’s fitting that the Jewish Jesus bent that trend-line away from slavery towards authentic human freedom. Properly understood, every vice or sin is a form of slavery, and every virtue is a form of freedom.

The freedom Jesus offered is all encompassing.

That freedom included spiritual, social, and property rights, which also means economic rights

Rights are interwoven. Truth is all-encompassing. Truth includes business, science, all forms of reason, learning, and faith.

America’s founders – for whatever flaws they had, and we all share their weaknesses too – understood that reality.

AugustRodinThinkerForegroundSalvadoreDaliMichaelegeloCreationTheGleanersMastheadManufacuturedHousingIndustryMHProNews

Auguste Rodin’s “The Thinker,” foreground.

The founders knew the lesson of history that morality, law, and justice had to be undergirded by the ethics born of faith.

Secular humanism, ‘political correctness,’ and socialism are not the same things.  But they have this in common. They deny or disparage certain truths.  Many truths are grounded in or are interwoven with a spiritual truth.

When someone has been brow beaten by a secularized society into silence or submission, that’s a warning sign.

When an eternal truth is silenced in favor of a false claim or tenant of secular humanism, political correctness,’ or socialism – it’s time to ask – what’s going on?

Jesus wasn’t politically correct. Jesus was merciful to sinners, but publicly rebuked those who led others into sin and error.

Jesus wasn’t a socialist. Jesus’ apostles and disciples allowed possessions to be freely given, but no one was forced to give anything (Acts 5:1-11).

Robbed of the Best of our Common Heritage

All are given equal rights by God. But equal rights aren’t an equality of gifts, nor equal outcomes.

America’s Declaration of Independence specifically cited God.

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.”

Jefferson was influenced by John Locke, who wrote that governments are instituted to secure people’s rights to life, liberty, and property.’

The Declaration was idealistic on many levels, because governments are usually institutions of power over their own citizens.

America uniquely embraced a Constitutional concept of defining, and thus limiting, the power of government.

By limiting governmental power to specific areas, that protects citizens’ maximum freedom.

There’s always been tension between people, and governments. That tension is the mighty attempting to lord over the weak.

If someone takes your property, opportunities, or rights by force, deception, or threat, that’s a crime.

What several thinkers came to realize before and after America’s founding is that if governments wrongfully deprive people of rights and property, that’s immoral.

To restore our industry and America, one must first understand what made our society – not perfect, but better – than almost anything before it in history.

That restoration of the American Dream would never have occurred by following deceptive Hillary Clinton, and the power hungry who knowingly supported her.

Millions were manipulated into thinking Clinton was some heroic figure. Nonsense! Pure propaganda.

But we don’t fault the manipulated. Rather, we should all point the finger of accountability to those who knew how they manipulated millions of our fellow Americans.  None of the candidates was or ever will be perfect; but arguably Donald Trump was far more self-revealing, and he’s delivering on his campaign promises, one-step-at-a-time.

Our industry has been throttled by misinformation, and manipulated by governmental entities. 

Correcting the record on manufactured homes is an educational matter.

Education may appear at times to look like marketing, and might work something like – or better than – marketing.

Any educational effort must extend to what led to our profession’s currently low state of affairs. That’s a matter of understanding – and sharing – authentic history.

You, myself, and all those alive today share this in common. We’ve been correct on certain things, but wrong about others.

Wisdom and humility suggest that once an error has been discovered, that the falsehood be dispelled.

Faith, freedom, and education are interwoven. Do you want the land of opportunity to thrive, an live up to its potential? Then all truths – including historic, economic, spiritual, and political must be embraced. We must stand up for the legitimate rights of others, and in historic America – we can do so.  ‘He lives twice who benefits from both the past, and the present.’ ## (Historic reflections, news analysis, commentary.)

More links for references may be added, later, but this one is a good place to start.

Ladies – Love, Lunacy, Leadership, and those “Laddies”

LeadersGraspNettlesHealthProfessionalHomeSeekersWisdomWeeklyRecapMHProNews

https://www.manufacturedhomelivingnews.com/leaders-grasp-nettles-health-professional-and-home-seekers-wisdom/

Warren Buffett, “the Moat,” Manufactured Housing, Berkshire Hathaway, Clayton Homes, 21st Mortgage, Vanderbilt, Wells Fargo, NAI…

Terry Decio, Skyline Homes, “The Secret” – The Rest of the Story

ThereAreOnly2WaysToLearnOwnOthersExperiencesLATonyKovachManufacturedHousingIndustryMHProNews

We agree with Warren Buffett on the value of the lessons of history, reading and research. Without those deep insights, the wool can be pulled over other people’s eyes. We respectfully disagree with Mr. Buffett’s politics.

By L. A. “Tony” Kovach.

Kovach is the award-winning managing-member of LifeStyle Factory Homes, LLC,
parent to MHProNews, and MHLivingNews.com.
Both are #1 in their categories.

Kovach is one of the most endorsed and recommended MH industry professionals in all of manufactured housing.